2016 Jenis Penggunaan 2012 2013
2. Orientasi Penggunaan
Sep Okt Nov Des Jan Feb Mar Apr Mei Jun Jul Ags Sep
- Modal Kerja - Working Capital
Rupiah 11,50 12,14 12,81 12,48 11,62 11,60 11,52 11,38 11,35 11,28 11,21 11,23 11,17 11,14 11,09 11,10 11,02
RupiahValas 4,08 3,90 4,63 4,00 3,96 3,93 3,92 3,94 3,82 3,85 4,13 3,95 3,95 4,00 3,96 3,93 3,92
Foreign Exchange- Investasi - Investments
Rupiah 11,28 11,83 12,36 12,12 11,36 11,34 11,33 11,21 11,17 11,10 11,05 11,10 10,96 10,98 10,97 10,91 10,83
RupiahValas 5,03 4,95 5,08 5,16 5,00 5,01 4,96 4,97 4,97 4,97 5,42 4,98 4,97 4,99 5,03 4,98 4,99
Foreign Exchange- Konsumsi - Consumption
Rupiah 13,58 13,13 13,58 13,88 13,72 13,69 13,65 13,59 13,58 13,56 13,48 13,48 13,37 13,21 13,15 13,03 12,97
RupiahValas 4,33 4,10 3,00 2,65 2,96 2,95 3,09 2,82 2,48 2,95 2,72 2,72 2,73 3,14 3,72 3,24 2,97
Foreign Exchange- Ekspor - Ekspor
Rupiah 10,18 10,93 11,55 11,09 10,28 10,16 10,23 10,03 11,20 11,37 11,47 11,39 11,30 11,24 11,10 11,03 10,84
RupiahValas 4,41 4,29 4,44 3,79 3,66 3,74 3,78 3,75 3,71 3,74 3,79 3,84 3,77 4,03 4,04 3,99 4,00
Foreign Exchange- Impor - Impor
Rupiah 9,76 10,48 11,60 11,41 11,06 10,96 10,80 10,83 10,61 10,64 10,56 10,51 10,51 10,31 10,31 10,30 10,17
RupiahValas 4,04 3,86 4,36 4,10 4,25 4,41 4,17 4,29 4,20 4,09 4,08 5,04 5,38 5,50 5,27 5,15 5,06
Foreign Exchange- Lainnya - Other
Rupiah 12,19 12,43 12,98 12,87 12,26 12,24 12,19 12,08 12,06 12,01 11,93 11,96 11,86 11,80 11,76 11,72 11,64
RupiahValas 4,42 4,29 4,83 4,59 4,49 4,46 4,44 4,45 4,39 4,41 4,80 4,41 4,41 4,41 4,38 4,37 4,35
Foreign ExchangeTabel 1.55.a. Suku Bunga Rata-rata Kredit Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan (Average of Credit Interest Rate of Commercial Banks Based on Types and Orientation User)
Persen (Percent)
Type of Use
2. User Orientation 1. Type of Use 1. Jenis Penggunaan
2014
2016
Statistik Perbankan Indonesia - Vol. 15, No. 10, September 2017 Indonesia Banking Statistics - Vol. 15, No. 10, September 2017
Sep Okt Nov Des Jan Feb Mar Apr Mei Jun Jul Ags Sep
Bank Persero State Owned Banks
Jumlah Bank 4 4 4 4 4 4 4 4 4 4 4 4 4 4 4 4 4 Total Banks
Jumlah Kantor 15.632 16.637 17.430 17.809 17.983 18.051 18.089 18.106 18.111 18.113 18.121 18.146 18.167 18.190 18.202 18.219 18.235 Total Bank Offices
BUSN Devisa
Jumlah Bank 36 36 38 39 42 42 42 42 42 42 42 42 42 42 42 42 42 Total Banks
Jumlah Kantor 8.942 9.230 9.154 8.825 9.650 9.609 9.570 9.658 9.629 9.568 9.533 9.535 9.518 9.505 9.473 9.454 9.398 Total Bank Offices
BUSN Non Devisa
Jumlah Bank 30 30 29 27 23 23 22 21 21 21 21 21 21 21 21 21 21 Total Banks
Jumlah Kantor 2.066 2.221 2.234 2.087 624 633 609 468 476 476 478 479 451 464 487 490 492 Total Bank Offices
BPD Regional Development
Banks Jumlah Bank 26 26 26 26 27 27 27 27 27 27 27 27 27 27 27 27 27 Total Banks
Jumlah Kantor 2.802 3.254 3.524 3.781 4.030 4.036 4.033 4.052 4.050 4.055 4.064 4.071 4.085 4.089 4.099 4.079 4.016 Total Bank Offices
Bank Campuran Joint Venture Banks
Jumlah Bank 14 14 12 12 12 12 12 12 12 12 12 12 12 12 12 12 12 Total Banks
Jumlah Kantor 384 390 285 359 373 356 356 355 355 355 341 341 345 350 344 339 340 Total Bank Offices
Bank Asing Foreign Owned Bank
Jumlah Bank 10 10 10 10 10 10 10 10 10 9 9 9 9 9 9 9 9 Total Banks Jumlah Kantor 119 115 112 102 92 92 91 91 92 89 82 66 54 54 54 54 54 Total Bank Offices
Total Total
Jumlah Bank 120 120 119 118 118 118 117 116 116 115 115 115 115 115 115 115 115 Total Banks Jumlah Kantor 29.945 31.847 32.739 32.963 32.752 32.777 32.748 32.730 32.713 32.656 32.619 32.638 32.620 32.652 32.659 32.635 32.535 Total Bank
Offices
r) Revised figures r) Angka-angka diperbaiki
2012
Foreign Exchange Commercial Banks
Non-Foreign Exchange Commercial Banks
2016
Tabel 1.56.a. Perkembangan Jumlah Bank Umum dan Kantor Bank Umum (Growth of Total Commercial Banks and Bank Offices)
Kelompok Bank 2013 2014 2015 2017 Group of Bank
119
Sep Okt Nov Des Jan Feb Mar Apr Mei Jun Jul Ags Sep
1. Jawa Barat 369 382 384 397 405 409 409 412 410 409 409 410 410 409 410 411 411 1.
Jawa Barat2. Banten 95 95 95 93 96 96 96 96 96 96 96 96 96 95 95 95 96 2.
Banten3. DKI Jakarta 497 501 490 541 546 546 545 545 546 542 541 545 545 545 545 545 543 3.
DKI Jakarta4. D.I. Yogyakarta 56 59 60 60 62 62 62 62 62 61 61 61 61 61 61 61 61 4.
D.I. Yogyakarta5. Jawa Tengah 300 317 320 328 334 342 343 345 346 349 350 350 349 349 349 349 347 5.
Jawa Tengah6. Jawa Timur 393 407 406 415 419 425 428 430 431 434 433 435 435 434 435 435 433 6.
Jawa Timur7. Bengkulu 28 30 32 35 36 36 35 35 35 35 35 35 35 35 35 35 35 7.
Bengkulu8. Jambi 52 58 59 61 62 62 62 62 62 62 62 62 62 62 62 62 62 8.
Jambi9. Aceh 73 75 75 78 81 81 81 81 81 81 80 80 80 79 79 79 79 9.
Aceh10. Sumatera Utara 183 188 190 205 207 205 206 206 207 207 207 207 207 207 207 206 206 10.
Sumatera Utara11. Sumatera Barat 76 79 79 85 86 86 86 84 84 84 84 84 84 84 84 84 84 11.
Sumatera Barat12. Riau 87 91 95 92 92 92 92 92 93 93 93 93 93 93 93 92 92 12.
Riau13. Sumatera Selatan 88 97 95 102 103 103 104 104 105 104 105 106 106 106 106 105 106 13.
Sumatera Selatan14. Bangka Belitung 25 27 29 27 30 30 30 30 30 30 30 29 29 29 29 29 29 14.
Bangka Belitung15. Kepulauan Riau 55 58 59 59 59 59 59 59 60 60 60 60 60 60 60 60 60 15.
Kepulauan Riau16. Lampung 56 58 59 61 63 63 64 64 64 64 64 64 64 64 64 64 64 16.
Lampung17. Kalimantan Selatan 72 76 71 72 72 73 73 73 73 73 73 73 73 73 73 74 74 17.
Kalimantan Selatan18. Kalimantan Barat 69 74 74 73 75 75 75 75 75 74 74 74 74 74 74 74 74 18.
Kalimantan Barat19. Kalimantan Timur 109 114 118 114 114 114 114 114 114 113 113 113 113 113 113 112 112 19.
Kalimantan Timur20. Kalimantan Tengah 46 46 43 43 44 44 44 44 44 44 44 44 45 45 45 45 45 20.
Kalimantan Tengah21. Sulawesi Tengah 38 39 40 41 43 43 43 43 43 43 43 43 43 43 43 43 44 21.
Sulawesi Tengah22. Sulawesi Selatan 123 129 131 131 132 132 132 131 131 132 133 133 133 133 133 132 133 22.
Sulawesi Selatan23. Sulawesi Utara 52 53 54 58 63 62 62 62 63 63 63 63 64 64 64 64 64 23.
Sulawesi Utara24. Gorontalo 16 18 18 18 20 20 20 20 20 20 20 20 20 20 20 20 20 24.
Gorontalo25. Sulawesi Barat 14 15 15 15 15 15 16 16 16 16 16 16 16 16 16 16 16 25.
Sulawesi Barat26. Sulawesi Tenggara 30 34 41 43 43 43 43 43 43 43 43 43 43 43 43 43 43 26.
Sulawesi Tenggara27. Nusa Tenggara Barat 43 49 50 52 52 52 52 53 53 53 53 53 53 53 53 53 53 27.
Nusa Tenggara Barat28. Bali 79 86 87 95 96 96 96 96 96 96 97 97 97 98 98 98 93 28.
Bali29. Nusa Tenggara Timur 51 53 54 56 58 57 57 58 58 58 58 58 59 59 59 59 59 29.
Nusa Tenggara Timur30. Maluku 30 30 32 32 32 32 32 32 33 33 34 34 34 34 34 34 34 30.
Maluku31. Papua 51 54 54 61 62 62 62 62 61 61 61 61 61 61 61 61 61 31.
Papua32. Maluku Utara 18 19 21 22 22 22 22 22 22 22 22 22 22 22 22 22 22 32.
Maluku Utara33. Irian Jaya Barat 26 27 24 23 25 25 25 25 26 26 26 26 26 26 26 26 26 33.
Irian Jaya Barat34. Lainnya 14 14 14 17 18 18 18 18 17 17 18 18 18 18 18 18 18 34.
Other3.314
3.452 3.468 3.605 3.667 3.682 3.688 3.694 3.700 3.698 3.701 3.708 3.710 3.707 3.709 3.706 3.699
Total Total
2015
2016
r) Angka-angka diperbaikiuntuk seluruh Jumlah Kantor pada seluruh jenis bank umum, mulai periode Desember 2011 - November 2015
r) Revised figures for Total Bank Offices each category of commercial banks from December 2011 - November 2015
Tabel 1.57.a. Perkembangan Jumlah Kantor Cabang Bank Berdasarkan Lokasi Bank (Growth of Total Branch Offices Based on Region)
Lokasi 2012 2013 2014 Location
2017
120
Statistik Perbankan Indonesia - Vol. 15, No. 10, September 2017 Indonesia Banking Statistics - Vol. 15, No. 10, September 2017
Sep Okt Nov Des Jan Feb Mar Apr Mei Jun Jul Ags Sep
Penyaluran Dana Fund Disbursements
a. Kredit 49.818 59.176 68.391 74.807 80.083 80.330 80.982 81.684 81.867 82.868 84.340 85.167 86.440 87.389 87.197 87.727 87.938
a. Creditsb. Antar Bank Aktiva 14.935 15.374 18.540 23.483 24.785 25.328 26.074 27.705 27.420 26.706 26.296 25.792 25.265 24.638 26.797 27.471 28.919
b. Inter-Bank AssetsSumber Dana Source of Funds
a. DPK 44.870 50.520 58.750 67.266 72.756 73.510 74.364 75.725 76.184 76.546 77.212 77.768 78.008 77.853 79.709 80.605 81.597
a. Third Party FundsDeposito 30.401 33.879 39.919 46.307 50.743 50.959 51.325 51.977 52.686 53.062 53.612 53.715 53.901 54.465 55.497 56.258 56.705
Time DepositsTabungan 14.468 16.641 18.831 20.959 22.013 22.551 23.040 23.748 23.498 23.484 23.600 24.052 24.107 23.389 24.212 24.347 24.892
Savings Depositsb. Antar Bank Pasiva 9.528 1.896 2.006 2.973 3.382 3.407 3.470 3.617 3.688 3.689 3.763 3.708 3.741 3.778 4.010 4.089 4.237
b. Inter-Bank Liabilitiesc. Pinjaman yang Diterima 426 11.165 13.386 13.460 13.239 12.977 13.043 13.613 13.217 13.014 13.166 13.171 13.414 13.988 13.731 13.465 13.737
c. Loans receivedd. Kewajiban Segera 466 421 452 586 684 626 645 667 650 694 767 905 892 956 799 797 779
d. Immediate Liabilitiesa. Modal Disetor 6.227 6.997 8.227 9.550 10.371 10.437 10.523 10.656 10.716 10.840 11.019 11.050 11.103 11.299 11.340 11.459 11.552
a. Paid In Capitalb. Cadangan 1.726 1.573 1.819 2.079 2.385 2.364 2.366 2.351 2.401 2.440 2.533 2.606 2.637 2.675 2.683 2.693 2.700
b. Reservesc. L/R Tahun Berjalan 2.328 2.661 2.682 2.755 2.106 2.416 2.725 2.936 218 489 791 1.014 1.331 1.523 1.805 2.069 2.338
c. Current Earningsd. L/R Tahun Lalu (24) 564 978 1.289 1.807 1.787 1.777 1.755 4.276 3.995 3.408 2.813 2.634 2.394 2.337 2.303 2.286
d. Retained Earnings (Profit/Loss)Ket:
Tabel 2.1 Kegiatan Usaha Bank Perkreditan Rakyat (Rural Banks Operations)
Miliar Rp (Billion Rp)
Indikator 2012 2013 Indicator
2016 2015
2014
2017
Several Components of Capital Beberapa Komponen Modal
since November 2013, data Inter-Bank liabilities not include Loans received form other bank since November 2013, data Loans received include Loans received form other bank
Sejak data November 2013 pos Antar Bank Pasiva tidak termasuk pinjaman yang diterima dari Bank
lain. Sejak data November 2013 pos Pinjaman Yang Diterima termasuk pinjaman yang diterima dari Bank lain.
122
Sep Okt Nov Des Jan Feb Mar Apr Mei Jun Jul Ags Sep
LDR (%) 78,63 84,34 79,79 77,81 77,71 77,43 77,19 76,24 75,36 76,15 77,00 77,65 78,24 79,03 77,61 73,63 76,59 LDR (%)
- Total Kredit 49.866 59.176 68.391 74.807 80.083 80.330 80.982 81.684 81.867 82.868 84.340 85.167 86.213 87.389 87.197 87.727 87.938
- Total Credit- Penghimpunan Dana 54.535 60.024 72.914 81.908 87.517 88.018 88.985 90.997 91.094 91.336 92.194 92.747 93.182 93.621 95.259 96.004 97.318
- Funds collected- Modal Inti 8.880 10.137 12.801 14.232 15.531 15.734 15.921 16.147 17.545 17.491 17.331 16.930 17.003 16.963 17.095 23.148 17.499
- Core CapitalNPL (%) 4,75 4,41 4,75 5,37 6,58 6,67 6,56 5,83 6,48 6,61 6,68 6,98 6,95 6,93 6,95 7,01 7,00 NPL (%)
-
Kredit Non Lancar 2.369 2.610 3.252 4.018 5.267 5.357 5.312 4.765 5.302 5.474 5.633 5.941 6.004 6.056 6.062 6.147 6.156
- Non Current Credits- Total Kredit 49.818 59.176 68.391 74.807 80.083 80.330 80.982 81.684 81.867 82.868 84.340 85.167 86.440 87.389 87.197 87.727 87.938
- Total CreditROA (%) 3,46 3,44 2,98 2,71 2,58 2,64 2,67 2,59 2,30 2,58 2,76 2,64 2,75 2,61 2,61 2,59 2,56 ROA (%)
- L/R Tahun Berjalan 2.328 2.661 2.682 2.755 2.106 2.416 2.725 2.936 218 489 791 1.014 1.331 1.523 1.805 2.069 2.338
- Current Earnings (Profit/Loss)- Total Aktiva 67.397 77.376 89.878 101.713 108.943 109.868 111.307 113.501 113.527 113.834 114.872 115.261 116.113 116.640 118.715 119.792 121.583
- Total AktivaROE (%) 32,63 32,41 27,89 24,76 23,09 23,71 24,14 23,61 20,89 23,15 24,49 23,35 24,40 22,89 23,16 23,02 22,95 ROE (%)
- L/R Tahun Berjalan 2.328 2.661 2.682 2.755 2.106 2.416 2.725 2.936 218 489 791 1.014 1.331 1.523 1.805 2.069 2.338
- Current Earnings (Profit/Loss)- Modal Disetor 6.227 6.997 8.227 9.550 10.371 10.437 10.523 10.656 10.716 10.840 11.019 11.050 11.103 11.299 11.340 11.459 11.552
- Paid In Capital- Cadangan Umum 909 1.214 1.389 1.579 1.789 1.792 1.793 1.778 1.807 1.837 1.911 1.977 1.989 2.009 2.018 2.022 2.027
- General ReserveKet: *) Angka-angka sementara
*) Provisional figures2013
Tabel 2.2 Kinerja Bank Perkreditan Rakyat (Rural Banks Performance)
Miliar Rp (Billion Rp)
Indicator
2012 2014
Indikator 2015
2016 2017
123
Statistik Perbankan Indonesia - Vol. 15, No. 10, September 2017 Indonesia Banking Statistics - Vol. 15, No. 10, September 2017
Sep Okt Nov Des Jan Feb Mar Apr Mei Jun Jul Ags Sep
1. Jawa Barat 11.293 12.663 15.099 16.380 16.353 16.278 16.474 16.825 16.714 16.706 16.782 16.851 16.906 16.765 17.076 17.161 17.382
1. Jawa Barat
2. Banten 1.308 1.529 1.833 2.250 2.450 2.490 2.542 2.633 2.688 2.678 2.747 2.796 2.889 2.927 3.019 3.204 3.297
2. Banten
3. DKI Jakarta 1.579 1.625 1.889 2.124 2.391 2.440 2.537 2.593 2.558 2.592 2.631 2.610 2.509 2.493 2.536 2.545 2.554
3. DKI Jakarta
4. D.I Yogyakarta 3.097 3.510 4.127 4.760 5.080 5.129 5.182 5.336 5.349 5.369 5.395 5.495 5.460 5.409 5.523 5.560 5.657
4. D.I Yogyakarta5. Jawa Tengah 14.938 16.844 19.234 22.060 24.097 24.438 24.651 24.876 24.861 24.996 25.182 25.376 25.759 26.006 26.658 26.872 27.223
5. Jawa Tengah6. Jawa Timur 7.898 8.910 10.226 11.361 11.768 11.883 12.042 12.140 12.158 12.218 12.435 12.217 12.413 12.357 12.561 12.642 12.792
6. Jawa Timur7. Bengkulu 39 39 55 64 66 67 69 72 72 69 71 68 72 67 70 71 76
7. Bengkulu8. Jambi 644 738 759 745 777 780 768 779 763 773 785 784 791 791 807 828 836
8. Jambi9. Aceh 138 161 168 222 244 245 249 251 258 259 263 260 260 253 260 260 258
9. Aceh10. Sumatera Utara 877 967 1.049 1.170 1.320 1.338 1.352 1.348 1.353 1.366 1.362 1.369 1.366 1.371 1.411 1.426 1.451
10. Sumatera Utara11. Sumatera Barat 1.406 1.337 1.346 1.434 1.483 1.515 1.536 1.562 1.575 1.580 1.584 1.584 1.554 1.505 1.574 1.579 1.614
11. Sumatera Barat
12. Riau 1.015 1.050 1.134 1.202 1.259 1.259 1.275 1.295 1.323 1.337 1.336 1.311 1.301 1.295 1.341 1.352 1.342
12. Riau
13. Kepulauan Riau 3.425 3.842 4.446 4.917 5.651 5.718 5.787 5.844 5.917 5.970 6.037 6.081 6.149 6.175 6.232 6.355 6.349
13. Kepulauan Riau
14. Sumatera Selatan 996 1.046 1.156 1.202 1.307 1.300 1.317 1.339 1.355 1.355 1.373 1.384 1.378 1.377 1.413 1.416 1.420
14. Sumatera Selatan
15. Bangka Belitung 59 75 89 115 121 120 119 122 125 127 131 129 131 137 139 140 136
15. Bangka Belitung
16. Lampung 5.167 6.678 7.897 8.885 9.423 9.474 9.728 10.078 10.095 10.054 10.183 10.226 10.211 10.460 10.547 10.494 10.824
16. Lampung
17. Kalimantan Selatan 396 416 533 554 548 559 565 573 570 574 572 562 550 558 559 561 565
17. Kalimantan Selatan
18. Kalimantan Barat 979 953 1.020 1.066 1.215 1.194 1.198 1.208 1.174 1.183 1.258 1.223 1.241 1.283 1.241 1.258 1.263
18. Kalimantan Barat19. Kalimantan Timur 310 336 359 392 385 387 390 394 390 394 391 383 382 375 383 385 389
19. Kalimantan Timur20. Kalimantan Tengah 137 232 287 336 326 344 337 376 347 366 404 398 390 422 394 404 427
20. Kalimantan Tengah21. Sulawesi Tengah 955 1.372 1.535 1.878 2.063 2.054 2.112 2.209 2.190 2.235 2.294 2.299 2.402 2.456 2.477 2.442 2.551
21. Sulawesi Tengah22. Sulawesi Selatan 925 1.064 1.310 1.448 1.898 1.955 1.995 1.995 2.005 2.032 2.078 2.103 2.156 2.214 2.230 2.264 2.299
22. Sulawesi Selatan23. Sulawesi Utara 820 963 995 1.034 1.141 1.133 1.119 1.143 1.217 1.210 1.178 1.170 1.178 1.173 1.198 1.206 1.206
23. Sulawesi Utara24. Sulawesi Tenggara 103 133 187 261 274 282 291 293 279 274 276 295 280 308 292 286 291
24. Sulawesi Tenggara
25. Sulawesi Barat 6 7 8 65 8 8 8 8 8 8 8 7 7 7 7 7 7
25. Sulawesi Barat
26. Gorontalo 35 36 35 34 33 33 34 35 35 35 35 33 33 32 32 32 32
26. Gorontalo
27. Nusa Tenggara Barat 840 940 1.062 1.240 1.283 1.309 1.329 1.343 1.355 1.341 1.341 1.343 1.327 1.285 1.311 1.323 1.324
27. Nusa Tenggara Barat
28. Bali 6.326 7.721 9.380 11.313 12.442 12.572 12.719 13.074 13.032 12.967 12.947 13.111 13.178 13.218 13.466 13.621 13.845
28. Bali
29. Nusa Tenggara Timur 253 337 415 493 549 557 556 594 595 594 596 598 611 616 621 634 631
29. Nusa Tenggara Timur
30. Maluku 747 1.001 1.174 1.313 1.408 1.408 1.407 1.473 1.494 1.479 1.510 1.488 1.510 1.532 1.551 1.618 1.658
30. Maluku
31. Papua 516 609 754 911 983 998 1.003 1.010 1.018 1.023 1.034 1.044 1.062 1.092 1.098 1.132 1.155
31. Papua32. Maluku Utara 17 22 35 45 57 57 57 59 59 67 69 80 76 78 84 91 95
32. Maluku Utara33. Papua Barat 152 221 280 437 519 543 558 619 592 603 586 581 580 603 603 623 635
33. Papua Barat34. Lainnya - - - - - - - - - - - - - - - - -
34. OthersTotal 67.397 77.376 89.878 101.713 108.921 109.868 111.307 113.501 113.527 113.834 114.872 115.261 116.113 116.640 118.715 119.792 121.583 Total