If you have not yet paid your registration fee, you must complete your cash payment (we ONLY accept US dollars) upon arrival. Please note that the amount to be paid is not negotiated at the registration desk. If you do not provide a copy of the full article to the session chair or to the conference organizers, we will not be able to email you an evaluation report for your article.
Please bring your lunch voucher (provided in your envelope) for collection before eating lunch and if you lose them please report to the registration desk. This report will be sent to the authors via email within 2-3 months after the conference. But if you do not receive them before this deadline, contact us by email: [email protected].
Please note that even if you have paid to attend the conference, but you do not present the paper at the conference, you will not receive a PER for your paper. Similarly, if you collect your registration envelope packet but do not present your paper, the department at your university will be notified. We will endeavor, but it is not guaranteed, to publish your paper within six to nine months of the conference if you fully meet all requirements and requests.
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Lunch Break”
Park, Sungkyunkwan University, South Korea, Suk-Joong Kim, University of Sydney, Australia and Ki Beom Binh, Myongji University, South Korea. 327: Idiosyncratic Volatility and Default Risk: Evidence from the Taiwanese Market: Lu, Chia-Wu, National Taipei University, Taiwan. 329: The Simultaneous Movement of Stock Returns and Economic Growth: Evidence from the US and China: Jia Shi and Yu Jiang, Nanjing University, China.
Session: Multidisciplinary
Afternoon Tea Break”
Session: Economics
Session: Banking, Economics and Finance
Morning Tea Break”
Session: Management
Session: Economics and Finance
End of Conference ~~~
List of Participants
Proceedings of the Annual Shanghai Business, Economics and Finance Conference 3 - 4 November 2014, Shanghai University of International Business and Economics, Shanghai, China ISBN.
Influence of Effeciency and Capital Adequacy on Financial Performance’s Regional Development Banks (BPD) in
Indonesia Sparta 1
- Introduction
- Literatur Review
- Research Metodology
- Empirical Results
- Conclusions
To what extent efficiency and capital adequacy affect the financial performance of Indonesian BPD bank for the period. To what extent macroeconomic indicators of GDP growth, credit growth and inflation last year influence Indonesian BPD Bank's financial performance for the period. To what extent does size affect the financial performance of Indonesian BPD bank for the period.
To determine to what extent efficiency, capital adequacy influence the financial performance of Indonesian bank BPD for the period. To determine the extent to which macroeconomic indicators affect the financial performance of Indonesian bank BPD for the period. To determine the extent to which size affects the financial performance of Indonesian bank BPD for this period.
The results of the regression and hypothesis test above indicate that the inefficiency of BPD bank can negatively affect the performance of BPD bank. The empirical results of this study show that the higher the size of the bank BPD has decreased the performance of the bank. With this condition, the increase in economic growth in the province cannot affect the performance of BPD Bank because they are not able to compete with national banks.
Regional credit growth (all banks in the local area) has a significant negative effect on BPD Bank's financial performance. The level of inefficiency BPD, capital adequacy, bank size, and negative impact on credit growth significantly on BPD bank performance. These results have implications for BPD bank manager in making the program to improve the bank's financial performance.
Total capital coverage far in excess of the regulations will have consequences for a fall in the BPD banks' financial results. Third, Increased BPD bank size must be accompanied by increased bank operational efficiency and increased bank volume operations. The level of inefficiency BPD bank, banks' capital adequacy, bank size and regional credit growth have a negative effect on BPD bank's financial performance.
Do not examine the influential factors that explain why regional GDP growth and credit growth do not affect Indonesian BPD bank performance 2). For subsequent researchers need to examine factors that trigger the negative impact of credit growth on BPD banks' financial performance.
To improve the performance of the BPD banks, the managers of the BPD banks should establish a program for strengthening financial performance by increasing bank efficiency, managing capital adequacy, increasing bank assets should be accompanied by increasing operational efficiency, increasing operational volume and improving the quality of personnel in the sector. managing bank credits. The factors are the quality of human resources, credit monitoring system, credit diversification and other factors that cause a strong relationship between credit growth and good financial performance. For subsequent studies, it is suggested to investigate factors that causal GDP growth does not significantly affect bank performance in Indonesian BPD bank.
For institutions banking authorities, it is advisable to make a strengthening of the efficiency BPD bank to improve BPD bank financial results that contribute to the banking financial system. Beck, Thorsten and Heiko Hesse, 2006, "Bank Efficiency, Ownership and Market Structure-why are interest spreads so high in Uganda", World bank policy research working paper 4027, October 2006. Bouwman, (2009), "Bank Capital, Survival , and performance around financial crises” Wharton Financial Institutions Center and Case Western Reserve University, University of South Carolina, Wharton Financial Institutions Center and CentER – Tilburg University MIT Sloan School of Management (visiting).
Bonin, Jhon P., Iftekhar dan Paul Wachtel, 2003, “Kinerja Bank, Efisiensi, dan Kepemilikan di Negara-Negara Transisi”, makalah yang dipresentasikan pada Konferensi Ekonomi Dubrovnik Kesembilan pada tanggal 9 Desember. Fiordelisi, Franco, David Marques-Ibanez dan Phil Molyneux, 2010, “Efisiensi dan risiko dalam Perbankan Eropa”, Seri Makalah Kerja No. Prosiding Konferensi Bisnis, Ekonomi dan Keuangan Shanghai Tahunan 3 - 4 November 2014, Universitas Bisnis Internasional Shanghai dan Economics, Shanghai, China ISBN Hartono, Edy, 2009, “Analisis efisiensi biaya sektor perbankan Indonesia dengan metode stochastic parametric frontier analysis - Studi di industri perbankan, terdaftar di Bursa Efek Indonesia, Tesis Magister, Pascasarjana Manajemen, Fakultas Ekonomi, Universitas Airlangga .
Tribo, 2010, “Struktur Kepemilikan Bank, Risiko dan Kinerja”, Makalah ini diperoleh dari salinan elektronik di: http://ssrn.com/abstract=1102390 Mardanugraha, Eugenia, 2005, “Efisiensi perbankan di Indonesia dikaji melalui pendekatan. 1993 , “Efisiensi Bank di Third Federal Reserve District” Center for Financial Institutions, Pennsylvania: Wartton University School of Pennsylvania Rusdiana, Nana (2012), “Analisis dampak CAR, LDR, NIM, NPL, BOPO, dan DPK dalam Kinerja Keuangan Perbankan - Studi Kasus Bank Umum yang Terdaftar di Bursa Efek Indonesia pada Program Tesis Universitas Fakultas Ekonomi Universitas Diponegoro.
Prosiding Konferensi Tahunan Bisnis, Ekonomi dan Keuangan Shanghai 3.-4. November 2014, Shanghai University of International Business and Economics, Shanghai, China ISBN Sari, Enggar Koesoema (2011), “Analisis Dampak Kepatuhan CAR, NPL, BOPO, NIM, LDR, dan PPAP Terhadap Kinerja Perbankan (Studi Kasus Bank Umum di Indonesia)”, Skripsi, Fakultas Ekonomi Universitas Dipenogoro. Sudiyatno, Bambang dan Jati Suroso, 2010, “Analisis Pengaruh Dana Swasta, BOPO, CAR dan LDR Terhadap Kinerja Keuangan Pada Sektor Perbankan yang Listing di Indonesia Bursa Efek (BEI) (Dinamika Keuangan dan Perbankan Periode, Vol. Sudiyatno, Bambang dan Rini Setiyowati (2012), “Dampak BOPO, NPL, NIM dan CAR Terhadap Kinerja Keuangan Bank (Studi Pada Bank Listed di Indonesia)”, Akuntansi , Dinamika Keuangan dan Perbankan, Mei 2012, tahun.
Annual Shanghai Business, Economics and Finance Conference
