P H A N TICH - N H A N DINH - D ^ B A O
f
Thj tru'dng bat dong san
tru'dc boi canh dai dich Covid-19
MAI COMG QGYEri' NGayfiN TBI TOMG PHC/CiNG"
Nghidn ciJu nay td'ng htfp, phSn tich m6t so' van de ve thi triTcfng b§'t ddng san (BDS) Vi§t Nam trong bo'i canh co nhffng tac d^ng cua dai dich Covid -19. Nghien cdu cho thS'y, mdc d6 tac dfing tdi tiifng phan Idnic BDS trdn thi trddng la khac nhau, dilu nay da tao ra nhffng rao can cho thi trtf&ng trong quy 1/2020 va dtf bao co anh hffd^ng Idn den cac thang tiep theo n^'u tinh liinh dich b$nh vin trong tinh trang phdc tap. Trong nghien cdu nay, nhom t a c gia cung dda ra mdt s6' nh§n dinh va d i xuat mOt sS' giai phap doi vdi cac doanh nghigp kinh doanh BDS va dich vu BDS nham duy tri ho^t ddng cua cac doanh nghigp, cung nhtf chu^n bi cho giai doan trd lai san xuat, kiiih doanh sau khi dich bgnh diftfc kiem soat.
THL/C T R A N G T H I TRLfClNG BDS T R j ^ C BOI C A N H D A I D I C H COVID-19
Khi nhffng tdn lai eua thi trffdng BDS Viet Nam trong nam 2019 chUa dffdc giai quye't triet de, nhU:
sut giam manh ngudn eung mdi tff cac dff an tai dd thj ldn, khd khan tie'p can ngudn vd'n vay, nhieu d\i an khdng the trien khai difdc theo diing tie'n dp vi cham tri trong qua trmh cap gia'y phep dau tu, xay dUng..., Ibi dien bie'n phffc tap cua dai dich Covid-19 tff dau nam 2020 dd'n nay tie'p tue tao ra nhffng khd khan, thach thffc mdi.
Theo Bao eao cua Cue Quan ly dang ky kinh doanh, Bd Ke' hoach va Dau tu (2020), "bffc tranh" cua thi trudng BDS cd nhieu gam man td'i, Cu the, trong quy 1/2020, kinh doanh BDS dffng dau trong eac ITnh vUc cd ly le doanh nghiep tam ngffng kinh doanh tang cao nha't (493 doanh nghiep, tang 94,1% so vdi ciing ky nam 2019). Trong khi dd, nghe thuat, vui ehdi va gidi tri (cd 135 doanh nghiep, tang 39,2% so vdi ciing ky nam 2019); dich vu viec lam; du lich (cd 1.037 doanh nghiep, tang 32,2% so vdi cung ky nam 2019); dich vu lffu trii va an ud'ng (co 936 doanh nghiep, tdng 29,3%
so vdi cung ky nam 2019)...
Cdn theo Hiep hdi BDS Viet Nam (VNREA) (2020), dai dich Covid-19 dang tao ra nhffng thach thffc ldn vdi nganh BDS trong nifdc, lam sut giam manh doanh thu, ldi nhuan cua cac doanh nghiep dia dc. Cac sff kien quan trpng, nhU: quang ba tie'p thi, ban hang cua cac doanh nghiep BDS deu hi huy bd.
Khach hang cung khdng the de'n cac san giao dieh de
Hm hieu thdng tin ve dff an, do dan each cpng ddng.
Thi tru'dng BDS du Hch nghi dffdng (condotel) va BDS cho thue bi anh hifdng nang ne. Gin day, nhieu mat bang thffdng mai da bi khach thue tra lai do nhieu cu'a hang phdi ddng cffa vi khdng cd khach. Cac can hp dich vu cho khach cff trd ngan han, khach nu'dc ngoai thue de d cung bi tra lai do van de ban che'di lai, nen khdng con khach du Hch, khach di cdng t a c ,
Khiing hoang kmh te tac dpng trffc tie'p den thu nhap cua dai bd phan nhan dan, boat ddng mua BDS de d hoac dau lif dang bi dffng. Ddng thdi. sir sut giam thu nh|p khien khach hana vay ngan hang de dau tuBDS gap nhie^u kho khan.
Cac doanb nghiep BDS hdu nhff khong CO them khach hang ky hdp ddng mdi.
.Ihong ke eua VNREA (2020) cho thay, eac doanh nghiep BDS da phdi chiu nhieu khoan ch. phi cd dmh, gdm:
C n v T i o ^-'J'l' ' ^ " '^' vd'n... Dai dich Cov.d-19 da khien cho thi irudng chffng khoan cung bl chao dao. nhidu cdphie'S doanh nghiep BDS bi ..dm s^ n S ^ . ? " 'iam san. nam san.
P <Jia oc con phai Nay cac doanh nghii.
ganh them chi phi ohdtTnt"', dich, nhffi hS tro do? ta - '™"g,P"=' g i a m g i a c h o t h u e t ^ a b l ^ ' ™ ' ? " f . -
^''-- ^'Jntiendo
• TS., Tdng Cong ty Dau ti^ va Phat tnen nha Ha Noi
" T S . , Trudng Dai hoc Kinh t6 Quo'c dan
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trd tien thud, midn tien thud Hrong mdt thdi gian... Ngoai ra, Hnh thanh khodn tha'p lam tang nguy cd doanh nghiep bi thie'u ddng tien dan dd'n nd Ihue', nd bdo hiem xa hdi, nd Iffdng ngffdi lao dpng.
Thffc trang tren cho thd'y, loan bd thi Hrffdng BDS deu dm dam, thieu sffc sdng. Thffc trang phdt trien cua cdc linh vffc BDS trffdc lac ddng cua dai dich Covid-19, cu the nhff sau:
Dd'i v^i BDS du lich, nghi diTSng:
Theo Bao cao tde ddng cua dich benh Covid-19 de'n BDS du lich cua Cdng ty TNHH SaviUs Viet Nam (2020), du lich, BDS nghi dffdng la mdt trong nhffng nganh chiu dnh hffdng xa'u nha'l.
Theo do, dich benh Covid-19 da lam sut giam manh khach qud'c te' cung nhff khach du lich npi dia. Gan d&y, Cbinh phu da tuyen bd lam thdi cam nhSp canh dd'i vdi cac du khach nffdc ngoai, ddng thdi each li lodn xa hdi iff Oh ngay 01/04/2020 dd'n ngay 15/04/2020. Dieu nay se gay tac ddng tidu cffc dd'n ngdnh du lich Hong nifdc, nhffng la chien Iffdc td't dd giam tiep xuc vdi cac ngudn ldy.
Theo xu hffdng chung vdi thd' gidi, Iffpng khach qudc te' den Viet Nam da gidm dang kd trong 3 thang diu nam nay.
Cu thd: Theo bao cao cua Tdng cue Thd'ng ke (2020), Hnh chung quy F2020, khach qudc te' de'n nffdc ta ffdc dat3.686,8nghinlffdlngffdi, gidm 18,1%
so vdi cung kj' nam Irifdc. Trong do, khach de'n bang dffdng hang khdng dat 2.991,6 nghin lffdt ngffdi, chidm 81,1%
lu'dng khdch qud'c td' den Viet Nam, giam 14,9%; bang dffdng bd dat 551,1 nghin Iffpt ngifdi, chid'm 15% va gidm 39,4%; bang dffdng bien dat 144,1 nghin iKdt ngffdi, chiem 3,9% va tdng 92,1%.
Didu dang chu y, Irong 3 thang dau nam, ngoai trff khdch de'n tff chau Phi tang 2%, thi khdch qudc te de'n tff tat cd cac thi trffdng ddu giam, dae biet gidm manh tap trung d cac thi trffdng ldn, nhif:
Trung Qude (dat 871,8 nghm lffdt ngffdi, giam 31,9% so vdi cung ky nam H-ffdc), Han Qudc (819,1 nghin Iffdt ngffdi, giam 26,1%), My (dat 172,7 ngiiin lffdt ngffdi, giam 21,4%)...
Viec sut giam manh khach du lich H'ong thdi gian qua da gay tdn that Idn den cac nha hang, khdch san, khu nghi du'dng, cac dia diem td chffc hdi nghi, sff kign.. Cu the: nhan dinh lai cude hpp bao Ihffdng ky Chinh phu chidu ngay 03/03/2020, Bd trffdng, Chu nhidm Van
phong Chinh phu Mai Tie'n Dung cho bie't, ffdc tinh Iffdng khach lffu H-ff tai cdc khach san gidm 60%, nganh du lich thiet hai 7 ty USD (Tran Ngoc - Phi Long, 2020).
Theo Cdng ty TNHH Savills Viet Nam (2020), cdng sud't phdng khach san tai Vidt Nam da giam 26%
H'ong thang 02/2020 so vdi cung ky nam H^dc. Trong Hiang 02/2020, cdc thanh phd trung tam, nhff: TP. Hd Chi Minh va Ha Ndi cd sut giam, nhffng vin duy tri dffpc mffc cdng sual tUdng dd'i td't la 48% (TP. Hd Chi Minh) va 60% (Ha Ndi). Tuy nhien, 3 tuin diu H6n cua thang 3/2020, cdng sua't phdng khach san da gidm manh trong ca mfdc, nhd't la d cac diem du lich, nhif:
Dd Nang, Hdi An chi dffdi 10%... Tai Nha Trang, nhd Iffpng khach du Hch tff Nga va ndi dia, nen cac khach san lai day van duy Hi dupc boat ddng. Phu Qud'c duy Iri cdng sud't khodng 40% Irong thang 2/2020, nhffng thdi gian tdi, viec lam dffng cic chuyd'n bay se gdy anh hffdng ldn de'n cdc khu du Iich nay. May man la, viec nhidu khaeh san, khu nghi dffdng trong nUdc tU nguyen dang ky thanh diem cdch ly ciang giup duy tri hoai ddng td't hdn khi vide huy dat phdng dang ngay cang nhieu. So vdi loai hinh khdch san, cdc dff dn cdn hd dieh vu dai dUdc mffc edng sua't cao hdn nhd vao nhdm khdch lffu tru dai ban...
Dd'i vdi BDS nha d, ban Ie: Phan khuc BDS nhd d, thdng thffdng trong quy I cua cdc nam thifdng cd td'c dp bdn hang chdm hdn so vdi cae thdng sau vd cic thdng cud'i nam. Nguyen nhdn ed thd la do, tdm ly dau nam mdi khai xudn. Tuy nhien, mffc dd trim lang cua thi trffdng nha d Irong quy 1/2020 la do budc phdi dffng cac ke' hoach md ban hoac Hd'p cdn khdch hdng vi khdng dffpc tu tap ddng ngifdi trong luc dich bung phdt lam cho hau het cdc ke' hoach Hien khai bdn hang phdn khuc nay bi dinh tre. Dieu ndy lam gidm ngudn thu cho khd'i doanh nghiep san xua't BDS nha d va gidm ngudn thu cho cdc doanh nghidp phan phd'i vd cac nhd mdi gidi BDS.
Tuy nhien, theo nhdn dinh cua Cdng ly TNHH Savills Viet Nam (2020), sif bung phat eua dai dich Covid-19 khd gay nhffng tde ddng qua Idn tdi thi trffdng nha d. Ddng quan diem, cae nha phan lich de'n tff Cdng ty Chffng khodn SSI (SSI Research) trong mdt bao cdo mdi ddy cho rang, nganh BDS, bao gdm BDS nhd d vd BDS khu cdng nghiep, deu khdng bi anh hffdng bdi dai dicb Covid-19. Quan didm cua SSI Research la, hoat ddng mua nhd chung cff dffa tren nhu cau vd kd hoach sinh sd'ng trong dai ban, nen it lien quan dd'n nhffng sff kidn nhff bdnh dich (D.
Anh, 2020). Mat khac, Viet Nam dang d giai doan dau cua Hidi ky ddn sd vdng - thd he cd nhu cau vd khd nang sd hffu BDS cao nhd't the gidi. Viet Nam cung la mdt trong nhffng qud'c gia cd td'c dp dd thi hda trong top dau cua thd gidi. Nhffng ye'u td nay khien thi trffdng BDS vdn cdn rat nhidu dff dia, ba'l chd'p tae ddng tff dai dich Covid-19.
' Tuy nhien, Iheo Bao cdo Diem Hn thj trffdng Viet Nam quy 1/2020 eua CBRE (2020), trong phan khuc
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PHAN TICH - NHAN DINH - Dd BAO
f l
nhd d ban, thi trffdng ghi nhdn cdc chu diu ttf cun;
nhff phia san mdi gidi trong thdi diem nay bude phdi tam hodn cdc boat ddng quang cao, md ban vi tdm ly trdnh tu tap ddng ngffdi trong luc dich berth bung phat.
Cac chffdng trinh nay diJ kie'n du'dc td chffc vdo cac quy eud'i nam. Thdng thffdng, quy diu cua nam la giai doan khdng ma'y sdi dpng ddi vdi cac chu dau iff do dnh hffdng cua Tet Nguyen dan, Hdn nffa, eac nhd diu tff vao thi trffdng nay cung dang cd tam ly chd ddi va de chffng hdn trong cac quye't dinh dau tff cua minh khien khdng khi thi tru'dng them am dam.
Ben canh thi trffdng nhd 6, thi tru'dng bdn le la mdt trong nhffng ndi chiu ton thffdng ldn nha'l tff dich benh, dae bidt la cae nganh thuc pham, dd ud'ng, gidi tri.
Tai Viet Nam, mdt sd' nha ban le dang de nghi ehu dau tff hd trd, cat gidm de'n 50% gia thue, tham chi Id khdng thu Hen trong sud't thdi gian dich benh bung phdt (CBRE, 2020). Nhieu thdnh phd' ldn trong khu vffc cd nganh ban le phu thudc vao sff phdi trien cua du lich. Do vay, viec sut gidm khaeh du lich se trd thanh ganh nang dd'i vdi thi trffdng nay.
Dd'i vdi BDS khu cdng nghidp va van phong cho thu&: Phan khuc van phdng cho thue, do tac ddng cua dai dich Covid-19, Iifdng nhan vien nghi viec tam thdi va Iffdng nhan vien phai lam viec tai nha de tuan thu tinh trang cdch ly la nhan td lam cho thi trifdng giao dich van phdng eho thue gidm.
Dd'i vdi phan khuc BDS cdng nghiep, sff biing phat eua dai dich Covid-19 da lam han che' kha nang Hep can cua cac nhd san xua't cac nffdc chau Au vdi thi trifdng khu cdng nghiep san xud't cua Viet Nam trong quy 1/2020. Ben canh dd, sff gian doan chudi cung ffng dang didn ra khi ngudn nguyen Heu san xua't dau vao Iff Trung Qud'c chiem den 35% tdng kim ngach nhap khau nguyen Heu sdn xud'l cua Viet Nam. Chudi cung ffng bi gay giffa chffng dnh hffdng ddy chuydn ddn cdc qudc gia ldn cdn, tff dd lam gidm ty le md rdng quy md san xua't, gidm nhu elu khach thue vdi BDS khu cdng nghiep (CBRE, 2020).
Tuy nhien, vdi viec Hpi ddng EU dd chud'n y quyet dinh cua Nghi vien chdu Au phe chuan EVFTA bang hinh thffc van ban vao td'i ngay 30/3/2020 (gid Viet Nam) dd tao dieu kien cho cae nhd sdn xua't tai chdu Au tim kie'm ed hdi dau tu tai cdc khu edng nghiep cua Viet Nam. Dieu ndy la ky^vpng mdi cho hdp ldc dau tff cua cdc nffdc ehau Au sau khi dai dich Covid-19 dffpc khd'ng che. Ky vpng trong thdi gian tdi, thi trffdng phan khuc BDS khu eong nghiep se cd dieu kien phat trien.
CHINH SACH CUA CHINH PHU V6l THI TRUCfNG BDS TRU(5C TAC DONG CUA DAI DICH COVID-19
Trffdc thffc trang khd khan chung cija nen kinh te, trong dd cd linh vUe BDS, ngdy 08/04/2020 vffa qua, Chinh phu da ban hdnh Nghi dinh sd 41/2020/N^-CP gia han thdi han nop thue vd tien thue da't. Trong do.
,g hoat dong k,nh doanh BBS at g - trong nhiing dot itt^Jng « ' . „ ' ' 3 idio Chinh sach nay da plian nao thao „
M n c h o l t n h v v c l a n h - n f D ^ ^ ^ ^ . Ngh, djnh neu r o v . e c = ^ ^ ^ . . han nop thue gia tn S'"?"'*. ^»- ^ TM
»ia tri "ia tang khSu nhap kha") _.'-lf, fhl I a han that ban nop thue do, vat so S ^ r ? A r , gia tang phat sinh Phat^nop
uidng hdp ke khai thue gia tri gia tang theo quy) eua cac doanh nghiep, lo chffc neu tren. Thdi gian gia han la 05 thang, ke tff n'^ay ket thtic thdi han npp thue gid tri gia tang theo quy dmh cua phap luat ve qudn ly thud.
'Ddi vdi thue Hiu nhap doanh nghiep, Nghi dinh neu rd, vide gia han thdi ban ndp thud dd'i vdi sd thue thu nhap doanh nghiep cdn phai ndp theo quyet loan cua ky tinh thue nam 2019 vd so' thue thu nhdp doanh nghidp tam ndp quy I, quy 2 cua ky tinh thue nam 2020 cua doanh nghiep, td chffc la ngffdi nop thue thu nhap doanh nghiep thupc dd'i tffdng dp dung Nghi dinh ndy. Thdi gian gia han la 05 thang, ke tff ngay ke't thiic thdi han ndp thud' thu nhap doanh nghiep theo quy dinh cua phap luat ve quan ly thud'.
Trffdng hdp doanh nghiep, td chffc da thffc hien nop sd thue' thu nhdp doanh nghiep edn phai nop theo quyet loan cija nam 2019 vao ngdn sdch nha nffdc, thi doanh nghiep, id chffc dffdc dieu chinh so' thue thu nhap doanh nghiep da nop de nop cho so' phai nop cua cac loai thue khac. De thffc hien dieu chinh, ngffdi nop thue lap thff tra soat (Mdu sdCl-11/NS ban hdnh kem theo Thdng iff so' 84/2016/
TT-BTC, ngdy 17/06/2015 cua Bd Tdi chinh) kem theo chffng tff ndp thue' hoac thdng rin lien quan den npi dung de nghi dieu chinh gffi ed quan thue.
Dd'i vdi Hen thue da't, Nghi dinh neu rd, gia han thdi han nop Hen thue da't dd'i vdi sd lien thud da'l phni nop ky dau nam 2020 eua doanh nghien, to chffc, hd oia dinh, ca nhdn thude P.P. ufong dp dung Nghi dinh nay dang r • - W|,;, „^^^ ^j^^
thue dat trffc Hep the .-. ' ,, r\^^,^^^ ^ ddng eua cd quan - . ' . ,• ^ quyen diTdi hinh th;
hang nam. Thdi gia;
ke tff ngay 31/5/202
tham le dd't 'hang
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Ben canh do, trffdc tinh hinh khd khan cua thi irffdng BDS hien nay, dac biet la do anh hffdng cua dai dich loan ciu Covid-19, Bd Xay dffng cijng se nghien cffu de xud'l cdc gidi phap hd trd cho thi trffdng. Cu the, dng Nguyen Trpng Ninh - Cue trffdng Cue Quan Iy nhd vd thi trffdng BDS, Bd Xdy dffng cho bie't, Bd dang nghien cffu de xud't tang cffdng bo sung them vd'n cho nha d xa hdi, gid'ng nhff gdi 30.000 ty ddng trffdc day. Theo do, Bd se de xua't Ngdn hang Chinh sach xd hdi Viet Nam dffpc ca'p bii lai sud't. Khi nha 6 xa hdi phdt tridn se thuc day thi trffdng vSt lieu xay dffng, nhdn cdng, ndi tha't va keo theo nhieu nganh nghe khac lien quan.
Ben canh gdi giai phap tdng the hd trd san xua't, kinh doanh cua Chinh phu, Bp XSy dffng dang tap hdp y kie'n nha dau tff, chuydn gia, cac hiep hdi dd de xua't cac giai phap hd trd rieng cho BDS (Huyen Ld, 2020).
MOT SO VAN DE CAN LUU Y DOI V(3lfH!TRaC(NG BDS
Thd nhdt, trong bd'i c^nh dai dieh Covid-19 hidn nay, cac doanh nghiep BDS cd the linh ddng chuyen ddi sang cac hinh thffc hoat ddng phu hdp, nhff:
chuyen hffdng sff dung cong nghd thdng Hn, sdhda, tri tue nhan tao, thffc tai do, kinh doanh online... Dd'i vdi cdc tap doan ldn cd the Iffa chon phdt trien sdn xud't, kinh doanh da ngdnh de cd the
ffng phd hieu qud vdi cac bie'n ddng cua thi trudng.
Ddng thdi, trong bd'i canh hidn nay, cac chu diu tif BDS cung can ke't hdp vdi ngan hang thffdng mai dffa ra nhffng giai phdp tdi chinh Iinh hoat va cdc gdi vay vdi lai sua't ha'p ddn.
Thdhai, ben canh nhffng khd khdn, thach Hiffc dem lai, ve ma^t Hch cffc, bd'i canh dai dieh Covid-19 hien nay cd the xem nhff mpt cuoc sang Ipc giup Ihi trudng nha dat trd nen "khde manh", cu the Id: tai cd cd'u dau tff, cd cdu lai sdn pham chu Iffc, coi trpng phat trien san pham nha d vffa lui tien, nha d xa hpi, dap ffng nhu ciu thffc eua ddng dao ngffdi Hdu dung.. Dong thdi, ddy cung la cd hpi de giff Iai nhffng doanh nghiep kinh doanh BDS cd du thffc life, la giai doan Ihich hdp de cdc doanh nghiep thffc hien "tai cd'u true doanh nghiep"
theo hffdng rinh gon, hieu qud.
Thd ba, day la thdi diem thich hdp nha'l de nhieu ngudi cd the mua dUde nhd vdi gia hdp ly. Cac nha dau tff cung de ddng Hm kie'm nhffng san pham BDS ed Hem ndng sinh Idi ha'p din vd ben vffng nhd't.
Thd tii, trong thdi gian tdi, sau khi dich benh dffpc kiem sodt, nhieu khd nang thi trffdng BDS se cd ed hdi ldn de thu hut td't ddng vd'n FDI. Thffc te' thdi gian qua, Viet Nam dd chu ddng ffng phd td't vdi dich benh.
Trffdc khi dich benh xay ra, Viet Nam dffdc HSBC Expat binh chpn Id lop 10 ndi lam vide td't nhd't cho chuyen gia nffdc ngoai trong mdt cude khdo sdt vdo cudi nam 2019 (D. Anh, 2020). Cdc chinh sdch dd'i vdi ngffdi nffdc ngoai tai Viet Nam va ngffdi Viet Nam ve tff cae vung dieh trong thdi gian dffdc eOng ddng qudc te' danh gia cao, dffa Viet Nam Ird thdnh mdt trong nhffng qud'c gia an todn nha't the' gidi - hffa hen se nang bac Viet Nam trong bdng xe'p hang ndi Iren. Cung vdi cdc chinh sdch e6i md hdn cho ngffdi nffdc ngodi sd hffu BDS lai Viet Nam, thi trffdng BDS hffa hen se ddt pha trong thdi gian idi.Q
LIEUTHAMKHAO
1. Chinh phu (2020). Nghi dinh sd 41/2020/ND-CP, ngdy 08/04/2020 gia hgn thdi hgn nop thui vd tien thue dat
2. Tdng cue Thd'ng ke (2020). Bdo cdo tinh hinh kinh te - xd hpi quy I ndm 2020
3. Cue Quan ly ddng ky kinh doanh - Bd Ke hoaeh va Dau tff (2020). Tinh hinh ddng ky doanh nghiep thdng 3 vd quy 1 ndm 2020
4.C6ngtyTNliHSsivi\h'V\et]<iiim(2020).Bdocdoddnhgid tdcddngcuadichbenhCovid-19din BDS du lich, thmg 03/2020
5. CBRE (2020). Bdo cdo Diim tin thi trudng Viet Nam quy 1/2020
6. Hiep hdi BDS Vidt Nam (VNREA) (2020). Vdn bdn gdi Thu tudng Chinhphu, Bp Tdi chinh vd Tdng cue Thuide xudt bd sung DN BDS la ddi tuang dugc xem xet gia hgn npp thue cua Du thdo Nghi dinh cua Chinh phu ve gia hgn thdi hgn npp thue vd tiin thui ddt, ngdy 24/03/2020
7. D. Anh (2020). BDS mua dich, sdn tiin mua nhd luc gid hdi, Hruy cap tff https;//vielnamnet.vn/
vn/kinh-doanh/dau-tu/thi-truong-bat-dong-san-mua-dich-trong-nguy-co-co-626236.himl 8. Tran Ngpc - Phi Long (2020). Ngdnh du lich thiit hgi khodng 7 ty USD vi dgi dich Covid-19, truy cap tiJr https://vov.vn/kinh-te/nganh-du-lich-thiet-hai-khoang-7-ty-usd-vi-dich-covidI9-1017339.vov
9. Huydn Le (2020). Bp Xdy dung nghiin cdu de xudt giat phdp hd trg gidi cdu BDS do dgi dich Covid-19, truy cdp tff https://baoxaydung.com.vn/bo-xay-dung-nghien-cuu-de-xual-giai-phap-ho- tro-giai-cuu-bat-dong-san-do-dieh-eovid-19-275795.html
