Berdasarkan akta Pernyataan Keputusan Rapat
21. Aset Takberwujud Intangible Assets
Saldo Awal/ Penambahan/ Pengurangan/ Reklasifikasi/ Saldo Akhir/ Beginning Addition Deduction Reclassification Ending
Balance Balance
Rp Rp Rp Rp Rp
Hak Konsesi - Ruas Concession Rights - Toll
Jalan Tol (Catatan 51) 3.743.868.979 340.271.364 4.084.140.343 (Note 51)
Merk Dagang 120.463.320 (51.163.320) 69.300.000 Trademark
Total 3.864.332.299 340.271.364 (51.163.320) -- 4.153.440.343 Total
2021
Saldo Awal/ Penambahan/ Pengurangan/ Saldo Akhir/
Beginning Addition Deduction Ending
Balance Balance
Rp Rp Rp Rp
Hak Konsesi - Ruas Concession Rights - Toll
Jalan Tol (Catatan 51) 2,277,828,942 1,466,040,037 -- 3,743,868,979 (Note 51)
Merk Dagang 116,660,670 3,802,650 -- 120,463,320 Trademark
Total 2,394,489,612 1,469,842,687 -- 3,864,332,299 Total
2020
Merk dagang yang dimiliki oleh Winner terdiri atas WIKA Solar Water Heater (SWH) dan perjanjian jaringan distribusi ke seluruh Indonesia.
Trademark of Winner consists of WIKA Solar Water Heater (SWH) and agreement distribution channels throughout Indonesia.
22. Aset Lain-Lain 22. Other Assets
2021 2020
Rp Rp
Beban Ditangguhkan 33.250.934 83.387.459 Deferred Expenses
Retensi Bank 21.753.329 22.130.962 Bank Retention
Perangkat Lunak 11.664.368 13.239.969 Software
Investasi Peralatan Investment of Equipment
Dalam Pelaksanaan 8.790.790 8.790.790 In Process
Aset Tidak Digunakan 31.105.162 31.105.162 Unused Asset
Beban Tangguhan Sukuk Mudharabah
Sukuk Mudharabah 5.623.477 2.922.751 Deffered Expenses
Aset Hak-Guna-Bersih -- 185.091.598 Right-of-Use Assets-Net
Lain-lain 24.438.837 47.262.240 Others
Total 136.626.896 393.930.931 Total
Aset hak-guna bangunan milik WIKA Beton merupakan hak guna bangunan atas ruang kantor yang berada di WIKA Tower dan Wilayah Penjualan I di Sumatera Utara selama 2 tahun efektif pada tanggal 1 Januari 2019 sampai 31 Desember 2021.
Right-of-use assets buillding belong to WIKA Beton represent right-of-use of office space located at WIKA Tower and Regional Sales Office I in North Sumatera for 2 years effective from January 1, 2019 until December 31, 2021.
Sedangkan, aset hak-guna yang dikategorikan peralatan milik Perusahaan, dan WIKA Beton, WIKA IKON, dan WIKA Bitumen perjanjiannya merupakan sewa pembiayaan dan berdasarkan PSAK 30: Sewa sudah diakui sebagai aset sewa di dalam laporan posisi keuangan sebelum penerapan PSAK 73: Sewa (Catatan 18).
Meanwhile, the amount of right-of-usee assets categorized as plant equipment belongs to the Company, WIKA Beton, WIKA IKON, and WIKA Bitumen which the legal form of the contract is financial lease agreement under PSAK 30: Leases and had been recognized in the balance sheet before the implementation of PSAK 73: Leases (Note 18).
Beban penyusutan untuk tahun yang berakhir pada 31 Desember 2020 sebesar Rp41.533.430, yang di catat pada beban pokok pendapatan (Catatan 44).
Depreciation expenses for the year ended December 31, 2020 amounted to Rp41,533,430, recorded to cost of revenues (Note 44)
Beban ditangguhkan merupakan biaya yang dikeluarkan untuk pengembangan kawasan-kawasan pada WIKA Realty yang masih dalam proses persiapan dan pengurusan perijinan.
Deferred expenses represent costs incurred for the development areas of WIKA Realty, that are still in the process for preparation and administration.
Retensi bank merupakan dana milik WIKA Realty yang ditahan oleh bank karena belum selesainya pengurusan sertifikat.
Bank retention is a fund belong to WIKA Realty held by bank due to the completion of the certificate management.
Perangkat lunak merupakan program akuntansi yang dimiliki Perusahaan.
The software represent an accounting program that belong to the Company.
Aset tidak digunakan merupakan alat proyek yang sudah tidak digunakan dan masih memiliki nilai manfaat.
Unused assets are project tools that are no longer in use and still have value benefits.
Investasi peralatan dalam pelaksanaan merupakan pembelian alat-alat proyek yang masih dalam proses pengiriman milik WIKA Gedung.
Investment of Equipment in Process is the purchase of the WIKA Gedung’s equipment which is in the delivery process.
Biaya emisi sukuk mudharabah adalah biaya yang timbul dari perolehan sukuk mudharabah dan akan di amortisasi secara garis lurus.
Sukuk mudharabah issuance costs are costs arising from the acquisition of sukuk mudharabah and will be amortized on a straight line basis.
Deposito yang dijaminkan merupakan deposito yang dijadikan jaminan utang bank atas fasilitas kredit dari PT Bank Muamalat Indonesia Tbk dan PT Bank Maybank Indonesia Tbk dengan jangka waktu deposito berjangka adalah 1-3 bulan, tingkat bunga 6,00% - 6,75% dan nilai bagi hasil (nisbah syariah) 70% - 83,72% (Catatan 23).
Restricted deposits represent deposits which are used as collateral for bank loans of credit facilities from PT Bank Muamalat Indonesia Tbk and PT Bank Maybank Indonesia Tbk with time deposits period of 1-3 months, annual interest rate 6.00% - 6.75% and profit sharing (syariah) 70% - 83.72% (Note 23).
23. Pinjaman Jangka Pendek 23. Short Term Loan
2021 2020
Rp Rp
Perusahaan/ the Company
Pihak Berelasi (Catatan 49)/ Related Parties (Note 49)
PT Bank Mandiri (Persero) Tbk 2.949.823.417 1.969.124.350
PT Bank Negara Indonesia (Persero) Tbk 2.289.102.942 2.332.953.186
PT Bank Syariah Indonesia 1.100.000.000 1.100.000.000
PT Bank Rakyat Indonesia (Persero) Tbk 500.227.835 600.000.000
2021 2020
Rp Rp
Pihak Ketiga/ Third Parties PT Bank BTPN Tbk dh/ Formerly
Formerly PT Bank Sumitomo Mitsui Indonesia 2.450.000.000 2.450.000.000
PT Bank Maybank Indonesia Syariah 825.000.000 825.000.000
PT Bank Pan Indonesia Tbk 750.000.000 750.000.000
PT Bank DKI 600.000.000 700.000.001
PT Bank Pembangunan Daerah Jawa Barat dan Banten Tbk 500.000.000 400.000.000
MUFG Bank Ltd 400.000.000 500.000.000
Lembaga Pembiayaan Ekspor Indonesia - Indonesia Eximbank 315.000.000 360.000.000
PT Bank CTBC Indonesia 250.000.000 300.000.000
Shinhan Bank indonesia 200.000.000 290.000.000
PT Bank ICBC Indonesia 100.000.000 100.000.000
PT Bank HSBC Indonesia 64.787.997 844.787.997
PT Bank Permata Tbk 57.250.817 90.607.264
PT Bank Danamon Indonesia Tbk 20.233.962 25.341.239
PT Bank Maybank Indonesia Tbk 555 --
Sub Total 6.532.273.330 7.635.736.501
Sub Total 13.371.427.525 13.637.814.036
Entitas Anak/ Subsidiaries
Pihak Berelasi (Catatan 49)/ Related Parties (Note 49)
PT Bank Negara Indonesia (Persero) Tbk 154.007.000 157.007.000
PT Bank Mandiri (Persero) Tbk 29.702.063 152.184.921
PT Bank Rakyat Indonesia (Persero) Tbk 64.823.068 265.849.651
Sub Total 248.532.131 575.041.572
Pihak Ketiga/ Third Parties PT Bank BTPN Tbk dh/ Formerly
PT Bank Sumitomo Mitsui Indonesia 401.000.000 352.208.047
PT Bank DKI 229.870.856 199.920.856
PT Bank Pembangunan Daerah Jawa Barat dan Banten Tbk 170.000.000 170.000.000
PT Bank CIMB Niaga Tbk 142.870.668 150.916.117
PT Bank ICBC Indonesia 142.450.000 142.450.000
PT Bank Danamon Tbk 35.000.000 35.000.000
PT Bank Permata Tbk 30.000.000 --
PT Beringin Indotama Sejahtera Finance 10.000.000 --
HSBC Holdings PLC -- 100.000.000
Sub Total 1.161.191.523 1.150.495.020
Sub Total 1.409.723.655 1.725.536.592
Total Pinjaman Jangka Pendek/ Short Term Loan
Pihak Berelasi/ Related Parties 7.087.686.326 6.577.119.108
Pihak Ketiga/ Third Parties 7.693.464.854 8.786.231.521
Total 14.781.151.179 15.363.350.628
Perusahaan The Company
PT Bank Negara Indonesia (Persero) Tbk PT Bank Negara Indonesia (Persero) Tbk Perusahaan menandatangani perpanjangan
perjanjian fasilitas Kredit Modal Kerja, Kredit Modal Kerja RC Terbatas & Promes / Revolving, Credit Term Loan, Forex Line Facility dan KMK Bridging Loan dengan PT Bank Negara Indonesia (Persero) Tbk. Perjanjian telah mengalami perubahan terakhir
The Company entered into an extension agreement of Working Capital Loan, Limited RC Working Capital & Promes/ Revolving, Credit Term Loan, Forex Line and KMK Bridging Loan Facility with PT Bank Negara Indonesia (Persero) Tbk. The agreement has been amended on May 20, 2020 based on deed No. 26,
pada tanggal 21 Desember 2020 berdasarkan Akta Notaris Fathiah Helmi, S.H., No. 26, 27, 28, 29, 30 dan 31.
27, 28, 29, 30 and 31 of Fathiah Helmi, S.H.
Fasilitas yang diberikan berupa Fasilitas KMK Revolving dengan limit maksimal Rp150.000.000, KMK Promess dengan limit maksimal Rp200.000.000, KMK Project Base dengan limit maksimal Rp1.000.000.000, Term loan dengan limit maksimal Rp1.000.000.000, Fasilitas Non Cash Loan dengan limit sebesar Rp3.500.000.000, dan Forex Line dengan limit maksimal USD10,000 dengan tingkat suku bunga sebesar 8,50% - 10% per tahun.
Facilities provided by KMK Revolving with a maximum limit of Rp150,000,000, KMK Promes with a maximum limit of Rp200,000,000, KMK Project Base with a maximum limit of Rp1,000,000,000, Term Loan with a maximum limit of Rp1,000,000,000, Non Cash Loan Facilities with a maximum limit Rp.3.500,000,000 and Forex Line with a maximum limit of USD10,000 with an interest rate of 8.50% - 10% per year
Masa berlaku kredit sampai dengan 20 Mei 2021. The validity period of the credit agreement is until May 20, 2021.
Pinjaman tersebut di atas dijamin dengan tagihan termin atas proyek-proyek yang dibiayai oleh fasilitas kredit dari PT Bank Negara Indonesia (Persero) Tbk.
The loan is guaranteed by receivables from projects financed by credit facilities from PT Bank Negara Indonesia (Persero) Tbk.
Perusahaan diharuskan untuk mematuhi beberapa batasan untuk mempertahankan rasio keuangan sebagai berikut:
Rasio lancar minimum 1 kali;
Rasio utang terhadap ekuitas (DER) maksimum 4 kali; dan
Rasio laba utang minimum 1 kali.
The Company is required to comply with several restrictions to maintain financial ratios as follows:
Current ratio minimum 1 time;
Debt to equity ratio (DER) maximum of 4 times; and
Debt service coverage ratio minimum 1 time.
PT Bank Mandiri (Persero) Tbk PT Bank Mandiri (Persero) Tbk
Perusahaan menandatangani perpanjangan fasilitas Kredit Modal Kerja Revolving dan Kredit Modal Kerja Transaksional dari PT Bank Mandiri (Persero) Tbk. Perjanjian telah mengalami perubahan terakhir berdasarkan Akta Notaris Sri Ismiati, S.H., M.Kn., No. 84, 85, dan 88 pada tanggal 23 November 2020 dan Akta No. 76 tanggal 26 Maret 2021.
The Company entered into an extension agreement of Revolving Working Capital Loan and Transactional Working Capital Loan with PT Bank Mandiri (Persero) Tbk. The agreement has been amended based on notarial deed No. 84, 85, 86, 87, and 88 on November 23, 2020 of Sri Ismiati, S.H., M.Kn and deed no. 76 on March 26, 2021.
Fasilitas yang diperoleh Perusahaan adalah fasilitas Kredit Modal Kerja Transaksional II sebesar Rp1.000.000.000, fasilitas Non Cash Loan sebesar Rp11.750.000.000, fasilitas Kredit Modal Kerja Transaksional sebesar Rp1.900.000.000 fasilitas Kredit Modal Kerja Revolving sebesar Rp100.000.000 dengan tingkat suku bunga masing-masing sebesar 7,25% - 9,50%. Fasilitas tersebut untuk mendanai proyek-proyek khusus.
The facilities obtained by the Company are Transactional Working Capital loan II amounting to Rp1,000,000,000, Non Cash Loan facility amounting to Rp11,750,000,000, Transactional Working Capital Credit facility amounting to Rp1,900,000,000 Credit facilities Revolving working capital of Rp100,000,000 with an interest rate of 7.25% - 9.50% each. The facilities are used to fund specified project.
Masa berlaku kredit sampai dengan 10 Juni 2021. The validity period of the credit agreement is until June 10, 2021.
Pinjaman tersebut di atas dijamin dengan piutang, persediaan, tanah dan bangunan. (Catatan 5, 10, dan 18).
The loan is guaranteed with receivables, inventories, land and building (Notes 5, 10, and 18).
Perusahaan diharuskan untuk mematuhi beberapa batasan untuk mempertahankan rasio keuangan sebagai berikut:
Rasio lancar minimum 1 kali; dan
Debt to equity ratio maksimum 3,5 kali.
The Company is required to comply with several restrictions to maintain financial ratios as follows:
Current ratio minimum 1 time; and
Debt to equity ratio maximum 3.5 times.
PT Bank Rakyat Indonesia (Persero) Tbk PT Bank Rakyat Indonesia (Persero) Tbk Perusahaan menandatangani perpanjangan fasilitas
Kredit Modal Kerja dari PT Bank Rakyat Indonesia (Persero) Tbk. Perjanjian telah mengalami perubahan terakhir pada tanggal 29 Desember 2020 berdasarkan Akta Notaris Sri Ismiyati, S.H., M.Kn., No. 125, 126, 127, 128, 129, 130, dan 131.
The Company entered into an extension agreement of Working Capital Loan with PT Bank Rakyat Indonesia (Persero) Tbk. The agreement has been amended on December 29, 2020 based on notarial deed No. 125, 126, 127, 128, 129, 130, and 131. of Sri Ismiyati, S.H., M.Kn.
Fasilitas yang diberikan berupa kredit modal kerja Konstruksi dengan limit Rp500.000.000, non cash loan dengan limit Rp10.000.000.000, foreign exchange line dengan limit USD40,000,000, pinjaman transaksi khusus dengan limit Rp1.000.000.000, dengan tingkat suku bunga 9%-9,25%.
Facilities provided are construction working capital credit with a limit of Rp500,000,000, non cash loan with a limit of Rp10,000,000,000, foreign exchange line with a limit of USD40,000,000, specific transaction loan with a limit of Rp1,000,000,000, with an interest rate of 9% - 9.25%.
Masa berlaku kredit sampai dengan 30 November 2021.
The validity period of the credit agreement is until November 30, 2021.
Pinjaman tersebut dijamin dengan piutang atas proyek-proyek yang ditunjuk dan tanah dan bangunan milik Perusahaan (Catatan 5 dan 18).
The loan is guaranteed with accounts receivable of the projects and land and building owned by the Company (Notes 5 and 18).
PT Bank Syariah Indonesia PT Bank Syariah Indonesia
Perusahaan telah mengadakan perjanjian kredit dengan PT Bank Syariah Mandiri. Perjanjian ini telah ditandatangani pada tanggal 29 Maret 2021 berdasarkan akta Notaris Sri Ismiyati, S.H., MKn., No. 88, 89, 90, 91, dan 92.
The Company has entered into a credit agreement with PT Bank Syariah Mandiri The agreement has been signed on March 29, 2021 based on notarial deed No. 88, 89, 90, 91, and 92 of Sri Ismiyati, S.H., MKn.
Fasilitas yang diberikan berupa Pembiayaan Line Facility – Musyarakah Rp1.700.000.000 dan Fasilitas Pembiayaan NCL (Line Facility – Hawalah Bil Ujrah) dengan limit pembiayaan maksimal Rp300.000.000.
Facilities provided in Line Facility Musyarakah a total value of Rp1,700,000,000 and NCL Financing Facility (Line Facility - Hawalah Bil Ujrah) with a maximum limit of Rp300,000,000.
Masa berlaku kredit sampai dengan 29 Maret 2022. The validity period of the credit agreement is until March 29, 2022.
Perusahaan diharuskan untuk mematuhi beberapa batasan untuk mempertahankan rasio keuangan sebagai berikut:
Th e Company is required to comply with several restrictions to maintain financial ratios as follows:
Debt to equity ratio maksimum 3 kali; Debt to equity ratio maximum 3 time;
Current assets ratio minimum 1 kali; dan Current assets ratio minimum 1 times; and
Debt Service Coverage Ratio (DSCR) minimal 100%
Debt Service Coverage Ratio (DSCR) minimum 100%
Pinjaman tersebut di atas dijamin dengan piutang usaha (Catatan 5).
The loan is collateralized with accounts receivables (Note 5).
PT Sarana Multi Infrastruktur (Persero) PT Sarana Multi Infrastruktur (Persero) Perusahaan menandatangani perpanjangan fasilitas
Kredit Modal Kerja dari PT Sarana Multi Infrastruktur (Persero). Perjanjian telah mengalami perubahan terakhir pada tanggal 21 Juni 2019 berdasarkan Akta Notaris Sri Ismiati SH., MKn. No. 09
The Company entered into an extension agreement of Working Capital Loan with PT Sarana Multi Infrastruktur (Persero). The agreement has been amended on June 21, 2019 based on Notarial Deed No. 09 of Sri Ismiati SH., MKn.
Maksimum fasilitas yang diberikan adalah untuk
fasilitas Kredit Modal Kerja sebesar Rp500.000.000.
Maximum facility for Working Capital Loan is Rp500,000,000.
Masa berlaku kredit sampai dengan 21 Juni 2020. The validity period of credit facility is until June 21, 2020.
Tingkat suku bunga adalah 8,05% per tahun yang
akan direviu setiap saat dan akan disesuaikan apabila terdapat ketentuan/kebijakan baru dari Bank.
The interest rate is 8.05% per year which will be reviewed at any time and will be adjusted if there is a provision/new policy from Bank.
Fasilitas pembiayaan ini dijamin dengan fidusia
piutang proyek dengan pengikatan sebesar 125% dari limit pembiayaan (Catatan 5).
This financing facility is secured with project receivables that should be maintained at 125% from facility limit (Note 5).
Perusahaan diharuskan untuk mematuhi beberapa batasan untuk mempertahankan rasio keuangan sebagai berikut:
Rasio lancar minimum 1 kali.
Debt to equity ratio maksimum 3,5 kali.
EBITDA terhadap beban bunga maksimum 2 kali.
The Company is required to comply with several restrictions to maintain financial ratios as follows:
Current ratio minimum 1 time.
Debt to equity ratio maximum 3.5 times.
EBITDA to interest maximum 2 times.
PT Bank BTPN Tbk PT Bank BTPN Tbk
Perusahaan menandatangani perpanjangan dari PT Bank BTPN Tbk. Perjanjian telah mengalami perubahan terakhir pada tanggal 23 Juni 2020 berdasarkan akta Notaris Sri Ismiyati, S.H., No. 38.
The Company signed an extension of PT Bank BTPN Tbk. The agreement has been last modified on 23 June 2020 based on the notarial deed of Sri Ismiyati, S.H., No. 38.
Fasilitas yang diberikan adalah
Fasilitas Loan on Note dengan jumlah Rp450.000.000;
Fasilitas Loan on Note T/R dengan jumlah Rp50.000.000;
Fasilitas Guarantee dengan jumlah Rp50.000.000;
Fasilitas Loan on Note 2 (Account Receivable Financing) dengan jumlah Rp50.000.000;
Fasilitas Loan on Note 4 (Supplier Financing) dengan jumlah Rp50.000.000;
Fasilitas Loan on Note 3 dengan jumlah Rp2.000.000.000; dan
Fasilitas Commercial L/C dengan jumlah Rp50.000.000.
The facilities provided are
Loan on Note facility with a total of Rp450,000,000;
Loan on Note T/R facility of Rp50,000,000;
Guarantee facility with a total of Rp50,000,000;
Loan on Note 2 (Account Receivable Financing) facility of Rp50,000,000;
Loan on Note 4 (Supplier Financing) facility in the amount of Rp50,000,000;
Loan on Note 3 facility with a total of Rp2,000,000,000; and
Commercial L/C facility with a total of Rp50,000,000.
Tingkat suku bunga adalah 1,50% ditambah dengan cost of fund.
The interest rate is 1.50% plus the cost of funds.
Masa berlaku kredit sampai dengan 30 Juni 2021. The validity period of credit facility is until June 30, 2021.
Perusahaan diharuskan untuk mematuhi beberapa batasan untuk mempertahankan rasio keuangan sebagai berikut:
Rasio lancar minimum 1 kali;
Interest coverage ratio minimum 1,5 kali; dan
Rasio utang terhadap aset maksimum 2,5 kali.
The Company is required to comply with several restrictions to maintain financial ratios as follows:
Current ratio minimum 1 time
Interest coverage ratio minimum 1.5 times; and
Debt to total asset ratio maximum 2.5 times. Kredit ini dijamin sesuai Akta Fidusia atas piutang
120% dari batas fasilitas (Catatan 5).
This credit is secured with Fiduciary Deed of receivables by 120% of the limit facilities (Note 5).
PT Bank DKI PT Bank DKI
Perusahaan menandatangani perpanjangan fasilitas Kredit Modal Kerja Pinjaman Tetap Berjangka (KMK PTB) dan Kredit Modal Kerja Pinjaman Rekening Koran (KMK PRK) dari PT Bank DKI. Perjanjian telah mengalami perubahan terakhir pada tanggal 21 Juli 2020 berdasarkan Akta Notaris No. 39 dari Sri Ismiati, S.H., M.Kn.
The Company entered into an extension agreement of Fixed Working Capital Loan (KMK PTB) and Overdraft Loan Facility (KMK PRK) with PT Bank DKI. The agreement has been amended on July 21, 2020 based on Notarial Deed No. 39 of Sri Ismiati S.H., M.Kn.
Fasilitas yang diberikan berupa Kredit Modal Kerja
Pinjaman Tetap Berjangka (KMK PTB) Sublimit kredit money market line Bank garansi dan SKBDN dengan limit Rp600.000.000 dan Kredit Modal Kerja Pinjaman Rekening Koran (KMK PRK) dengan limit sebesar Rp100.000.000 dengan tingkat suku bunga Kredit KMK PTB sebesar 8,5% dan KMK PRK sebesar 9%. Serta fasilitas Non Cash Loan, Bank Garansi dan SKBDN dengan limit sebesar Rp200.000.000 dengan tingkat suku bunga sebesar 8,5% per tahun.
,
Facilities provided are Fixed Working Capital Loan (KMK PTB) Sublimit credit money market line Bank guarantee and SKBDN with limit of Rp600,000,000 and Overdraft Loan Facility (KMK PRK) with limit of Rp100,000,000 with interest rate of Fixed Working Capital Loan (KMK PTB) of 8.5% and Overdraft Loan Facility (KMK PRK) of 9%. Also Non Cash Loan Facility, Bank Guarantee and SKBDN amounting to Rp200,000,000 with interest rates of 8.5% per annum.
Pinjaman tersebut dijamin dengan piutang usaha (Catatan 5).
The loan is guaranteed with trade accounts receivable (Note 5).
Masa berlaku kredit sampai dengan 23 Juli 2021. The validity period of credit facility is until July 23, 2021.
Perusahaan diharuskan untuk mematuhi beberapa batasan untuk mempertahankan rasio keuangan sebagai berikut:
Rasio lancar minimum 1 kali;
DER maksimum 4,5 kali; dan
Debt service coverage ratio minimum 1 kali.
The Company is to comply with several restrictions to maintain financial ratios as follows:
Current ratio minimum 1 time;
DER maximum 4.5 times; and
Debt service coverage ratio minimum 1 time.
PT Bank Pan Indonesia Tbk PT Bank Pan Indonesia Tbk
Perusahaan menandatangani perpanjangan fasilitas Kredit Modal Umum (Revolving) dari PT Bank Panin Tbk. Perjanjian telah mengalami perubahan terakhir pada tanggal 14 September 2020 berdasarkan akta Notaris No. 29 Karin Christiana Basoeki, S.H.
The Company entered into an extension agreement of Working Capital Loan (Revolving) with PT Bank Panin Tbk. The agreement has been amended on September 14, 2020 based on Notarial Deed No. 29 of Karin Christiana Basoeki, S.H.
Fasilitas yang diberikan berupa Kredit Modal Kerja dengan limit Rp750.000.000 dengan tingkat suku bunga sebagai berikut:
Facilities provided are Working Capital Loan with limit of Rp750,000,000 with interest rates as follows:
Untuk jangka waktu pinjaman 1 bulan bunga yang dikenakan 9% per tahun; dan
Untuk jangka waktu pinjaman lebih dari 1 bulan
For maturities of 1 month the interest applied is 9% per annum ; and
sampai dengan 3 bulan bunga yang dikenakan 9,25% per tahun.
is 9.25% per annum.
Fasilitas Kredit Modal Kerja tersebut berlaku sampai dengan 16 September 2021.
The Working Capital Loan facilities is valid until September 16, 2021.
Pinjaman tersebut di atas dijamin berupa tagihan
proyek dengan nilai 60% dari jumlah maksimum kredit atau senilai Rp450.000.000 (Catatan 5).
The loan is guaranteed with project receivables with a value of 60% of the maximum amount of credit or equivalent to Rp450,000,000 (Note 5)
Perusahaan diharuskan untuk mematuhi beberapa
batasan untuk mempertahankan rasio keuangan sebagai berikut:
Rasio lancar minimum 1 kali;
DER maksimum 3 kali;
EBITDA dibagi beban bunga pinjaman minimum 1,6 kali; dan
Interest service coverage ratio minimum 1,6 kali.
The Company is required to comply with several restrictions to maintain financial ratios as follows:
Current ratio minimum 1 time;
DER maximum 3 times;
EBITDA divided by interest expense minimum 1.6 times; and
Interest service coverage ratio minimum 1.6 times.
MUFG Bank Ltd MUFG Bank Ltd
Perusahaan telah mengadakan perjanjian kredit dengan The Bank of Tokyo - Mitsubishi UFJ (BTMU). Fasilitas yang diberikan berupa Fasilitas Cash Loan dengan limit sebesar Rp500.000.000 dan Fasilitas Non Cash Loan dengan limit Rp500.000.000. Perjanjian telah mengalami perubahan terakhir pada tanggal 18 November 2020 berdasarkan Akta Notaris Sri Ismiyati, S.H., M.Kn., No. 44, 45, dan 46.
The company has entered into a credit agreement with The Bank of Tokyo - Mitsubishi UFJ (BTMU). The facilities provided are Cash Loan Facilities with a limit of Rp500,000,000 and non cash loan facilities with a limit of Rp500,000,000. The agreement has been last modified on November 18, 2020 based on the Notary Deed of Sri Ismiyati, S.H., M.Kn., No. 44, 45, and 46.
Masa berlaku kredit sampai dengan 18 November