HCDB Standard Report 2020 2

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FSA Region FSA Region FSA Region FSA Region FSA Region

L0A 3 L2A 3 L4N 3 L6L 3 L8R 3

L0B 3 L2E 3 L4P 3 L6M 3 L8S 3

L0C 3 L2G 3 L4R 3 L6P 2 L8T 3

L0E 3 L2H 3 L4S 2 L6R 2 L8V 3

L0G 3 L2J 3 L4T 2 L6S 2 L8W 3

L0H 3 L2M 3 L4V 2 L6T 2 L9A 3

L0J 3 L2N 3 L4W 2 L6V 2 L9B 3

L0K 3 L2P 3 L4X 2 L6W 2 L9C 3

L0L 3 L2R 3 L4Y 2 L6X 2 L9E 3

L0M 3 L2S 3 L4Z 2 L6Y 2 L9G 3

L0N 3 L2T 3 L5A 2 L6Z 2 L9H 3

L0P 3 L2V 3 L5B 2 L7A 2 L9J 3

L0R 3 L2W 3 L5C 2 L7B 3 L9K 3

L0S 3 L3B 3 L5E 2 L7C 3 L9L 3

L0W 3 L3C 3 L5G 2 L7E 3 L9M 3

L1A 3 L3K 3 L5H 2 L7G 3 L9N 3

L1B 3 L3M 3 L5J 2 L7J 3 L9P 3

L1C 3 L3P 2 L5K 2 L7K 3 L9R 3

L1E 3 L3R 2 L5L 2 L7L 3 L9S 3

L1G 3 L3S 2 L5M 2 L7M 3 L9T 3

L1H 3 L3T 2 L5N 2 L7N 3 L9V 3

L1J 3 L3V 3 L5P 2 L7P 3 L9W 3

L1K 3 L3X 3 L5R 2 L7R 3 L9X 3

L1L 3 L3Y 3 L5S 2 L7S 3 L9Y 3

L1M 3 L3Z 3 L5T 2 L7T 3 L9Z 3

L1N 3 L4A 2 L5V 2 L8B 3

L1P 3 L4B 2 L5W 2 L8E 3

L1R 3 L4C 2 L6A 2 L8G 3

L1S 2 L4E 2 L6B 2 L8H 3

L1T 2 L4G 3 L6C 2 L8J 3

L1V 2 L4H 2 L6E 2 L8K 3

L1W 2 L4J 2 L6G 2 L8L 3

L1X 2 L4K 2 L6H 3 L8M 3

L1Y 2 L4L 2 L6J 3 L8N 3

L1Z 2 L4M 3 L6K 3 L8P 3

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HCDB Exhibit One

Claimants by Age and Gender Percentage of Claimants by Age Group

Based on claim transactions between the Accident Date and December 31, 2020

3.5%

12.2%

28.7%

31.1%

13.8%

8.5%

1.6%

0.0%

5.0%

10.0%

15.0%

20.0%

25.0%

30.0%

35.0%

Accidents between January 1 - December 31, 2013

Total Number of Claimants 60,039

3.5%

12.0%

29.3% 30.5%

14.1%

8.6%

1.6%

0.0%

5.0%

10.0%

15.0%

20.0%

25.0%

30.0%

35.0% Accidents between January 1 - December 31, 2014

3.3%

12.3%

30.0% 29.3%

14.0%

8.9%

1.6%

0.0%

5.0%

10.0%

15.0%

20.0%

25.0%

30.0%

3.1%

12.9%

30.4%

28.3%

14.6%

8.9%

1.6%

0.0%

5.0%

10.0%

15.0%

20.0%

25.0%

30.0%

2.7%

12.0%

32.6%

28.2%

13.8%

8.7%

1.8%

0.0%

5.0%

10.0%

15.0%

20.0%

25.0%

30.0%

35.0%

Accidents between January 1 - June 30, 2017

0-15 16-24 25-39 40-54 55-64 65-79 80+

Total Number of Claimants 14,292 Age of Claimant

(20)

Percentage of Claimants by Age Group

3.1%

12.9%

30.8%

27.5%

14.3%

9.2%

1.7%

0.0%

5.0%

10.0%

15.0%

20.0%

25.0%

30.0%

2.8%

13.0%

31.6%

27.0%

14.4%

9.3%

1.8%

0.0%

5.0%

10.0%

15.0%

20.0%

25.0%

30.0%

2.8%

12.6%

31.7%

26.7%

14.9%

9.5%

1.6%

0.0%

5.0%

10.0%

15.0%

20.0%

25.0%

30.0%

2.1%

13.1%

33.1%

25.4%

14.9%

9.5%

1.7%

0.0%

5.0%

10.0%

15.0%

20.0%

25.0%

30.0%

2.7%

12.0%

32.6%

28.2%

13.8%

8.7%

1.8%

0.0%

5.0%

10.0%

15.0%

20.0%

25.0%

30.0%

35.0%

Accidents between January 1 - June 30, 2017

0-15 16-24 25-39 40-54 55-64 65-79 80+

(21)

Average Amount Paid per Claimant by Age Group

8087

9643 9568

11048 11178 10881 11102

$0

$2,000

$4,000

$6,000

$8,000

$10,000

$12,000

$14,000

8838

10119 9781

11293 11234 11287 11763

$0

$2,000

$4,000

$6,000

$8,000

$10,000

$12,000

$14,000

6125

10057 9998

11674 11491

11039 11258

$0

$2,000

$4,000

$6,000

$8,000

$10,000

$12,000

$14,000

6456

9530 9295

10876 11265 11109 12184

$0

$2,000

$4,000

$6,000

$8,000

$10,000

$12,000

$14,000

2.7%

12.0%

32.6%

28.2%

13.8%

8.7%

1.8%

0.0%

5.0%

10.0%

15.0%

20.0%

25.0%

30.0%

35.0%

Accidents between January 1 - June 30, 2017

0-15 16-24 25-39 40-54 55-64 65-79 80+

(22)

Average Amount Paid per Claimant by Age Group

5298 7307

8089 9387

10262 9336

10288

$0

$2,000

$4,000

$6,000

$8,000

$10,000

$12,000

$14,000

4722

6483 6979

7967 8380 8192 8817

$0

$2,000

$4,000

$6,000

$8,000

$10,000

$12,000

$14,000

3202

4599 5060 5559 5920 5973 6076

$0

$2,000

$4,000

$6,000

$8,000

$10,000

$12,000

$14,000

2170 2392 2548 2786 2912 2948 2945

$0

$2,000

$4,000

$6,000

$8,000

$10,000

$12,000

$14,000

2.7%

12.0%

32.6%

28.2%

13.8%

8.7%

1.8%

0.0%

5.0%

10.0%

15.0%

20.0%

25.0%

30.0%

35.0%

Accidents between January 1 - June 30, 2017

0-15 16-24 25-39 40-54 55-64 65-79 80+

(23)

By Claimant Age Group and Accident Date

Number of Claimants

Percent of Total Claimants

Insurer Paid

Percent of Total Insurer

Paid

Average Insurer Paid per Claimant

2,114 3.5% 17,096,470 2.8% 8,087

7,309 12.2% 70,477,321 11.4% 9,643

17,226 28.7% 164,810,221 26.6% 9,568

18,684 31.1% 206,425,643 33.3% 11,048

8,307 13.8% 92,854,207 15.0% 11,178

5,125 8.5% 55,767,683 9.0% 10,881

940 1.6% 10,435,585 1.7% 11,102

334 0.6% 1,962,278 0.3% 5,875

60,039 100% 619,829,407 100% 10,324

All Claimants - Total Accident dates January 1 - December 31, 2013 Age Group

25-39 16-24 40-54 65-79 55-64 0-15

80+

Unknown All Claimants - Total

Insurer Paid

Paid

2,117 3.5% 18,709,533 2.9% 8,838

7,301 12.0% 73,879,537 11.5% 10,119

17,797 29.3% 174,068,283 27.0% 9,781

18,544 30.5% 209,411,208 32.5% 11,293

8,582 14.1% 96,409,311 15.0% 11,234

5,207 8.6% 58,772,638 9.1% 11,287

987 1.6% 11,610,102 1.8% 11,763

307 0.5% 1,811,263 0.3% 5,900

60,842 100.0% 644,671,876 100.0% 10,596 All Claimants - Total Accident dates January 1 - December 31, 2014

25-39 16-24 0-15 Age Group

40-54 55-64

Unknown 80+

65-79

All Claimants - Total

(24)

Insurer Paid

Paid

2,221 3.3% 13,604,506 1.9% 6,125

8,170 12.3% 82,163,987 11.6% 10,057

19,941 30.0% 199,364,007 28.1% 9,998

19,482 29.3% 227,429,595 32.1% 11,674

9,316 14.0% 107,051,733 15.1% 11,491

5,911 8.9% 65,251,423 9.2% 11,039

1,068 1.6% 12,023,291 1.7% 11,258

271 0.4% 1,970,622 0.3% 7,272

66,380 100.0% 708,859,164 100.0% 10,679 Age Group

All Claimants - Total Accident dates January 1 - December 31, 2015

25-39 16-24

65-79 0-15

40-54 55-64

80+

Insurer Paid

Paid

2,168 3.1% 13,997,404 2.0% 6,456

9,082 12.9% 86,553,125 12.1% 9,530

21,422 30.4% 199,108,316 27.8% 9,295

19,938 28.3% 216,839,237 30.2% 10,876

10,291 14.6% 115,924,669 16.2% 11,265

6,272 8.9% 69,675,117 9.7% 11,109

1,094 1.6% 13,329,768 1.9% 12,184

270 0.4% 2,054,089 0.3% 7,608

70,537 100.0% 717,481,725 100.0% 10,172 All Claimants - Total Accident dates January 1 - December 31, 2016

25-39 Age Group

16-24 0-15

40-54 55-64

Unknown 80+

65-79

(25)

Insurer Paid

Paid

2,262 3.1% 11,983,348 1.9% 5,298

9,359 12.9% 68,389,381 10.9% 7,307

22,260 30.8% 180,067,570 28.6% 8,089

19,915 27.5% 186,937,580 29.7% 9,387

10,371 14.3% 106,428,178 16.9% 10,262

6,670 9.2% 62,270,726 9.9% 9,336

1,253 1.7% 12,891,170 2.0% 10,288

216 0.3% 1,174,822 0.2% 5,439

72,306 100.0% 630,142,774 100.0% 8,715

0-15 25-39

65-79 80+

16-24

40-54 55-64

Insurer Paid

Paid

2,012 2.8% 9,501,307 1.8% 4,722

9,300 13.0% 60,290,984 11.3% 6,483

22,626 31.6% 157,898,760 29.5% 6,979

19,335 27.0% 154,033,204 28.8% 7,967

10,292 14.4% 86,244,318 16.1% 8,380

6,686 9.3% 54,770,952 10.2% 8,192

1,275 1.8% 11,242,043 2.1% 8,817

173 0.2% 667,215 0.1% 3,857

71,699 100.0% 534,648,782 100.0% 7,457

0-15 25-39 16-24

Unknown 40-54 55-64 80+

65-79

(26)

Insurer Paid

Paid

1,969 2.8% 6,305,118 1.7% 3,202

8,948 12.6% 41,154,619 10.9% 4,599

22,549 31.7% 114,100,593 30.2% 5,060

19,008 26.7% 105,664,093 28.0% 5,559

10,612 14.9% 62,818,973 16.6% 5,920

6,746 9.5% 40,293,916 10.7% 5,973

1,164 1.6% 7,072,039 1.9% 6,076

124 0.2% 481,948 0.1% 3,887

71,120 100.0% 377,891,299 100.0% 5,313

65-79 0-15 25-39

80+

16-24

40-54 55-64

Insurer Paid

Paid

613 2.1% 1,330,281 1.7% 2,170

3,789 13.1% 9,062,566 11.7% 2,392

9,579 33.1% 24,410,991 31.5% 2,548

7,359 25.4% 20,502,776 26.5% 2,786

4,308 14.9% 12,545,633 16.2% 2,912

2,745 9.5% 8,092,683 10.4% 2,948

492 1.7% 1,448,728 1.9% 2,945

34 0.1% 65,702 0.1% 1,932

28,919 100.0% 77,459,361 100.0% 2,678

0-15 25-39 16-24

All Claimants - Total 65-79 40-54

Unknown 55-64

80+

(27)

Percentage of Female Claimants by Age Group

1.9%

7.2%

17.0%

18.4%

7.8%

4.6%

0.9%

0.0%

5.0%

10.0%

15.0%

20.0%

25.0%

Total Number of Female Claimants 34,985 58.3% of total

1.8%

6.9%

17.2% 18.1%

7.7%

4.6%

0.9%

0.0%

5.0%

10.0%

15.0%

20.0%

25.0%

1.8%

6.9%

17.2% 17.2%

7.7%

4.7%

0.8%

0.0%

5.0%

10.0%

15.0%

20.0%

1.7%

7.1%

17.1% 16.5%

8.1%

4.9%

0.9%

0.0%

5.0%

10.0%

15.0%

20.0%

2.7%

12.0%

32.6%

28.2%

13.8%

8.7%

1.8%

0.0%

5.0%

10.0%

15.0%

20.0%

25.0%

30.0%

35.0%

Accidents between January 1 - June 30, 2017

0-15 16-24 25-39 40-54 55-64 65-79 80+

(28)

Percentage of Female Claimants by Age Group

1.7%

7.1%

17.4% 16.2%

8.0%

5.0%

0.9%

0.0%

5.0%

10.0%

15.0%

20.0%

25.0%

1.5%

7.2%

17.8%

15.7%

8.1%

5.1%

0.9%

0.0%

5.0%

10.0%

15.0%

20.0%

25.0%

1.5%

6.9%

17.5%

15.8%

8.4%

5.2%

0.9%

0.0%

5.0%

10.0%

15.0%

20.0%

1.2%

6.9%

17.5%

14.1%

8.1%

5.0%

0.9%

0.0%

5.0%

10.0%

15.0%

20.0%

2.7%

12.0%

32.6%

28.2%

13.8%

8.7%

1.8%

0.0%

5.0%

10.0%

15.0%

20.0%

25.0%

30.0%

35.0%

Accidents between January 1 - June 30, 2017

0-15 16-24 25-39 40-54 55-64 65-79 80+

(29)

Average Amount Paid per Female Claimant by Age Group

7627 7875

8632

10116 10186 10009 10465

$0

$2,000

$4,000

$6,000

$8,000

$10,000

$12,000

$14,000

7878

8601 8590

10427 10254 10849 12311

$0

$2,000

$4,000

$6,000

$8,000

$10,000

$12,000

$14,000

5902

8675 9392

11054 10615

9821 11546

$0

$2,000

$4,000

$6,000

$8,000

$10,000

$12,000

$14,000

6373

8242 8498

10456 10417 10073 10359

$0

$2,000

$4,000

$6,000

$8,000

$10,000

$12,000

$14,000

2.7%

12.0%

32.6%

28.2%

13.8%

8.7%

1.8%

0.0%

5.0%

10.0%

15.0%

20.0%

25.0%

30.0%

35.0%

Accidents between January 1 - June 30, 2017

0-15 16-24 25-39 40-54 55-64 65-79 80+

(30)

Average Amount Paid per Female Claimant by Age Group

4415 6615

7688

9223 9797

8652 9991

$0

$2,000

$4,000

$6,000

$8,000

$10,000

$12,000

$14,000

4100 5796

6608

7610 8036 7819

9214

$0

$2,000

$4,000

$6,000

$8,000

$10,000

$12,000

$14,000

3094 4085

4839 5372 5695 5686 5480

$0

$2,000

$4,000

$6,000

$8,000

$10,000

$12,000

$14,000

1731 2285 2408 2663 2802 2816 2893

$0

$2,000

$4,000

$6,000

$8,000

$10,000

$12,000

$14,000

2.7%

12.0%

32.6%

28.2%

13.8%

8.7%

1.8%

0.0%

5.0%

10.0%

15.0%

20.0%

25.0%

30.0%

35.0%

Accidents between January 1 - June 30, 2017

0-15 16-24 25-39 40-54 55-64 65-79 80+

(31)

By Female Claimant Age Group and Accident Date

Insurer Paid

Paid

1,165 1.9% 8,884,952 1.4% 7,627

4,349 7.2% 34,249,024 5.5% 7,875

10,202 17.0% 88,068,180 14.2% 8,632

11,077 18.4% 112,054,531 18.1% 10,116

4,682 7.8% 47,689,903 7.7% 10,186

2,771 4.6% 27,733,690 4.5% 10,009

536 0.9% 5,609,204 0.9% 10,465

203 0.3% 1,042,033 0.2% 5,133

34,985 58.3% 325,331,517 52.5% 9,299

Female Claimants Accident dates January 1 - December 31, 2013

0-15 Age Group

40-54 25-39

55-64 65-79 16-24

80+

Unknown Female Claimants - Total

Insurer Paid

Paid

1,095 1.8% 8,626,625 1.3% 7,878

4,176 6.9% 35,919,426 5.6% 8,601

10,462 17.2% 89,865,769 13.9% 8,590

10,982 18.1% 114,507,541 17.8% 10,427

4,709 7.7% 48,285,603 7.5% 10,254

2,799 4.6% 30,365,650 4.7% 10,849

548 0.9% 6,746,510 1.0% 12,311

174 0.3% 1,180,150 0.2% 6,782

34,945 57.4% 335,497,274 52.0% 9,601

0-15 Age Group

16-24

40-54 55-64 65-79 25-39

Female Claimants - Total Unknown

80+

(32)

Insurer Paid

Paid

1,225 1.8% 7,229,338 1.0% 5,902

4,610 6.9% 39,993,846 5.6% 8,675

11,394 17.2% 107,017,831 15.1% 9,392

11,417 17.2% 126,202,624 17.8% 11,054

5,116 7.7% 54,304,040 7.7% 10,615

3,141 4.7% 30,846,843 4.4% 9,821

555 0.8% 6,408,017 0.9% 11,546

156 0.2% 1,046,154 0.1% 6,706

37,614 56.7% 373,048,693 52.6% 9,918

0-15 Age Group

25-39 40-54 16-24

55-64 65-79 80+

Insurer Paid

Paid

1,191 1.7% 7,590,502 1.1% 6,373

5,028 7.1% 41,439,318 5.8% 8,242

12,039 17.1% 102,308,210 14.3% 8,498

11,666 16.5% 121,983,649 17.0% 10,456

5,698 8.1% 59,358,289 8.3% 10,417

3,438 4.9% 34,630,149 4.8% 10,073

607 0.9% 6,287,993 0.9% 10,359

148 0.2% 1,101,523 0.2% 7,443

39,815 56.4% 374,699,633 52.2% 9,411

Female Claimants

0-15 Age Group

Accident dates January 1 - December 31, 2016

25-39 16-24

40-54 55-64 65-79

Female Claimants - Total Unknown

80+

(33)

Insurer Paid

Paid

1,256 1.7% 5,544,775 0.9% 4,415

5,132 7.1% 33,950,736 5.4% 6,615

12,548 17.4% 96,469,389 15.3% 7,688

11,695 16.2% 107,859,467 17.1% 9,223

5,777 8.0% 56,597,745 9.0% 9,797

3,634 5.0% 31,440,006 5.0% 8,652

684 0.9% 6,834,068 1.1% 9,991

121 0.2% 747,514 0.1% 6,178

40,847 56.5% 339,443,699 53.9% 8,310

0-15 Age Group

16-24 25-39 40-54 55-64 65-79 80+

Insurer Paid

Paid

1,053 1.5% 4,317,777 0.8% 4,100

5,162 7.2% 29,918,005 5.6% 5,796

12,773 17.8% 84,398,262 15.8% 6,608

11,272 15.7% 85,783,749 16.0% 7,610

5,783 8.1% 46,470,845 8.7% 8,036

3,634 5.1% 28,415,207 5.3% 7,819

671 0.9% 6,182,836 1.2% 9,214

102 0.1% 264,750 0.0% 2,596

40,450 56.4% 285,751,430 53.4% 7,064

16-24 25-39 0-15 Age Group

Unknown 40-54 55-64 65-79

Female Claimants - Total 80+

(34)

Insurer Paid

Paid

1,058 1.5% 3,273,561 0.9% 3,094

4,924 6.9% 20,115,762 5.3% 4,085

12,472 17.5% 60,347,684 16.0% 4,839

11,205 15.8% 60,192,417 15.9% 5,372

5,953 8.4% 33,903,524 9.0% 5,695

3,682 5.2% 20,937,303 5.5% 5,686

627 0.9% 3,435,902 0.9% 5,480

63 0.1% 228,256 0.1% 3,623

39,984 56.2% 202,434,408 53.6% 5,063

Female Claimants Accident dates January 1 - December 31, 2019 Age Group

0-15 16-24 25-39 40-54 55-64 65-79 Unknown

80+

Female Claimants - Total

Insurer Paid

Paid

338 1.2% 584,990 0.8% 1,731

1,982 6.9% 4,529,578 5.8% 2,285

5,062 17.5% 12,190,228 15.7% 2,408

4,065 14.1% 10,826,528 14.0% 2,663

2,342 8.1% 6,561,640 8.5% 2,802

1,435 5.0% 4,040,888 5.2% 2,816

257 0.9% 743,397 1.0% 2,893

14 0.0% 26,524 0.0% 1,895

15,495 53.6% 39,503,774 51.0% 2,549

16-24 25-39 0-15 Age Group

40-54 55-64 65-79

80+

(35)

Percentage of Male Claimants by Age Group

1.6%

4.9%

11.7% 12.7%

6.0%

3.9%

0.7%

0.0%

5.0%

10.0%

15.0%

20.0%

25.0%

Total Number of Male Claimants 25,054 41.7% of total

1.7%

5.1%

12.1% 12.4%

6.4%

4.0%

0.7%

0.0%

5.0%

10.0%

15.0%

20.0%

25.0%

1.5%

5.4%

12.9% 12.1%

6.3%

4.2%

0.8%

0.0%

5.0%

10.0%

15.0%

20.0%

1.4%

5.7%

13.3%

11.7%

6.5%

4.0%

0.7%

0.0%

5.0%

10.0%

15.0%

20.0%

25.0%

2.7%

12.0%

32.6%

28.2%

13.8%

8.7%

1.8%

0.0%

5.0%

10.0%

15.0%

20.0%

25.0%

30.0%

35.0%

Accidents between January 1 - June 30, 2017

0-15 16-24 25-39 40-54 55-64 65-79 80+

(36)

Percentage of Male Claimants by Age Group

1.4%

5.8%

13.4%

11.4%

6.4%

4.2%

0.8%

0.0%

5.0%

10.0%

15.0%

20.0%

25.0%

1.3%

5.8%

13.7%

11.2%

6.3%

4.3%

0.8%

0.0%

5.0%

10.0%

15.0%

20.0%

25.0%

1.3%

5.7%

14.2%

11.0%

6.6%

4.3%

0.8%

0.0%

5.0%

10.0%

15.0%

20.0%

1.0%

6.2%

15.6%

11.4%

6.8%

4.5%

0.8%

0.0%

5.0%

10.0%

15.0%

20.0%

2.7%

12.0%

32.6%

28.2%

13.8%

8.7%

1.8%

0.0%

5.0%

10.0%

15.0%

20.0%

25.0%

30.0%

35.0%

Accidents between January 1 - June 30, 2017

0-15 16-24 25-39 40-54 55-64 65-79 80+

(37)

Average Amount Paid per Male Claimant by Age Group

8653 12239

10926

12406 12459

11909 11946

$0

$2,000

$4,000

$6,000

$8,000

$10,000

$12,000

$14,000

$16,000

9866 12147

11480

12550 12425 11797

11079

$0

$2,000

$4,000

$6,000

$8,000

$10,000

$12,000

$14,000

$16,000

6401 11846

10805

12551 12559 12420 10946

$0

$2,000

$4,000

$6,000

$8,000

$10,000

$12,000

$14,000

$16,000

6558 11128

10317 11467

12316 12366 14459

$0

$2,000

$4,000

$6,000

$8,000

$10,000

$12,000

$14,000

$16,000

2.7%

12.0%

32.6%

28.2%

13.8%

8.7%

1.8%

0.0%

5.0%

10.0%

15.0%

20.0%

25.0%

30.0%

35.0%

Accidents between January 1 - June 30, 2017

0-15 16-24 25-39 40-54 55-64 65-79 80+

(38)

Average Amount Paid per Male Claimant by Age Group

6400

8147 8608

9620 10847

10155 10645

$0

$2,000

$4,000

$6,000

$8,000

$10,000

$12,000

$14,000

$16,000

5405

7340 7460

8465 8821 8636 8376

$0

$2,000

$4,000

$6,000

$8,000

$10,000

$12,000

$14,000

$16,000

3328

5228 5334 5827 6206 6317 6771

$0

$2,000

$4,000

$6,000

$8,000

$10,000

$12,000

$14,000

$16,000

2710 2509 2706 2938 3044 3093 3001

$0

$2,000

$4,000

$6,000

$8,000

$10,000

$12,000

$14,000

$16,000

2.7%

12.0%

32.6%

28.2%

13.8%

8.7%

1.8%

0.0%

5.0%

10.0%

15.0%

20.0%

25.0%

30.0%

35.0%

Accidents between January 1 - June 30, 2017

0-15 16-24 25-39 40-54 55-64 65-79 80+

(39)

By Male Claimant Age Group and Accident Date

Insurer Paid

Paid

949 1.6% 8,211,519 1.3% 8,653

2,960 4.9% 36,228,297 5.8% 12,239

7,024 11.7% 76,742,040 12.4% 10,926

7,607 12.7% 94,371,112 15.2% 12,406

3,625 6.0% 45,164,303 7.3% 12,459

2,354 3.9% 28,033,993 4.5% 11,909

404 0.7% 4,826,381 0.8% 11,946

131 0.2% 920,246 0.1% 7,025

25,054 41.7% 294,497,890 47.5% 11,755

0-15

Male Claimants Accident dates January 1 - December 31, 2013 Age Group

25-39 16-24

40-54 55-64

80+

Unknown 65-79

Male Claimants - Total

Insurer Paid

Paid

1,022 1.7% 10,082,908 1.6% 9,866

3,125 5.1% 37,960,110 5.9% 12,147

7,335 12.1% 84,202,514 13.1% 11,480

7,562 12.4% 94,903,667 14.7% 12,550

3,873 6.4% 48,123,708 7.5% 12,425

2,408 4.0% 28,406,988 4.4% 11,797

439 0.7% 4,863,593 0.8% 11,079

133 0.2% 631,114 0.1% 4,745

25,897 42.6% 309,174,602 48.0% 11,939

0-15 16-24

55-64 40-54 25-39

Male Claimants - Total 80+

65-79 Unknown

(40)

Insurer Paid

Paid

996 1.5% 6,375,168 0.9% 6,401

3,560 5.4% 42,170,142 5.9% 11,846

8,547 12.9% 92,346,176 13.0% 10,805

8,065 12.1% 101,226,971 14.3% 12,551

4,200 6.3% 52,747,693 7.4% 12,559

2,770 4.2% 34,404,580 4.9% 12,420

513 0.8% 5,615,274 0.8% 10,946

115 0.2% 924,467 0.1% 8,039

28,766 43.3% 335,810,471 47.4% 11,674

Age Group

Male Claimants Accident dates January 1 - December 31, 2015

0-15 25-39 16-24 40-54 65-79 55-64 80+

Male Claimants - Total Unknown

Insurer Paid

Paid

977 1.4% 6,406,902 0.9% 6,558

4,054 5.7% 45,113,807 6.3% 11,128

9,383 13.3% 96,800,107 13.5% 10,317

8,272 11.7% 94,855,588 13.2% 11,467

4,593 6.5% 56,566,380 7.9% 12,316

2,834 4.0% 35,044,968 4.9% 12,366

487 0.7% 7,041,775 1.0% 14,459

122 0.2% 952,566 0.1% 7,808

30,722 43.6% 342,782,092 47.8% 11,158

16-24 0-15 Age Group

55-64 40-54 25-39

65-79 Unknown

(41)

Insurer Paid

Paid

1,006 1.4% 6,438,573 1.0% 6,400

4,227 5.8% 34,438,645 5.5% 8,147

9,712 13.4% 83,598,181 13.3% 8,608

8,220 11.4% 79,078,113 12.5% 9,620

4,594 6.4% 49,830,433 7.9% 10,847

3,036 4.2% 30,830,720 4.9% 10,155

569 0.8% 6,057,102 1.0% 10,645

95 0.1% 427,309 0.1% 4,498

31,459 43.5% 290,699,075 46.1% 9,241

0-15 25-39 16-24 40-54 65-79 55-64 80+

Male Claimants - Total Unknown

Insurer Paid

Paid

959 1.3% 5,183,529 1.0% 5,405

4,138 5.8% 30,372,979 5.7% 7,340

9,853 13.7% 73,500,498 13.7% 7,460

8,063 11.2% 68,249,455 12.8% 8,465

4,509 6.3% 39,773,473 7.4% 8,821

3,052 4.3% 26,355,745 4.9% 8,636

604 0.8% 5,059,207 0.9% 8,376

71 0.1% 402,465 0.1% 5,669

31,249 43.6% 248,897,352 46.6% 7,965

16-24 0-15 Age Group

65-79 25-39 55-64 40-54

Unknown

(42)

Insurer Paid

Paid

911 1.3% 3,031,557 0.8% 3,328

4,024 5.7% 21,038,856 5.6% 5,228

10,077 14.2% 53,752,910 14.2% 5,334

7,803 11.0% 45,471,676 12.0% 5,827

4,659 6.6% 28,915,450 7.7% 6,206

3,064 4.3% 19,356,612 5.1% 6,317

537 0.8% 3,636,137 1.0% 6,771

61 0.1% 253,692 0.1% 4,159

31,136 43.8% 175,456,890 46.4% 5,635

0-15 25-39 16-24 40-54 65-79 55-64

80+

Unknown Male Claimants - Total

Insurer Paid

Paid

275 1.0% 745,290 1.0% 2,710

1,807 6.2% 4,532,988 5.9% 2,509

4,517 15.6% 12,220,763 15.8% 2,706

3,294 11.4% 9,676,248 12.5% 2,938

1,966 6.8% 5,983,993 7.7% 3,044

1,310 4.5% 4,051,795 5.2% 3,093

235 0.8% 705,331 0.9% 3,001

20 0.1% 39,178 0.1% 1,959

13,424 46.4% 37,955,586 49.0% 2,827

16-24 0-15 Age Group

Unknown 65-79 25-39 55-64 40-54

(43)

HCDB Exhibit Two

Claimants by Region

Regions are not mapped according to Insurer rating territory definitions or according to GISA Statistical Territory definitions. Please refer to the FSA (forward sorting area; the first three characters of a postal code) region definition table. The “Other” region is for claimants whose postal code is unknown or not in Ontario.

The Automobile Statistical Plan (ASP) data amounts are not comparable to the HCDB amounts as other Accident Benefits such as Funeral Benefits, Death Benefits, and Income Replacement benefits are included. The HCDB Number of Claimants is indicative of the total number of individuals injured, and receiving treatment, resulting from the accidents. The ASP Total Number of Claims is indicative of the number of accidents as one claim will have one or more claimants. Additionally, the HCDB amounts are for accidents involving all types of vehicles, while the data amounts seen in the table above are for Private Passenger vehicles only. However, the ASP regional distributions are comparable to the HCDB regional distributions.

Number of Vehicles

Percent of Total Number of

Vehicles

Number of Claims

Percent of Total Number of

Claims

Claims and Adjustment Expenses Incurred

Percent of total Claims Costs

1,011,802 13.6% 15,726 19.3% 527,638,963 19.0%

1,263,443 16.9% 22,465 27.6% 673,405,116 24.3%

1,804,217 24.2% 19,185 23.5% 651,766,504 23.5%

1,580,961 21.2% 13,054 16.0% 512,673,195 18.5%

1,272,627 17.1% 8,218 10.1% 287,302,818 10.3%

528,066 7.1% 2,844 3.5% 123,856,285 4.5%

7,461,116 100.0% 81,492 100.0% 2,776,642,880 100.0%

Source: 2016 General Insurance Statistical Agency Exhibits - Ontario data files, Automobile Statistical Plan Central ON

Southwestern ON Eastern ON Northern ON All Claimants - Total

Toronto Suburban

Total - Accident January 1, 2016 - December 31, 2016 Private Passenger

Region

Toronto City

(44)

Percentage of Claimants by Region

22.0%

29.1%

20.7%

15.1%

9.1%

3.8%

0.3%

0.0%

5.0%

10.0%

15.0%

20.0%

25.0%

30.0%

35.0%

22.3%

28.5%

21.8%

15.4%

8.4%

3.3%

0.3%

1 0.0%

5.0%

10.0%

15.0%

20.0%

25.0%

30.0%

35.0%

22.5%

28.9%

21.8%

14.7%

8.6%

3.1%

0.3%

1 0.0%

5.0%

10.0%

15.0%

20.0%

25.0%

30.0%

35.0%

22.8%

28.5%

22.0%

14.9%

8.6%

2.9%

0.4%

1 0.0%

5.0%

10.0%

15.0%

20.0%

25.0%

30.0%

35.0%

(45)

Percentage of Claimants by Region

23.2%

28.3%

21.7%

14.9%

8.5%

3.0%

0.4%

1 0.0%

5.0%

10.0%

15.0%

20.0%

25.0%

30.0%

35.0%

22.8%

28.3%

22.1%

15.1%

8.5%

2.8%

0.3%

1 0.0%

5.0%

10.0%

15.0%

20.0%

25.0%

30.0%

35.0%

21.9%

28.0%

23.1%

15.0%

8.9%

2.9%

0.3%

1 0.0%

5.0%

10.0%

15.0%

20.0%

25.0%

30.0%

35.0%

22.0%

26.2%

23.4%

16.4%

9.1%

2.8%

0.2%

1 0.0%

5.0%

10.0%

15.0%

20.0%

25.0%

30.0%

35.0%

(46)

Average Amount Paid per Claimant by Region

10897

9440 10316 10363 11225 11775

7329

$0

$2,500

$5,000

$7,500

$10,000

$12,500

$15,000

$17,500

11358 9488

10500 11128 11362 10683

16833

$0

$2,500

$5,000

$7,500

$10,000

$12,500

$15,000

$17,500

11527

9980 10167 11016 11489

10852 10095

$0

$2,500

$5,000

$7,500

$10,000

$12,500

$15,000

$17,500

11147

9798 9646 10219 9815

11105

9099

$0

$2,500

$5,000

$7,500

$10,000

$12,500

$15,000

$17,500

(47)

Average Amount Paid per Claimant by Region

9691

8384 8309 8754

8105 8944

7290

$0

$2,500

$5,000

$7,500

$10,000

$12,500

$15,000

$17,500

8433

7546 7162 7121

6446 5841

7134

$0

$2,500

$5,000

$7,500

$10,000

$12,500

$15,000

$17,500

6219 5585

5006 4954

4079 4017 4252

$0

$2,500

$5,000

$7,500

$10,000

$12,500

$15,000

$17,500

2985 2880 2580 2391 2267 2239 2491

$0

$2,500

$5,000

$7,500

$10,000

$12,500

$15,000

$17,500

(48)

By Region and Accident Date

Number of Claimants

Percent of Total Claimants

Insurer Paid

Paid

Average Insurer Paid per Claimant

13,183 22.0% 143,659,875 23.2% 10,897

17,449 29.1% 164,725,428 26.6% 9,440

12,438 20.7% 128,306,157 20.7% 10,316

9,062 15.1% 93,905,422 15.2% 10,363

5,434 9.1% 60,998,530 9.8% 11,225

2,274 3.8% 26,775,443 4.3% 11,775

199 0.3% 1,458,552 0.2% 7,329

60,039 100.0% 619,829,407 100.0% 10,324

Eastern ON Northern ON

Other All Claimants - Total

Region

Toronto City Toronto Suburban

Central ON Southwestern ON

All Claimants Accident dates January 1 - December 31, 2013

Insurer Paid

Paid

13,561 22.3% 154,025,238 23.9% 11,358

17,352 28.5% 164,637,909 25.5% 9,488

13,290 21.8% 139,543,133 21.6% 10,500

9,348 15.4% 104,020,350 16.1% 11,128

5,092 8.4% 57,852,806 9.0% 11,362

2,020 3.3% 21,579,276 3.3% 10,683

179 0.3% 3,013,164 0.5% 16,833

60,842 100.0% 644,671,876 100.0% 10,596

All Claimants - Total Southwestern ON

Other Toronto City Toronto Suburban

Central ON

All Claimants Accident dates January 1 - December 31, 2014 Region

(49)

By Region and Accident Date

Insurer Paid

Paid

14,936 22.5% 172,163,457 24.3% 11,527

19,215 28.9% 191,760,084 27.1% 9,980

14,455 21.8% 146,969,103 20.7% 10,167

9,773 14.7% 107,662,342 15.2% 11,016

5,712 8.6% 65,623,721 9.3% 11,489

2,077 3.1% 22,540,383 3.2% 10,852

212 0.3% 2,140,074 0.3% 10,095

66,380 100.0% 708,859,164 100.0% 10,679

All Claimants Accident dates January 1 - December 31, 2015 Region

Other All Claimants - Total

Insurer Paid

Paid

16,105 22.8% 179,517,235 25.0% 11,147

20,099 28.5% 196,930,598 27.4% 9,798

15,509 22.0% 149,593,972 20.8% 9,646

10,475 14.9% 107,040,050 14.9% 10,219

6,035 8.6% 59,234,218 8.3% 9,815

2,049 2.9% 22,754,328 3.2% 11,105

265 0.4% 2,411,326 0.3% 9,099

70,537 100.0% 717,481,725 100.0% 10,172

Accident dates January 1 - December 31, 2016 Region

Other All Claimants