BC-17
June - Examination 2017 B. Com. Pt. III Examination
Banking Law and Practice Paper - BC-17
Time : 3 Hours ] [ Max. Marks :- 100
Note: The question paper is divided into three sections A, B and C.
Write answers as per the given instructions.
{ZX}e : ¶h àíZ nÌ "A', "~' Am¡a "g' VrZ IÊS>m| ‘| {d^m{OV h¡& à˶oH$
IÊS> Ho$ {ZX}emZwgma àíZm| Ho$ CÎma Xr{OE&
Section - A 10
×
2 = 20 (Very Short Answer Questions)Note: Answer all questions. As per the nature of the question delimit your answer in one word, one sentence or maximum up to 30 words. Each question carries 2 marks.
IÊS> - "A' (A{V bKw CÎmar¶ àíZ)
{ZX}e : g^r àíZm| Ho$ CÎma Xr{OE& Amn AnZo CÎma H$mo àíZmZwgma EH$ eãX, EH$ dm³¶ ¶m A{YH$V‘ 30 eãXm| ‘| n[agr{‘V H$s{OE& à˶oH$ àíZ 2 A§H$m| H$m h¡&
700
BC-17 / 400 / 4 (1) (P.T.O.)
700
BC-17 / 400 / 4 (2) (Contd.)
1) (i) Define Bank
~¢H$ H$s n[a^mfm Xr{OE&
(ii) What is fixed deposit account?
ñWm¶r O‘m ImVm ³¶m h¡?
(iii) What is endorsement?
n¥ð>m§H$Z ³¶m h¡?
(iv) What is Merchant Banking?
‘M}ÝQ> ~¢{H$J ³¶m h¡?
(v) Define letter of credit.
gmad nÌ H$mo n[a^m{fV H$s{OE&
(vi) What is cash credit?
ZH$X gmad ³¶m h¡?
(vii) What is meant by M-Banking?
EH$-~¢{H$J go ³¶m Ame¶ h¡?
(viii) What is overdraft?
A{Y{dH$f© ³¶m h¡?
(ix) What is basis of credit?
gmad H$m AmYma ³¶m h¡?
(x) What is crossing of a cheque?
M¡H$ H$m aoIm§H$Z ³¶m h¡?
BC-17 / 400 / 4 (3) (P.T.O.) 700
Section - B 4
×
10 = 40 (Short Answer Questions)Note: Answer any four questions. Each answer should not exceed 200 words. Each question carries 10 marks.
(IÊS> - ~) (bKw CÎmar¶ àíZ)
{ZX}e : {H$Ýht Mma àíZm| Ho$ CÎma Xr{OE& Amn AnZo CÎma H$mo A{YH$V‘
200 eãXm| ‘| n[agr{‘V H$s{OE& à˶oH$ àíZ 10 A§H$m| H$m h¡&
2) Discuss the primary functions of a commercial bank.
ì¶mnm[aH$ ~¢H$ Ho$ àmW{‘H$ H$m¶m] H$s ì¶m»¶m H$s{OE&
3) How can Bank be useful in economic development?
Am{W©H$ {dH$mg ‘| ~¢H$ {H$g àH$ma Cn¶moJr hmoVo h¢?
4) Discuss the general relationship between banks and his customer.
~¢H$ VWm J«mhH$ Ho$ ‘ܶ gm‘mݶ g§~§Ym| H$s {ddoMZm H$s{O¶o&
5) What is current Account? Explain.
Mmby ImVm ³¶m h¡? ì¶m»¶m H$s{O¶o&
6) What is saving Bank Account? Explain.
~MV ImVm ³¶m h¡? ì¶m»¶m H$s{O¶o&
7) How Banks create credit?
~¢H$ {H$g àH$ma gmad H$m {Z‘m©U H$aVo h¢?
8) Write disadvantages of credit cards.
H«o${S>Q> H$mS>© Ho$ Xmof {b{I¶o&
700
BC-17 / 400 / 4 (4)
9) Explain the role of Merchant Bankers in India.
^maV ‘| ‘M}ÝQ> ~¢H$g© H$s ^y{‘H$m H$m dU©Z H$s{OE&
Section - C 2
×
20 = 40 (Long Answer Questions)Note: Answer any two questions. You have to delimit your each answer maximum up to 500 words. Each question carries 20 marks.
(IÊS> - g) (XrK© CÎmar¶ àíZ)
{ZX}e : {H$Ýht Xmo àíZm| Ho$ CÎma Xr{OE& Amn H$mo AnZo CÎma H$mo A{YH$V‘
500 eãXm| ‘| n[agr{‘V H$aZm h¡& à˶oH$ àíZ 20 A§H$m| H$m h¡&
10) State the General Procedure of opening a Bank account.
~¢H$ ‘| ImVm ImobZo H$s gm‘mݶ à{H«$¶m H$m dU©Z H$s{O¶o&
11) Write a note on Banking reforms in India.
^maV ‘| ~¢{H$J gwYma na boI {b{I¶o&
12) Write a note on cyber Crime?
gmB~a YmoIm na boI {b{I¶o&
13) What precautions should be taken before payment of a cheque?