79
LAMPIRAN
Lampiran 1
Tabel
Rasio Keuangan Tujuh Bank Konvensional Di Indonesia Periode 2010-2013
Bank Aset
(Jutaan Rp)
Rasio Keuangan (%)
CAR ROA NIM BOPO LDR NPL
BNI
2010 248,580,529 18.60 2.50 5.80 76.00 70.20 1.10 2011 299,058,161 17.60 2.90 6.00 72.60 70.40 0.50 2012 333,303,506 16.70 2.90 5.90 71.00 77.50 0.80 2013 386,654,815 15.10 3.40 6.10 67.10 85.30 0.50 Rata-rata 316,899,253 17.00 2.93 5.95 71.68 75.85 0.73
Mandiri
2010 449,774,551 13.36 3.50 5.39 66.43 65.43 0.54 2011 551,891,704 15.34 3.37 5.29 67.22 71.65 0.45 2012 635,618,708 15.48 3.55 5.58 63.93 77.66 0.37 2013 733,099,762 14.93 3.66 5.68 62.41 82.97 0.37 Rata-rata 592,596,181 14.78 3.52 5.49 65.00 74.43 0.43
BCA
2010 324,419,069 13.50 3.50 5.30 65.10 55.20 0.20 2011 381,908,353 12.70 3.80 5.70 60.90 61.70 0.20 2012 442,994,197 14.20 3.60 5.60 62.40 68.60 0.20 2013 496,304,573 15.70 3.80 6.20 61.50 75.40 0.20 Rata-rata 411,406,548 14.03 3.68 5.70 62.48 65.23 0.20
Mega
2010 51,596,960 15.03 2.45 4.88 77.79 56.03 - 2011 61,909,027 11.86 2.29 5.40 81.84 63.75 - 2012 65,219,108 16.83 2.74 6.45 76.73 52.39 1.00 2013 66,475,698 15.74 1.14 5.38 89.76 57.41 1.00 Rata-rata 61,300,198 14.87 2.16 5.53 81.53 57.40 0.50
BRI
2010 404,285,602 13.76 4.64 10.77 70.86 75.17 1.00 2011 469,899,284 14.96 4.93 9.58 66.69 76.20 1.00 2012 551,336,790 16.95 5.15 8.42 59.93 79.85 2.00 2013 626,182,926 16.99 5.03 8.55 60.58 88.54 2.00 Rata-rata 512,926,151 15.67 4.94 9.33 64.52 79.94 1.50
Panin
2010 108,995,334 16.65 1.00 4.59 83.00 74.22 2.68 2011 124,755,427 17.50 2.00 4.64 80.00 80.36 0.92 2012 148,792,614 14.67 1.00 4.19 78.00 88.46 0.48 2013 164,055,576 15.32 1.00 4.09 79.00 87.71 0.75 Rata-rata 136,649,738 16.04 1.25 4.38 80.00 82.69 1.21
Bukopin
2010 47,489,366 11.82 1.62 4.75 84.98 71.85 2.00 2011 57,183,463 12.71 1.87 4.55 82.05 85.01 2.00 2012 65,689,830 16.34 1.83 4.56 81.42 83.81 1.00 2013 69,457,663 15.12 1.75 3.82 82.73 85.80 1.00 Rata-rata 59,955,081 14.00 1.77 4.42 82.80 81.62 1.50
80 Lampiran 2
Tabel
Rasio Keuangan Tujuh Bank Syariah Di Indonesia Periode 2010-2013
Bank Aset
(Jutaan Rp)
Rasio Keuangan (%)
CAR ROA NIM BOPO LDR NPL
BNIS
2010 6,394,924 28.00 - 5.00 88.00 69.92 1.00 2011 8,466,887 20.67 1.29 8.00 87.86 78.60 2.00 2012 10,645,313 19.07 1.48 11.00 85.39 84.99 1.00 2013 14,708,504 16.23 1.37 9.00 83.94 97.86 1.00 Rata-rata 10,053,907 20.99 1.04 8.25 86.30 82.84 1.25
BSM
2010 32,487,873 10.60 2.21 6.57 74.00 82.54 1.00 2011 48,671,950 14.57 1.95 7.48 76.00 86.03 - 2012 54,229,396 13.82 2.25 7.25 73.00 94.40 1.00 2013 63,965,361 14.10 1.53 7.25 84.00 89.37 2.00 Rata-rata 49,838,645 13.27 1.99 7.14 76.75 88.09 1.00
BCAS
2010 874,631 76.40 1.10 9.00 91.00 77.90 1.20 2011 1,217,097 45.90 0.90 11.00 91.00 78.80 0.20 2012 1,602,181 31.50 0.80 - 90.00 79.90 0.10 2013 2,041,419 22.40 1.00 1.00 86.00 83.50 0.10 Rata-rata 1,433,832 44.05 0.95 5.25 89.50 80.03 0.40
Mega Syariah
2010 4,637,730 13.14 1.90 15.49 88.86 78.17 2.00 2011 5,564,662 12.03 1.58 15.33 90.80 83.08 1.00 2012 8,163,668 13.51 3.81 13.94 77.28 88.88 1.00 2013 9,121,576 12.99 2.33 10.66 86.09 93.37 1.00 Rata-rata 6,871,909 12.92 2.41 13.86 85.76 85.88 1.25
BRIS
2010 6,856,386 20.62 0.35 7.50 98.77 95.82 2.14 2011 11,200,823 14.74 0.20 6.99 99.25 90.55 2.12 2012 14,088,914 11.35 1.19 7.15 86.63 100.96 1.84 2013 17,400,914 14.49 1.15 6.27 90.42 102.70 3.26 Rata-rata 12,386,759 15.30 0.72 6.98 93.77 97.51 2.34
Panin Syariah
2010 458,713 54.81 (2.53) 5.32 182.31 69.76 - 2011 1,016,878 61.98 2.06 7.00 69.30 167.70 0.82 2012 2,140,482 32.20 3.48 6.67 47.60 105.66 0.19 2013 4,052,701 20.83 1.03 4.00 81.31 90.40 0.77 Rata-rata 1,917,194 42.46 1.01 5.75 95.13 108.38 0.45
Bukopin Syariah
2010 2,193,952 11.51 0.74 3.00 93.57 99.15 1.00 2011 2,730,027 15.29 0.52 3.00 93.86 83.54 3.00 2012 3,616,108 12.78 0.55 3.00 91.59 91.98 4.00 2013 4,343,069 11.10 0.69 3.00 92.29 100.29 3.00 Rata-rata 3,220,789 12.67 0.63 3.00 92.83 93.74 2.75
