Perseroan dengan ini menyampaikan laporan keuangan untuk periode 9 Bulan yang berakhir pada 30/09/2020 dengan ikhtisar sebagai berikut :

(1)

Informasi mengenai anak perusahaan Perseroan sebagai berikut :

Dokumen ini merupakan dokumen resmi PT Bank Central Asia Tbk. yang tidak memerlukan tanda tangan karena dihasilkan secara elektronik. PT Bank Central Asia Tbk. bertanggung jawab penuh atas informasi tertera di dalam dokumen ini.

Nomor Surat 241/DCS/2020

Nama Emiten PT Bank Central Asia Tbk.

Kode Emiten BBCA

Perihal Penyampaian Laporan Keuangan Interim Yang Tidak Diaudit

No Nama Kegiatan Usaha Lokasi Tahun Komersil Status Operasi

Jumlah Aset Satuan Mata Uang

Persentase (%) 1 PT Asuransi

Jiwa BCA

Asuransi Jiwa Jakarta 2014 Beroperasi 1.399.006 JUTAAN IDR 90.0

2 PT Bank Digital BCA (dahulu PT Bank Royal Indonesia)

Perbankan Jakarta 1965 Beroperasi 2.880.810 JUTAAN IDR 100.0

3 BCA Finance Limited

Money lending dan remittance

Hong Kong 1975 Beroperasi 938.681 JUTAAN IDR 100.0

4 PT BCA Finance Pembiayaan investasi, modal kerja, pembiayaan multiguna, sewa operasi, keg pembiayaan lain brdsrkn persetujuan instansi yg berwenang

Jakarta 1981 Beroperasi 8.332.843 JUTAAN IDR 100.0

5 PT Bank BCA Syariah

perbankan syariah

6 PT BCA Sekuritas Perantara perdagangan efek dan penjamin emisi efek

Jakarta 1990 Beroperasi 893.133 JUTAAN IDR 90.0

7 PT Asuransi Umum BCA

Asuransi umum atau

kerugian

8 PT BCA Multi Finance (dahulu PT Central Santosa Finance) Pembiayaan investasi, modal kerja, pembiayaan multiguna, sewa operasi, keg pembiayaan lain brdsrkn persetujuan instansi yg berwenang

9 PT Central Capital Ventura

Modal ventura Jakarta 2017 Beroperasi 403.988 JUTAAN IDR 100.0

10 PT Bank Interim Indonesia

(2)

[1000000] General information

Informasi umum

General information

30 September 2020

Nama entitas PT Bank Central Asia Tbk. Entity name

Penjelasan perubahan nama dari akhir periode laporan sebelumnya

Explanation of change in name from the end of the preceding reporting period

Kode entitas BBCA Entity code

Nomor identifikasi entitas AA331 Entity identification number Industri utama entitas Keuangan dan Syariah /

Financial and Sharia

Entity main industry

Sektor 8. Finance Sector

Subsektor 81. Bank Subsector

Informasi pemegang saham pengendali National Corporation Controlling shareholder information Jenis entitas Local Company - Indonesia

Jurisdiction

Type of entity Jenis efek yang dicatatkan Saham dan Obligasi / Stock and

Bond

Type of listed securities Jenis papan perdagangan tempat

entitas tercatat

Type of board on which the entity is listed Apakah merupakan laporan keuangan

satu entitas atau suatu kelompok entitas

Entitas grup / Group entity Whether the financial statements are of an individual entity or a group of entities Periode penyampaian laporan

keuangan

Kuartal III / Third Quarter Period of financial statements submissions Tanggal awal periode berjalan January 01, 2020 Current period start date Tanggal akhir periode berjalan September 30, 2020 Current period end date Tanggal akhir tahun sebelumnya December 31, 2019 Prior year end date Tanggal awal periode sebelumnya January 01, 2019 Prior period start date Tanggal akhir periode sebelumnya September 30, 2019 Prior period end date Mata uang pelaporan Rupiah / IDR Description of presentation currency Kurs konversi pada tanggal pelaporan

jika mata uang penyajian selain rupiah

14,880 Conversion rate at reporting date if presentation currency is other than rupiah Pembulatan yang digunakan dalam

penyajian jumlah dalam laporan keuangan

Jutaan / In Million Level of rounding used in financial statements Jenis laporan atas laporan keuangan Tidak Diaudit / Unaudit Type of report on financial statements

Jenis opini auditor Type of auditor's opinion

Hal yang diungkapkan dalam paragraf pendapat untuk penekanan atas suatu masalah atau paragraf penjelasan lainnya, jika ada

Matters disclosed in emphasis-of-matter or other-matter paragraph, if any

Hasil penugasan review Result of review engagement

Tanggal laporan audit atau hasil laporan review

Date of auditor's opinion or result of review report

Auditor tahun berjalan Current year auditor

Nama partner audit tahun berjalan Name of current year audit signing partner Lama tahun penugasan partner yang

menandatangani

Number of years served as audit signing partner

Auditor tahun sebelumnya Prior year auditor

Nama partner audit tahun sebelumnya Name of prior year audit signing partner Kepatuhan terhadap pemenuhan

peraturan BAPEPAM LK VIII G 11 tentang tanggung jawab direksi atas laporan keuangan

Ya / Yes Whether in compliance with BAPEPAM LK VIII G 11 rules concerning responsibilities of board of directors on financial statements Kepatuhan terhadap pemenuhan Ya / Yes Whether in compliance with BAPEPAM

(3)

peraturan BAPEPAM LK VIII A dua tentang independensi akuntan yang memberikan jasa audit di pasar modal

LK VIII A two rules concerning independence of accountant providing audit services in capital market

(4)

[4220000] Statement of financial position presented using order of liquidity

-Financial and Sharia Industry

Laporan posisi

keuangan

Statement of financial

position

30 September 2020 31 December 2019 Aset Assets Kas 13,462,777 25,421,406 Cash

Giro pada bank indonesia 28,869,965 47,904,674 Current accounts with bank Indonesia

Giro pada bank lain Current accounts with other

banks Giro pada bank lain pihak

ketiga

9,959,745 10,521,687 Current accounts with other banks third parties Cadangan kerugian

penurunan nilai pada giro pada bank lain

( 573 ) Allowance for impairment losses for current accounts with other bank Penempatan pada bank

indonesia dan bank lain

Placements with bank Indonesia and other banks Penempatan pada bank

indonesia dan bank lain pihak ketiga

45,631,138 30,948,274 Placements with bank Indonesia and other banks third parties Cadangan kerugian

penurunan nilai pada penempatan pada bank lain

( 2,294 ) Allowance for impairment losses for placements with other banks Efek-efek yang diperdagangkan Marketable securities Efek-efek yang diperdagangkan pihak ketiga

2,229,948 3,974,550 Marketable securities third parties Efek yang dibeli dengan janji

dijual kembali

108,523,038 9,575,565 Securities purchased under agreement to resale Wesel ekspor dan tagihan

lainnya

Bills and other receivables

Wesel ekspor dan tagihan lainnya pihak ketiga

7,175,407 7,911,754 Bills and other receivables third parties Cadangan kerugian

penurunan nilai pada wesel ekspor dan tagihan lainnya

( 2,369 ) ( 2,734 ) Allowance for impairment losses for bills and other receivables

Tagihan akseptasi Acceptance receivables

Tagihan akseptasi pihak ketiga

7,974,898 9,669,377 Acceptance receivables third parties Cadangan kerugian

penurunan nilai pada tagihan akseptasi

( 102,538 ) ( 176,622 ) Allowance for impairment losses for acceptance receivables

Tagihan derivatif Derivative receivables

Tagihan derivatif pihak ketiga

90,709 1,935,596 Derivative receivables third parties

Pinjaman yang diberikan Loans

Pinjaman yang diberikan pihak ketiga

564,258,291 582,706,461 Loans third parties Pinjaman yang diberikan

pihak berelasi

3,874,593 4,233,122 Loans related parties Cadangan kerugian

penurunan nilai pada pinjaman yang diberikan

( 26,809,573 ) ( 14,905,584 ) Allowance for impairment losses for loans

Piutang nasabah Receivables from customers

(5)

ketiga customers third parties Cadangan kerugian

penurunan nilai pada piutang nasabah

( 199,571 ) ( 146,132 ) Allowance for impairment losses for receivables from customers Piutang pembiayaan konsumen Consumer financing receivables Piutang pembiayaan

konsumen pihak ketiga

8,141,121 11,005,521 Consumer financing receivables third parties Cadangan kerugian

penurunan nilai pada piutang pembiayaan konsumen

( 904,758 ) ( 473,097 ) Allowance for impairment losses for consumer financing receivables

Investasi sewa Lease investments

Investasi sewa pihak ketiga 111,678 152,575 Lease investments third parties Cadangan kerugian

penurunan nilai pada investasi sewa

( 1,113 ) ( 3,147 ) Allowance for impairment losses for lease investments Aset keuangan lainnya 110,926,423 121,104,488 Other financial assets Obligasi pemerintah 71,760,528 21,878,217 Government bonds Biaya dibayar dimuka 812,976 1,536,480 Prepaid expenses

Pajak dibayar dimuka 30,620 7,045 Prepaid taxes

Aset pajak tangguhan 5,133,208 3,184,290 Deferred tax assets

Goodwill 1,158,200 855,830 Goodwill

Aset takberwujud selain goodwill

394,021 521,622 Intangible assets other than goodwill Aset tetap 21,456,413 20,852,301 Property and equipment

Aset lainnya 14,219,341 13,150,374 Other assets

Jumlah aset 1,003,637,615 918,989,312 Total assets Liabilitas, dana syirkah

temporer dan ekuitas

Liabilities, temporary syirkah funds and equity

Liabilitas Liabilities

Dana simpanan syariah 942,759 1,035,526 Sharia deposits

Simpanan nasabah Customers Deposits

Giro Current accounts

Giro pihak ketiga 203,950,925 184,074,285 Current accounts third parties Giro pihak berelasi 807,153 843,728 Current accounts related parties

Tabungan Savings

Tabungan pihak ketiga

390,161,881 345,518,395 Savings third parties Tabungan pihak

berelasi

212,878 115,827 Savings related parties

Deposito berjangka Time deposits

Deposito berjangka pihak ketiga

179,182,342 168,060,485 Time deposits third parties Deposito berjangka

pihak berelasi

664,785 367,348 Time deposits related parties Simpanan dari bank lain 5,914,565 6,717,474 Other banks deposits Efek yang dijual dengan

janji untuk dibeli kembali

46,148 113,249 Securities sold with repurchase agreement

Liabilitas derivatif Derivative payables

Liabilitas derivatif pihak ketiga

934,952 106,260 Derivative payables third parties Liabilitas akseptasi 4,729,138 5,321,249 Acceptance payables

Pinjaman yang diterima Borrowings

Pinjaman yang diterima pihak ketiga

(6)

Efek yang diterbitkan Securities issued

Obligasi 1,352,029 1,347,523 Bonds

Surat utang jangka menengah

0 0 Mid-term loans

Efek yang diterbitkan lainnya

500,000 500,000 Others securities issued Estimasi kerugian

komitmen dan kontinjensi

3,107,689 12 Estimated losses on commitments and contingencies Utang pajak 1,953,933 1,635,469 Taxes payable Liabilitas pajak tangguhan 3,397 Deferred tax liabilities Liabilitas lainnya 16,564,869 14,022,357 Other liabilities Kewajiban imbalan pasca

kerja

8,308,375 7,955,070 post-employment benefit obligations Jumlah liabilitas 819,742,062 740,067,127 Total liabilities

Dana syirkah temporer Temporary syirkah funds

Bukan bank Non-banks

Tabungan mudharabah Mudharabah saving deposits Tabungan mudharabah pihak ketiga 482,815 425,343 Mudharabah saving deposits third parties Deposito berjangka mudharabah Mudharabah time deposits Deposito berjangka mudharabah pihak ketiga 4,273,753 4,353,686 Mudharabah time deposits third parties

Bank Bank

Deposito berjangka mudharabah

Mudharabah time deposits Efek yang diterbitkan

bank

Bank securities issued

Investasi mudharabah antar bank

0 0 Interbank mudharabah investments Jumlah dana syirkah

temporer

4,756,568 4,779,029 Total temporary syirkah funds

Ekuitas Equity

Ekuitas yang

diatribusikan kepada pemilik entitas induk

Equity attributable to equity owners of parent entity Saham biasa 1,540,938 1,540,938 Common stocks Tambahan modal

disetor

5,548,977 5,548,977 Additional paid-in capital Cadangan revaluasi 9,521,414 9,520,945 Revaluation reserves Cadangan selisih kurs

penjabaran

405,332 364,984 Reserve of exchange differences on translation Cadangan perubahan

nilai wajar aset keuangan tersedia untuk dijual

4,949,515 1,951,554 Reserve for changes in fair value of available-for-sale financial assets Komponen ekuitas lainnya 1,385 1,385 Other components of equity Saldo laba (akumulasi

kerugian)

Retained earnings (deficit) Saldo laba yang

telah ditentukan penggunaanya Appropriated retained earnings Cadangan umum dan wajib 2,241,254 1,955,604 General and legal reserves

(7)

Saldo laba yang belum ditentukan penggunaannya

154,820,089 153,158,544 Unappropriated retained earnings Jumlah ekuitas yang

diatribusikan kepada pemilik entitas induk

179,028,904 174,042,931 Total equity attributable to equity owners of parent entity Kepentingan

non-pengendali

110,081 100,225 Non-controlling interests Jumlah ekuitas 179,138,985 174,143,156 Total equity Jumlah liabilitas, dana syirkah

temporer dan ekuitas

1,003,637,615 918,989,312 Total liabilities, temporary syirkah funds and equity

(8)

[4322000] Statement of profit or loss and other comprehensive income, OCI

components presented before tax, by nature - Financial and Sharia Industry

Laporan laba rugi dan

penghasilan

komprehensif lain

Statement of profit or

loss and other

comprehensive

income

30 September 2020 30 September 2019

Pendapatan dan beban operasional

Operating income and expenses Pendapatan bunga 49,075,890 47,367,706 Interest income Beban bunga ( 8,557,253 ) ( 10,190,048 ) Interest expenses Pendapatan operasional

lainnya

Other operating income

Pendapatan transaksi perdagangan

3,561,830 165,974 Revenue from trading transactions Pendapatan dividen 8,699 930 Dividends income Keuntungan (kerugian)

yang telah direalisasi atas instrumen derivatif

( 43,246 ) 2,288,029 Realised gains (losses) from derivative instruments Pendapatan operasional

lainnya

12,155,434 12,805,097 Other operating income Pemulihan penyisihan

kerugian penurunan nilai

Recovery of impairment loss

Pemulihan penyisihan kerugian penurunan nilai aset keuangan

638,782 3,329,830 Recovery of impairment loss of financial assets Pembentukan kerugian

penurunan nilai

Allowances for impairment losses Pembentukan penyisihan

kerugian penurunan nilai aset produktif

( 9,767,903 ) ( 6,826,286 ) Allowances for impairment losses on earnings assets Pembentukan penyisihan

kerugian penurunan nilai aset non-produktif

( 23,350 ) Allowances for impairment losses on non-earnings assets

Beban operasional lainnya Other operating expenses

Beban umum dan administrasi

( 9,246,763 ) ( 9,896,274 ) General and administrative expenses Beban provisi dan komisi ( 694 ) ( 823 ) Other fees and commissions expenses Beban operasional

lainnya

( 13,105,304 ) ( 12,709,980 Other operating expenses) Jumlah laba operasional 24,696,122 26,334,155 Total profit from operation Jumlah laba (rugi) sebelum pajak

penghasilan

24,696,122 26,334,155 Total profit (loss) before tax Pendapatan (beban) pajak ( 4,651,052 ) ( 5,411,148 ) Tax benefit (expenses) Jumlah laba (rugi) dari operasi

yang dilanjutkan

20,045,070 20,923,007 Total profit (loss) from continuing operations Jumlah laba (rugi) 20,045,070 20,923,007 Total profit (loss) Pendapatan komprehensif

lainnya, sebelum pajak

Other comprehensive income, before tax Pendapatan komprehensif

lainnya yang tidak akan direklasifikasi ke laba rugi, sebelum pajak

Other comprehensive income that will not be reclassified to profit or loss, before tax Pendapatan komprehensif

lainnya atas keuntungan

469 ( 18,155 ) Other comprehensive income for gains (losses)

(9)

(kerugian) hasil revaluasi aset tetap, sebelum pajak

on revaluation of property and equipment, before tax Pendapatan komprehensif

lainnya atas pengukuran kembali kewajiban manfaat pasti, sebelum pajak

0 3,781 Other comprehensive income for remeasurement of defined benefit obligation, before tax Jumlah pendapatan

komprehensif lainnya yang tidak akan direklasifikasi ke laba rugi, sebelum pajak

469 ( 14,374 ) Total other comprehensive income that will not be reclassified to profit or loss, before tax Pendapatan komprehensif

lainnya yang akan

direklasifikasi ke laba rugi, sebelum pajak

Other comprehensive income that may be reclassified to profit or loss, before tax Keuntungan (kerugian)

selisih kurs penjabaran, sebelum pajak

40,348 ( 7,332 ) Gains (losses) on exchange differences on translation, before tax Keuntungan (kerugian)

yang belum direalisasi atas perubahan nilai wajar aset keuangan yang tersedia untuk dijual, sebelum pajak

3,655,379 2,013,949 Unrealised gains (losses) on changes in fair value of available-for-sale financial assets, before tax Penyesuaian lainnya atas

pendapatan komprehensif lainnya yang akan

direklasifikasi ke laba rugi, sebelum pajak

0 0 Other adjustments to other comprehensive income that may be reclassified to profit or loss, before tax Jumlah pendapatan

komprehensif lainnya yang akan direklasifikasi ke laba rugi, sebelum pajak

3,695,727 2,006,617 Total other comprehensive income that may be reclassified to profit or loss, before tax Jumlah pendapatan

komprehensif lainnya, sebelum pajak

3,696,196 1,992,243 Total other comprehensive income, before tax Pajak atas pendapatan

komprehensif lainnya

( 696,730 ) ( 399,285 ) Tax on other comprehensive income Jumlah pendapatan komprehensif

lainnya, setelah pajak

2,999,466 1,592,958 Total other comprehensive income, after tax Jumlah laba rugi komprehensif 23,044,536 22,515,965 Total comprehensive income Laba (rugi) yang dapat

diatribusikan

Profit (loss) attributable to

Laba (rugi) yang dapat diatribusikan ke entitas induk

20,035,193 20,920,592 Profit (loss) attributable to parent entity Laba (rugi) yang dapat

diatribusikan ke kepentingan non-pengendali

9,877 2,415 Profit (loss) attributable to non-controlling interests Laba rugi komprehensif yang

dapat diatribusikan

Comprehensive income attributable to Laba rugi komprehensif yang

dapat diatribusikan ke entitas induk

23,034,680 22,512,511 Comprehensive income attributable to parent entity Laba rugi komprehensif yang

dapat diatribusikan ke kepentingan non-pengendali

9,856 3,454 Comprehensive income attributable to non-controlling interests

Laba (rugi) per saham Earnings (loss) per share

Laba per saham dasar diatribusikan kepada pemilik entitas induk

Basic earnings per share attributable to equity owners of the parent entity Laba (rugi) per saham

dasar dari operasi yang dilanjutkan

813 849 Basic earnings (loss) per share from continuing operations

(10)

dilusian share Laba (rugi) per saham

dilusian dari operasi yang dilanjutkan

813 849 Diluted earnings (loss) per share from continuing operations

(11)

[4410000] Statement of changes in equity - Financial and Sharia Industry - Current Year

30 September 2020

Laporan perubahan ekuitas

Statement of changes in

equity

Saham biasa Saham preferen Tambahan modal disetor Saham tresuri Uang muka setoran modal Opsi saham Cadangan revaluasi Cadangan selisih kurs

penjabaran

Cadangan perubahan nilai wajar aset keuangan tersedia

untuk dijual

Cadangan keuntungan (kerugian) investasi pada

instrumen ekuitas

Cadangan pembayaran berbasis saham

Cadangan lindung nilai arus kas

Cadangan pengukuran kembali program imbalan

pasti

Cadangan lainnya Kepentingan ekuitas lainnya Selisih transaksi ekuitas dengan pihak non-pengendali

Transaksi dengan pihak non-pengendali lainnya

Komponen transaksi ekuitas lainnya

Saldo laba yang telah ditentukan penggunaannya-cadangan

umum dan wajib

khusus

Saldo laba yang belum ditentukan penggunaannya

Ekuitas yang dapat diatribusikan kepada entitas

induk

Proforma ekuitas Kepentingan non-pengendali Ekuitas

Common stocks Preferred stocks Additional paid-in capital Treasury stocks Advances in capital stock Stock options Revaluation reserves Reserve of exchange differences on translation

Reserve for changes in fair value of available-for-sale

financial assets

Reserve of gains (losses) from investments in equity

instruments

Reserve of share-based

payments Reserve of cash flow hedges

Reserve of remeasurements of

defined benefit plans Other reserves Other equity interests

Difference in value of equity transactions with non-controlling interests

Other transactions with non-controlling interests

Other components of equity transactions

Appropriated retained earnings-general and legal

reserves

Appropriated retained earnings-specific reserves

Unappropriated retained earnings

Equity attributable to parent

entity Proforma equity Non-controlling interests Equity

Posisi ekuitas Equity position

Saldo awal periode sebelum penyajian kembali

1,540,938 5,548,977 9,520,945 364,984 1,951,554 1,385 1,955,604 153,158,544 174,042,931 100,225 174,143,156 Balance before restatement at

beginning of period

Penyesuaian Adjustments

Penerapan awal standar akuntansi baru dan revisi

( 6,830,677 ) ( 6,830,677 ) ( 6,830,677 ) Initial adoption of new and revised accounting standards Perubahan kebijakan akuntansi

secara sukarela

0 0 Voluntary changes in accounting

policies

Koreksi kesalahan periode lalu 0 0 Correction of prior period errors

Penyesuaian lainnya 0 0 Other adjustments

Posisi ekuitas, awal periode 1,540,938 0 5,548,977 0 0 0 9,520,945 364,984 1,951,554 0 0 0 0 0 0 0 0 1,385 1,955,604 0 146,327,867 167,212,254 0 100,225 167,312,479 Equity position, beginning of the period

Laba (rugi) 20,035,193 20,035,193 9,877 20,045,070 Profit (loss)

Pendapatan komprehensif lainnya 469 40,348 2,997,961 ( 39,291 ) 2,999,487 ( 21 ) 2,999,466 Other comprehensive income

Pembentukan cadangan umum 285,650 ( 285,650 ) 0 0 Allocation for general reserves

Pembentukan cadangan khusus 0 0 Allocation for specific reserves

Distribusi dividen kas ( 11,218,030 ) ( 11,218,030 ) ( 11,218,030 ) Distributions of cash dividends

Distribusi dividen saham ( )0 ( )0 Distributions of stock dividends

Penerbitan saham biasa 0 0 Issuance of common stocks

Penerbitan saham preferen 0 0 Issuance of preferred stocks

Biaya emisi efek ( )0 ( )0 Stock issuance costs

Penerbitan instrumen yang dapat dikonversi

0 0 Issuance of convertible instruments

Kenaikan (penurunan) ekuitas melalui transaksi saham tresuri

0 0 Increase (decrease) in equity through

treasury stock transactions Kenaikan (penurunan) ekuitas melalui

transaksi pembayaran berbasis saham

share-based payment transactions Pelaksanaan instrumen yang dapat

dikonversi

0 0 Exercise of convertible instruments

Pelaksanaan waran 0 0 Exercise of warrants

Kenaikan (penurunan) ekuitas melalui transaksi dengan pemilik ekuitas

transactions with owner's equity Setoran modal dari kepentingan

non-pengendali

0 0 0 Stock subscription from non-controlling

interests Perubahan kepentingan

non-pengendali atas akuisisi entitas anak

0 0 0 Changes in non-controlling interests

due to acquisition of subsidiaries Perubahan kepentingan

non-pengendali atas pendirian entitas

0 0 Changes in non-controlling interests

(12)

anak

Perubahan kepentingan

non-pengendali atas pelepasan entitas anak

( )0 ( )0 Changes in non-controlling interests

due to disposal of subsidiaries Perubahan kepentingan

non-pengendali atas pelepasan operasi yang dihentikan

due to disposal of a discontinued operation Perubahan kepentingan

non-pengendali atas pelepasan sebagian kepemilikan pada entitas anak yang tidak mengakibatkan hilangnya pengendalian

due to partial disposal of interests in subsidiaries without loss of control Perubahan kepentingan

non-pengendali atas transaksi lainnya dengan kepentingan non-pengendali

due to other transactions with non-controlling interests Eliminasi defisit dalam rangka kuasi

reorganisasi

( )0 ( )0 Elimination of deficit in connection with quasi-reorganisation

Pelaksanaan opsi saham 0 0 Stock options exercised

Dampak penerapan PSAK No. 70 atas aset pengampunan pajak

0 0 Impact of PSAK No. 70 adoption on tax

amnesty assets

Transaksi ekuitas lainnya 0 0 0 Other equity transactions

(13)

[4410000] Statement of changes in equity - Financial and Sharia Industry - Prior Year

30 September 2019

Laporan perubahan ekuitas

Statement of changes in

equity

Saham biasa Saham preferen Tambahan modal disetor Saham tresuri Uang muka setoran modal Opsi saham Cadangan revaluasi Cadangan selisih kurs

penjabaran

Cadangan perubahan nilai wajar aset keuangan tersedia

untuk dijual

Cadangan keuntungan (kerugian) investasi pada

instrumen ekuitas

Cadangan pembayaran berbasis saham

Cadangan lindung nilai arus kas

Cadangan pengukuran kembali program imbalan

pasti

Cadangan lainnya Kepentingan ekuitas lainnya Selisih transaksi ekuitas dengan pihak non-pengendali

Transaksi dengan pihak non-pengendali lainnya

Komponen transaksi ekuitas lainnya

umum dan wajib

khusus

Saldo laba yang belum ditentukan penggunaannya

Ekuitas yang dapat diatribusikan kepada entitas

induk

Proforma ekuitas Kepentingan non-pengendali Ekuitas

Common stocks Preferred stocks Additional paid-in capital Treasury stocks Advances in capital stock Stock options Revaluation reserves Reserve of exchange differences on translation

Reserve for changes in fair value of available-for-sale

financial assets

Reserve of gains (losses) from investments in equity

instruments

Reserve of share-based

payments Reserve of cash flow hedges

Reserve of remeasurements of

defined benefit plans Other reserves Other equity interests

Difference in value of equity transactions with non-controlling interests

Other transactions with non-controlling interests

Other components of equity transactions

Appropriated retained earnings-general and legal

reserves

Appropriated retained earnings-specific reserves

Unappropriated retained earnings

Equity attributable to parent

entity Proforma equity Non-controlling interests Equity

Posisi ekuitas Equity position

Saldo awal periode sebelum penyajian kembali

1,540,938 5,548,977 8,751,748 380,422 ( 132,647 ) 1,385 1,697,052 133,871,809 151,659,684 93,743 151,753,427 Balance before restatement at

beginning of period

Penyesuaian Adjustments

Penerapan awal standar akuntansi baru dan revisi

0 0 Initial adoption of new and revised

accounting standards Perubahan kebijakan akuntansi

secara sukarela

0 0 Voluntary changes in accounting

policies

Koreksi kesalahan periode lalu 0 0 Correction of prior period errors

Penyesuaian lainnya 0 0 Other adjustments

Posisi ekuitas, awal periode 1,540,938 0 5,548,977 0 0 0 8,751,748 380,422 ( 132,647 ) 0 0 0 0 0 0 0 0 1,385 1,697,052 0 133,871,809 151,659,684 0 93,743 151,753,427 Equity position, beginning of the period

Laba (rugi) 20,920,592 20,920,592 2,415 20,923,007 Profit (loss)

Pendapatan komprehensif lainnya ( 18,155 ) ( 7,332 ) 1,611,959 0 5,447 1,591,919 1,039 1,592,958 Other comprehensive income

Pembentukan cadangan umum 258,552 ( 258,552 ) 0 0 Allocation for general reserves

Pembentukan cadangan khusus 0 0 Allocation for specific reserves

Distribusi dividen kas ( 6,287,027 ) ( 6,287,027 ) ( 6,287,027 ) Distributions of cash dividends

Distribusi dividen saham ( )0 ( )0 Distributions of stock dividends

Penerbitan saham biasa 0 0 Issuance of common stocks

Penerbitan saham preferen 0 0 Issuance of preferred stocks

Biaya emisi efek ( )0 ( )0 Stock issuance costs

Penerbitan instrumen yang dapat dikonversi

0 0 Issuance of convertible instruments

Kenaikan (penurunan) ekuitas melalui transaksi saham tresuri

treasury stock transactions Kenaikan (penurunan) ekuitas melalui

transaksi pembayaran berbasis saham

share-based payment transactions Pelaksanaan instrumen yang dapat

dikonversi

0 0 Exercise of convertible instruments

Pelaksanaan waran 0 0 Exercise of warrants

Kenaikan (penurunan) ekuitas melalui transaksi dengan pemilik ekuitas

transactions with owner's equity Setoran modal dari kepentingan

non-pengendali

0 0 0 Stock subscription from non-controlling

interests Perubahan kepentingan

non-pengendali atas akuisisi entitas anak

due to acquisition of subsidiaries Perubahan kepentingan

non-pengendali atas pendirian entitas

0 0 Changes in non-controlling interests

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anak

Perubahan kepentingan

non-pengendali atas pelepasan entitas anak

due to disposal of subsidiaries Perubahan kepentingan

non-pengendali atas pelepasan operasi yang dihentikan

due to disposal of a discontinued operation Perubahan kepentingan

non-pengendali atas pelepasan sebagian kepemilikan pada entitas anak yang tidak mengakibatkan hilangnya pengendalian

due to partial disposal of interests in subsidiaries without loss of control Perubahan kepentingan

non-pengendali atas transaksi lainnya dengan kepentingan non-pengendali

due to other transactions with non-controlling interests Eliminasi defisit dalam rangka kuasi

reorganisasi

( )0 ( )0 Elimination of deficit in connection with quasi-reorganisation

Pelaksanaan opsi saham 0 0 Stock options exercised

Dampak penerapan PSAK No. 70 atas aset pengampunan pajak

0 0 Impact of PSAK No. 70 adoption on tax

amnesty assets

Transaksi ekuitas lainnya 0 0 Other equity transactions

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[4510000] Statement of cash flows, direct method - Financial and Sharia Industry

Laporan arus kas

Statement of cash

flows

30 September 2020 30 September 2019

Arus kas dari aktivitas operasi Cash flows from operating

activities Arus kas sebelum

perubahan dalam aset dan liabilitas operasi

Cash flows before changes in operating assets and liabilities Penerimaan bunga, hasil

investasi, provisi, dan komisi

59,147,317 57,617,989 Interest, investment income, fees and commissions received Pembayaran bunga dan

bonus, provisi dan komisi

( 8,687,180 ) ( 10,202,350 ) Payments Of Interest And Bonus Fees And Commissions Pendapatan dari transaksi

operasional lainnya

2,399,275 2,837,961 Income from other operating transactions Laba (rugi) selisih kurs 1,135,373 1,763,564 Foreign currency gains (losses) Penerimaan pengembalian (pembayaran) pajak penghasilan ( 5,135,830 ) ( 5,487,067 ) Refunds (payments) of income tax Pembayaran beban operasional lainnya

( 20,464,194 ) ( 21,587,440 ) Payments for other operating expenses Penerimaan (pengeluaran)

kas lainnya dari aktivitas operasi

( 445,180 ) ( 413,500 ) Other cash inflows (outflows) from operating activities Penurunan (kenaikan) aset

operasi

Decrease (increase) in operating assets Penurunan (kenaikan)

penempatan pada bank lain dan bank indonesia

( 1,072,926 ) ( 1,183,969 ) Decrease (increase) in placements with other banks and bank indonesia Penurunan (kenaikan) efek

yang diperdagangkan

2,198,418 ( 146,716 ) Decrease (increase) in marketable securities Penurunan (kenaikan) efek

yang dibeli dengan janji dijual kembali

( 98,947,473 ) ( 16,654,355 ) Decrease (increase) in securities purchased under resale agreements Penurunan (kenaikan)

wesel ekspor dan tagihan lainnya

1,032,977 2,229,308 Decrease (increase) in bills and other receivables Penurunan (kenaikan)

tagihan akseptasi

1,694,479 969,598 Decrease (increase) in acceptance receivables Penurunan (kenaikan)

pinjaman yang diberikan

19,085,972 ( 35,323,092 ) Decrease (increase) in loans Penurunan (kenaikan) piutang pembiayaan konsumen 2,680,817 ( 1,418,819 ) Decrease (increase) in consumer financing receivables Penurunan (kenaikan) investasi sewa 40,897 26,501 Decrease (increase) in lease investments Penurunan (kenaikan) piutang lainnya 75,020 ( 225,339 ) Decrease (increase) in other receivables Penurunan (kenaikan) aset

lainnya ( 1,802,829 ) ( 1,536,305 ) Decrease (increase) in other assets Kenaikan (penurunan) liabilitas operasi Increase (decrease) in operating liabilities Kenaikan (penurunan) giro

dan tabungan simpanan nasabah

61,985,219 30,026,732 Increase (decrease) in current accounts and customers savings

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Kenaikan (penurunan) deposito berjangka nasabah

10,417,991 18,427,406 Increase (decrease) in customers time deposits Kenaikan (penurunan)

tabungan wadiah simpanan nasabah

( 92,767 ) 270,278 Increase (decrease) in customers wadiah saving deposits Kenaikan (penurunan)

simpanan dari bank lain

( 941,988 ) 1,529,654 Increase (decrease) in other banks saving deposits Kenaikan (penurunan) liabilitas akseptasi ( 592,111 ) 2,457 Increase (decrease) in acceptance payables Kenaikan (penurunan)

dana syirkah temporer

( 22,461 ) ( 86,570 ) Increase (decrease) in temporary syirkah funds Kenaikan (penurunan)

liabilitas lainnya

3,439,451 2,674,672 Increase (decrease) in other liabilities Jumlah arus kas bersih yang

diperoleh dari (digunakan untuk) aktivitas operasi

27,128,267 24,110,598 Total net cash flows received from (used in) operating activities

Arus kas dari aktivitas investasi Cash flows from investing

activities Penerimaan dividen dari

aktivitas investasi

8,699 930 Dividends received from investing activities Penerimaan dari penjualan

(perolehan) aset tetap

( 1,394,201 ) ( 1,397,371 ) Proceeds from disposal (acquisition) of property and equipment Pembayaran untuk perolehan

entitas anak

( 303,726 ) Payments for acquisition of subsidiaries Pembayaran untuk perolehan

tambahan kepemilikan pada entitas anak

( )0 ( )0 Payments for acquisition of additional interests in subsidiaries Penerimaan (pengeluaran) kas

lainnya dari aktivitas investasi

( 33,078,674 ) ( 16,090,879 ) Other cash inflows (outflows) from investing activities Jumlah arus kas bersih yang

diperoleh dari (digunakan untuk) aktivitas investasi

( 34,767,902 ) ( 17,487,320 ) Total net cash flows received from (used in) investing activities Arus kas dari aktivitas

pendanaan

Cash flows from financing activities Kenaikan (penurunan) efek

yang diterbitkan

0 ( 240,000 ) Increase (decrease) in securities issued Penerimaan pinjaman yang

diterima

16,705,454 52,702,645 Proceeds from borrowings Pembayaran pinjaman yang

diterima

( 18,643,524 ) ( 52,024,338 ) Payments for borrowings Obligasi subordinasi yang

diterbitkan

0 0 Subordinated bonds issued Penerimaan setoran modal 0 0 Proceeds from capital contributions Pembayaran dividen dari

aktivitas pendanaan

( 11,218,030 ) ( 6,287,027 ) Dividends paid from financing activities Penerimaan (pengeluaran) kas

lainnya dari aktivitas pendanaan

( 90,291 ) 70,515 Other cash inflows (outflows) from financing activities Jumlah arus kas bersih yang

diperoleh dari (digunakan untuk) aktivitas pendanaan

( 13,246,391 ) ( 5,778,205 ) Total net cash flows received from (used in) financing activities Jumlah kenaikan (penurunan)

bersih kas dan setara kas

( 20,886,026 ) 845,073 Total net increase (decrease) in cash and cash equivalents Kas dan setara kas arus kas, awal

periode

113,067,545 103,311,560 Cash and cash equivalents cash flows, beginning of the period Efek perubahan nilai kurs pada

kas dan setara kas

2,863,202 356,002 Effect of exchange rate changes on cash and cash equivalents Kas dan setara kas arus kas, 95,044,721 104,512,635 Cash and cash equivalents cash

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