KONSEP INVESTASI 23 SEPTEMBER 2021
OLEH : THEZAR FIQIH HIDAYAT HASIBUAN
PROFIL
• NAMA : THEZAR FIQIH HIDAYAT HASIBUAN
• S1 : USU (2016)
• S2 : USU (2020)
• PENGALAMAN
• JUNIOR AUDITOR KAP SYAMSUL BAHRI TRB
• RELATIONSHIP MANAGER PT.BNI
2
PRELIMINARY
WHY INVEST
SHORT TERM/LONG TERM
INCOME
PENSION PLAN
INVESTOR
INVESTMENT
WHAT IS INVESTMENT
PLACEMENT OF CURRENT FUNDING/MONEY WITH AN EXPECTATION OF MAKING A PROFIT IN THE FUTURE
DELAYING TO USE CURRENT FUNDING/MONEY TO GAIN THE ADDED FUTURE TOTAL UTILITY
TYPE OF INVESTMENT
REAL PROPERTY INVESTING TO ASSETS SUCH AS LAND, BUILDING, ETC
TYPE OF INVESTMENT
TANGIBLE PERSONAL PROPERTY
INVESTING TO ASSETS SUCH AS GOLD, DIAMOND, ANTIQUES, ETC
TYPE OF INVESTMENT
FINANCIAL INVESTMENT INVESTING TO SECURITIES IN THE CAPITAL MARKET SUCH AS BOND, STOCK, DEPOSIT, ETC
TYPE OF INVESTMENT
COMMODITY
INVESTMENT INVESTING TO COMMODITY SUCH AS COFFEE, PALM, ETC
THE IMPORTANCE OF INVESTMENT
INFLATION
THE INCREASE OF INFLATION RATE DECREASE THE VALUE OF MONEY AND THEN DECREASE THE CAPABILITY OF PEOPLE’S TO
SPEND MONEY
INCOME INCREASE BELOW INFLATION RATE
INCREASED NECESSITIES OF LIFE
THE INCREASED NECESSITIES OF LIFE MAKE INVESTING BECOME THE ALTERNATIVE WAY TO GET BETTER LIFE
THE RATE INCREASE OF INCOME IS BELOW THE INFLATION RATE, THAT DECREASE THE CAPABILITY OF PEOPLE’S TO SPEND MONEY
THE IMPORTANCE OF INVESTMENT
INFLATION
THE INCREASE OF INFLATION RATE DECREASE THE VALUE OF MONEY AND THEN DECREASE THE CAPABILITY OF PEOPLE’S TO
SPEND MONEY
INCOME INCREASE BELOW INFLATION RATE
INCREASED NECESSITIES OF LIFE
THE INCREASED NECESSITIES OF LIFE MAKE INVESTING BECOME THE ALTERNATIVE WAY TO GET BETTER LIFE
THE RATE INCREASE OF INCOME IS BELOW THE INFLATION RATE, THAT DECREASE THE CAPABILITY OF PEOPLE’S TO SPEND MONEY
INVESTMENT MOTIVE’S
- CONTINUITY IN INVESTMENT - GAIN MAXIMUM PROFIT - CREATE PROSPERITY IN LIFE - SUPPORT NATION GROWTH - DECREASE INFLATION RATE
INVESTMENT PROCESS
SET GOALS
SETTING GOALS ABOUT WHAT AND WHERE THE INVESTOR WOULD LIKE TO INVEST THEIR
FUNDING/MONEY
SET INVESTING POLICY
HOW THE INVESTOR MANAGE THE FUNDING FROM STOCK, BOND, ETC, TO BE INVEST IN
SPECIFIC SECTOR
SET PORTFOLIO STRATEGY
HOW THE INVESTOR WILL ACT IN INVESTING, IS IT ACTIVE OR PASSIVE
CHOOSE ASSETS
INVESTOR CHOSING THE ASSETS TO INVEST, WITH A PROBABILITY OF GAINING HIGHEST
RETURN
EVALUATING
INVESTOR EVALUATE THE INVESTMENT THEY HAVE DONE
INVESTMENT PROCESS
- KNOW YOUR INVESTMENT GOALS
WHAT WILL THE INVESTOR DO WITH THEIR INVESTMENT? IS IT FOR A CURRENT CONSUMPTION OR IS IT FOR PENSION PLAN?
- IDENTIFY RISK PROFILE
EVERY TYPE OF INVESTMENT HAVE A DIFFERENT TYPE OF RISK RATE. EX: DEPOSIT HAVE A LOWER RISK RATE, BUT IT ALSO HAVE A LOWER RETURN RATE. UNDERSTANDING THE RISK OF INVESTMENT MADE US EASIER TO PUT OUR MONEY IN WHICH INVESTMENT
- SET INVESTMENT TIME HORIZON
INVESTOR HAVE A DIFFERENT CHARACTERISTICS. SOMETIMES THE INVESTOR WILL TO BE PATIENT TO GET HIGH
RETURN IN A LONG TERM INVESTMENT, SOMETIMES THEY’RE NOT PATIENT ENOUGH AND LIKE TO TRADE OR SELL AND BUY THE INVESTMENT IN SHORT TERM INVESTMENT
INVESTMENT RISK
- MARKET RISK
THE RISK COME FROM THE INCREASE OF INTEREST RATE - DEFAULT RISK
THE RISK COME FROM THE ASSET ISSUER FAILED TO PAY THE INTEREST OF THE ASSET(INVESTMENT) - INFLATION RISK
THE RISK COME FROM THE INCREASE OF INFLATION RATE - CURRENCY RISK
THE RISK COME FROM THE DECLINING OF CURRENCY EXCHANGE RATES - POLITICAL RISK
THE RISK COME FROM THE POLITICAL ISSUE
INVESTOR TYPE
- RISK AVOIDER
THIS TYPE OF INVESTOR ALWAYS AVOIDING EVERY RISK IN INVESTMENT. THEY TEND TO INVEST IN THE ASSETS THAT HAVE A LOWER RISK.
- RISK INDIFFERENCE
THIS TYPE OF INVESTOR SOMETIMES TAKE A CHANCE TO INVESTING IN RISKY INVESTMENT, BUT THEY’RE NOT WILLING TO DO THIS CONTINUISLY.
- RISK SEEKER
THIS TYPE OF INVESTOR LOVE TO SEEK A RISK, BECAUSE THEY THOUGHT THAT HIGHER THE INVESTMENT RISK, THE HIGHER PROFIT THEY WILL GAIN.
POST TEST
- SEBUTKAN DAN JELASKAN KEUNTUNGAN DAN RESIKO BERINVESTASI
- JELASKAN PERNYATAAN MENURUT ANDA, SEMAKIN DINI BERINVESTASI MAKA SEMAKIN BAIK!
- APAKAH INVESTOR SAMA DENGAN PENJUDI?
- APAKAH ANDA SUDAH MULAI BERINVESTASI? JIKA YA SILAHKAN CERITAKAN DIMANAKAH ANDA BERINVESTASI, JIKA TIDAK SILAHKAN BERIKAN ALASAN SERTA KAPAN ANDA AKAN MULAI BERINVESTASI.
