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PT.PEGADAIAN (PERSERO) UPC TAMPAN

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Nguyễn Gia Hào

Academic year: 2023

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Praise be to the blessings and grace of Almighty God who has given health and opportunity to the author so that he can carry out the practical work activities and completed the practical work reports that the authors do in PT Pegadaian (Persero) UPC Tampan on time , respectively from March 1, 2021 to June 30, 2022. The authors also express their gratitude to all the employees of PT Pegadaian (Persero) UPC Tampan who are very kind, friendly and accept the writers to join and have the opportunity to become a from the family members of PT Riau Kepri Bengklais Bank Branches. In compiling this internship report, the author realizes that without the guidance of various parties, this internship report cannot be completed in a certain time, so the authors want to thank everyone who has been involved and helped the author.

Wan Junita Raflah, B.Sc., M.Ec.Dev as head of the International Business Administration Study Program. Friends in arms of the State Polytechnic of Bengkalis, especially the International Business Administration Study Program, thank you for your support and cooperation in completing this apprenticeship report. Last but not least, I want to thank me for believing in me, I want to thank me for doing all this hard work, I want to thank me for not having days off, I want to thank me for never quitting to just be me at all times.

The author is aware that the preparation of this apprenticeship report is still far from perfect, both in terms of preparation, language and writing. Therefore, the authors really expect constructive criticism and suggestions, which will become a reference for writers in the future.

INTRODUCTION

Purpose of the Apprenticeship

Significance of the Apprenticeship

GENERAL DESCRIPTION OF THE COPMPANY

  • Pegadaian Logo
  • Vision and Mision
    • Vision
    • Mision
  • Kind of Business
  • Organization Structure
  • The Working Process

After the independence of Indonesia in 1945, the pawnshop is a non-bank financial institution under the control of the government of the Republic of Indonesia. Prepare reports and documentation related to the field and scope of the appraiser's work. Compilation of reports and documentation according to the scope and scope of the Appraiser's work.

Determine the estimated value of the pledged product collateral in accordance with the jurisdiction limits. Perform other approval functions in accordance with limits of authority and applicable regulations to support the smooth operation of the branch;. Submission of working capital requirement in the context of the proper functioning of the work unit;

PT Pegadaian (Persero) is the only business entity in Indonesia that has an official license to carry out financial institution activities in the form of financing in the form of distributing funds to the public based on the pawn. Then the payment of the loan money is made by the cashier without any cost deductions except for insurance premiums.

Figure 2.1 Logo of  Pegadaian before April 1, 2013  Source: Processed Data, 2022
Figure 2.1 Logo of Pegadaian before April 1, 2013 Source: Processed Data, 2022

SCOPE OF THE APPRENTICESHIP

System and Procedure

Credit application form is a credit application, namely a form that contains requirements that customers must meet in order to obtain credit; In the form, among other things, it is regulated in relation to the identity of the customer to make it easier for input to the Pegadaian Digital Service. Place the correct postal credit application form on the paper section of the printing machine. Print the customer's KTP/SIM on the customer's pawn form so that it can be proof both for the customer and for the Pegadaian himself.

A money detail book is a book used to record the notes and coins in existence on that day. The author is then asked to complete the cash record book to record the detailed amount of cash coming in and going out in a day. The author noted based on the amount of the unit of money in the recapitulation of the cash register.

The cash handover book is a record of the balance report, which results from the cashier's recapitulation of turnover in one day. It is the same as the book of monetary data, except that in the transfer book the balance is recorded with numbers and letters. Next, the author must complete an OPR-20 to record the detailed amount of money that comes in and goes out for a day.

The author records the morning and evening balance in the form of numbers and letters. Manual filing is different as evidence than documents scanned using the filing system. After the letters are grouped, they are arranged and then put in a folder and kept in the filing cabinet.

Figure 3.1 Credit Application Form  Source: Processed Data, 2022
Figure 3.1 Credit Application Form Source: Processed Data, 2022

Place of Apprenticeship

Where the beginning of April, which is the 121st anniversary of the hostage taking on April 1st, we carried out activities for the decoration of the office premises. In the eighth week, the author logged 2 days of work doing routine tasks, 2 days of leave to go home, then took a shared leave based on government regulations. 37 Table 3.14 is the second week of June, the author has performed the same activities as the activities of the previous month, but has an additional task, namely helping the appraiser at the auction, namely compiling the auction items and filing the auction files.

If there is damage, repair the printing first, and if the printing machine cannot be repaired, use another part of the printing machine so that the work is carried out quickly and not delayed. In carrying out this practical work, the author did practical work in one of the regionally owned companies in Riau, namely PT PT. Then, in these practical work activities, the writer also understands the systems and procedures that apply in the implementation of practical work.

Such as serving customers, printing credit application forms, filling the money data book, recording cash transfer books (OPR 20), filing Dwilipat SBG, filing the SBG statement, filing the recapitulation of the cashier, archiving EDC transactions. The suggestion to make it even better, the author should better understand the characteristics of the printer machine, so if there is any damage, the author can repair and fix it, so that the work continues smoothly and is not delayed. The author must maintain good communication with the interns to create a good relationship and have initiative and not be shy to ask questions about the unknown, and keep exploring.

Table  3.2  is  the  second  week  of  March  the  author  carried  out  the  same  activities as the first week, but this week there was additional  tasks,  namely Filling  the  book  of  details  of  money,  Filling  the  handover  of  money  Archiving
Table 3.2 is the second week of March the author carried out the same activities as the first week, but this week there was additional tasks, namely Filling the book of details of money, Filling the handover of money Archiving

Obstacle and Solustion

Conclusion

Pegadaian (Persero) UPC Tampan who taught how to serve customers, print credit application forms, fill the book of money details, register cash transfer books (OPR 20), file Dwilipat SBG, file SBG settlement, file cashier recapitulation, file EDC transactions. The Pegadaian UPC Tampan was that the printing machine was unstable, both a copier and a printing machine. So for a solution, the printer machine should be checked at least once a week.

Suggestions

Letter of Acceptace for Apprentichenship

Surat Keterangan

Apprenticeship Certificat

List of Attendance

Company Appraisal Sheet

Daily Activities of The Job Training

PT Pegadaian Product Brochure

KCA Customer Form

Gallery

Gambar

Figure 2.2 Logo of  Pegadaian Start April 1, 2013  Source: Processed Data, 2022
Figure 3.1 Credit Application Form  Source: Processed Data, 2022
Figure 3.3 Cash Details Ledger by Author Source: Processed Data, 2022
Figure 3.2 Cash Details Ledger Source: Processed Data, 2022
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