BAB VI : PENUTUP
B. Saran
Berdasarkan paparan hasil temuan penulisan, maka penulis dapat memberikan saran-saran diantaranya:
1. Bagi pengembangan Ilmu Pengetahuan
Transformasi manajerial yang terjadi pada perbankan menggunakan model McKinsey 8S Plus (McKinsey 7S + S), mampu menjadikan perbankan memiliki keunggulan kompetitif berkelanjutan. Memperluas model perubahan McKinsey disesuaikan dan diselaraskan dengan kondisi organisasi atau perusahaan yang tepat.
Strategi bisnis yang menggunakan model House Of ‘Sharia’
Strategy, mampu menghadapi situasi dan kondisi di luar ekspektasi seperti kondisi pandemi yang tidak pernah terjadi sebelumnya serta melampaui pesaing di industri perbankan di Indonesia.
Keunggulan bersaing berbasis sumber daya menggunakan analisis VRIO dengan model Keunggulan daya saing ESL
(Entrepreneur, Spiritual, Leadership), menjadikan perusahaan unggul dan sustain.
2. Bagi Industri Perbankan
Melakukan transformasi dan merancang strategi bisnis merupakan sebuah keharusan, dengan adanya keunggulan-keunggulan yang dimiliki baik bersifat paritas, temporer ataupun berkelanjutan, maka Bank harus tetap melakukan perubahan.
Bergabungnya 3 bank BUMN, akan memiliki struktur modal yang kuat, maka disarankan untuk Bank melakukan investasi dana murah, mengingat kondisi pandemi yang masih belum sepenuhnya pulih, hal ini dilakukan untuk membantu pemulihan ekonomi nasional.
3. Bagi Penulis Berikutnya
Penulisan ini dilakukan di Bank Syariah Indonesia eks.
Mandiri Syariah BUMN yang pada saat ini sudah merger dengan 3 bank BUMN menjadi Bank. Penulisan berikutnya diharapkan untuk menulis dampak yang ditimbulkan oleh keberadaan hasil merger, yang selama ini diharapkan oleh pemerintah yaitu menja-di bank yang kompetitif baik dari segi harga (pricing), fiture atau produk, layanan digital yang terintegrasi (digitalisasi industri), serta pelayanan yang semakin baik dan unggul (excellence).
4. Bagi Existing Business di Indonesia secara umum
Hasil temuan dapat diterapkan pada berbagai bisnis, utama-nya lembaga keuangan bank dan non bank syariah maupun konvensional serta industri bisnis (existing business) lainnya.
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BIODATA PENULIS
Dr. Nurul Setianingrum, S.E., M.M. lahir dan besar di Jember. Gelar Sarjana Ekonomi (SE) diperoleh di Fakultas Ekonomi Universitas Muhammadiyah Jember. Selanjutnya penulis melanjutkan studi di Fakultas Ekonomi Universitas Jember dan mendapat gelar Magister Manajemen (M.M). Tahun 2018, penulis melanjutkan studi doktoralnya di Prodi Ilmu Manajemen Fakultas Ekonomi dan Bisnis (FEB) Universitas Jember dan rampung awal tahun 2022. Saat ini penulis menjadi tenaga pengajar di Fakultas Ekonomi dan Bisnis Islam (FEBI). Memberikan materi Dasar-dasar Manajemen, Kewirausahaan, Sejarah Pemikiran Ekonomi, Sejarah pemikiran Ekonomi Islam, Manajemen Sumber Daya Insani, Manajemen Pemasaran Perbankan Syariah, Marketing Bank Syariah, dan Manajemen Bank Syariah serta beberapa materi kajian lainnya. Menulis beberapa buku dan jurnal serta penulisan kolaborasi. Di samping sebagai tenaga pengajar, penulis juga diberikan tugas tambahan sebagai Koordinator Program Studi Perbankan Syariah pada Fakultas Ekonomi dan Bisnis Islam- Universitas Islam Negeri Kiai Haji Achmad Siddiq (UIN KHAS) Jember.