71
2
0
1
0
Bank INDIKATOR ( dalam persen)
CAR NPL LDR ROA
PT. Bank Mandiri Tbk. 21.1 1.5 54.3 2.30
PT Bank Rakyat Indonesia Tbk (BRI) 15.84 3.46 68.8 4.61
PT Bank Central Asia Tbk (BCA) 19.2 0.8 43.6 3.34
PT Bank Negara Indonesia Tbk (BNI) 15.74 4.01 60.64 0.85
PT Bank CIMB Niaga Tbk. 17.06 1.94 79.3 2.49
PT Bank Danamon Indonesia Tbk 21.62 1.04 88.05 2.43
PT Pan Indonesia Bank Tbk (Panin) 21.58 1.76 92.36 3.14
PT Bank Permata Tbk 14 1.5 88 1.90
PT Bank Internasional Indonesia Tbk (BII) 20.21 2.37 76.17 1.23 PT Bank Tabungan Negara Tbk (BTN) 21.86 2.81 92.38 1.89
PT. Bank OCBC NISP Tbk. 16.15 2.12 89.14 1.31
PT. Bank Bukopin Tbk. 12.84 3.57 65.26 1.00
PT. Bank Mega Tbk. 11.84 1.05 46.74 2.33
BPD Jawa Barat dan Banten Tbk. 16.81 0.16 79.02 2.4
PT. Bank Tabungan Pensiunan
NasionalTbk. 24 0.16 89.18 6.14
PT.Ekonomi Raharja Tbk. 13.13 2.45 52.05 1.87
PT. Bank Artha Graha Internasional Tbk. 12.24 2.55 82.22 0.29
PT. Sinarmas Tbk. 12.42 0.41 62.18 0.33
PT. Bank MutiaraTbk. 15.91 3.33 38.49 0.37
PT. Bank Mayapada Tbk. 28.7 0.14 103.88 1.46
72
2
0
1
1
Bank
CAR NPL LDR ROA
PT. Bank Mandiri Tbk. 15.7 1.1 59.2 5.32
PT Bank Rakyat Indonesia Tbk (BRI) 13.18 2.8 79.93 4.18
PT Bank Central Asia Tbk (BCA) 15.8 0.6 53.8 3.42
PT Bank Negara Indonesia Tbk (BNI) 13.5 1.7 68.6 1.12
PT Bank CIMB Niaga Tbk. 15.6 1.42 87.84 1.1
PT Bank Danamon Indonesia Tbk 16.11 1.21 86.42 1.52 PT Pan Indonesia Bank Tbk (Panin) 20.31 2.15 78.93 1.75
PT Bank Permata Tbk 11.1 1.1 81.8 1.70
PT Bank Internasional Indonesia Tbk (BII) 19.44 1.64 79.45 1.23 PT Bank Tabungan Negara Tbk (BTN) 16.14 2.66 101.83 1.80
PT. Bank OCBC NISP Tbk. 17.01 1.75 74.6 1.54
PT. Bank Bukopin Tbk. 11.2 4.87 83.6 1.66
PT. Bank Mega Tbk. 16.09 0.79 64.67 1.98
BPD Jawa Barat dan Banten Tbk. 15.06 0.11 89.44 3.31 PT.Bank Tabungan Pensiunan
NasionalTbk. 23.67 0.09 91.61 4.48
PT.Ekonomi Raharja Tbk. 14.03 1.07 61.42 2.26
PT. Bank Artha Graha Internasional Tbk. 14.93 2.7 93.47 0.34
PT. Sinarmas Tbk. 12.7 1.72 83.31 0.34
PT. Bank MutiaraTbk. -22.29 10.42 93.16 -52.09
PT. Bank Mayapada Tbk. 22.81 2.07 100.22 1.27
73
2
0
1
2
Bank INDIKATOR
CAR NPL LDR ROA
PT. Bank Mandiri Tbk. 15.6 0.4 61.4 4.61
PT Bank Rakyat Indonesia Tbk (BRI) 13.2 3.52 80.88 3.73
PT Bank Central Asia Tbk (BCA) 15.3 0.7 50.3 3.40
PT Bank Negara Indonesia Tbk (BNI) 13.91 0.84 64.06 1.72
PT Bank CIMB Niaga Tbk. 13.88 1.05 95.11 2.1
PT Bank Danamon Indonesia Tbk 20.84 2.38 88.76 1.50 PT Pan Indonesia Bank Tbk (Panin) 21.79 1.6 73.28 1.75
PT Bank Permata Tbk 12.2 1.5 90.6 1.40
PT Bank Internasional Indonesia Tbk (BII) 14.71 1.57 78.11 0.09 PT Bank Tabungan Negara Tbk (BTN) 21.54 2.75 101.29 1.47
PT. Bank OCBC NISP Tbk. 18 1.39 72.9 1.79
PT. Bank Bukopin Tbk. 14.36 2.81 75.99 1.46
PT. Bank Mega Tbk. 18.01 1.02 56.82 1.77
BPD Jawa Barat dan Banten Tbk. 21.2 0.76 82.47 3.24 PT. Bank Tabungan Pensiunan Nasional
Tbk. 18.5 0.07 84.92 3.42
PT.Ekonomi Raharja Tbk. 21.75 1.11 45.54 2.21
PT. Bank Artha Graha Internasional Tbk. 13.87 2.83 84.04 0.44
PT. Sinarmas Tbk. 13.95 1.65 79.01 0.93
PT. Bank MutiaraTbk. 10.02 9.53 81.66 3.84
PT. Bank Mayapada Tbk. 17.05 0.49 83.77 0.9
74
2
0
1
3
Bank
CAR NP
L LDR ROA
PT. Bank Mandiri Tbk. 14.7 0.6 67.6 3.40
PT Bank Rakyat Indonesia Tbk (BRI) 19.76 2.24 76.17 2.44 PT Bank Central Asia Tbk (BCA) 13.5 0.6 55.2 3.50 PT Bank Negara Indonesia Tbk (BNI) 18.6 1.1 70.2 2.50
PT Bank CIMB Niaga Tbk. 13.47 1.92 88.04 2.75
PT Bank Danamon Indonesia Tbk 16.04 3.24 93.82 3.87 PT Pan Indonesia Bank Tbk (Panin) 16.58 2.68 74.22 1.87
PT Bank Permata Tbk 14.13 0.74 87.46 1.89
PT Bank Internasional Indonesia Tbk (BII) 12.65 1.78 83.18 1.01 PT Bank Tabungan Negara Tbk (BTN) 16.74 2.66 108.42 2.05
PT. Bank OCBC NISP Tbk. 16.04 0.82 75.2 1.09
PT. Bank Bukopin Tbk. 13.02 3.22 71.85 1.62
PT. Bank Mega Tbk. 15.03 0.74 56.03 2.45
BPD Jawa Barat dan Banten Tbk. 22.85 0.29 71.14 3.15 PT. Bank Tabungan Pensiunan Nasional
Tbk. 23.4 0.48 91.39 3.99
PT.Ekonomi Raharja Tbk. 19.05 0.35 62.44 1.78
PT. Bank Artha Graha Internasional Tbk. 14.52 2 76.13 0.76
PT. Sinarmas Tbk. 14.1 1.11 73.64 1.44
PT. Bank MutiaraTbk. 11.16 4.84 70.86 2.39
PT. Bank Mayapada Tbk. 20.4 2.01 78.38 1.22
75
2
0
1
4
Bank INDIKATOR
CAR NPL LDR ROA
PT. Bank Mandiri Tbk. 17.2 0.5 74.1 3.40
PT Bank Rakyat Indonesia Tbk (BRI) 14.96 2.3 76.2 3.50 PT Bank Central Asia Tbk (BCA) 12.7 0.5 61.7 3.80 PT Bank Negara Indonesia Tbk (BNI) 17.6 0.5 70.4 2.90
PT Bank CIMB Niaga Tbk. 13.16 1.46 94.41 2.85
PT Bank Danamon Indonesia Tbk 16.62 0.15 98.33 3.59 PT Pan Indonesia Bank Tbk (Panin) 17.45 0.92 80.36 2.02
PT Bank Permata Tbk 14.07 0.55 83.06 1.66
PT Bank Internasional Indonesia Tbk (BII) 12.03 1.02 88.86 1.11 PT Bank Tabungan Negara Tbk (BTN) 15.03 2.23 102.57 2.03
PT. Bank OCBC NISP Tbk. 16.1 2.2 78.8 3
PT. Bank Bukopin Tbk. 14.33 2.88 85.01 1.87
PT. Bank Mega Tbk. 11.86 0.71 63.75 2.29
BPD Jawa Barat dan Banten Tbk. 18.36 0.41 72.95 2.65 PT. BankTabungan Pensiunan Nasional Tbk. 20.47 0.35 85.1 4.38
PT.Ekonomi Raharja Tbk. 16.37 0.74 70.06 1.49
PT. Bank Artha Graha Internasional Tbk. 12.65 1.85 82.21 0.72
PT. Sinarmas Tbk. 13.98 0.79 69.5 1.07
PT. Bank MutiaraTbk. 9.41 4.46 83.9 2.17
PT. Bank Mayapada Tbk. 14.68 1.51 82.1 2.07
76
N Minimum Maximum Mean Std. Deviation
CAR 100 -22.29 28.70 15.8879 5.26247
NPL 100 .07 10.42 1.7652 1.61430
LDR 100 38.49 108.42 77.3071 14.35237
ROA 100 -52.09 6.14 2.1797 1.20447
Valid N (listwise) 100
77
Model Durbin-Watson
1 1.912
a. Predictors: (Constant), LDR, CAR, NPL
b. Dependent Variable: ROA
Coefficientsa
Model
Collinearity Statistics
Tolerance VIF
1 (Constant)
CAR .628 1.592
NPL .614 1.628
LDR .952 1.051
a. Dependent Variable: ROA
78
Model B Std. Error Beta t Sig.
1 (Constant) -5.058 2.423 -2.087 .040
CAR .710 .087 .670 8.134 .000
NPL -.474 .288 -.137 -1.648 .103
LDR -.048 .026 -.124 -1.855 .067
a. Dependent Variable: ROA
ANOVAb
Model Sum of Squares df Mean Square F Sig.
1 Regression 1821.456 3 607.152 46.320 .000a
Residual 1258.334 96 13.108
Total 3079.790 99
a. Predictors: (Constant), LDR, CAR, NPL
b. Dependent Variable : ROA
Model Summaryb
Model R R Square Adjusted R Square
Std. Error of the
Estimate
1 .769a .591 .579 3.62045
a. Predictors: (Constant), LDR, CAR, NPL
b. Dependent Variable: ROA
