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0
Minggu
Pikiran Rakyat
456
20
([j5
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OApr
7
22
OMei
8
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Sel'"tor Rill Butuh
Banl," Khusus
Penyaluran Kredit ke Industri tidak Optimal'
BANDUNG, (PR).-
g a i p e m b ic a r a R e k to r U n p a dK e tia d a a n b a n k k h u s u s d i p e r - G a n ja r K u r n ia , T im a h li P u s a t b a n k a n I n d o n e s ia d in ila i ja d i s a - S tu d i E k o n o m i K e r a k y a ta n
la h s a tu p e n y e b a b m e n u r u n n y a U G M I c h s a n u d d in N o o r s y , d a n d u k u n g a n p e r b a n k a n k e s e k to r e k o n o m I C W Y a n u a r R itk y . r ill. M a r a k n y a p e r a lih a n k e b a n k B u r h a n u d d in m e n c o n to h k a n k o m e r s ia l, p a s c a p e r u b a h a n V U s a la h s a tu k o n d is i y a n g m e n u n -P e r b a n k a n ja d i N o . 1 0 T a h u n ju k k a n itu a d a la h s a a t s a la h s a tu 1 9 9 8 , m e m u n c u lk a n k e s e n ja n g - b a d a n u s a h a m ilik n e g a r a
a n b e s a r d a la m k e ta ja m a n a n a - ( B U M N ) d i b id a n g p e la y a r a n r u tn y a b is a d ila k u k a n k e p a d a lis is p e r b a n k a n . m e n d a p a tk a n p e s a n a n p e m b a - b a n k b a n k p e m e r in ta h . ''M e n te -P e r a n g k a t p e r b a n k a n d in ila i n u n a n k a p a l d a r i K o r e a . P e r - r i B U M N h a m s m e n g e ta h u i b e lu m m e m ilik i k e m a m p u a n d a - u s a h a a n b e k e r ja d e n g a n m e n g - a r a h in d u s tr i p e r b a n k a n . M a u la m m e n g a n a lis is b e b e r a p a s e k - a n d a lk a n p e m b ia y a a n d a r i b a n k m e la y a n i s ia p a . H a l itu tid a k b i-to r in d u s tr i. A k ib a tn y a ,' p e n y a - a s in g k a r e n a b a n k n a s io n a l ti- s a d ite r a p k a n u n tu k b a n k s w a s -lu r a n k r e d it k e s e ju m la h s e k to r d a k m e m ilik i s u m b e r d a y a m a - ta ," u c a p n y a .
in d u s tr i p u n m e n ja d i tid a k o p ti- n u s ia y a n g m e m a h a m i m e n g e - S e ja la n d e n g a n A P I
m a l. n a i h a l te r s e b u t. K e b e r a d a a n b a n k k h u s u s , s e
-H a l itu d iu n g k a p k a n m a n ta n " H a l in i ju g a y a n g te r ja d i d e - ja la n d e n g a n p r o g r a m p e n g u a t-G u b e r n u r B a n k I n d o n e s ia B u r - n g a n s e k to r la in n y a . P e r ta n ia n , a n s tr u k tu r p e r b a n k a n n a s io n a l h a n u d d in A b d u lla h p a d a b e d a h p e tr o k im ia , d a n te s k til p u n s a - d a la m A r s ite k tu r P e r b a n k a n I n
-b u k u " M e n g g u g a t D e w a n G u - m a . P e r b a n k a n k ita k e h ila n g a h d o n e s ia C A P I ) .P r o g r a m in i b e r -b e r n u r B a n k I n d o n e s ia " d i B a n - k e ta ja m a n a n a lis is n y a . S e m e n ta - tu ju a n m e m p e r k u a t p e r m o d a la n
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s y a r ia h ) d a la m r a n g k a m e n in g -k a t-k a n k e m a m p u a n b a n k m e -n g e lo la u s a h a m a u p u n r is ik o , k e m b a n g s e c a r a k c m p le k s s e -h in g g a m e m b u tu h k a n p e m a -h a m a n k -h u s u s ," k a ta n y a .
O le h k a r e n a itu , ia m e n ila i p e m e r in ta h h a r u s k e m b a li m e n d e s a in b a n k k h u s u s y a n g f o k u s p a -d a s u a tu b i-d a n g , m is a ln y a b a n k p e r ta n ia n . H a l te r s e b u t m e n u
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( d a r i k i r i ) , R e k t o r U n p a d P r o ! G a n j a r K u r n i a , d a n p e n g a m a t e k o n o-m i I c h s a n u d d i n N o o r s y b e r b i c a r a p a d a a c a r a b e d a h b u k u b e r j u d u l " C a t a t a n A k h i r P e r j a l a n a n K a r i r B u r h a n u d d i n
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M e n q -a d i l i D e u x i n G u b e r n u r B I , d i M a g i s t e r M a n a j e m e n U n p a d , J l n . D i p a t iUkur,
B a n d u n g , R a b u ( 2 0 / 1 0 ) .*
m e n g e m b a n g k a n t e k n o l o g i i n -f o r m a s i , m a u p u n m e n i n g k a t k a n s k a l a u s a h a n y a g u n a m e n d u k u n g p e n i n g k a t a n k a p a s i t a s p e r -t u m b u h a n k r e d i t p e r b a n k a n .
D a l a m w a k t u s e p u l u h s a m p a i l i m a b e l a s t a h u n k e d e p a n p r o g -r a m p e n i n g k a t a n p e r m o d a l a n t e r s e b u t d i h a r a p k a n a k a n m e n g -a r -a h p a d a t e r c i p t a n y a s t r u k t u r p e r b a n k a n y a n g o p t i m a l , s e p e r -t i a d a n y a 3 0 s a m p a i 5 0 b a n k y a n g k e g i a t a n u s a h a n y a t e r f o k u s p a d a u s a h a t e r t e n t u s e s u a i k a -r " p a b i l i t a s d a n k o m p e t e n s i m a
-s i n g - m a -s i n g b a n k .
T i m a h l i P u s a t S t u d i E k o n o m i K e r a k y a t a n U G M I c h s a n u d d i n
--~~~~~---~~~=--N o o r s y m e n i l a i m e n d o r o n g m a s u k n y a p e r b a n k a n k e i n d u s t r i r i i l h a r u s d i a w a l i s i n k r o n i s a s i k e -b i j a k a n a n t a r a o t o r i t a s m o n e t e r d a n f i s k a l . M e n u r u t d i a , k e t i d a k -s i n k r o n a n i t u l a h m e n y e b a b k a n k o n d i s i s a a t i n i .
" B I m e n g a n j u r k a n b a n k m e -n a w a r k a -n u a n g , t e t a p i p a d a s a a t y a n g s a r n a B I t i d a k m e n u r u n -k a n B I r a t e . K e m u d i a n , o t o r i t a s f i s k a l p u n t i d a k m e m p e r b a i k i u n t u k m e l a k u k a n p e r m i n t a a n , " k a t a n y a .
l a m e n a m b a h k a n k e e n g g a n a n b a n k m a s u k k e s e k t o r r i i l p u n k a r e n a b a n k m e l i h a t s e k t o r t e r -s e b u t m e m i l i k i r i -s i k o l e b i h t i n g g i
d i b a n d i n g k a n d e n g a n s e k t o r f i -n a -n s i a l .
P e n g a m a t p e r b a n k a n L M F E U n p a d A l d r i n H e r w a n y m e n i l a i k e b e r a d a a n b a n k k h u s u s d i I n -d o n e s i a m e m a n g s a n g a t d i b u -t u h k a n . S a a t i n i b a n k y a n g a d a j u s t r u l e b i h m e n g a r a h k e k o m e r s i a l d a n b a n k i n v e s t a s i . A k i b a t n y a , s e k t o r r i i l t e r a b a i k a n . P a d a -h a l , y a n g -h a r u s d i t o p a n g a d a l a -h s e k t o r r i i l .
