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This is achieved by elaborating a midrange design theory on the phenomena of digital transformation [4]. In a further step, we look specifically at digital transformation in connection with the insurance industry.

Service dominant architecture

The system with participation enables actor-to-actor orientation and resource integration of third parties, i.e. System of institutional arrangements (service catalogue): As rules in use, institutions enable coordination of actors as well as access to and use of resources.

Use case design, implementation and evaluation

Development and implementation

As previously mentioned, digital transformation necessitates building new IT infrastructure capabilities to seize opportunities by launching business initiatives and to implement the company's digital business strategy [ 21 , 26 ]. In this context, as already argued before business-IT alignment [62] plays a decisive role to implement the foundation for execution.

Use case development

Example: use case stroke prevention

SDA informs about both required investments and how to build required new IT infrastructure capabilities. It realizes required Business IT alignment and builds applications around business capabilities and use cases [63].

Discussion

The more time and effort required to implement them indicates the existence of inconsistencies and reveals inappropriate alignment between the company's demand and previous investments in IT infrastructure capacity. Technical debt is caused by previous pragmatic solutions or uncoordinated investments in IT infrastructure capacity (often visible as "shadow IT").

Summary and conclusion

Service-dominant architecture based on S-D logic for mastering digital transformation: The case of an insurance company. Microfoundations of value codreation: using a multi-level design approach to build systems of engagement using dominant service architecture [Master's thesis].

Introduction

Indeed, personalization plays a supporting role for the improvements of those Fintech applications; because through personalized services, the owners of the applications can learn what their customers need. Moreover, this chapter evaluates Fintech-based investments in Turkish banking with an application of the ANP and TOPSIS models.

Evolution of Fintech applications

The cost of the services provided to the customer by this technology is low and easily accessible. One of the most important inventions in the automation and digitization process of wealth management is robo-advice.

Literature review

Based on the advantages it creates, AI and Fintech applications have been the focus of financial institutions. Loebbecke and Picot [27] stated that the first Fintech applications were designed for payment services such as Paypal.

Empirical analysis

Hybrid model construction

The first step of the analysis begins with the DANP technique to create the initial average matrix of direct relationships with the results shown in Table 2. The second step is to apply the fuzzy TOPSIS technique to rank the proposed strategies.

Empirical findings

The empirical results of the analysis show that strategy 2 has the best rank among the alternatives, followed by strategy 1 and strategy 3, while strategy 4 has the weakest importance among the strategy preferences. Our findings suggest that policymakers/bank managers should focus more on channeling Fintech investments first into lending services, followed by payment systems.

Conclusions

This chapter reports the findings of a survey of the level of digital maturity of university libraries in Nigeria. According to Fosu [1], "The evolution of the global digital and knowledge economy in the 21st century, driven by the rapid advancement of ICT with its gadgets, has brought about a global wave of change in the education sector".

Methodology

Results

Digital maturity of university libraries in Nigeria

The first objective of the study is to measure the digital maturity of university libraries in Nigeria. The second objective of the study is to determine the dimensions of the ICT framework that predict the digital maturity of university libraries in Nigeria.

Discussions

They found only a few university libraries in Nigeria implementing modern ICT facilities to manage their library resources and services. A critical indicator of digital transformation is the development of digital competencies; however, this does not significantly affect the level of digital maturity of university libraries in Nigeria.

Conclusion

In: Compendium of Papers Presented at the 46th Annual National Conference and AGM of the Nigerian Library Association. Economics like other social sciences does not have a standard definition of the digital economy due to the subjective nature of social sciences as mentioned by [1].

Digital economy flagships and pillars

The educational institutions have an important role to play as a foundation for the development of human capital, which is considered one of the important pillars for the development of a digital economy [8]. This study will be useful for policy formulation on digital technologies underpinning the development of the digital economy.

Methodology development process

Extensive growth theory

ΔlnGDPt, i¼aþα:ΔlnKt, iþβ:ΔlnLt, iþλ:ΔlnDTt, iþθ:ΔlnPt, iþεt,i (2) t= Number of years andiis number of countries. αis the output elasticity to capital βis the output elasticity to labor. 2 The residual term is a proxy for total factor productivity growth that explains the technological progress of the economy through the quality of input terms.

Intensive growth theory (labour productivity)

As noted in broad growth theory, discontinuity (a) has no place in the calculation of productivity growth rate indicators. In addition, to calculate TFP per worker and the contributions of other productivity indicators, Eq. 7) directs the decomposition of the digital growth of labor productivity into capital contributions for work, increasing the production rate of digital technology for work and emissions of pollutants for labor production as a by-product or non-price products, in addition to the main products, in addition to the main products. the combined contribution of the declared input qualities.

Intensive growth theory (capital productivity)

Henceforth, the digital capital productivity decomposes into labor per capital, digital technology per capital and the polluting emissions per capital, as proposed in [1–6]. The output elasticity was calculated earlier with respect to labor per capital, digital technology per capital and the polluting emissions per capital, i.e. β ¼ β1þβ2, λ¼λ1þλ2, δ¼ δ1þδ2, accordingly.

Discussion

Nevertheless, there are negative externalities associated with this technological progress in the form of undesirable output alongside the desirable output. In addition to its counterparts negative externalities generated as unwanted output of pollutant emissions on which this study based the digital technologies assumption of negative externalities.

Conclusions and policy implications

Estimates of the social cost of carbon: Concepts and results from the DICE-2013R model and alternative approaches. While previous research has mainly focused on the effects of technological innovations on employment and the composition of the labor market, we argue that more understanding of the relationship between the implementation of an automation system and the characteristics of work, as well as the well-being of those who have to work with these new technologies can contribute to the successful implementation of technological innovations.

RPA and work characteristics

Therefore, the implementation of RPA is likely to change the way employees (perceive) their work and thus may result in better or worse designed work, which is likely to have a profound impact on important outcomes related to work experiences and employee well-being [9] . This increase in productivity is due to the fact that RPA can perform a wide range of administrative tasks in a fraction of the time compared to actual employees and can work throughout the night and weekend.

Work characteristics and employee well-being

Information processing refers to the amount of data and information that employees must monitor and manage in their jobs [20, 23]. Given that RPA is taking over data and information processing tasks to a significant extent, we propose that RPA perform a wide range of administrative tasks in a fraction of the time compared to actual employees.

Method

Sample and procedure

In turn, lower levels of information processing are likely to relate to lower levels of exhaustion (ie, a positive relationship). RPA users reported significantly lower levels of autonomy, task variety, and information processing compared to non-RPA users.

Measures

Strategy of analysis

Results

  • Descriptive statistics
  • Testing the hypotheses
  • Theoretical contributions
  • Limitations and future research
  • Practical implications

We have used the JD-R framework [15] to argue for a positive relationship between RPA use (vs. non-use) and work resource autonomy and task variety, and in turn work engagement. In concrete terms, the implementation of work process automation must not be at the expense of employees' work equipment.

Conclusion

This research, starting from an integrated analysis between current research trends and some relevant national and European projects for the digitization of the construction sector, aims to provide a systematic analysis of some of the pillars that are driving this phenomenon. The results proposed here can inform future research by paving the way for the development of new works around these two main drivers of digital transformation in the construction sector.

BIM: from CAD to BIM 1 The first steps

  • BIM model definition and introduction of a disruptive process
  • Federated models and shared environments
  • BIM dimension and new professionalisms
  • Interoperability standards and ongoing evolutions

The BIM manager qualifies for the overall guidance and coordination of the projects from an information point of view. In general, it follows the development of the model and also interfaces with the CDE Manager.

BIM standardization: UNI, CEN TC442, ISO TC59 SC17, buildingSMART

In Europe, it applies together with the subsequent CEN standards (of which, the first, on the definition of the level of information need: EN. Delegated by the top management of the organization, he defines the BIM instructions and the way in which the digitization process impacts on the organization and on the work tools.

BIM-based platforms for building process management and research developments towards digital twin

BIM in renovation context: The BIM4EEB project

BIM-based tools are interlinked and accessible through the BIM Management System (BIMMS), a platform where all activities of the construction process can be managed and the interested parties can exchange data from different sources. The last part of the project consists of demonstrating the feasibility of the BIM toolkit for the aforementioned case studies.

Building information modeling adapted to efficient renovation: H2020 projects

In this regard, the achievement of the project is evaluated using Key Performance Indicators (KPIs) such as Renovation Process KPIs, Energy Performance KPIs, Human Comfort KPIs, Economic, Social Performance KPIs. For the former the Digital Twin will be used to predict the future performance of the building, for the latter the Digital Twin will be investigated to obtain information about the current and past status [39].

Discussion and conclusions

By the end of the twentieth century, digital technologies are actively penetrating all spheres of society. The structure of the work is formed in accordance with the purpose and objectives of the research.

Theoretical

Models of innovation in innovation theories

However, it was the development of information technology and the technical basis for innovation that simultaneously became the reason for changing the innovation model, the basis for the transition to the open innovation model. Also, in the "open" innovation model, the role and importance of the factor of access to external knowledge has significantly increased (external knowledge has become the main source of information for scientific and research activities), as well as the role of interaction with companies others, including private ones [43].

Sustainable development as a global factor in the transformation of innovation models

As a result, characteristics of the information and communication environment such as the openness of information, the speed and ability to transfer information in the external environment, the social effect and the importance of information have become the most important factors in the management of innovation activity. In this regard, an important theoretical and practical question that arises is the problem of identifying and assessing the importance of new factors that influence the implementation of innovation activities within the framework of a new innovation model that corresponds (adequately) to modern trends in the development of society.

Methodological note

For example, searching against the search criteria "TITLE-ABS-KEY (digital AND transformation AND of AND innovation AND activity) AND PUBYEAR > 2009" in Scopus returned 470 articles, while searching only by TITLE (digital AND transformation AND of AND innovation AND activity) AND PUBYLET >2009″ published only 1 article. Also, in the process of future verification of the proposed theoretical model, it is possible to determine the quantitative values ​​of the strength of influence of individual factors and their groups.

Research results

  • Factor model of the innovation ecosystem
  • Difficulties in the development of innovation models based on digital transformation

As in the innovative resource group, the first of the group factors. Paradoxes of innovation: Standards and technical change in the transformation of the US soybean industry.

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