30 September 2021/
September 30, 2021 2020 2019
Rp Rp Rp
31 Desember/ December 31,
TWD
HSBC Bank 45,066 1,550,383 577,325
MMK
CB Bank 90,820 11,186 --
AED
NBD Emirates Bank 21 40,264 --
SBD
Bank of South Pacific 2,233,595 -- --
Sub Total 23,883,743 102,869,263 86,824,054
Total Bank / Banks 4,523,971,427 11,978,933,361 7,598,563,015
Deposito Berjangka - Pihak Berelasi (Catatan 52)/
Time Deposits - Related Parties (Note 52) 1,092,509,652 2,544,500,609 2,297,096,520
Deposito Berjangka - Pihak Ketiga/
Time Deposits - Third Parties Rupiah
MUFG Bank Ltd 150,000,000 25,000,000 50,000,000
PT Bank BTPN Tbk 100,000,000 25,000,000 14,002,121
PT Bank DKI 81,600,000 242,280,000 15,000,000
PT Bank KB Bukopin Tbk 30,000,000 -- --
PT Bank Mega Tbk 25,000,000 50,000,000 50,000,000
PT Bank Pembangunan Sulawesi Tenggara 1,326,171 -- --
PT Bank HSBC Indonesia -- 25,000,000 --
PT Bank Muamalat Indonesia Tbk -- 10,000,000 --
PT Bank Pembangunan Daerah Riau -- 1,500,000 --
PT Bank DBS Indonesia -- 2,855,000 5,211,000
PT Bank Permata Tbk -- -- 225,000,000
PT Bank Pembangunan Daerah Jawa Barat dan Banten Tbk -- -- 50,000,000
Sub Total 387,926,171 381,635,000 409,213,121
Total Deposito/ Deposits 1,480,435,823 2,926,135,609 2,706,309,641
Total 6,029,145,752 14,951,761,071 10,346,734,338
Tingkat Bunga Kontraktual/ Contractual Interest Rates
Rupiah 2.25% - 7.50% 4.25% - 6.00% 4.25% - 7.50%
USD 0.50% 0.50% 0.50%
Jangka Waktu/ Maturity Period 1 - 3 Bulan/ Months 1 - 3 Bulan/ Months 1 - 3 Bulan/ Months
Tidak ada saldo kas dan setara kas yang signifikan yang tidak dapat digunakan oleh Grup. Manajemen berkeyakinan semua saldo kas dan setara kas dapat digunakan oleh Grup.
There is no significant balance of cash and cash equivalents that cannot be used by the Group.
Management believes all cash and cash equivalents can be used by the Group.
5. Piutang Usaha 5. Trade Accounts Receivables
30 September 2021/
September 30, 2021 2020 2019
Rp Rp Rp
Pihak Berelasi/ Related Parties (Catatan 52/ Note 52) 1,001,448,663 786,518,608 2,262,031,343 Dikurangi/ Less: Cadangan Kerugian Penurunan Nilai/
Allowance for Impairment Losses (169,859,194) (206,289,072) (34,710,034)
831,589,469 580,229,536 2,227,321,309 31 Desember/ December 31,
30 September 2021/
September 30, 2021 2020 2019
Rp Rp Rp
31 Desember/ December 31,
Pihak Ketiga/ Third Parties
PT Trans Cibubur Property 140,257,944 140,257,944 87,938,384
Precidency Of Republic Civil Cabinet Niger 114,107,397 30,421,247 --
Kementerian PUPRA Bendahara 107,403,790 -- --
PT Surya Bumimegah Sejahtera 96,375,945 83,818,548 72,755,280
PT Natpac Graha Arthamas 95,764,398 95,764,398 56,157,521
PT Yayasan Masjid Sriwedari Surakarta 86,492,400 86,592,400 51,826,850
PT Jakarta Propertindo 79,766,163 74,923,725 --
Matière SAS 74,676,417 74,676,417 --
PT Trans Retail Indonesia 48,770,962 44,646,845 24,234,650
DPU Tata Ruang Tarakan 45,677,736 50,223,190 22,866,452
AADL Housing Ministry of Algeria 40,039,149 100,823,062 20,827,235
Pelanggan/ Customer Proyek Bintaro 39,816,642 -- 55,240,876
PT Dago Trisinergi Property 38,704,802 39,254,802 40,254,802
PT Trinity Manara Serpong 38,372,598 76,181,470 --
PT Raya Bumi Nusantara Permai 38,101,651 25,466,681 19,684,658
PT Servo Marga Sejahtera 34,992,305 34,992,305 --
PT Truba Jaya Enginerring 34,305,344 34,174,569 34,174,569
PT Citra Karya Jabar Toll 26,184,907 -- --
RDMP - Balikpapan JO 25,027,793 -- --
PT Cempaka Sinergi Realty 24,740,894 -- --
Pelanggan/ Customer Tamansari Hive Office 24,138,075 -- --
KSO WG - Jakon - PP 23,757,031 29,744,358 --
KSO Istaka Karya - Cahaya 20,178,548 20,178,548 16,685,367
PT D&C Engineering Company 17,500,000 23,038,004 --
Tamansari Tera 16,597,691 19,402,809 21,867,454
KSO Shimizu - PP - BCK 10,536,083 31,524,618 13,375,779
KSO Prasasti - Tiara - Ayunda, 6,053,125 16,613,955 25,539,112
PT Jhonlin Argo Raya 2,507,418 73,773,461 --
Pelanggan/ Customer Tamansari Parama 1,438,455 -- 42,974,268
Pelanggan/ Customer Tamansari Jiwa 84,089 -- 186,410,777
PT Gaharu 88 Bintaro -- 50,816,642 55,240,876
PT Dian Previta -- 58,411,580 58,325,215
BP Berau, Ltd -- 101,430,429 --
Pelanggan/ Customer Tamansari Skylounge Balikpapan -- -- 66,161,473
KSO Bukaka - WIKON -- -- 54,768,645
Pelanggan/ Customer Tamansari Panoramic -- -- 52,307,792
Pelanggan/ Customer Tamansari Lagoon Apartemen -- -- 31,792,300
PT Fantasy Batam Island -- -- 28,364,570
PT Lintas Cakra Citra -- -- 26,713,493
PT Bosowa Marga Nusantara -- -- 24,357,222
Pelanggan/ Customer Tamansari Sky Lounge Makassar -- -- 24,138,075
Soesana Soeharsono -- -- 23,856,840
Pelanggan/ Customer Tamansari Gangga -- -- 22,886,984
PT Mandiri Bangun Makmur -- -- 20,178,548
PT Alfa Retail Indonesia -- -- 20,173,152
Lain-lain (masing-masing dibawah Rp20.000.000)/
Others (each below Rp20,000,000) 1,014,883,993 788,403,253 1,149,422,787
Sub Total 2,367,253,745 2,205,555,260 2,451,502,005
Dikurangi/ Less: Cadangan Kerugian Penurunan Nilai/
Allowance for Impairment Losses (406,116,593) (610,231,360) (216,927,579)
Total Pihak Ketiga - Neto/
Total Third Parties - Net 1,961,137,152 1,595,323,900 2,234,574,426
Total 2,792,726,621 2,175,553,436 4,461,895,735
Rincian piutang usaha berdasarkan mata uang adalah sebagai berikut:
Details of trade accounts receivables by currencies are as follows:
30 September 2021/
September 30, 2021 2020 2019
Rp Rp Rp
Rupiah 3,064,873,364 2,745,239,558 4,331,242,009
Dinar Algeria 40,039,149 100,823,062 20,827,235
Dolar Amerika Serikat/ United States Dollar 130,520,842 93,134,910 342,060,414
Euro 114,107,397 30,421,247 --
Ringgit Malaysia 19,161,656 22,455,091 19,403,690
Sub Total 3,368,702,408 2,992,073,868 4,713,533,348
Dikurangi/ Less: Cadangan Kerugian Penurunan Nilai/
Allowance for Impairment Losses (575,975,787) (816,520,432) (251,637,613)
Total 2,792,726,621 2,175,553,436 4,461,895,735
31 Desember/ December 31,
Rincian umur piutang usaha adalah sebagai berikut: The aging of trade accounts receivables is as follows:
30 September 2021/
September 30, 2021 2020 2019
Rp Rp Rp
Belum Jatuh Tempo/ Not Yet Due 1,051,652,021 845,738,358 1,283,763,572
1 - 3 Bulan/ Months 286,082,034 356,917,268 829,019,250
3 - 6 Bulan/ Months 167,070,226 128,762,795 787,022,278
6 - 12 Bulan/ Months 493,738,170 614,393,018 515,110,422
> 12 Bulan/ Months 1,370,159,957 1,046,262,429 1,298,617,826
Sub Total 3,368,702,408 2,992,073,868 4,713,533,348
Dikurangi/ Less: Cadangan Kerugian Penurunan Nilai/
Allowance for Impairment Losses (575,975,787) (816,520,432) (251,637,613)
Total 2,792,726,621 2,175,553,436 4,461,895,735
31 Desember/ December 31,
Mutasi cadangan kerugian penurunan nilai adalah sebagai berikut:
The movements of allowance for impairment losses on trade accounts receivable are as follows:
30 September 2021/
September 30, 2021 2020 2019
Rp Rp Rp
Saldo Awal/ Beginning Balance 816,520,432 251,637,613 301,234,860
Penyesuaian Penerapan Awal PSAK 71/
Adjustment on Initial Implementation of PSAK 71 -- 1,679,958,225 --
Penambahan/ Additional 116,554,147 890,992,006 --
Pemulihan/ Recovery (357,098,792) (2,006,067,412) (49,597,247)
Saldo Akhir/ Ending Balance 575,975,787 816,520,432 251,637,613
31 Desember/ December 31,
Pada tahun 2020, pemulihan cadangan kerugian penurunan nilai sebagian besar karena konversi piutang usaha milik WIKA Realty menjadi penyertaan saham di PT Jakarta River City (Catatan 16), penyertaan saham di PT Makassar Coastal City melalui debt to equity swap (Catatan 16), dan menjadi persediaan bangunan jadi di Proyek Jineng (Catatan 10).
In 2020, the recovery of the allowance for impairment losses is mainly due to the conversion of trade receivables belonging to WIKA Realty into investment shares in PT Jakarta River City (Note 16), investment shares in PT Makassar Coastal City through debt to equity swap (Note 16), and into building inventory at the Jineng Project (Note 10).
Pada tahun 2019, pemulihan cadangan kerugian penurunan nilai disebabkan pembayaran dari pelanggan yang piutangnya telah dicadangkan.
In 2019, recovery of allowance for impairment losses is due to the payment of customers receivables that has been reserved.
Manajemen Grup berkeyakinan bahwa cadangan kerugian penurunan nilai atas piutang usaha cukup untuk menutup kemungkinan kerugian di masa depan dari tidak tertagihnya piutang.
Management of the Group believes that the allowance for impairment losses on trade accounts receivables is sufficient to cover possible losses on uncollectible of receivables in the future.
Sebagian piutang usaha dijaminkan untuk fasilitas pinjaman jangka pendek dan pinjaman jangka panjang (Catatan 25 dan 36).
Some trade accounts receivables have been pledged as collateral for facilities from short term and long term loans (Notes 25 and 36).
6. Piutang Retensi 6. Retention Receivables
30 September 2021/
September 30, 2021 2020 2019
Rp Rp Rp
Pihak Berelasi (Catatan 52)/ Related Parties (Note 52) 732,991,099 841,842,627 799,493,309 Dikurangi/ Less: Cadangan Kerugian Penurunan Nilai/
Allowance for Impairment Losses (67,673,614) (38,660,482) --
665,317,485 803,182,145 799,493,309 Pihak Ketiga/ Third Parties
PT Jakarta Propertindo 154,956,891 144,259,873 134,400,796
PT Chevron Pacific Indonesia 117,092,141 113,933,820 112,286,000
PT Bosowa Marga Nusantara 87,178,745 74,519,210 24,357,222
PT D&C Engineering Company 83,955,481 118,063,067 181,730,090
PT Trans Cibubur Property 52,984,976 52,984,976 41,990,180
PT Surya Bumi Megah Sejahtera 52,484,731 60,145,359 59,407,807
PT Graha Tunas Selaras 43,502,648 43,111,385 44,949,924
PT Johnlin Argo Raya 33,071,870 23,045,410 --
PT Puncak Dharmahusada 32,999,253 32,999,253 32,999,253
PT Trans Bumi Serbaraja 28,573,453 --
--PT Wikaraga Sapta Utama 21,689,499 21,689,499 21,689,499
Kemenpupra Bendahara 19,826,404 --
--PT Gunung Bara Utama 17,802,810 17,802,810 17,802,810
PT Tlatah Gema Anugerah 16,684,879 16,684,879 16,684,879
PT Cempaka Sinergi Realty 15,763,769 13,434,016 11,818,354
PT Trans Ritel Indonesia 15,250,243 15,250,243 15,250,243
PT Trinity Menara Serpong 14,250,000 --
--PT Mahkota Permata 13,781,661 12,365,579 11,796,985
Mitsui Engineering & Shipbuilding Co., Ltd 13,561,641 13,561,641 12,636,079
PT Ciputra Development 13,298,332 13,033,860 7,705,930
PT Raya Bumi Nusantara Permai 11,707,108 10,853,702 12,535,740
PT Nirvana Wastu Jaya Pratama 11,465,470 --
--PT Dago Trisinergi 11,448,710 11,448,710 11,448,710
PT Gunung Halimun Elok 9,909,831 18,153,235 --
Lain-lain (masing-masing dibawah Rp10.000.000)/
Others (each below Rp10,000,000) 251,965,270 328,197,987 201,904,981
Sub Total 1,145,205,816 1,155,538,514 973,395,482
Dikurangi/ Less: Cadangan Kerugian Penurunan Nilai/
Allowance for Impairment Losses (215,922,610) (309,132,907) (25,374,034)
Sub Total 929,283,206 846,405,607 948,021,448
Total 1,594,600,691 1,649,587,752 1,747,514,757
31 Desember/ December 31,
Rincian piutang retensi berdasarkan mata uang adalah sebagai berikut:
Details of retention receivables by currencies are as follows:
30 September 2021/
September 30, 2021 2020 2019
Rp Rp Rp
Rupiah 1,736,861,892 1,987,732,082 1,641,324,820
Dolar Amerika Serikat 122,173,367 7,630,154 130,162,697
Ringgit Malaysia 19,161,656 2,018,905 1,401,274
Sub Total 1,878,196,915 1,997,381,141 1,772,888,791
Dikurangi/ Less: Cadangan Kerugian Penurunan Nilai/
Allowance for Impairment Losses (283,596,224) (347,793,389) (25,374,034)
Total 1,594,600,691 1,649,587,752 1,747,514,757
31 Desember/ December 31,
Mutasi cadangan kerugian penurunan nilai piutang retensi adalah sebagai berikut:
The movements of allowance for impairment losses on retention receivable are as follows:
30 September 2021/
September 30, 2021 2020 2019
Rp Rp Rp
Saldo Awal/ Beginning Balance 347,793,389 25,374,034 30,592,749
Penyesuaian Penerapan Awal PSAK 71/
Adjustment on Initial Implementation of PSAK 71 -- 376,243,314 --
Penambahan/ Additional 64,578,575 1,515,281 693,177
Pemulihan/ Recovery (128,775,740) (55,339,240) (5,911,892)
Saldo Akhir/ Ending Balance 283,596,224 347,793,389 25,374,034
31 Desember/ December 31,
Manajemen Grup berkeyakinan bahwa cadangan kerugian penurunan nilai atas piutang retensi cukup untuk menutup kemungkinan kerugian di masa depan dari tidak tertagihnya piutang retensi.
Management of the Group believes that the allowance for impairment losses on retention receivables is sufficient to cover possible losses on uncollectible of retention receivables in the future.