78 DAFTAR LAMPIRAN
LAMPIRAN 1 PERKEMBANGAN RASIO KEUANGAN
Perkembangan Capital Adequacy Ratio Tahun 2009 - 2013
PT. Bank Internasional Indonesia Tbk 14.90 12.64 11.95 13.13 12.81 PT. Bank CIMB Niaga Tbk 13.88 13.47 13.16 15.16 15.36
PT. Bank Permata Tbk 12.2 14.1 14.07 15.86 14.28
PT. Bank Bukopin Tbk 14.36 13.02 14.33 18.45 17.07
PT. Bank Artha Graha Internasional Tbk 13.77 13.65 12.65 16.45 15.82 PT. Bank Bumi Artha Tbk 28.08 25.64 19.96 19.18 16.99 PT. Bank Sinar Mas Tbk 13.05 14.10 13.98 18.09 21.82
79 Perkembangan Biaya Operasional Terhadap Pendapatan Operasional
Tahun 2009 - 2013 PT. Bank Internasional Indonesia Tbk 100.77 92.26 92.75 87.65 84.69 PT. Bank CIMB Niaga Tbk 82.98 76.80 76.10 71.70 73.79
PT. Bank Permata Tbk 89.2 84.8 85.42 83.13 84.99
PT. Bank Bukopin Tbk 86.93 84.98 82.05 81.42 82.73
PT. Bank Artha Graha Internasional Tbk 88.56 80.31 83.66 84.57 71.61 PT. Bank Bumi Artha Tbk 50.58 54.18 67.53 77.95 83.96 PT. Bank Sinar Mas Tbk 91.18 91.41 93.55 83.75 83.25
PT. Bank Mega Tbk 85.91 77.79 81.84 76.73 89.76
80 Perkembangan Loan to Deposit Ratio
Tahun 2009 - 2013
Nama Perusahaan 2009 2010 2011 2012 2013 PT. Bank Rakyat Indonesia Tbk 80.88 75.17 76.20 79.85 88.54
PT. Bank Mandiri Tbk 59.15 65.44 71.65 77.66 82.97
PT. Bank Negara Indonesia Tbk 64.1 70.2 70.4 77.5 85.3 PT. Bank Tabungan Negara Tbk 101.29 108.42 102.56 100.90 104.42 PT. Bank Central Asia Tbk 50.3 55.2 61.7 68.6 75.4
PT. Bank Danamon Tbk 88.8 93.8 98.3 100.7 95.1
PT. Bank OCBC NISP Tbk 73.26 80.00 87.04 86.79 92.49 PT. Bank Internasional Indonesia Tbk 82.93 89.03 95.07 92.97 93.24 PT. Bank CIMB Niaga Tbk 95.11 88.04 94.41 95.04 94.49
PT. Bank Permata Tbk 90.6 87.5 83.06 89.52 89.26
PT. Bank Bukopin Tbk 75.99 71.85 85.01 83.81 85.80
PT. Bank Artha Graha Internasional Tbk 84.04 76.13 82.21 87.42 88.87 PT. Bank Bumi Artha Tbk 50.58 54.18 67.53 77.95 83.96 PT. Bank Sinar Mas Tbk 79.01 73.64 69.50 80.78 78.72
PT. Bank Mega Tbk 56.82 56.03 63.75 52.39 57.41
81 Perkembangan Return on Asset
82 LAMPIRAN 2 HASIL PENGOLAHAN SPSS
STATISTIK DESKRIPTIF
HASIL UJI NORMALITAS (KOLMOGOROV SMIRNOV) One-Sample Kolmogorov-Smirnov Test
Unstandardized Residual
N 75
Normal Parametersa,,b Mean .0000000
Std. Deviation .49722740
Most Extreme Differences
Absolute .100
Positive .075
Negative -.100
Kolmogorov-Smirnov Z .868
Asymp. Sig. (2-tailed) .438
a. Test distribution is Normal.
83 HASIL UJI NORMALITAS (GRAFIK HISTOGRAM)
84 HASIL UJI MULTIKOLINEARITAS
Coefficientsa
Model
Collinearity Statistics
Tolerance VIF
1 (Constant)
CAR .853 1.173
BOPO .693 1.442
NPL .822 1.217
LDR .791 1.263
NIM .848 1.179
a. Dependent Variable: ROA
a. Dependent Variable: PERINGKATOBLIGASI
85
a. Predictors: (Constant), NIM, LDR, CAR, NPL, BOPO b. Dependent Variable: ROA
HASIL UJI HIPOTESIS SECARA SEREMPAK (UJI F) ANOVAb
a. Predictors: (Constant), NIM, LDR, CAR, NPL, BOPO
b. Dependent Variable: ROA
HASIL UJI HIPOTESIS SECARA PARSIAL (UJI t) Coefficientsa
86 HASIL UJI KOEFISIEN DETERMINASI
Model Summaryb
Model R R Square Adjusted R Square Std. Error of the Estimate
1 .886a .786 .770 .51493
a. Predictors: (Constant), NIM, LDR, CAR, NPL, BOPO
