Others
Indikator Indicator
r) Angka-angka diperbaiki
81
Okt Nov Des Jan Feb Mar Apr Mei Jun Jul Ags Sep Okt 2.426
3.674 3.458 3.619 5.012 4.906 5.265 4.913 4.899 4.692 4.796 4.762 4.518 5.405 5.168 6.261 7.920
- Fasilitas pinjaman yang belum ditarik 77 80 80 84 85 85 86 87 87 87 87 88 88 88 89 79 79 - Unused borrowing - Posisi pembelian spot dan derivatif yang 10 366 0 441 842 853 1.309 297 354 269 565 517 417 905 756 1.197 2.313 - Outstanding spot and derivatives
masih berjalan (purchased)
- Lainnya (Others) 2.340 3.228 3.377 3.093 4.086 3.968 3.870 4.529 4.458 4.336 4.144 4.158 4.013 4.411 4.323 4.985 5.528 - Others 21.004
24.112 27.193 17.956 18.949 19.044 19.889 19.708 19.683 20.255 20.921 21.706 22.361 23.764 25.461 25.164 26.976
- Fasilitas kredit kepada nasabah yang 18.826 19.261 16.493 14.114 13.695 13.889 14.028 14.886 14.647 15.423 15.821 16.691 17.907 18.276 20.084 19.658 19.996 - Undisbursed loan facilities
belum ditarik to debtors
Committed 5.366 5.338 3.880 3.361 4.490 4.943 4.827 5.289 5.302 5.062 4.998 5.419 6.078 6.403 6.648 6.429 6.829 - Committed Uncommitted 13.460 13.922 12.613 10.753 9.205 8.947 9.201 9.597 9.345 10.360 10.823 11.272 11.828 11.874 13.436 13.229 13.167 - Uncommitted - Fasilitas kredit kepada bank lain yang 78 151 143 312 637 572 541 562 532 493 610 554 467 542 527 625 624 - Undisbursed loan facilities
Belum ditarik to other banks
Committed 15 36 50 95 97 95 43 47 51 39 46 36 35 105 101 90 120 - Committed Uncommitted 64 115 93 217 541 477 497 515 481 455 565 519 432 437 425 535 504 - Uncommitted -Irrevocable L/C yang masih berjalan 865 817 399 443 164 179 168 156 166 173 145 248 235 152 148 136 233 - Current Irrevocable L/C - Posisi penjualan spot dan derivatif yang 39 219 37 480 679 688 1.268 166 314 193 390 357 176 645 755 615 1.706 - Outstanding spot and
masih berjalan derivatives (sold)
- Lainnya 1.196 1.629 2.607 2.607 3.773 3.715 3.885 3.939 4.025 3.973 3.955 3.856 3.577 4.148 3.948 4.130 4.417 - Others 7.391
4.506 5.512 5.419 6.184 6.198 6.166 6.135 6.113 6.139 7.325 6.022 6.097 6.016 6.203 6.370 6.455
- Garansi yang diterima 6.255 2.852 2.835 2.129 2.035 2.045 2.133 1.923 1.849 1.838 1.833 1.817 1.809 1.731 1.759 1.817 1.805 - Received guarantees - Pendapatan bunga dalam penyelesaian 1.018 1.573 2.531 2.891 3.601 3.609 3.519 3.693 3.716 3.751 4.913 3.637 3.721 3.719 3.828 3.927 4.008 - Accrued interest - Lainnya 118 81 146 398 547 544 515 519 548 551 579 568 567 566 615 627 641 - Others
11.946
12.140 11.353 13.863 12.697 11.859 10.678 7.793 7.729 7.861 8.431 8.785 9.555 10.452 11.459 12.040 12.143
- Garansi yang diberikan 11.945 11.763 11.109 13.732 12.414 11.610 10.336 7.639 7.298 7.700 8.213 8.783 9.553 10.321 11.455 12.038 12.141 - Issued guarantees - Lainnya 1 376 244 131 283 250 342 154 431 161 218 2 2 131 5 2 2 - Others
7.310
8.540 9.784 12.730 15.849 15.982 16.799 16.900 16.967 17.191 18.749 18.571 18.805 18.883 18.957 19.027 19.102
- Penerusan Kredit 2.160 2.434 2.222 2.141 2.316 2.299 2.278 2.261 2.237 2.174 2.158 2.146 2.135 2.125 2.114 2.075 2.039 -Channelling - Aset produktif yang dihapusbukukan 4.998 5.993 7.439 10.473 13.422 13.548 14.409 14.526 14.618 14.905 15.831 16.313 16.558 16.647 16.730 16.835 16.951 -Written off earning assets
Kredit yang diberikan 4.763 5.610 7.173 10.101 12.944 13.066 13.916 13.966 14.086 14.407 15.434 15.971 16.214 16.304 16.388 16.489 16.607 - Credit disbursed Lainnya 236 383 266 371 478 482 493 560 532 497 397 342 343 343 342 346 343 - Others - Aset produktif yang dihapustagih 153 113 122 116 112 135 112 112 112 112 761 112 112 112 112 118 112 -Charged off earning assets
Kredit yang diberikan 153 113 113 112 112 135 112 112 112 112 761 112 112 112 112 112 112 - Credit disbursed Lainnya - - 9 4 - - - 6 - - Others
r) Revised figures r) Angka-angka diperbaiki
Contingent Liabilities Commited Liabilities
Contingent Claims Commited Claims 2015
Others Kewajiban Kontijensi
2013 2012
Tagihan Kontinjensi
Indicator
Kewajiban Komitmen
Lainnya Tagihan Komitmen
Indikator
Tabel 1.19.a. Rekening Administratif BPD (Regional Development Banks Off-Balance Sheet)
Miliar Rp (Billion Rp)
2016 2017
2014
82
Indonesia Banking Statistics - Vol. 15, No. 11, October 2017
Okt Nov Des Jan Feb Mar Apr Mei Jun Jul Ags Sep Okt
41.154
63.713 87.157 74.512 90.217 94.427 93.164 95.202 90.303 88.509 94.502 99.314 107.346 110.044 111.914 121.797 116.335
- Fasilitas pinjaman yang belum ditarik 4.510 10.176 3.868 11.676 15.693 13.458 16.459 16.337 14.982 11.587 11.860 11.758 20.532 27.198 27.833 28.500 25.485 - Unused borrowing - Posisi pembelian spot dan derivatif yang 36.560 53.155 81.019 62.740 69.789 76.086 72.305 74.142 74.791 76.614 82.361 87.353 86.590 82.553 83.548 92.474 89.136 - Outstanding spot and derivatives
masih berjalan (purchased)
- Lainnya (Others) 84 381 2.270 96 4.735 4.883 4.400 4.723 530 308 281 203 224 293 534 823 1.715 - Others 143.637
187.237 228.063 226.085 247.180 253.473 245.200 295.811 253.817 250.299 250.499 253.949 254.451 251.509 260.104 270.572 272.261
- Fasilitas kredit kepada nasabah yang 104.664 125.246 126.435 164.235 173.636 174.116 170.235 220.760 176.557 168.949 167.525 164.232 166.905 164.252 175.570 175.039 180.612 - Undisbursed loan facilities
belum ditarik to debtors
Committed 12.083 16.505 17.498 14.762 22.029 21.899 20.811 19.379 19.179 18.609 19.990 18.771 19.842 19.019 20.079 21.697 20.643 - Committed Uncommitted 92.581 108.741 108.937 149.473 151.607 152.217 149.424 201.381 157.378 150.340 147.535 145.462 147.063 145.234 155.491 153.341 159.969 - Uncommitted - Fasilitas kredit kepada bank lain yang 15 77 27 47 15 34 14 14 12 9 12 8 8 19 17 18 18 - Undisbursed loan facilities
Belum ditarik to other banks
Committed 4 10 8 - 1 0 0 0 1 - - - - - Committed Uncommitted 11 67 19 47 14 33 14 13 11 9 12 8 8 19 17 18 18 - Uncommitted -Irrevocable L/C yang masih berjalan 6.022 11.095 6.285 5.223 4.006 5.376 4.898 3.599 4.195 4.755 4.996 5.227 5.637 6.622 4.685 5.391 5.425 - Current Irrevocable L/C - Posisi penjualan spot dan derivatif yang 32.721 50.452 74.958 56.319 69.345 73.666 69.980 71.041 72.452 76.244 77.154 84.355 81.705 80.375 79.629 89.337 84.878 - Outstanding spot and
masih berjalan derivatives (sold)
- Lainnya 215 366 611 261 178 282 73 397 601 343 811 127 195 241 203 787 1.328 - Others 62.290
91.364 100.500 98.367 117.299 122.270 132.501 127.946 114.717 108.506 107.364 106.785 105.129 104.836 106.893 112.222 116.017
- Garansi yang diterima 62.040 91.016 99.984 97.617 116.353 121.254 131.477 126.936 113.666 107.514 106.307 105.603 104.095 103.938 106.239 111.637 115.417 - Received guarantees - Pendapatan bunga dalam penyelesaian 246 346 509 751 946 1.016 1.024 1.010 1.051 993 1.057 1.181 1.035 897 654 585 601 - Accrued interest - Lainnya 4 2 6 - - - - - Others
15.200
20.536 18.093 20.195 23.366 25.419 25.576 24.410 25.613 31.839 30.284 30.135 30.388 30.076 30.076 30.076 34.372
- Garansi yang diberikan 15.158 20.445 18.093 20.195 23.364 25.419 25.576 24.410 25.613 31.839 30.284 30.135 30.388 30.076 31.389 30.016 34.372 - Issued guarantees - Lainnya 42 91 - 0 2 0 0 0 0 0 0 0 0 0 0 0 0 - Others
3.753
5.334 6.575 9.245 12.249 12.512 13.098 13.316 13.566 13.690 13.911 14.152 14.955 15.107 16.517 17.264 17.249
- Penerusan Kredit 0 0 0 0 - - - - - Channelling - Aset produktif yang dihapusbukukan 3.506 4.900 6.107 8.743 11.402 11.647 12.006 12.185 12.224 11.838 12.056 12.179 12.860 13.011 13.837 14.554 14.532 - Written off earning assets
Kredit yang diberikan 3.352 4.746 6.097 8.733 11.391 11.615 11.953 12.103 12.142 11.756 11.974 12.097 12.778 12.930 13.756 14.473 14.451 - Credit disbursed Lainnya 153 153 10 10 10 32 53 82 82 82 82 82 81 81 81 81 81 - Others - Aset produktif yang dihapustagih 247 435 468 502 847 865 1.092 1.131 1.342 1.852 1.855 1.973 2.095 2.095 2.680 2.710 2.716 - Charged off earning assets
Kredit yang diberikan 247 435 468 502 847 865 1.092 1.131 1.342 1.852 1.855 1.973 2.095 2.095 2.680 2.710 2.716 - Credit disbursed Lainnya - - - 0 0 0 0 0 0 0 0 0 0 0 0 0 0 - Others
r) Revised figures Kewajiban Kontijensi
r) Angka-angka diperbaiki
2017
Others
Contingent Liabilities
Lainnya Tagihan Kontinjensi
2014 2013
Commited Claims
Contingent Claims Tagihan Komitmen
2016
Tabel 1.20.a. Rekening Administratif Bank Campuran (Joint Venture Banks Off-Balance Sheet)
Miliar Rp (Billion Rp)
2015Commited Liabilities Indikator
Kewajiban Komitmen
Indicator 2012
83
Okt Nov Des Jan Feb Mar Apr Mei Jun Jul Ags Sep Okt 140.520
198.742 238.213 283.040 296.354 362.787 323.220 308.275 307.211 317.395 312.246 313.574 315.703 303.652 296.049 313.802 306.344
- Fasilitas pinjaman yang belum ditarik 8.192 13.996 14.243 18.610 - - - - - Unused borrowing - Posisi pembelian spot dan derivatif yang 132.324 184.725 223.960 264.430 296.296 362.787 323.220 308.275 307.172 317.395 312.166 313.574 315.703 303.652 296.049 313.802 306.344 - Outstanding spot and derivatives
masih berjalan (purchased)
- Lainnya (Others) 4 21 10 - 58 - 0 - 39 0 80 0 0 0 - - - - Others 302.516
450.692 380.969 598.753 588.015 660.709 604.929 594.143 597.036 594.641 538.984 533.257 533.288 522.653 526.407 551.398 539.506
- Fasilitas kredit kepada nasabah yang 147.600 237.527 282.793 287.908 285.641 293.284 287.512 289.965 292.402 280.446 233.290 228.811 228.533 230.548 236.081 242.756 242.722 - Undisbursed loan facilities
belum ditarik to debtors
Committed 33.500 42.453 49.567 52.047 54.438 53.663 52.025 52.660 55.988 57.057 53.351 54.031 57.211 58.479 56.399 56.782 56.080 - Committed Uncommitted 114.101 195.074 233.226 235.861 231.203 239.621 235.488 237.305 236.415 223.388 179.939 174.781 171.322 172.069 179.681 185.974 186.641 - Uncommitted - Fasilitas kredit kepada bank lain yang 3.302 6.303 5.087 4.965 8.960 9.534 8.023 8.257 8.618 6.399 4.020 3.433 1.969 1.676 1.656 3.048 2.738 - Undisbursed loan facilities
Belum ditarik to other banks
Committed 338 33 156 59 86 10 0 - 11 11 11 22 22 22 - - - - Committed Uncommitted 2.964 6.270 4.931 4.905 8.874 9.524 8.023 8.257 8.607 6.388 4.009 3.411 1.947 1.654 1.656 3.048 2.738 - Uncommitted -Irrevocable L/C yang masih berjalan 7.328 11.769 7.991 7.971 6.315 7.141 7.339 7.057 7.390 7.970 5.271 5.196 4.715 5.022 5.116 6.315 6.353 - Current Irrevocable L/C - Posisi penjualan spot dan derivatif yang 144.037 194.823 243.348 297.669 286.825 350.443 301.797 288.617 288.146 299.594 296.323 295.816 298.071 285.345 283.555 299.268 287.692 - Outstanding spot and
masih berjalan derivatives (sold)
- Lainnya 249 271 117 240 274 308 257 248 479 232 80 0 0 62 - 12 2 - Others 85.357
104.257 97.743 109.638 97.388 100.509 99.791 98.951 86.608 108.883 92.926 93.156 91.786 91.469 90.940 92.781 92.794
- Garansi yang diterima 85.156 104.151 97.575 109.222 96.605 99.683 99.225 98.359 85.842 108.282 92.647 92.550 91.152 90.799 90.245 92.102 92.074 - Received guarantees - Pendapatan bunga dalam penyelesaian 187 98 161 407 772 815 555 581 755 589 267 595 623 658 684 668 708 - Accrued interest - Lainnya 13 8 7 8 10 11 11 12 11 11 11 11 11 12 12 11 12 - Others
36.785
45.450 41.566 53.816 41.677 42.560 42.037 40.924 41.089 40.850 29.086 28.736 29.884 29.478 29.064 30.970 31.318
- Garansi yang diberikan 36.785 45.450 41.566 50.809 41.677 42.559 42.035 40.924 41.089 40.850 29.086 28.736 29.884 29.478 29.064 30.970 31.318 - Issued guarantees - Lainnya - - - 3.007 - 1 1 - 0 - - - - - Others
9.899
11.100 13.477 14.604 16.976 16.997 18.555 18.965 19.181 19.322 12.115 12.422 12.522 12.631 12.733 12.851 12.949
- Penerusan Kredit - - - - -Channelling - Aset produktif yang dihapusbukukan 9.676 10.650 12.720 13.588 15.139 15.144 16.129 16.574 16.778 16.900 9.548 9.845 9.744 9.844 9.911 10.017 10.108 -Written off earning assets
Kredit yang diberikan 9.664 10.483 12.568 13.436 14.988 14.988 15.973 16.418 16.627 16.749 9.397 9.694 9.593 9.693 9.759 9.866 9.957 - Credit disbursed Lainnya 12 166 151 151 151 156 156 156 151 151 151 151 151 151 151 151 151 - Others - Aset produktif yang dihapustagih 223 450 757 1.016 1.837 1.853 2.425 2.391 2.402 2.422 2.567 2.577 2.778 2.786 2.822 2.833 2.841 -Charged off earning assets
Kredit yang diberikan 223 450 757 924 1.745 1.761 2.333 2.299 2.310 2.330 2.475 2.485 2.686 2.694 2.730 2.741 2.749 - Credit disbursed Lainnya - - - 92 92 92 92 92 92 92 92 92 92 92 92 92 92 - Others
***) Estimated figures r) Revised figures Kewajiban Kontijensi
2017
r) Angka-angka diperbaiki
***) Angka-angka sangat-sangat sementara
Others Contingent Claims Tagihan Komitmen
Commited Liabilities
Tagihan Kontinjensi
Lainnya
Indicator Indikator 2014
Kewajiban Komitmen
Contingent Liabilities Commited Claims
Tabel 1.21.a. Rekening Administratif Bank Asing (Foreign Owned Banks Off-Balance Sheet)
Miliar Rp (Billion Rp)
20152016
2012 2013
84
Statistik Perbankan Indonesia - Vol. 15, No. 11, Oktober 2017 Indonesia Banking Statistics - Vol. 15, No. 11, October 2017
Okt Nov Des Jan Feb Mar Apr Mei Jun Jul Ags Sep Okt
17,43
18,13 19,57 21,39 23,19 23,04 22,93 23,21 23,18 22,88 22,79 22,86 22,74 23,23 23,34 23,25 23,42 - Modal 496.629 626.888 754.174 914.657 1.038.877 1.045.429 1.052.597 1.073.127 1.072.136 1.070.342 1.071.436 1.081.529 1.094.044 1.110.787 1.121.436 1.136.248 1.146.983 - Capital
- ATMR 2.849.997 3.458.404 3.854.234 4.276.555 4.479.622 4.538.006 4.589.611 4.623.547 4.626.026 4.678.848 4.701.449 4.730.777 4.811.205 4.781.553 4.803.805 4.887.823 4.897.672 - Risk Weighted Assets 15,60
16,36 18,01 19,00 21,46 21,32 21,19 21,37 21,55 21,13 21,06 21,08 21,00 21,49 21,59 21,50 21,68
- Modal Inti (Tier I) 444.545 565.774 694.198 812.590 961.359 967.359 972.350 988.255 996.739 988.821 989.943 997.331 1.010.195 1.027.481 1.037.316 1.051.045 1.061.729 - Core Capital (Tier I) - ATMR 2.849.997 3.458.404 3.854.234 4.276.555 4.479.622 4.538.006 4.589.611 4.623.547 4.626.026 4.678.848 4.701.449 4.730.777 4.811.205 4.781.553 4.803.805 4.887.823 4.897.672 - Risk Weighted Assets
3,11
3,08 2,85 2,32 2,41 2,37 2,23 2,46 2,35 2,50 2,48 2,46 2,47 2,49 2,47 2,47 2,49 - Laba sebelum pajak 117.103 134.571 142.769 132.601 145.636 143.913 136.048 158.770 152.003 162.765 161.408 160.719 162.853 163.954 163.424 164.473 166.142 - Profit
- Rata-rata total aset 3.761.912 4.365.364 5.004.089 5.703.813 6.047.242 6.073.446 6.106.959 6.458.310 6.476.002 6.507.872 6.521.212 6.545.389 6.580.220 6.596.408 6.616.962 6.645.571 6.672.045 - Average total assets
BOPO (%) 74,10 74,08 76,29 81,49 81,26 80,64 82,22 83,94 81,69 80,15 79,81 79,70 79,00 78,85 78,90 78,71 78,39
- Biaya Operasional 321.357 368.460 446.217 569.141 525.190 542.162 624.173 70.015 113.452 163.378 210.991 260.999 303.946 354.119 404.640 454.008 498.789 - Operating Expenses - Pendapatan Operasional 433.678 497.384 584.887 698.404 646.323 672.322 759.146 83.413 138.882 203.830 264.352 327.479 384.728 449.133 512.821 576.782 636.305 - Operating Income
NIM (%) 5,49 4,89 4,23 5,39 5,65 5,62 5,63 5,39 5,28 5,38 5,35 5,36 5,35 5,35 5,35 5,33 5,32
- Pendapatan bunga bersih 200.338 233.841 260.940 293.824 327.610 327.475 329.913 333.768 327.945 335.791 334.637 336.154 337.222 337.712 338.777 339.429 340.083 - Interest income net - Rata-rata total aset produktif 3.648.741 4.782.557 6.161.761 5.449.642 5.797.848 5.823.223 5.854.786 6.191.395 6.209.181 6.240.548 6.253.934 6.277.174 6.297.979 6.314.039 6.333.495 6.362.634 6.389.021 - Average total earning assets
LDR (%) 83,58 89,70 89,42 92,11 90,77 90,70 90,70 89,59 89,12 89,12 89,50 88,57 89,31 89,20 89,17 88,74 88,68 -Total Kredit kepada pihak ketiga bukan
Bank 2.597.026 3.158.099 3.526.364 3.903.936 4.042.217 4.110.389 4.199.713 4.138.608 4.133.456 4.191.886 4.207.907 4.244.521 4.305.803 4.285.659 4.304.288 4.357.435 4.374.044 - Total Credit to third party - Total Dana Pihak Ketiga 3.107.385 3.520.616 3.943.697 4.238.349 4.453.197 4.531.645 4.630.352 4.619.553 4.637.991 4.703.466 4.701.509 4.792.063 4.821.228 4.804.722 4.827.114 4.910.543 4.932.349 - Total Third Party Funds
Rasio Aset Likuid (%) 18,45 15,77 16,24 16,70 17,27 17,20 17,50 17,81 18,20 18,48 17,72 18,38 18,82 17,16 17,84 17,86 18,27
- Aset Likuid Primer 616.043 589.158 686.023 736.720 777.163 794.818 837.433 854.417 892.692 925.184 872.313 930.439 993.296 843.355 890.364 900.857 916.406 - Aset Likuid Primer - Aset Likuid Sekunder 142.989 163.506 192.598 251.623 297.109 294.609 296.098 295.926 289.443 289.282 290.031 291.419 278.164 305.133 315.702 327.207 346.020 - Aset Likuid Sekunder
- Total Aset 4.115.003 4.773.892 5.410.098 5.919.390 6.218.768 6.335.493 6.475.602 6.458.310 6.493.693 6.571.793 6.561.233 6.648.319 6.754.376 6.693.533 6.760.887 6.874.442 6.910.310 - Total Assets Ket: Data tidak termasuk BUS
Core Capital Ratio to ATMR (%) Rasio Modal Inti terhadap ATMR (%)
Operating Expenses/Operating Income (%)
Loan to Deposits Ratio (%) Net Interest Margin Ratio (%) Return On Assets Ratio (%)
Liquid Assets Ratio (%)
Tabel 1.22.a. Kinerja Bank Umum Konvensional (Commercial Banks Performance)
Miliar Rp (Billion Rp)
Keterangan Items
Rasio Pemenuhan Kecukupan Modal
Minimum (%) Capital Adequacy Ratio (%)
ROA (%)
2015 2016 2017
2012 2013 2014
85
Okt Nov Des Jan Feb Mar Apr Mei Jun Jul Ags Sep Okt 16,17
15,91 17,08 19,31 21,50 21,16 21,05 21,06 20,59 20,45 20,75 20,77 20,73 21,06 21,30 21,10 21,46 - Modal 166.297 198.288 235.019 305.497 377.733 378.204 380.581 387.578 376.220 381.660 385.887 390.443 397.272 400.770 408.185 415.245 419.693 -Capital
- ATMR 1.028.287 1.246.469 1.375.677 1.582.361 1.757.012 1.787.101 1.808.121 1.840.279 1.827.175 1.865.904 1.860.061 1.879.506 1.916.030 1.902.747 1.916.534 1.967.969 1.955.396 -Risk Weighted Assets 14,59
14,58 16,14 16,38 20,27 19,93 19,82 19,87 18,68 19,26 19,55 19,58 19,54 19,87 20,09 19,90 20,27
- Modal Inti (Tier I) 150.049 181.769 222.102 259.267 356.179 356.239 358.400 365.640 341.241 359.384 363.662 367.983 374.306 378.030 385.127 391.646 396.335 -Core Capital (Tier I) - ATMR 1.028.287 1.246.469 1.375.677 1.582.361 1.757.012 1.787.101 1.808.121 1.840.279 1.827.175 1.865.904 1.860.061 1.879.506 1.916.030 1.902.747 1.916.534 1.967.969 1.955.396 -Risk Weighted Assets
3,80
3,87 3,75 3,31 2,83 2,82 2,77 2,53 2,09 2,73 2,69 2,70 2,78 2,80 2,82 2,85 2,90 - Laba sebelum pajak 51.669 61.645 69.104 70.307 66.887 67.169 66.472 66.527 50.845 71.892 70.706 71.215 73.934 74.542 75.393 76.525 78.276 -Profit
- Rata-rata total aset 1.359.034 1.593.260 1.842.847 2.126.052 2.362.920 2.379.787 2.403.681 2.625.057 2.438.078 2.635.714 2.630.824 2.642.302 2.658.121 2.664.728 2.675.138 2.688.128 2.697.437 -Average total assets
BOPO (%) 70,53 66,16 69,57 72,58 78,81 76,14 78,41 86,70 79,51 79,69 78,53 77,67 74,55 74,43 74,44 74,21 73,62
- Biaya Operasional 116.981 116.272 150.501 179.972 207.490 195.263 240.190 36.348 33.369 70.192 85.996 102.967 108.119 126.600 146.309 164.548 181.292 -Operating Expenses - Pendapatan Operasional 165.852 175.740 216.331 247.961 263.286 256.457 306.320 41.924 41.966 88.082 109.507 132.577 145.035 170.097 196.544 221.741 246.239 -Operating Income
NIM (%) 5,95 5,50 5,11 6,19 6,38 6,32 6,33 5,84 4,90 6,01 5,94 5,98 6,00 5,98 5,99 5,98 5,94
- Pendapatan bunga bersih 79.244 95.200 109.862 126.356 144.338 143.942 145.554 146.605 114.473 151.437 149.378 151.032 152.185 152.066 152.921 153.499 153.293 -Interest income net - Rata-rata total aset produktif 1.331.277 1.731.075 2.147.990 2.040.597 2.261.452 2.278.090 2.300.535 2.509.593 2.335.020 2.520.122 2.514.971 2.527.135 2.537.270 2.544.635 2.554.860 2.568.734 2.578.583 -Average total earning assets
LDR (%) 79,84 86,70 83,73 88,58 91,75 91,64 88,69 90,96 81,81 92,03 93,62 90,61 90,74 91,80 91,72 90,83 91,46 -Total Kredit kepada pihak ketiga bukan
Bank 959.128 1.181.726 1.325.087 1.536.852 1.675.803 1.718.846 1.759.782 1.744.054 1.537.666 1.778.465 1.778.998 1.789.877 1.825.878 1.818.298 1.830.583 1.848.983 1.848.484 -Total Credit to third party - Total Dana Pihak Ketiga 1.201.284 1.363.062 1.582.488 1.734.961 1.826.504 1.875.554 1.984.174 1.917.416 1.879.667 1.932.453 1.900.228 1.975.448 2.012.115 1.980.652 1.995.912 2.035.650 2.021.158 -Total Third Party Funds
Rasio Aset Likuid (%) 20,06 15,84 16,66 15,99 15,52 15,30 17,17 16,26 17,17 16,75 15,12 16,81 16,65 14,83 16,58 16,42 16,38
- Aset Likuid Primer 229.643 199.232 254.338 245.617 247.607 255.625 319.954 281.288 334.064 301.779 250.926 309.583 325.720 252.558 304.999 301.192 288.044 -Aset Likuid Primer - Aset Likuid Sekunder 78.295 79.349 91.707 124.180 138.391 134.401 137.896 145.474 86.194 144.160 144.546 142.417 130.106 148.387 150.712 157.142 167.564 -Aset Likuid Sekunder
- Total Aset 1.535.343 1.758.873 2.076.518 2.313.309 2.487.080 2.548.455 2.666.516 2.625.057 2.447.152 2.662.063 2.616.155 2.688.212 2.737.219 2.704.368 2.748.010 2.792.047 2.781.223 -Total Assets Ket: Data tidak termasuk BUS
Return On Assets Ratio (%) Items
Tabel 1.23.a. Kinerja Bank Persero Konvensional
(State Owned Banks Performance) Miliar Rp (Billion Rp)
KeteranganRasio Modal Inti terhadap ATMR (%)
ROA (%)
2015 2016
Core Capital Ratio to ATMR (%) Capital Adequacy Ratio (%) 2017
2013 Rasio Pemenuhan Kecukupan Modal
Minimum (%)
2012
Liquid Assets Ratio (%)
Operating Expenses/Operating Income (%)
Loan to Deposits Ratio (%) Net Interest Margin Ratio (%) 2014
86
Statistik Perbankan Indonesia - Vol. 15, No. 11, Oktober 2017 Indonesia Banking Statistics - Vol. 15, No. 11, October 2017
Okt Nov Des Jan Feb Mar Apr Mei Jun Jul Ags Sep Okt
15,33
16,01 16,42 18,45 20,76 20,68 20,39 21,01 20,56 20,90 20,34 20,63 20,57 21,01 21,20 21,23 21,31 - Modal 177.744 220.225 252.499 323.381 366.450 368.941 372.582 382.236 382.852 383.770 389.569 402.960 409.929 414.453 419.207 423.320 425.890 -Capital
- ATMR 1.159.788 1.375.870 1.538.222 1.752.329 1.765.351 1.784.207 1.827.407 1.818.988 1.862.558 1.836.341 1.915.135 1.953.620 1.992.522 1.972.649 1.977.020 1.993.515 1.998.731 -Risk Weighted Assets 13,05
13,78 14,27 16,21 18,69 18,65 18,30 18,63 18,59 18,76 18,25 18,38 18,41 18,83 19,03 19,07 19,14
- Modal Inti (Tier I) 151.331 189.602 219.543 284.066 329.929 332.841 334.333 338.957 346.341 344.421 349.564 359.086 366.893 371.424 376.144 380.070 382.632 -Core Capital (Tier I) - ATMR 1.159.788 1.375.870 1.538.222 1.752.329 1.765.351 1.784.207 1.827.407 1.818.988 1.862.558 1.836.341 1.915.135 1.953.620 1.992.522 1.972.649 1.977.020 1.993.515 1.998.731 -Risk Weighted Assets
2,64
2,43 2,13 1,75 1,99 1,94 1,65 2,41 2,07 2,22 2,21 2,19 2,16 2,17 2,18 2,16 2,15 - Laba sebelum pajak 38.452 40.571 40.306 38.012 45.085 44.152 38.054 58.579 51.663 54.009 54.424 55.488 55.175 55.717 56.163 55.841 55.913 -Profit
- Rata-rata total aset 1.455.843 1.667.964 1.890.222 2.171.583 2.264.218 2.271.219 2.304.126 2.429.004 2.491.975 2.438.240 2.462.684 2.531.089 2.550.774 2.563.053 2.573.448 2.585.465 2.596.798 -Average total assets
BOPO (%) 74,88 78,07 80,70 84,98 81,68 82,36 84,58 77,65 79,44 78,72 78,48 78,47 78,73 78,59 78,55 78,89 78,76
- Biaya Operasional 112.722 138.893 167.522 209.843 171.179 188.036 212.858 17.484 33.837 50.209 66.158 84.427 101.983 119.239 136.954 155.788 171.232 -Operating Expenses - Pendapatan Operasional 150.543 177.897 207.584 246.924 209.572 228.312 251.668 22.518 42.593 63.786 84.303 107.597 129.528 151.719 174.347 197.464 217.420 -Operating Income
NIM (%) 5,17 4,42 3,78 5,07 5,33 5,32 5,27 5,08 4,85 5,01 4,96 4,92 4,90 4,90 4,89 4,89 4,88
- Pendapatan bunga bersih 72.679 81.316 87.102 104.434 115.184 115.336 116.031 118.335 115.768 116.917 116.899 119.346 119.592 120.032 120.390 120.799 121.184 -Interest income net - Rata-rata total aset produktif 1.404.733 1.838.391 2.302.325 2.059.957 2.161.790 2.168.541 2.200.551 2.327.549 2.388.395 2.335.156 2.358.893 2.425.016 2.438.474 2.449.723 2.460.002 2.472.180 2.483.419 -Average total earning assets
LDR (%) 81,58 83,77 85,66 87,55 85,00 84,32 84,83 82,07 82,22 82,73 83,57 84,52 85,03 83,69 83,72 84,36 83,96 -Total Kredit kepada pihak ketiga bukan
Bank 1.026.324 1.202.706 1.342.612 1.513.839 1.497.469 1.509.963 1.567.734 1.534.590 1.570.184 1.547.696 1.608.735 1.657.038 1.674.661 1.662.076 1.664.846 1.689.211 1.693.859 -Total Credit to third party - Total Dana Pihak Ketiga 1.257.990 1.435.791 1.567.343 1.729.031 1.761.628 1.790.784 1.848.001 1.869.813 1.909.767 1.870.808 1.924.907 1.960.458 1.969.415 1.986.093 1.988.560 2.002.429 2.017.396 -Total Third Party Funds
Rasio Aset Likuid (%) 15,47 14,66 14,87 15,97 15,86 16,25 15,89 17,01 17,26 16,94 16,93 17,23 18,38 16,15 16,07 16,14 16,90
- Aset Likuid Primer 203.772 216.884 244.859 292.473 281.198 298.883 297.073 325.198 343.571 331.210 340.461 355.770 397.294 331.779 324.089 329.486 346.613 -Aset Likuid Primer - Aset Likuid Sekunder 41.689 49.644 52.411 65.893 84.756 81.615 86.399 87.886 88.126 81.844 89.010 90.952 89.537 94.114 101.059 103.353 109.418 -Aset Likuid Sekunder
- Total Aset 1.586.631 1.818.240 1.999.417 2.243.785 2.306.933 2.341.225 2.413.658 2.429.004 2.500.460 2.438.563 2.536.018 2.593.405 2.649.201 2.636.724 2.646.258 2.681.594 2.698.796 -Total Assets Ket: Data tidak termasuk BUS
Operating Expenses/Operating Income (%) Keterangan
Rasio Pemenuhan Kecukupan Modal Minimum (%)
ROA (%)
2013
Rasio Modal Inti terhadap ATMR (%)
2015
Tabel 1.24.a. Kinerja BUSN Devisa Konvensional (Foreign Exchange Commercial Banks Performance)
Miliar Rp (Billion Rp)
Liquid Assets Ratio (%) Net Interest Margin Ratio (%)
Items
Loan to Deposits Ratio (%) Core Capital Ratio to ATMR (%)
Return On Assets Ratio (%) Capital Adequacy Ratio (%)
2012 2017
2014 2016
87
Okt Nov Des Jan Feb Mar Apr Mei Jun Jul Ags Sep Okt 20,80
23,16 23,07 22,15 22,48 25,02 25,91 27,00 26,68 26,04 28,23 27,69 28,77 28,22 28,24 28,69 28,77 - Modal 13.530 17.984 20.631 10.609 10.153 10.519 7.958 8.321 8.363 8.422 9.190 9.210 9.767 9.802 9.890 9.973 10.076 - Capital
- ATMR 65.057 77.653 89.411 47.895 45.163 42.043 30.718 30.813 31.346 32.346 32.553 33.265 33.948 34.738 35.016 34.759 35.022 - Risk Weighted Assets 19,38
21,47 21,49 20,08 20,30 22,73 24,55 25,67 25,36 24,72 26,95 26,38 27,53 26,93 27,02 27,45 27,46
- Modal Inti (Tier I) 12.610 16.675 19.213 9.615 9.166 9.557 7.541 7.911 7.949 7.998 8.774 8.776 9.347 9.353 9.461 9.542 9.617 - Core Capital (Tier I) - ATMR 65.057 77.653 89.411 47.895 45.163 42.043 30.718 30.813 31.346 32.346 32.553 33.265 33.948 34.738 35.016 34.759 35.022 - Risk Weighted Assets
3,31
3,26 2,16 0,47 0,81 0,83 0,98 1,55 1,46 1,67 1,62 1,55 1,49 1,43 1,42 1,36 1,31 - Laba sebelum pajak 3.204 3.744 2.839 299 503 519 389 692 668 773 757 731 712 693 695 678 657 - Profit
- Rata-rata total aset 96.840 114.799 131.315 63.861 61.761 62.276 39.838 44.673 45.693 46.335 46.860 47.286 47.798 48.570 49.148 49.688 50.134 - Average total assets
BOPO (%) 79,30 79,67 86,31 96,03 92,71 92,47 91,78 87,43 87,64 86,08 86,33 86,98 87,37 87,88 87,95 88,29 88,78
- Biaya Operasional 12.149 14.260 17.751 7.477 5.517 6.081 4.473 396 781 1.189 1.597 2.038 2.476 2.940 3.412 3.880 4.382 - Operating Expenses - Pendapatan Operasional 15.320 17.900 20.567 7.786 5.951 6.576 4.874 453 891 1.381 1.850 2.343 2.834 3.346 3.879 4.395 4.936 - Operating Income
NIM (%) 9,34 8,73 7,02 3,97 3,94 3,96 5,78 5,68 5,47 5,56 5,58 5,60 5,62 5,59 5,56 5,53 5,54
- Pendapatan bunga bersih 8.606 9.761 9.091 2.410 2.316 2.350 2.184 2.413 2.381 2.455 2.489 2.519 2.557 2.583 2.602 2.614 2.644 - Interest income net - Rata-rata total aset produktif 92.126 111.801 129.441 60.730 58.846 59.325 37.808 42.488 43.498 44.119 44.627 45.021 45.486 46.231 46.778 47.303 47.741 - Average total earning assets
LDR (%) 82,73 85,10 87,81 81,12 82,82 81,52 88,37 88,92 87,29 88,26 87,67 88,60 88,32 89,41 90,47 90,18 91,84 -Total Kredit kepada pihak ketiga bukan
Bank 69.804 82.634 91.795 43.541 41.680 42.256 30.307 29.968 30.365 31.299 31.779 32.668 33.272 34.140 34.550 35.360 35.903 - Total Credit to third party - Total Dana Pihak Ketiga 84.374 97.102 104.544 53.674 50.324 51.835 34.296 33.704 34.785 35.464 36.248 36.872 37.673 38.185 38.190 39.211 39.093 - Total Third Party Funds
Rasio Aset Likuid (%) 19,32 15,03 18,15 16,35 12,52 14,10 17,09 16,16 17,60 16,46 17,00 14,40 17,58 15,96 15,84 15,65 14,67
- Aset Likuid Primer 19.716 18.417 24.762 9.820 6.699 7.996 7.184 6.604 7.600 7.210 7.676 6.488 8.278 7.890 7.828 7.868 7.294 - Aset Likuid Primer - Aset Likuid Sekunder 1.291 891 803 1.529 1.417 1.512 586 615 620 626 559 566 575 599 600 586 647 - Aset Likuid Sekunder
- Total Aset 108.758 128.498 140.823 69.419 64.807 67.424 45.466 44.673 46.713 47.617 48.436 48.992 50.357 53.204 53.192 54.011 54.150 - Total Assets Ket: Data tidak termasuk BUS
Rasio Modal Inti terhadap ATMR (%)
ROA (%)
2013