Nama
NIM
Departemen
Judul Skripsi
UNIVERSITAS SUMATERA UTARA
FAKULTAS EKONOMI
MEDAN
PENANGGUNG JAWAB SKRlPSI
: Kristy
Agatha
.BR. Tondang
: 030523015
: Ekonomi Pembangunan
Analisis Pengaruh Asuransi Terbadap Pengembangan Usaha
Kecil/Menengah (Studi Kasus: PT. Askrindo Cabang Medan)
Pembimbing,
<Dnl.
Tuana Simamora. MSi )
NIP. 130278538
ABSTRACT
Insurance is one of the most
interesting
and important transactions engaged in
by
individuals and business firms, Insurance is a financial arrangement for redistributing
the
costs of unexpected loses
and a legalcomract
whereby
an
insurer
agrees
to
compensate
an
insuredfor loses.
Insurance may be
defined
with emphasis
on
its .financial nature
or
with emphasis on
its legal nature. If the subject of insurance is to
be
learned,
key
terms must
be
defined
carefully.
These
terms
include "loss", "chance
ofloss", "hazard",
and
"risk".
An
insurance policy is a legal contract under the terms of which
an
insurance
company agrees
to
pay for stated
losses.
In
this
case,
the policies cover
the
stereos
for
the perils of theft or
fire
for period of one year. The price of
an
insurance policy is
called
a premium.
iv
