Komitmen Bank terhadap penerapan Good Corporate Governance (GCG) diwujudkan dengan menerapkan prinsip- prinsip GCG secara konsisten dan berkelanjutan. Bank berupaya keras untuk menyempurnakan dan melaksanakan praktik GCG, tidak hanya selaras dengan tuntutan regulasi namun juga sesuai dengan best practices/standard internasional. Bagi Bank, penerapan GCG merupakan sebuah keharusan, investasi dalam meniti tangga kesuksesan.
Dapat kami sampaikan bahwa Bank senantiasa menerapkan standard praktik GCG yang tinggi yang mengacu pada ketentuan otoritas Jasa Keuangan dan standar internasional. Berbagai upaya intensif telah dilakukan sebagaimana yang dapat dilihat pada bagian Good Corporate Governance pada Laporan tahunan ini.
Bank telah memiliki struktur GCG yang kuat dan efektif yang terdiri dari organ utama, yaitu Rapat Umum pemegang Saham (RUpS), Dewan Komisaris dan Direksi. Ketiga organ Bank tersebut telah menjalankan perannya masing-masing dalam memenuhi kewajibannya kepada pemegang Saham dan pemangku Kepentingan lainnya.
Selama tahun 2016, Bank telah menyelenggarakan RUpS tahunan dalam waktu yang tidak melewati batas yang ditentukan yaitu pada tanggal 30 Juni 2016. Bank juga menyelenggarakan RUpS Luar Biasa pada tanggal yang sama. Dalam penyelenggaraan RUpS, Bank berkomitmen untuk menegakkan prinsip fairness dengan menerapkan perlakuan yang sama bagi seluruh pemegang Saham. Dewan Komisaris dan Direksi, memiliki wewenang dan tanggung jawab yang jelas sesuai fungsinya masing- masing sebagaimana diamanahkan dalam Anggaran Dasar dan peraturan perundang-undangan. Secara lebih rinci, pelaksanaan pengurusan perseroan oleh Direksi serta pengawasan oleh Dewan Komisaris diatur dalam pedoman dan tata tertib Kerja Dewan Komisaris dan pedoman tata
the Board of Commissioners through the established Audit Committee.
In the period of 2016, the Internal Audit Unit has conducted tests and evaluations to improve/enhance the efectiveness of the internal control system. Based on the review and discussion in meetings that have been conducted by the Board of Commissioners, Committees, Internal Audit Work Unit and some related divisions, it can be said that the Bank already has an adequate internal control system.
Implementation of Good Corporate
Governance
the Bank’s commitment on the implementation of Good Corporate Governance (GCG) is realized by consistently and continuously applying GCG principles. the Bank take measures to perfect and implement GCG practices, not only in line with regulatory demands but also in line with international best practices/standards. For the Bank, the implementation of GCG is a must, and an investment in building success.
We are proud to express that the Bank continues to apply high standards of GCG principles that refer to the provisions of the Financial Services Authority and international standards. Intensive eforts have been undertaken as can be seen in the Good Corporate Governance section of this Annual Report.
The Bank has a strong and efective GCG structure consisting of major organs, namely the General Meeting of Shareholders (GMS), Board of Commissioners and Board of Directors. All three organs of the Bank have performed their respective roles in fulilling their obligations to Shareholders and other Stakeholders.
During 2016, the Bank has convened an Annual GMS on June 30, 2016, which was held within a period not exceeding the limit speciied. The Bank also held an Extraordinary GMS on the same date. In conducting the GMS, the Bank is committed to upholding the fairness principle by applying equal treatment to all Shareholders.
the Board of Commissioners and the Board of Directors, have clear authority and responsibility in accordance with their respective functions as mandated in the Articles of Association and other prevailing laws and regulation. the implementation of the Company’s management by the Board of Directors and supervision by the Board of Commissioners is regulated in the Guidelines and Work procedures of the Boards of Commissioners and Directors.
tertib Kerja Direksi. Dengan adanya panduan tata Kerja Dewan Komisaris dan Direksi diharapkan akan tercapai standar kerja yang tinggi, selaras dengan prinsip-prinsip GCG.
Dalam pelaksanaannya, organ Bank memiliki berbagai kebijakan/pedoman (Infrastruktur GCG) dalam menjalankan fungsi dan tugasnya. tujuannya antara lain:
- Melengkapi kebijakan pendukung dalam penerapan GCG.
- Menjadi pedoman bagi Bank dalam menjalankan aktivitas sehari-hari sesuai dengan budaya (corporate culture) yang diharapkan.
- Sebagai bentuk komitmen tertulis bagi seluruh jajaran dan tingkatan organisasi Bank dalam rangka meningkatkan disiplin dan tanggung jawab organ Bank dalam rangka menjaga kepentingan stakeholders sesuai dengan tanggung jawab masing-masing. Selain itu secara berkala, Bank Artha Graha Internasional telah melaksanakan self assessmentGCG 2 (dua) kali dalam setahun yang dilaksanakan dengan prinsip kehati-hatian dalam kegiatan usaha Bank secara sehat yang dapat mencerminkan kondisi Bank saat ini. penilaian dilakukan secara komprehensif dan terstruktur dalam 3 (tiga) aspek governance yaitu governance structure, governance process serta governance outcome, dengan skor 1,55 dan berpredikat Baik. Aspek pengukuran meliputi : (a) pelaksanaan tugas dan tanggung Jawab Dewan Komisaris, (b) pelaksanaan tugas dan tanggung Jawab Direksi, (c) Kelengkapan dan pelaksanaan tugas Komite, (d) penanganan Benturan Kepentingan, (e) penerapan Fungsi Kepatuhan Bank, (f) penerapan Fungsi Audit Intern, (g) penerapan Fungsi Audit Intern, (h) penerapan Fungsi Manajemen Risiko dan pengendalian Intern. (i) penyediaan Dana kepada pihak terkait dan penyediaan Dana Besar, (j) transparansi Kondisi Keuangan dan Non Keuangan Bank Laporan pelaksanaan GCG dan Laporan Internal serta (k) Rencana Strategis Bank. Hasil tersebut menunjukkan bahwa manajemen Bank Artha Graha Internasional telah menerapkan GCG dengan memenuhi prinsip-prinsip GCG, yang akan terus diperbaiki dan ditingkatkan oleh seluruh jajaran unit kerja Bank di masa mendatang.
Atas penerapan tata Kelola perusahaan yang Baik, dalam tahun 2016, Bank Artha Graha Internasional memperoleh penghargaan peringkat I untuk kategori Good Corporate Governance yang diselenggarakan oleh economic Review, GCG terbaik di perusahaan tbk di Indonesia dengan predikat Sangat Baik (A), dan The Best GCG Practice dalam Indonesia Best Banking Brand Award 2016.
these Guidelines will assist the Board of Commissioners and Directors, to achieve high standard in their work, in line with GCG principles.
In practice, the Bank’s organs have various policies / guidelines (GCG Infrastructure) in carrying out its functions and duties. the objectives are:
- provide supporting policies in the implementation of GCG.
- Guidance for the Bank in carrying out daily activities in accordance with the culture (corporate culture) that is expected.
- As a written commitment to all levels of the Bank’s organization in order to improve the discipline and responsibility of the Bank’s organs, and to safeguard the interests of stakeholders in accordance with their respective responsibilities.
In addition, Bank Artha Graha Internasional regularly conducts GCG self-assessment 2 (two) times in a year, and is performed based on prudential principles applied in the Bank’s business activities that relect the current condition of the Bank’s environment. Assessment is done comprehensively and structured in 3 (three) aspects of governance, namely, governance structure, governance process and governance outcome, with a score of 1,55 and a rating of Good. Measurement aspects include: a) Implementation of Duties and Responsibilities of the Board of Commissioners, (b) Implementation of Duties and Responsibilities of the Board of Directors, (c) Comprehensiveness and Implementation of the Duties of the Committee, (d) Handling Conlict of Interest, (e) Implementation of Bank Compliance Functions, (f) Internal Audit, (g) Implementation of Internal Audit Function, (h) Implementation of Risk Management and Internal Control Function, (i) provision of Funds to Related parties and provision of Large Funds, (j) transparency of Bank Financial and Non Financial Conditions GCG Implementation Report and Internal Report and (k) Bank Strategic plan. the results indicate that the management of Bank Artha Graha Internasional has implemented GCG by fulilling GCG principles. These principles will continuously be improved and enhanced by all levels of the Bank’s work unit in the future.
on the implementation of Good Corporate Governance, in 2016, Bank Artha Graha Internasional was awarded the 1st Rank for Good Corporate Governance category organized by economic Review, Best GCG in publicly Listed Companies in Indonesia with a rating of Very Good (A), and the Best GCG practice in Indonesia Best Banking Brand Award 2016.