v ABSTRACT
THE IMPLEMENTATION OF RISK MANAGEMENT OF LOTTERE ON ISLAMIC BANK BASED ON REGULATION NUMBER 21 YEAR 2008 ABOUT ISLAMIC
BANKING
Lotteryisanactivitythat getsserious attentioninIslamic principles. In practice, it
takesconsiderableconsiderationandreviewof thelawandthesharia. Ongoing
activitiesundertakenlotteryIslamic bankmakesthe emergence
ofdoubtsandperceptionsof harmto thepublicnatureof theIslamic banks. It
alsoaffectsthe performance oftheexistingbankdirectlybehindrisk managementinthe lotteryprogram.
The method usedin this studyis a descriptive analysis, throughanalysis, using
dataand theoriesrelating tothe implementation ofbanking. The approach
takenistonormativeresearch stagethroughlibrary research. Data analysiswas
conducted usingqualitativejuridicaldatahas beenanalyzed, torevealthe factthatthere arecorrespondingresults of the study.
The results showedthat theactivities ofthe lotteryisa fairlyhigh riskactivityif donebyanyinstitution,because the system is syubhat. Legality ofwhich has
beenobtainedfromthe socialdepartmentcan not guarantee thevalidity
ofshariaprogram, as well asperformance-related bankunit. Risk managementin the
programstill needsa lot ofimprovementasyetmaximize thereductionof
severalriskssuch asreputation, legal, operational, strategicsharia,
andshariacompliance.
