All praise to Allah Subhhanahuwwa ta'ala due to His blessing and mercy writing this apprenticeship report at PT. Wan Junita Raflah, B.Sc., M.Ec.Dev as the Head of International Business Administration study program. Alkadri Perdana, B.Sc., M.Sc as the Apprenticeship Coordinator of the International Business Administration Study Program.
Branches that already provide the writer with guidance and plenty of experience while training for the job. All friends of the International Business Administration Study Program, thank you for your support and cooperation in completing this apprenticeship report. Although the author has made best efforts to minimize the errors, this report is still imperfect and needs several revisions.
Finally, the author hopes that this report will be useful to the readers and other students.
INTRODUCTION
Background of Apprenticeship
Purpose of the Apprenticeship
Significance of the Apprenticeship
Develop brainpower, creativity and courage in performing tasks related to the management of banking services. Gaining knowledge and useful work experience, especially in the banking sector, and also knowing some things that the practitioner has not yet mastered so that they can be improved before entering the world of work in the future. Get positive input from the practitioner about the work given to the practitioner who encountered obstacles, both from the practitioner and company employees.
To know the academic abilities and practices that students, the Administration Department of State Polytechnic of Bengkalis, acquired when they carry out field apprenticeship, so that they can improve the quality of education in the future.
GENERAL DESCRIPTION OF THE COMPANY
- Company History
- Bank Negara Indonesia Logo
- Vision and Mission
- Kind of Business
- Organizational Structure
- The Working Process
- Document Used for Activity
BNI's new identity is the result of a redesign to create an identity that looks fresher, more modern and dynamic and describes the new position and direction of the organization. Indonesia's positive economic growth has created a favorable environment for the growth of national banking activities. Bank BNI's corporate culture is the foundation and working spirit of management and all employees.
Supervise all subordinates and work units under them for the realization and achievement of the work objectives that have been set. It is part of the organizational unit located in the front office that functions as a source of information and an intermediary for banks and customers who want to receive banking services and products. Periodically and continuously monitor the use of debtor credit facilities, b. Monitor the debtor's business flow and business continuity.
A bank is a business entity that collects money from the population in the form of savings and distributes it to the population in the form of credits and/or other forms with the aim of improving the standard of living of people in general. Banks are also subject to other federal agencies, including the Office of the Comptroller of the Currency (OCC), the Office of Thrift Supervision (OTS), and the Federal Deposit Insurance Corporation (FDIC). A deposit slip is a form that is signed by the customer or depositor and fills in the details of the deposit by type such as cash, check and giro account.
The People's Business Credit Program (PBC) is one of the Government's programs to increase access to finance for Micro, Small and Medium Enterprises (MSMEs) which is channeled through financial institutions with a guarantee pattern.
SCOPE OF THE APPRENTICESHIP
Job Description
Working Procedure
In the operational functioning of the bank, both the collection of funds and the channeling of funds are connected with administrative processes. One of them is the basic record used for operational performance in the distribution of funding. Credit files for the administrative section are sorted alphabetically, then print the credit owner's name.
The social aid itself is distributed to vulnerable communities affected by the pandemic, especially during the implementation of the emergency PPKM. 32 One of the social aids distributed by the Ministry of Social Affairs is the Familiehåb program (FHP). The steps in the register BNI Taplus are: customer's name, account number, address, identification in the form of an ID card and writing down the serial number of the access book.
TabunganKu is a savings product of BNI for individuals with easy and simple requirements issued by banks in Indonesia to promote the culture of saving and also to improve the welfare of the general public. 37 is registered and officially a participant of the Pre-Employment Card, you must regularly check whether the Pre-Employment balance has entered your account. The validity period of the Pre-Employment Card is 30 days after receipt of the incentive funds.
The administration fee for the BNI Mastercard Gold card is higher than that of the BNI Mastercard Silver which is IDR 7,500 per month. The ledger is one of the important business documents that should not be ignored. The primary function is the use value of the archive based on the interests of the creator of the archive as support when the task is in progress or after the activity is completed, be it by the public, private,
The additional function is the utility value of the archive based on its use not for the creator of the archive, but for the interests of government, private, individual institutions/agencies and also other public interests as evidence and accountability material. After knowing the new account that has been created, you can communicate with the company management or HRD to find out information and the collective activation schedule for new accounts with the company. The workers who are entitled to the BSU 2022 are those who have a salary of less than IDR 3.5 million in one month. One of the functions of the ID card is as one of the mandatory administrative requirements when opening a savings account in a bank.
Place of Apprenticeship
Kind and Description of the Activity
Obstacle
Solution
The practitioner files the credit file, the transfer of books for BSPS aid to the Kelapapati community and stamps the account opening verification sheet/list. The practitioner has gained a lot of experience, such as how to work neatly and on time in completing a particular task, can improve self-quality in the world of work, and increase knowledge, understanding, experience, skills and abilities in performing an internship . When we're at work and faced with a problem, we certainly can't just walk away.
The practitioner learns that when getting to know a new environment in terms of the world of work, proper interactions and adaptations are necessary with the existing environmental conditions, as this influences the feedback from the environment. Bengkalis Sub Branch to provide adequate support facilities in the conduct of apprenticeship such as desks, computers and printers. Tbk Bengkalis Sub Branch needs to increase the office space especially for credit administration, because many documents are kept.
Available form: Available form: Available from:. https://www.bni.co.id/id-id/perseroan/tentang-bni/sejarah. Accessed 18 July 2022. Available from: https://www.bni.co.id/id id/perseroan /. tentang-bni/sejarah. Accessed on 18 July 2022.
CONCLUSION AND SUGGESTION
Conclusion
Suggestion
