PT BANK ANZ INDONESIA WTC 3, Level 30-31
Jl. Jendral Sudirman Kav. 29-31 Jakarta 12920, Indonesia
Informasi Kuantitatif Eksposur Risiko
Quantitative Information of Risk Exposures
Posisi 30 Juni 2021
As at 30 June 2021
Dalam Jutaan Rupiah (In Million Rupiah)
Bank Bank
I. Modal Inti (Tier 1) 7,341,351 7,520,471
1. Modal Inti Utama / Common Equity Tier 1 (CET 1) 7,341,351 7,520,471
1.1. Modal disetor / Paid in capital 1,650,000 1,650,000
1.2. Cadangan Tambahan Modal / Disclosed reserves 5,749,878 5,943,823
1.2.1 Cadangan umum / General Reserves 330,000 330,000
1.2.2 Laba tahun-tahun lalu / Previous Year profit 5,314,433 5,314,432
1.2.3 Laba tahun berjalan / Current Year profit 63,919 261,089
1.2.4 Pendapatan komprehensif lainnya / Other Comprehensive Income 41,526 38,302
1.2.5 Selisih Kurang antara PPAP dan CKPN atas aset produktif - - 1.3 Faktor Pengurang Modal Inti Utama/ Deduction factor to Common Equity Tier 1 (CET 1) (58,527) (73,352)
1.3.1 Perhitungan pajak tangguhan / Deffered Tax calculation (58,527) (72,041)
1.3.2 Seluruh aset tidak berwujud lainnya / Intangible Assets - (1,310)
2. Modal Inti Tambahan / Additional Tier 1 (AT1) - -
II. Modal Pelengkap / Tier 2 Capital 94,731 141,276
Cadangan umum PPA atas aset produktif yang wajib dibentuk (paling tinggi 1,25% ATMR Risiko Kredit) / General allowance for possible losses of earning assets (max 1.25% of RWA Credit Risk)
Total Modal 7,436,082 7,661,747
ATMR RISIKO KREDIT / RWA Credit Risk
10,419,386 14,533,468 Rasio CET1 / CET 1 Ratio 50.29% 38.33%
ATMR RISIKO PASAR / RWA Market Risk
2,326,863 3,051,010 Rasio Tier 1 / Tier 1 Ratio 50.29% 38.33%
ATMR RISIKO OPERASIONAL / RWA Operational Risk
1,850,725 2,037,100 Rasio Tier 2 / Tier 2 Ratio 0.65% 0.72%
TOTAL ATMR / TOTAL RWA
14,596,973 19,621,578 Rasio KPMM / KPMM Ratio 50.94% 39.05%
9.00% 9.00%
Dari CET1 (%) / From CET1 8.35% 8.28% Capital Conservation Buffer 2.500% 2.500%
Dari AT1 (%) / From AT1 0.00% 0.00% Countercyclical Buffer 0.000% 0.000%
Dari Tier 2 (%) / From Tier 2 0.65% 0.72% Capital Surcharge untuk Bank Sistemik 0.000% 0.000%
Pengungkapan Kuantitatif Struktur Permodalan Quantitative Disclosure of Capital Structure
KOMPONEN MODAL CAPITAL COMPONENT
30 Juni 2020 30 June 2020
1. 141,276
KETERANGAN / Description 30 Juni 2020
30 June 2020 KETERANGAN / Description 30 Juni 2020
30 June 2020
ALOKASI PEMENUHAN KPMM SESUAI PROFIL RISIKO /
CAR ALLOCATION AS RISK PROFILE PERSENTASE BUFFER YANG WAJIB DIPENUHI OLEH BANK (%) /
BUFFER PERCENTAGE SHOULD BE FULFILLED BY BANK
30 Juni 2021 30 June 2021
94,731
ASET TERTIMBANG MENURUT RISIKO (ATMR) / RISK WEIGHTED ASSETS (RWA) RASIO KPMM / CAR
RASIO KPMM SESUAI PROFIL RISIKO (%) / CAR BASED ON RISK PROFILE
30 Juni 2021 30 June 2021 30 Juni 2021
30 June 2021
CET 1 UNTUK BUFFER / CET 1 for BUFFER
1 2 3.00 4 5 Dalam Jutaan Rupiah (In Million Rupiah)
Wilayah 1 Zone 1 Wilayah 2
Zone 2 Wilayah 3 Zone 3 Wilayah 4
Zone 4 Wilayah 5 Zone 5 Jumlah
Total Wilayah 1 Zone 1 Wilayah 2
Zone 2 Wilayah 3 Zone 3 Wilayah 4
Zone 4 Wilayah 5 Zone 5 Jumlah
Total
1 Tagihan Kepada Pemerintah
Claims on Sovereign 7,521,834 - - - - 7,521,834 5,805,247 - - - - 5,805,247 2 Tagihan Kepada Entitas Sektor Publik
Claims on Public Sector 404,171 - - - - 404,171 839,131 - - - - 839,131 3
Tagihan Kepada Bank Pembangunan Multilateral dan Lembaga Internasional
Claims on Multilateral Development Bank and International Institution
-
- - - -
4 Tagihan Kepada Bank
Claims on Bank 3,721,298 - - - - 3,721,298 4,723,070 - - - - 4,723,070 5 Kredit Beragun Rumah Tinggal
Claims Secured by Residential Property - - - - 6 Kredit Beragun Properti Komersial
Claims Secured by Commercial Real Estate - - - - 7 Kredit Pegawai/Pensiunan
Employee Loan/Pension - - - - 8 Tagihan Kepada Usaha Mikro, Usaha Kecil dan Portofolio Ritel
Claims on Micro and Small Enterprise and retail Portfolio 38,155 24,139 - - 15 62,309 42,014 24,804 16 - 43 66,877 9 Tagihan kepada Korporasi
Claims on Corporate 6,783,353 973,627 373,655 216,345 128,316 8,475,296 9,255,023 2,039,152 45,753 387,037 208,851 11,935,816 10 Tagihan yang Telah Jatuh Tempo
Past Due Claims - - - - - - - - 11 Aset Lainnya
Other Assets 155,954 - - - - 155,954 298,760 - - - - 298,760 12 Eksposur di Unit Usaha Syariah (apabila ada)
Exposures at Sharia Unit (if any) - - - - Jumlah
Total 18,624,765 997,766 373,655 216,345 128,331 20,340,862 20,963,245 2,063,956 45,769 387,037 208,894 23,668,901 Keterangan/Remark :
Wilayah 1/Zone 1 : DKI Jakarta
Wilayah 2/Zone 2 : Jawa Barat dan Banten/West Java and Banten
Wilayah 3/Zone 3 : Jawa Tengah, Jawa Timur dan Bali/Central Java, East Java and Bali Wilayah 4/Zone 4 : Sumatera
Wilayah 5/Zone 5 : Kalimantan, Sulawesi, Nusa Tenggara, Papua
No. Kategori Portofolio
Portfolio Category
30 Juni 2020/30 June 2020 Tagihan bersih berdasarkan wilayah
Net Amount Based on Geography 30 Juni 2021/30 June 2021
Tagihan bersih berdasarkan wilayah Net Amount Based on Geography Pengungkapan Tagihan Bersih Berdasarkan Wilayah - Bank secara Individual
Net Amount Based On Geography - Bank Only
1 2 3 4 5 Dalam Jutaan Rupiah (In Million Rupiah)
≤ 1 tahun
≤ 1 year
>1 thn s.d. 3 thn
>1 yr to 3 yrs
>3 thn s.d. 5 thn
>3 yrs to 5 yrs
> 5 thn
> 5 yrs Non-Kontraktual Non-Contractual Jumlah
Total ≤ 1 tahun
≤ 1 year
>1 thn s.d. 3 thn
>1 yr to 3 yrs
>3 thn s.d. 5 thn
>3 yrs to 5 yrs
> 5 thn
> 5 yrs Non-Kontraktual Non-Contractual Jumlah
Total
1 Tagihan Kepada Pemerintah
Claims on Sovereign 5,748,357 1,015,680 339,384 - 418,413 7,521,834 1,843,814 2,767,345 621,270 24,929 547,888 5,805,246
2 Tagihan Kepada Entitas Sektor Publik
Claims on Public Sector 254,109 - 150,062 - - 404,171 648,999 - 190,131 - - 839,130 3
Tagihan Kepada Bank Pembangunan Multilateral dan Lembaga Internasional
Claims on Multilateral Development Bank and International Institution
-
- - - - - - - - - - -
4 Tagihan Kepada Bank
Claims on Bank 222,917 556 - 2,877,072 620,753 3,721,298 2,746,303 969,932 306,885 113,970 585,980 4,723,070
5 Kredit Beragun Rumah Tinggal
Claims Secured by Residential Property - - - - - - - - - - - -
6 Kredit Beragun Properti Komersial
Claims Secured by Commercial Real Estate - - - - - - - - - - - -
7 Kredit Pegawai/Pensiunan
Employee Loan/Pension - - - - - - - - - - - - 8 Tagihan Kepada Usaha Mikro, Usaha Kecil dan Portofolio Ritel
Claims on Micro and Small Enterprise and Retail Portfolio 1,079 7,644 6,464 47,122 - 62,309 738 6,595 11,673 47,872 - 66,878
9 Tagihan kepada Korporasi
Claims on Corporate 5,329,105 1,108,667 883,745 993,334 160,445 8,475,296 7,854,324 2,258,981 1,367,723 454,789 - 11,935,817
10 Tagihan yang Telah Jatuh Tempo
Past Due Claims - - - - - - - - - - - -
11 Aset Lainnya
Other Assets 155,954 - - - - 155,954 298,760 - - - - 298,760 12 Eksposur di Unit Usaha Syariah (apabila ada)
Exposures at Shariah Unit (if any) - - - - - - - - - - - - Jumlah
Total 11,711,521 2,132,547 1,379,655 3,917,528 1,199,611 20,340,862 13,392,938 6,002,853 2,497,682 641,560 1,133,868 23,668,901
No. Kategori Portofolio
Portfolio Category
30 Juni 2020/30 June 2020 Pengungkapan Tagihan Bersih Berdasarkan Sisa Jangka Waktu Kontrak - Bank secara Individual
Disclosure on Net Amount Based on Contractual Remaining Maturity - Bank Only
Tagihan Bersih Berdasarkan Sisa Jangka Waktu Kontrak Net Amount Based on Contractual Remaining Maturity 30 Juni 2021/30 June 2021
Tagihan Bersih Berdasarkan Sisa Jangka Waktu Kontrak Net Amount Based on Contractual Remaining Maturity
Dalam Jutaan Rupiah (In Million Rupiah)
Wilayah 1 Zone 1
Wilayah 2 Zone 2
Wilayah 3 Zone 3
Wilayah 4 Zone 4
Wilayah 5 Zone 5
Jumlah Total
Wilayah 1 Zone 1
Wilayah 2 Zone 2
Wilayah 3 Zone 3
Wilayah 4 Zone 4
Wilayah 5 Zone 5
Jumlah Total
1 Tagihan
Gross Financial Assets 16,150,853 953,398 425,927 178,240 194,163 17,902,581 18,103,499 2,047,323 45,672 366,854 287,950 20,851,298 2 Tagihan yang mengalami penurunan nilai (impaired )
Impaired Assets
a. Belum jatuh tempo/Current - - - - - - - - - b. Telah jatuh tempo/Past Due 75,902 54,251 52,667 - 90,047 272,867 81,142 - - - 91,865 173,007 3 Cadangan kerugian penurunan nilai (CKPN) - Individual
Individual Impairment Provision 76,034 54,251 52,667 - 90,047 272,999 81,451 - - - 92,891 174,342 4 Cadangan kerugian penurunan nilai (CKPN) - Kolektif
Portfolio Impairment Provision 31,656 12,138 688 1,542 - 46,024 69,301 7,693 148 2,368 1,259 80,769
5 Tagihan yang dihapus buku
Write Off Assets - - - - Keterangan/Remark :
Wilayah 1/Zone 1 : DKI Jakarta
Wilayah 2/Zone 2 : Jawa Barat dan Banten/West Java and Banten
Wilayah 3/Zone 3 : Jawa Tengah, Jawa Timur dan Bali/Central Java, East Java and Bali Wilayah 4/Zone 4 : Sumatera
Wilayah 5/Zone 5 : Kalimantan, Sulawesi, Nusa Tenggara, Papua
No. Keterangan
Description
30 Juni 2021/30 June 2021 Pengungkapan Tagihan dan Pencadangan Berdasarkan Wilayah - Bank secara Individual
Disclosure on Gross Financial Assets and Provision Based on Geography - Bank Only
Wilayah Geography
30 Juni 2020/30 June 2020 Wilayah Geography
Dalam Jutaan Rupiah (In Million Rupiah)
No. Sektor Ekonomi
Economic Sector
Tagihan Kepada Pemerintah Claims on Sovereign
Tagihan Kepada Entitas Sektor Publik
Claims on Public Sector
Tagihan Kepada Bank Pembangunan
Multilateral dan Lembaga Internasional
Claims on Multilateral Development Bank and International Institution
Tagihan Kepada Bank Claims on Bank
Kredit Beragun Rumah Tinggal Claims Secured by Residential Property
Kredit Beragun Properti Komersial Claims Secured by Commercial Real
Estate
Kredit Pegawai/
Pensiunan Employee Loan/
Pension
Tagihan Kepada Usaha Mikro, Usaha Kecil dan Portofolio
Ritel Claims on Micro and Small Enterprise and retail Portfolio
Tagihan kepada Korporasi Claims on Corporate
Tagihan yang Telah Jatuh Tempo Past Due Claims
Aset Lainnya Other Assets
Eksposur di Unit Usaha Syariah (apabila ada) Exposures at Shariah Unit (if any)
30 Juni 2021/30 June 2021 1 2 3 4 5 6 7 8 9 10 11
1 Pertanian, perburuan dan Kehutanan
Agriculture, Hunting and Forestry - - - - - - - - 14,517 - - -
2 Perikanan
Fishery - - - - - - - - - - - -
3 Pertambangan dan Penggalian
Mining and Excavation - 250,049 - - - - - - 330,143 - - -
4 Industri pengolahan
Manufacturing 503,030 - - 556 - - - - 2,210,907 - 149,114 -
5 Listrik, Gas dan Air
Electricity, Gas and Water - - - - - - - - 52,871 - - -
6 Konstruksi
Construction - - - - - - - - 349,629 - - -
7 Perdagangan besar dan eceran
Whosale and Retail Trading - - - - - - - - 1,253,206 - - -
8 Penyediaan akomodasi dan penyediaan makan minum
Accommodation and Food Providers - - - - - - - - - - - -
9 Transportasi, pergudangan dan komunikasi
Transportation, Warehouse and Communication - 154,122 - - - - - - 432,573 - - -
10 Perantara keuangan
Financial Brokerage - - - 3,720,742 - - - - 3,101,006 - - -
11 Real estate, usaha persewaan dan jasa perusahaan
Real Estate, Leasing and Corporate Services - - - - - - - - 627,917 - - -
12 Administrasi Pemerintahan, pertahanan dan jaminan sosial
wajib
Public Administration, Defense and Compulsory Social Security 7,018,804 - - - - - - - - - - -
13 Jasa pendidikan
Education Services - - - - - - - - - - - -
14 Jasa kesehatan dan kegiatan sosial
Health and Social Services - - - - - - - - 102,525 - - - 15
Jasa kemasyarakatan, sosial budaya, hiburan dan perorangan lainnya
Social Services, Social Culture, Entertainment and Individual Services
-
- - - - - - - - - - -
16 Jasa perorangan yang melayani rumah tangga
Individual Services for Housing - - - - - - - 62,310 - - - -
17 Badan internasional dan badan ekstra internasional lainnya
International Agency and Other International Extra Agency - - - - - - - - - - - -
18 Kegiatan yang belum jelas batasannya
Other Services - - - - - - - - - - - -
19 Bukan Lapangan Usaha
Non Business Activity - - - - - - - - - - - -
20 Lainnya
Others - - - - - - - - - - 6,841 - Jumlah
Total 7,521,834 404,171 - 3,721,298 - - - 62,310 8,475,294 - 155,955 - 30 Juni 2020/30 June 2020
1 Pertanian, perburuan dan Kehutanan
Agriculture, Hunting and Forestry - - - - - - - - 164,171 - - -
2 Perikanan
Fishery - - - - - - - - - - - -
3 Pertambangan dan Penggalian
Mining and Excavation - - - - - - - - 499,200 - - -
4 Industri pengolahan
Manufacturing 166,336 876 - 202 - - - - 3,541,478 - 295,548 -
5 Listrik, Gas dan Air
Electricity, Gas and Water - - - - - - - - 2,163 - - -
6 Konstruksi
Construction - - - - - - - - 426,656 - - -
7 Perdagangan besar dan eceran
Whosale and Retail Trading - 240,896 - - - - - - 1,791,126 - - -
8 Penyediaan akomodasi dan penyediaan makan minum
Accommodation and Food Providers - - - - - - - - - - - -
9 Transportasi, pergudangan dan komunikasi
Transportation, Warehouse and Communication - 445,598 - - - - - - 792,798 - - -
10 Perantara keuangan
Financial Brokerage 3,303,241 151,760 - 4,701,804 - - - - 3,616,315 - - -
11 Real estate, usaha persewaan dan jasa perusahaan
Real Estate, Leasing and Corporate Services - - - - - - - - 1,099,978 - - -
12 Administrasi Pemerintahan, pertahanan dan jaminan sosial
wajib
Public Administration, Defense and Compulsory Social Security 2,335,669 - - 21,065 - - - - 1,932 - - -
13 Jasa pendidikan
Education Services - - - - - - - - - - - -
14 Jasa kesehatan dan kegiatan sosial
Health and Social Services - - - - - - - - - - - - 15
Jasa kemasyarakatan, sosial budaya, hiburan dan perorangan lainnya
Social Services, Social Culture, Entertainment and Individual Services
-
- - - - - - - - - - -
16 Jasa perorangan yang melayani rumah tangga
Individual Services for Housing - - - - - - - 66,877 - - - -
17 Badan internasional dan badan ekstra internasional lainnya
International Agency and Other International Extra Agency - - - - - - - - - - - -
18 Kegiatan yang belum jelas batasannya
Other Services - - - - - - - - - - - -
19 Bukan Lapangan Usaha
Non Business Activity - - - - - - - - - - - -
20 Lainnya
Others - - - - - - - - - - 3,212 - Jumlah
Total 5,805,246 839,130 - 4,723,071 - - - 66,877 11,935,817 - 298,760 - Pengungkapan Tagihan Bersih Berdasarkan Sektor Ekonomi - Bank secara Individual
Disclosure on Net Amount Based on Economic Sector - Bank Only
Dalam Jutaan Rupiah (In Million Rupiah)
Belum Jatuh Tempo
Current Telah jatuh tempo Past Due
30 Juni 2021/30 June 2021
1 Pertanian, perburuan dan Kehutanan
Agriculture, Hunting and Forestry 14,499 - - - - -
2 Perikanan
Fishery - - - - - -
3 Pertambangan dan Penggalian
Mining and Excavation 607,938 - 90,047 90,047 1,858 -
4 Industri pengolahan
Manufacturing 3,258,482 - 106,918 107,050 14,017 - 5 Listrik, Gas dan Air
Electricity, Gas and Water 181,643 - 75,902 75,902 133 -
6 Konstruksi
Construction 394,854 - - - 5,918 -
7 Perdagangan besar dan eceran
Whosale and Retail Trading 1,383,195 - - - 4,864 -
8 Penyediaan akomodasi dan penyediaan makan minum
Accommodation and Food Providers - - - - - -
9 Transportasi, pergudangan dan komunikasi
Transportation, Warehouse and Communication 617,773 - - - 3,661 -
10 Perantara keuangan
Financial Brokerage 3,764,308 - - - 10,577 - 11 Real estate, usaha persewaan dan jasa perusahaan
Real Estate, Leasing and Corporate Services 649,593 - - - 2,676 - 12 Administrasi Pemerintahan, pertahanan dan jaminan sosial wajib
Public Administration, Defense and Compulsory Social Security 6,956,152 - - - - -
13 Jasa pendidikan
Education Services - - - - - - 14 Jasa kesehatan dan kegiatan sosial
Health and Social Services 5,000 - - - 2,108 - 15 Jasa kemasyarakatan, sosial budaya, hiburan dan perorangan lainnya
Social Services, Social Culture, Entertainment and Individual Services - - - - - -
16 Jasa perorangan yang melayani rumah tangga
Individual Services for Housing 62,303 - - - 212 - 17 Badan internasional dan badan ekstra internasional lainnya
International Agency and Other International Extra Agency - - - - - - 18 Kegiatan yang belum jelas batasannya
Other Services - - - - - -
19 Bukan Lapangan Usaha
Non Business Activity - - - - - -
20 Lainnya
Others 6,841 - - - - - Jumlah
Total 17,902,581 - 272,867 272,999 46,024 - 30 Juni 2020/30 June 2020
1 Pertanian, perburuan dan Kehutanan
Agriculture, Hunting and Forestry 221,212 - - - 403 -
2 Perikanan
Fishery - - - - - -
3 Pertambangan dan Penggalian
Mining and Excavation 568,077 - 91,865 92,891 3,224 -
4 Industri pengolahan
Manufacturing 4,054,399 - - 308 10,607 - 5 Listrik, Gas dan Air
Electricity, Gas and Water 85,467 - 81,142 81,142 - -
6 Konstruksi
Construction 425,082 - - - 6,669 -
7 Perdagangan besar dan eceran
Whosale and Retail Trading 2,274,510 - - 1 5,079 -
8 Penyediaan akomodasi dan penyediaan makan minum
Accommodation and Food Providers - - - - - -
9 Transportasi, pergudangan dan komunikasi
Transportation, Warehouse and Communication 1,183,022 - - - 10,397 -
10 Perantara keuangan
Financial Brokerage 8,497,278 - - - 15,284 - 11 Real estate, usaha persewaan dan jasa perusahaan
Real Estate, Leasing and Corporate Services 1,126,972 - - - 28,853 - 12 Administrasi Pemerintahan, pertahanan dan jaminan sosial wajib
Public Administration, Defense and Compulsory Social Security 2,345,199 - - - 7 -
13 Jasa pendidikan
Education Services - - - - - - 14 Jasa kesehatan dan kegiatan sosial
Health and Social Services - - - - - - 15 Jasa kemasyarakatan, sosial budaya, hiburan dan perorangan lainnya
Social Services, Social Culture, Entertainment and Individual Services - - - - - -
16 Jasa perorangan yang melayani rumah tangga
Individual Services for Housing 66,869 - - - 246 - 17 Badan internasional dan badan ekstra internasional lainnya
International Agency and Other International Extra Agency - - - - - - 18 Kegiatan yang belum jelas batasannya
Other Services - - - - - -
19 Bukan Lapangan Usaha
Non Business Activity - - - - - -
20 Lainnya
Others 3,211 - - - - - Jumlah
Total 20,851,298 - 173,007 174,342 80,769 -
Pengungkapan Tagihan dan Pencadangan Berdasarkan Sektor Ekonomi - Bank secara Individual
Disclosure on Gross Financial Assets and Provision Based on Economic Sector - Bank Only
No. Sektor Ekonomi
Economic Sector Tagihan
Gross Financial Assets
Tagihan yang Mengalami Penurunan Nilai
Impaired Assets Cadangan Kerugian
Penurunan Nilai (CKPN)- Individual Individual Impairment
Provision
Cadangan kerugian penurunan nilai (CKPN) -
Kolektif Portfolio Impairment
Provision
Tagihan yang dihapus buku Write Off
Dalam Jutaan Rupiah (In Million Rupiah)
