PT BANK PERMATA Tbk DAN ENTITAS ANAK/AND ITS SUBSIDIARY

PT BANK PERMATA Tbk

DAN ENTITAS ANAK/AND ITS SUBSIDIARY

LAPORAN KEUANGAN KONSOLIDASIAN INTERIM/

CONSOLIDATED INTERIM FINANCIAL STATEMENTS

30 SEPTEMBER 2017, 31 DESEMBER 2016, DAN PERIODE SEMBILAN

BULAN BERAKHIR 30 SEPTEMBER 2017 DAN 2016/

30 SEPTEMBER 2017, 31 DECEMBER 2016, AND NINE-MONTH

PERIODS ENDED 30 SEPTEMBER 2017 AND 2016

PT BANK PERMATA Tbk

DAN ENTITAS ANAK/ AND ITS SUBSIDIARY

ISI

HAL/

PAGE

CONTENTS

SURAT PERNYATAAN DIREKSI

THE DIRECTORS‘ STATEMENT

LAPORAN POSISI KEUANGAN

KONSOLIDASIAN

30 SEPTEMBER 2017 DAN

31 DESEMBER 2016 ---

1 - 4

CONSOLIDATED STATEMENTS OF

FINANCIAL POSITION

30 SEPTEMBER 2017 AND

--- 31 DECEMBER 2016

LAPORAN LABA RUGI DAN PENGHASILAN

KOMPREHENSIF LAIN

KONSOLIDASIAN

PERIODE SEMBILAN BULAN BERAKHIR

30 SEPTEMBER 2017 DAN 2016 ---

5 - 6

CONSOLIDATED STATEMENTS OF

PROFIT OR LOSS AND OTHER

COMPREHENSIVE INCOME

NINE-MONTH PERIODS ENDED

--- 30 SEPTEMBER 2017 AND 2016

LAPORAN PERUBAHAN EKUITAS

KONSOLIDASIAN

PERIODE SEMBILAN BULAN BERAKHIR

30 SEPTEMBER 2017 DAN 2016 ---

7 - 8

CONSOLIDATED STATEMENTS OF

CHANGES IN EQUITY

NINE-MONTH PERIODS ENDED

--- 30 SEPTEMBER 2017 AND 2016

LAPORAN ARUS KAS

KONSOLIDASIAN

PERIODE SEMBILAN BULAN BERAKHIR

30 SEPTEMBER 2017 DAN 2016 --- 9 - 10

CONSOLIDATED STATEMENTS

OF CASH FLOWS

NINE-MONTH PERIODS ENDED

--- 30 SEPTEMBER 2017 AND 2016

CATATAN ATAS LAPORAN KEUANGAN

KONSOLIDASIAN INTERIM

30 SEPTEMBER 2017, 31 DESEMBER 2016

DAN PERIODE SEMBILAN BULAN

BERAKHIR 30 SEPTEMBER 2017

DAN 2016 ---11 - 170

NOTES TO THE CONSOLIDATED

INTERIM FINANCIAL STATEMENTS

30 SEPTEMBER 2017, 31 DECEMBER 2016

AND NINE-MONTH PERIODS ENDED

--- 30 SEPTEMBER 2017 AND 2016

Financial statement captions and notes have been translated to English for convenience only.

* Diaudit Audited *

1

PT BANK PERMATA Tbk

DAN ENTITAS ANAK

LAPORAN POSISI KEUANGAN

KONSOLIDASIAN

30 September 2017 dan 31 Desember 2016*

(Dinyatakan dalam jutaan Rupiah,

kecuali dinyatakan secara khusus)

PT BANK PERMATA Tbk

AND ITS SUBSIDIARY

CONSOLIDATED STATEMENTS OF

FINANCIAL POSITION

30 September 2017 and 31 December 2016*

(Expressed in millions of Rupiah,

unless otherwise stated)

Catatan/ Notes 30 September 2017/ 30 September 2017 31 Desember 2016/ 31 December 2016* ASET ASSETS KAS 2b,2h,5, 41,44 1.800.744 2.070.557 CASH

GIRO PADA BANK INDONESIA

2b,2h,2i,6,

41,44 8.249.938 10.541.849

CURRENT ACCOUNTS WITH BANK INDONESIA

GIRO PADA BANK-BANK LAIN - setelah dikurangi cadangan kerugian penurunan nilai sebesar Rp154 pada 30 September 2017 dan Rp155 pada 31 Desember 2016

2b,2g,2h, 2i,2u,7, 41,43,44

CURRENT ACCOUNTS WITH OTHER BANKS - net of allowance for

impairment losses of Rp154 at 30 September 2017 and Rp155 at 31 December 2016

Pihak ketiga 828.396 1.131.211 Third parties

Pihak berelasi 746.338 737.977 Related parties

PENEMPATAN PADA BANK

INDONESIA DAN BANK-BANK LAIN - setelah dikurangi cadangan kerugian penurunan nilai sebesar Rp1.432 pada 30 September 2017 dan Rp1.440 pada 31 Desember 2016

2b,2h,2j, 2u,2v,8, 41,44

PLACEMENTS WITH BANK INDONESIA AND OTHER BANKS -

net of allowance for impairment losses of Rp1,432 at 30 September 2017 and

Rp1,440 at 31 December 2016

Pihak ketiga 7.907.056 8.045.662 Third parties

Pihak berelasi 20.003 - Related parties

ASET KEUANGAN UNTUK DIPERDAGANGKAN

2g,2h,2k,9, 41,43,44

FINANCIAL ASSETS HELD FOR TRADING

Pihak ketiga 1.525.187 1.879.074 Third parties

Pihak berelasi 702 474 Related parties

EFEK-EFEK YANG DIBELI DENGAN JANJI DIJUAL KEMBALI

2h,2l,2u,10, 41

SECURITIES PURCHASED UNDER RESALE AGREEMENTS

Pihak ketiga 5.670.762 3.227.881 Third parties

TAGIHAN AKSEPTASI - setelah dikurangi cadangan kerugian penurunan nilai sebesar Rp12.642 pada 30 September 2017 dan Rp89.280 pada 31 Desember 2016

2g,2h,2m, 2u,11,41, 43,44

ACCEPTANCE RECEIVABLES -

net of allowance for impairment losses of Rp12,642 at 30 September 2017 and

Rp89,280 at 31 December 2016

Pihak ketiga 3.345.009 3.893.443 Third parties

Pihak berelasi 43.473 - Related parties

KREDIT YANG DIBERIKAN - setelah dikurangi cadangan kerugian penurunan nilai sebesar Rp7.669.775 pada 30 September 2017 dan Rp11.589.792 pada 31 Desember 2016 2g,2h,2n, 2u,2v,12, 41,43, 44

LOANS - net of allowance for impairment

losses of Rp7,669,775 at 30 September 2017 and Rp11,589,792 at 31 December 2016

Pihak ketiga 85.826.490 94.536.321 Third parties

Pihak berelasi 289.803 246.343 Related parties

Dipindahkan _{116.253.901 126.310.792 Carried forward}

Catatan atas laporan keuangan konsolidasian merupakan bagian yang tidak terpisahkan dari laporan keuangan konsolidasian secara keseluruhan.

The accompanying notes to consolidated financial statements form an integral part of these consolidated financial statements.

Financial statement captions and notes have been translated to English for convenience only.

* Diaudit Audited *

2

PT BANK PERMATA Tbk

DAN ENTITAS ANAK

LAPORAN POSISI KEUANGAN

KONSOLIDASIAN

30 September 2017 dan 31 Desember 2016*

(Dinyatakan dalam jutaan Rupiah,

kecuali dinyatakan secara khusus)

PT BANK PERMATA Tbk

AND ITS SUBSIDIARY

CONSOLIDATED STATEMENTS OF

FINANCIAL POSITION

30 September 2017 and 31 December 2016*

(Expressed in millions of Rupiah,

unless otherwise stated)

Catatan/ Notes 30 September 2017/ 30 September 2017 31 Desember 2016/ 31 December 2016*

ASET (lanjutan) ASSETS (continued)

Pindahan 116.253.901 126.310.792 Brought forward

EFEK-EFEK UNTUK TUJUAN

INVESTASI - setelah dikurangi cadangan kerugian penurunan nilai sebesar Rp80 pada 30 September 2017 dan Rp433 pada 31 Desember 2016 2g,2h, 2o,2u,2v, 13,41,43, 44 INVESTMENT SECURITIES

-net of allowance for impairment losses of Rp80 at 30 September 2017 and Rp433 at 31 December 2016

Pihak ketiga 22.060.037 27.401.825 Third parties

Pihak berelasi 7.486 - Related party

INVESTASI PADA ENTITAS ASOSIASI

2g,2p,14,

43 INVESTMENT IN ASSOCIATE

Pihak berelasi 2.399.618 2.488.861 Related party

ASET TETAP - setelah dikurangi akumulasi

penyusutan sebesar Rp821.997 pada 30 September 2017 dan Rp664.926 pada 31 Desember 2016

2q,2u,15

2.480.728 2.554.424

PREMISES AND EQUIPMENT - net of accumulated depreciation of Rp821,997

at 30 September 2017 and Rp664,926 at 31 December 2016

ASET TAKBERWUJUD - setelah dikurangi

akumulasi kerugian penurunan nilai sebesar Rp10.495 pada 30 September 2017 dan 31 Desember 2016 dan akumulasi amortisasi sebesar Rp387.775 pada 30 September 2017 dan Rp345.752 pada 31 Desember 2016

2r,2u,16

400.159 412.980

INTANGIBLE ASSETS - net

of accumulated impairment losses of Rp10,495 at 30 September 2017 and 31 December 2016 and accumulated amortization of Rp387,775

at 30 September 2017 and Rp345,752 at 31 December 2016

ASET PAJAK TANGGUHAN - bersih 2s,23 2.419.890 2.650.768 DEFERRED TAX ASSETS - net

ASET LAIN-LAIN - bersih

2h,2t,2u,

17,41,44 4.637.477 3.707.862 OTHER ASSETS - net

JUMLAH ASET 150.659.296 165.527.512 TOTAL ASSETS

Catatan atas laporan keuangan konsolidasian merupakan bagian yang tidak terpisahkan dari laporan keuangan konsolidasian secara keseluruhan.

The accompanying notes to consolidated financial statements form an integral part of these consolidated financial statements.

Financial statement captions and notes have been translated to English for convenience only.

* Diaudit Audited *

3

PT BANK PERMATA Tbk

DAN ENTITAS ANAK

LAPORAN POSISI KEUANGAN

KONSOLIDASIAN

30 September 2017 dan 31 Desember 2016*

(Dinyatakan dalam jutaan Rupiah,

kecuali dinyatakan secara khusus)

PT BANK PERMATA Tbk

AND ITS SUBSIDIARY

CONSOLIDATED STATEMENTS OF

FINANCIAL POSITION

30 September 2017 and 31 December 2016*

(Expressed in millions of Rupiah,

unless otherwise stated)

Catatan/ Notes 30 September 2017/ 30 September 2017 31 Desember 2016/ 31 December 2016*

LIABILITAS DAN EKUITAS LIABILITIES AND EQUITY

LIABILITAS LIABILITIES

LIABILITAS SEGERA 2h,18,41 2.898.305 607.930 LIABILITIES PAYABLE ON DEMAND

SIMPANAN DARI NASABAH DEPOSITS FROM CUSTOMERS

Giro 2g,2h,2w, Demand deposits

Pihak ketiga 19,41,43, 24.252.811 26.826.980 Third parties

Pihak berelasi 44 4.461.633 4.507.304 Related parties

Tabungan 2g,2h,2w, Savings

Pihak ketiga 20,41,43, 27.377.070 29.066.672 Third parties

Pihak berelasi 44 299.657 374.878 Related parties

Deposito berjangka 2g,2h,2w, Time deposits

Pihak ketiga 21, 41,43, 48.077.103 62.593.066 Third parties

Pihak berelasi 44 7.457.597 6.933.760 Related parties

SIMPANAN DARI BANK-BANK LAIN 2g,2h,2w, DEPOSITS FROM OTHER BANKS

Pihak ketiga 22,41,43, 2.079.413 2.397.301 Third parties

Pihak berelasi 44 18.466 264.334 Related parties

LIABILITAS KEUANGAN UNTUK

DIPERDAGANGKAN

2g,2h,2k,9, 41,43,44

FINANCIAL LIABILITIES HELD FOR TRADING

Pihak ketiga 17.907 45.086 Third parties

Pihak berelasi 956 568 Related parties

UTANG AKSEPTASI 2g,2h,2m, ACCEPTANCE PAYABLES

Pihak ketiga 11,41,43, 3.369.770 3.898.331 Third parties

Pihak berelasi 44 36.981 91.819 Related parties

LIABILITAS PAJAK PENGHASILAN 2s,23 995 - INCOME TAX LIABILITIES

PINJAMAN DITERIMA BORROWINGS

Pihak ketiga 2h,24,41 143 - Third parties

BEBAN MASIH HARUS DIBAYAR 2g,43,44 1.242.192 1.177.535 ACCRUALS

LIABILITAS LAIN-LAIN 2ad,44 894.885 752.498 OTHER LIABILITIES

LIABILITAS IMBALAN PASCA-KERJA

2g,2x,

25,43 3.711 61.774

OBLIGATION FOR POST- EMPLOYMENT

BENEFITS

PROVISI 2y,26 75.821 111.484 PROVISIONS

UTANG SUBORDINASI 2g,2h,2z, SUBORDINATED DEBTS

Pihak ketiga 27,41,43 5.347.266 5.379.530 Third parties

Pihak berelasi 1.183.113 1.147.056 Related parties

JUMLAH LIABILITAS 129.095.795 146.237.906 TOTAL LIABILITIES

Catatan atas laporan keuangan konsolidasian merupakan bagian yang tidak terpisahkan dari laporan keuangan konsolidasian secara keseluruhan.

The accompanying notes to consolidated financial statements form an integral part of these consolidated financial statements.

Financial statement captions and notes have been translated to English for convenience only.

* Diaudit Audited *

4

PT BANK PERMATA Tbk

DAN ENTITAS ANAK

LAPORAN POSISI KEUANGAN

KONSOLIDASIAN

30 September 2017 dan 31 Desember 2016

(Dinyatakan dalam jutaan Rupiah,

kecuali dinyatakan secara khusus)

PT BANK PERMATA Tbk

AND ITS SUBSIDIARY

CONSOLIDATED STATEMENTS OF

FINANCIAL POSITION

30 September 2017 and 31 December 2016

(Expressed in millions of Rupiah,

unless otherwise stated)

Catatan/ Notes 30 September 2017/ 30 September 2017 31 Desember 2016/ 31 December 2016*

LIABILITAS DAN EKUITAS (lanjutan) LIABILITIES AND EQUITY (continued)

EKUITAS EQUITY

Ekuitas yang dapat diatribusikan kepada pemilik entitas induk

Equity attributable to equity holders of the parent entity Modal saham - nilai nominal per saham

Rp12.500 (Rupiah penuh) untuk saham kelas A dan Rp125 (Rupiah penuh) untuk saham kelas B

Share capital - par value per share of Rp12,500 (whole Rupiah) for

class A shares and Rp125 (whole Rupiah) for class B shares

Modal dasar - 26.880.234 saham kelas A dan 97.311.976.600 saham kelas B pada 30 September 2017 dan 26.880.234 saham kelas A dan 42.111.976.600 saham kelas B pada 31 Desember 2016

Authorized capital -

26,880,234 class A shares and 97,311,976,600 class B shares on 30 September 2017 and 26,880,234 class A shares and 42,111,976,600 class B shares on 31 December 2016

Modal ditempatkan dan disetor penuh: 26.880.234 saham kelas A dan 28.015.858.971 saham kelas B pada 30 September 2017 dan 26.880.234 saham kelas A dan 22.313.049.821 saham kelas B pada 31 Desember 2016

1b, 2aa,28

3.837.985 3.125.134

Issued and fully paid-up capital: 26,880,234 class A shares and

28,015,858,971 class B shares on 30 September 2017 and 26,880,234

class A shares and 22,313,049,821 class B shares on 31 December 2016

Tambahan modal disetor - bersih

1b,1c,2aa,

2ab, 29 17.252.901 14.970.302) Additional paid-in capital - net

Modal dibayar dimuka 30 - 1.500.000) Advanced capital

Cadangan nilai wajar - bersih 2o,13 75.490 (23.665) Fair value reserve - net

Bagian atas penghasilan komprehensif lain dari entitas asosiasi

2p,14

(22.933) 5.284)

Share of other comprehensive income of associate

Cadangan dividen yang belum diambil

pemegang saham 128 128)

Appropriation for unclaimed dividend by shareholders

Cadangan revaluasi aset tetap 2q,15 1.693.735 1.693.735) Premises and equipment revaluation reserve

Saldo (defisit) laba (Deficit) retained earnings

Telah ditentukan penggunaannya 31 363.624 363.624) Appropriated

Belum ditentukan penggunaannya (1.637.438) (2.344.945) Unappropriated

21.563.492 19.289.597)

Kepentingan nonpengendali 2f 9 9) Non-controlling interests

JUMLAH EKUITAS 21.563.501 19.289.606) TOTAL EQUITY

JUMLAH LIABILITAS DAN EKUITAS 150.659.296 165.527.512) TOTAL LIABILITIES AND EQUITY

Catatan atas laporan keuangan konsolidasian merupakan bagian yang tidak terpisahkan dari laporan keuangan konsolidasian secara keseluruhan.

The accompanying notes to consolidated financial statements form an integral part of these consolidated financial statements.

Financial statement captions and notes have been translated to English for convenience only.

5

PT BANK PERMATA Tbk DAN ENTITAS ANAK

LAPORAN LABA RUGI DAN PENGHASILAN KOMPREHENSIF LAIN KONSOLIDASIAN

Periode Sembilan Bulan Berakhir 30 September 2017 dan 2016 (Dinyatakan dalam jutaan Rupiah, kecuali dinyatakan secara khusus)

PT BANK PERMATA Tbk AND ITS SUBSIDIARY

CONSOLIDATED STATEMENTS OF PROFIT OR LOSS AND OTHER COMPREHENSIVE INCOME

Nine-Month Periods Ended 30 September 2017 and 2016 (Expressed in millions of Rupiah,

unless otherwise stated)

Catatan/

Periode Sembilan Bulan Berakhir 30 September/ Nine-Month Periods Ended 30 September

Notes 2017 2016

PENDAPATAN DAN BEBAN OPERASIONAL

OPERATING INCOME AND EXPENSES H

Pendapatan bunga

2g,2h,2ac,32,

43 7.410.191 10.043.804 Interest income

Pendapatan syariah 2g,2ac,32,43 1.061.810 1.055.598 Sharia income

Beban bunga 2g,2h,2ac,33,

43 (4.182.121) (6.158.692)

Interest expense

Beban syariah 2g,2ac,33,43 (411.717) (459.304) Sharia expense

Pendapatan bunga dan syariah bersih 3.878.163 4.481.406 Net interest and sharia income

Pendapatan provisi dan komisi 2g,2ad,34,43 1.004.230 978.424 Fees and commission income

Beban provisi dan komisi 2ad,34 (38.703) (37.003) Fees and commission expense

Pendapatan provisi dan komisi - bersih 965.527 941.421 Net fees and commission income

Pendapatan transaksi perdagangan -

bersih 2h,2k,2ae,35 205.837 491.297 Net trading income

Keuntungan penjualan efek-efek untuk tujuan investasi

2o,13

34.440 87.898

Gain on sale of investment securities

Bagian atas laba bersih dari entitas

asosiasi 2g,2p,14,43 174.683 163.264

Share of net profit of associate

Pendapatan operasional lainnya

2e,2q,2t,

2y,12,15,39 935.621 118.757 Other operating income

1.350.581 861.216

Jumlah pendapatan operasional 6.194.271 6.284.043 Total operating income

Kerugian penurunan nilai aset keuangan 2u,2v,36 (1.963.291) (4.519.627)

Impairment losses on financial assets

Beban operasional lainnya Other operating expenses

Umum dan administrasi

2g,2q,2r,2ah,

15,16,37,43 (1.346.861) (1.315.837) General and administrative

Gaji dan tunjangan pengurus dan karyawan

2g,2x,24,38,4

3 (1.696.716) (1.727.969)

Salaries and benefits to management and employees

Lain-lain

2e,2q,2t,2u,

2y,39 (279.626) (363.648) Others

Jumlah beban operasional lainnya (3.323.203) (3.407.454) Total other operating expenses

Jumlah beban operasional (5.286.494) (7.927.081) Total operating expenses

Catatan atas laporan keuangan konsolidasian merupakan bagian yang tidak terpisahkan dari laporan keuangan konsolidasian secara keseluruhan.

The accompanying notes to consolidated financial statements form an integral part of these consolidated financial statements.

Financial statement captions and notes have been translated to English for convenience only.

6

PT BANK PERMATA Tbk DAN ENTITAS ANAK

LAPORAN LABA RUGI DAN PENGHASILAN KOMPREHENSIF LAIN KONSOLIDASIAN

Periode Sembilan Bulan Berakhir 30 September 2017 dan 2016 (Dinyatakan dalam jutaan Rupiah, kecuali dinyatakan secara khusus)

PT BANK PERMATA Tbk AND ITS SUBSIDIARY

CONSOLIDATED STATEMENTS OF PROFIT OR LOSS AND OTHER COMPREHENSIVE INCOME

Nine-Month Periods Ended 30 September 2017 and 2016 (Expressed in millions of Rupiah,

unless otherwise stated)

Catatan/

Periode Sembilan Bulan Berakhir 30 September/ Nine-Month Periods Ended 30 September

Notes 2017 2016

LABA (RUGI) SEBELUM PAJAK

PENGHASILAN 907.777 (1.643.038) INCOME (LOSS) BEFORE TAX

(BEBAN) M ANFAAT PAJAK

PENGHASILAN 2s,23 INCOME TAX (EXPENSE) BENEFIT

Kini (2.444) - Current

Tangguhan (197.826) 409.753 Deferred

(200.270) 409.753

LABA (RUGI) BERSIH 707.507 (1.233.285) NET INCOME (LOSS)

PENGHASILAN KOMPREHENSIF LAIN,

SETELAH PAJAK PENGHASILAN: OTHER COMPREHENSIVE INCOME, NET OF INCOME TAX:

Pos-pos yang akan direklasifikasi ke laba rugi

Items that would be reclassified to profit or loss Aset keuangan tersedia untuk dijual

dan investasi pada Sukuk dan SPNS yang diukur pada nilai wajar melalui penghasilan komprehensif lain:

2o,13 Available-for-sale financial assets and

investment in Sukuk and SPNS measured at fair value through other comprehensive income:

Perubahan nilai wajar bersih 166.647 188.129 Net change in fair value

Perubahan nilai wajar yang ditransfer ke laba rugi pada saat

penjualan - bersih (34.440) (87.898) Fair value changes transferred to profit or loss on disposal - net

Bagian atas penghasilan komprehensif

lain entitas asosiasi, setelah pajak 2p,14 (28.045) (88.225) Share of other comprehensive income of associate, net of tax

Pajak penghasilan terkait pos-pos yang

akan direklasifikasikan ke laba rugi (33.052) (25.057) Income tax related to items that would be reclassified to profit or lossxx

71.110 (13.051)

Pos-pos yang tidak akan

direklasifikasi ke laba rugi Items that would never be reclassified to profit or loss

Bagian atas penghasilan komprehensif

lain entitas asosiasi, setelah pajak 2p,14 (172) (2.585) Share of other comprehensive income of associate, net of tax

Pengukuran kembali atas liabilitas

imbalan pasti - (82.180)

Remeasurements of defined benefit liabilities

Kerugian revaluasi aset tetap - (4.371)

Loss on premises and equipment revaluation

Pajak penghasilan terkait pos-pos yang

tidak akan direklasifikasi ke laba rugi - 84.600 Income tax related to items that would never be reclassified to profit or loss

(172) (4.536)

PENGHASILAN KOMPREHENSIF LAIN,

SETELAH PAJAK PENGHASILAN 70.938 (17.587) INCOME, NET OF INCOME TAX OTHER COMPREHENSIVE

JUMLAH LABA (RUGI)

KOMPREHENSIF 778.445 (1.250.872)

TOTAL COMPREHENSIVE INCOME (LOSS) LABA (RUGI) BERSIH YANG DAPAT

DIATRIBUSIKAN KEPADA:

NET INCOME (LOSS) ATTRIBUTABLE TO:

Pemilik entitas induk 707.507 (1.233.285) Equity holders of the parent entity

Kepentingan nonpengendali - - Non-controlling interests

707.507 (1.233.285)

LABA (RUGI) KOMPREHENSIF YANG DAPAT DIATRIBUSIKAN KEPADA:

COMPREHENSIVE INCOME (LOSS) ATTRIBUTABLE TO:

Pemilik entitas induk 778.445 (1.250.872) Equity holders of the parent entity

Kepentingan nonpengendali - - Non-controlling interests

778.445 (1.250.872)

LABA (RUGI) BERSIH PER SAHAM DASAR DAN DILUSIAN YANG DAPAT DIATRIBUSIKAN KEPADA PEMILIK ENTITAS INDUK (Rupiah penuh)

2af,40

29 (77)

BASIC AND DILUTED EARNINGS (LOSS) PER SHARE ATTRIBUTABLE TO EQUITY HOLDERS OF THE PARENT ENTITY (whole

Rupiah)

Catatan atas laporan keuangan konsolidasian merupakan bagian yang tidak terpisahkan dari laporan keuangan konsolidasian secara keseluruhan.

The accompanying notes to consolidated financial statements form an integral part of these consolidated financial statements.

Financial statement captions and notes have been translated to English for convenience only.

7

PT BANK PERMATA Tbk DAN ENTITAS ANAK LAPORAN PERUBAHAN EKUITAS KONSOLIDASIAN Periode Sembilan Bulan Berakhir 30 September 2017 dan 2016 (Dinyatakan dalam jutaan Rupiah, kecuali dinyatakan secara khusus)

PT BANK PERMATA Tbk AND ITS SUBSIDIARY CONSOLIDATED STATEMENTS OF CHANGES IN EQUITY

Nine-Month Periods Ended 30 September 2017 and 2016 (Expressed in millions of Rupiah, unless otherwise stated)

30 September 2017/30 September 2017

Dapat Diatribusikan kepada Pemilik Entitas Induk/Attributable to Equity Holders of the Parent Entity

Bagian atas Cadangan

Penghasilan Dividen Yang

Komprehensif Belum

Modal Tambahan Lain Diambil

Ditempatkan Modal Entitas Pemegang Cadangan

Dan Disetor- Asosiasi/ Saham/ Revaluasi

Disetor Bersih/ Modal Cadangan Share of Appropriation Aset Tetap/ Saldo (Defisit) Laba/ Kepentingan

Penuh/ Additional Dibayar Nilai Wajar - Other for Premises and (Deficit) Retained Earnings Nonpengendali/ Jumlah

Issued and Paid-In Dimuka/ Bersih/ Comprehensive Unclaimed Equipment Belum Non- Ekuitas/

Catatan/ Fully Paid-Up Capital - Advanced Fair Value Income of Dividend by Revaluation Dicadangkan/ Dicadangkan/ Jumlah/ Controlling Total

Notes Capital Net Capital Reserve - Net Associate Shareholders Reserve Appropriated Unappropriated1) Total Interests Equity

Saldo, 1 Januari 2017 3.125.134 14.970.302 1.500.000 (23.665) 5.284 128 1.693.735 363.624 (2.344.945) 19.289.597 9 19.289.606 Balance, 1 January 2017

Hasil emisi bersih dari Penawaran Umum Terbatas

VIII 1b 712.851 2.282.599 - - - 2.995.450 - 2.995.450

Net proceeds from Limited Public Offering (Rights Issue)

VIII

Setoran modal dibayar dimuka 30 (1.500.000) (1.500.000) (1.500.000) Advanced capital payment

Penghasilan komprehensif periode berjalan:

Comprehensive income for the period:…

Laba bersih - - - 707.507 707.507 - 707.507 Net income:...

Penghasilan komprehensif lain, setelah pajak penghasilan:

Other comprehensive income, net of income tax:

Cadangan nilai wajar -

bersih: 2o,13

Fair value reserve - net:

Perubahan nilai wajar

bersih - - - 124.985 - - - 124.985 - 124.985

Net changes in fair value

Perubahan nilai wajar yang ditransfer ke laporan laba rugi pada saat penjualan

- bersih - - - (25.830) - - - (25.830) - (25.830)

Fair value changes transferred to profit or loss

on disposal - net

Bagian atas penghasilan komprehensif lain dari

entitas asosiasi 2p,14 - - - - (28.217) - - - - (28.217) - (28.217)

Share of other comprehensive income

of associate

Saldo, 30 September 2017 3.837.985 17.252.901 - 75.490 (22.933) 128 1.693.735 363.624 (1.637.438) 21.563.492 9 21.563.501 Balance, 30 September 2017

1)

Termasuk dalam Saldo (Defisit) Laba adalah pengukuran kembali atas liabilitas imbalan pasti - bersih 1)

Included in (Deficit) Retained Earnings are remeasurements of defined benefit liabilities - net

Catatan atas laporan keuangan konsolidasian terlampir merupakan bagian yang tidak terpisahkan dari laporan keuangan konsolidasian secara keseluruhan.

The accompanying notes to consolidated financial statements form an integral part of these consolidated financial statements.

Financial statement captions and notes have been translated to English for convenience only.

8

PT BANK PERMATA Tbk DAN ENTITAS ANAK LAPORAN PERUBAHAN EKUITAS KONSOLIDASIAN Periode Sembilan Bulan Berakhir 30 September 2017 dan 2016 (Dinyatakan dalam jutaan Rupiah, kecuali dinyatakan secara khusus)

PT BANK PERMATA Tbk AND ITS SUBSIDIARY CONSOLIDATED STATEMENTS OF CHANGES IN EQUITY

Nine-Month Periods Ended 30 September 2017 and 2016 (Expressed in millions of Rupiah, unless otherwise stated)

30 September 2016/30 September 2016

Dapat Diatribusikan kepada Pemilik Entitas Induk/Attributable to Equity Holders of the Parent Entity Cadangan

Nilai Wajar (Aset

Keuangan Bagian atas Cadangan

Tersedia Penghasilan Dividen Yang

Untuk Komprehensif Belum

Modal Tambahan Dijual) - Lain Diambil

Ditempatkan Modal Bersih/ Entitas Pemegang Cadangan

Dan Disetor- Fair Value Asosiasi/ Saham/ Revaluasi

Disetor Bersih/ Reserve Share of Appropriation Aset Tetap/ Saldo Laba/ Kepentingan

Penuh/ Additional (Available- Other for Premises and Retained Earnings Nonpengendali/ _Jumlah

Issued and Paid-In For-Sale Comprehensive Unclaimed Equipment Belum Non- Ekuitas/

Catatan/ Fully Paid-Up Capital - Financial Income of an Dividend by Revaluation Dicadangkan/ Dicadangkan/ Jumlah/ Controlling Total

Notes Capital Net Assets) - Net Associate Shareholders Reserve Appropriated Unappropriated1)

Total Interests Equity

Saldo 1 Januari 2016 1.818.122 10.781.784 (22.708) 62.147 128 1.634.051 363.624 4.175.687 18.812.835 9 18.812.844 Balance, 1 January 2016

Hasil emisi bersih dari Penawaran

Umum Terbatas VII 1.307.012 4.188.518 - - - 5.495.530 - 5.495.530

Net proceeds from Limited Public Offering (Rights Issue) VII

Penghasilan komprehensif periode berjalan:

Comprehensive incomefor the

period:…

Rugi bersih - - - (1.233.285) (1.233.285) - (1.233.285) Net loss:...

Penghasilan komprehensif lain, setelah pajak penghasilan:

Other comprehensivexxx

income, net of income tax:i

Cadangan nilai wajar (aset keuangan tersedia untuk

dijual) - bersih: 2o,13

Fair value reserve (available - for-sale financial assets) -

net:

Perubahan nilai wajar bersih - - 141.097 - - - 141.097 - 141.097

Net changesin

fair value

Perubahan nilai wajar yang ditransfer ke laporan laba rugi pada saat

penjualan - bersih - - (65.923) - - - (65.923) - (65.923)

Fair value changes

transferredtoprofit or loss

ondisposal - net

Keuntungan revaluasi aset

tetap - bersih 2q,15 - - - 59.684 - - 59.684 - 59.684

Gains on premises and equipment revaluation

Pengukuran kembali atas liabilitas imbalan pasti -

bersih - - - (61.635) (61.635) - (61.635)

Remeasuremets of defined benefit liabilities - net

Bagian atas penghasilan komprehensif lain dari

entitas asosiasi 2p,14 - - - (90.810) - - - - (90.810) - (90.810)

Share of other comprehensive income

of an associate

Saldo, 30 September 2016 3.125.134 14.970.302 52.466 (28.663) 128 1.693.735 363.624 2.880.767 23.057.493 9 23.057.502 Balance, 30 September 2016

1)

Termasuk dalam Saldo Laba adalah pengukuran kembali atas liabilitas imbalan pasti - bersih 1)

Included in Retained Earnings are remeasurements of defined benefit liabilities - net

Catatan atas laporan keuangan konsolidasian terlampir merupakan bagian yang tidak terpisahkan dari laporan keuangan konsolidasian secara keseluruhan.

The accompanying notes to consolidated financial statements form an integral part of these consolidated financial statements.

Financial statement captions and notes have been translated to English for convenience only.

9

PT BANK PERMATA Tbk

DAN ENTITAS ANAK

LAPORAN ARUS KAS KONSOLIDASIAN

Periode Sembilan Bulan Berakhir

30 September 2017 dan 2016

(Dinyatakan dalam jutaan Rupiah,

kecuali dinyatakan secara khusus)

PT BANK PERMATA Tbk

AND ITS SUBSIDIARY

CONSOLIDATED STATEMENTS OF CASH FLOWS

Nine-Month Periods Ended

30 September 2017 and 2016

(Expressed in millions of Rupiah,

unless otherwise stated)

Catatan/

Periode Sembilan Bulan Berakhir 30 September/ Nine-Month Periods Ended 30 September

Notes _{2017 2016}

ARUS KAS DARI AKTIVITAS OPERASI CASH FLOWS FROM

OPERATING ACTIVITIES

Penerimaan pendapatan bunga dan

syariah 8.088.932 11.648.519

Interest and sharia income received

Pendapatan provisi dan komisi 2ad 1.002.397 975.588 Fees and commission income

Penerimaan dari transaksi perdagangan -

bersih 116.070 164.431

Receipts from trading transactions - net Pembayaran beban bunga dan syariah (4.161.733) (6.081.381) Interest and sharia expenses paid Penerimaan kredit yang diberikan yang

telah dihapus 278.664 139.509 Loan recoveries received

Penerimaan dari penjualan kredit 12 1.124.100 - Proceed from sale of loan

Beban provisi dan komisi 2ad,34 (38.703) (37.003) Fees and commission expense

Beban umum dan administrasi (1.126.026) (1.080.972) General and administrative expenses

Beban gaji dan tunjangan (1.627.894) (1.536.560) Salaries and benefits expense

Pembayaran imbalan pasca-kerja

selama periode berjalan (54.749) (40.394)

Payments of post employment benefits during the period Penempatan dana pada DPLK

perusahaan asuransi (40.000) (430.000)

Fund placements in DPLK insurance companies Pendapatan dan beban operasional

lainnya - bersih 368.785 836.565

Other operating income and expenses - net 3.929.843 4.558.302

Penurunan (kenaikan) aset operasi:

Decrease (increase) in operating

assets: Penempatan pada Bank Indonesia

dan bank-bank lain (400.000) -

Placements with Bank Indonesia and other banks Efek-efek yang dibeli dengan janji

dijual kembali (2.442.881) (6.245.373)

Securities purchased under resale agreements

Kredit yang diberikan 4.473.201 11.397.175 Loans

Tagihan akseptasi - bersih (1.800) (1.888) Acceptance receivables - net

Aset lain-lain 418.397 745.110 Other assets

Kenaikan (penurunan) liabilitas operasi:

Increase (decrease) in operating

liabilities:

Liabilitas segera 24.667 608.149 Liabilities payable on demand

Simpanan dari nasabah Deposits from customers

Giro (2.620.243) (1.915.008) Demand deposits

Tabungan (1.763.043) 2.931.727 Savings

Deposito berjangka (13.926.856) (16.067.669) Time deposits

Simpanan dari bank-bank lain (562.815) 618.190 Deposits from other banks

Beban masih harus dibayar (82.107) 160.216 ) Accruals

Liabilitas lain-lain 137.902 295.621 Other liabilities

Kas bersih yang digunakan untuk aktivitas operasi sebelum

pembayaran pajak penghasilan (12.815.735) (2.915.448)

Net cash provided by operating activities before income taxes

Pembayaran pajak penghasilan (1.449) - Income taxes paid

Kas bersih digunakan untuk aktivitas

operasi (12.817.184) (2.915.448) Net cash used in operating activities

Catatan atas laporan keuangan konsolidasian merupakan bagian yang tidak terpisahkan dari laporan keuangan konsolidasian secara keseluruhan.

The accompanying notes to consolidated financial statements form an integral part of these consolidated financial statements.

Financial statement captions and notes have been translated to English for convenience only.

10

PT BANK PERMATA Tbk

DAN ENTITAS ANAK

LAPORAN ARUS KAS KONSOLIDASIAN

Periode Sembilan Bulan Berakhir

30 September 2017 dan 2016

(Dinyatakan dalam jutaan Rupiah,

kecuali dinyatakan secara khusus)

PT BANK PERMATA Tbk

AND ITS SUBSIDIARY

CONSOLIDATED STATEMENTS OF CASH FLOWS

Nine-Month Periods Ended

30 September 2017 and 2016

(Expressed in millions of Rupiah,

unless otherwise stated)

Catatan/

Periode Sembilan Bulan Berakhir 30 September/ Nine-Month Periods Ended 30 September

Notes 2017 2016

ARUS KAS DARI AKTIVITAS INVESTASI

CASH FLOWS FROM INVESTING

ACTIVITIES

Penjualan efek-efek untuk tujuan

investasi 31.620.801 35.326.880 Sale of investment securities

Pembelian efek-efek untuk tujuan investasi (25.242.098) (43.648.533) Purchase of investment securities Penerimaan bunga dari efek-efek untuk

tujuan investasi 365.528 794.502

Interest received from investment securities

Hasil penjualan aset tetap 15 299 384

Proceeds from sale of premises and equipment

Hasil penjualan aset yang tidak digunakan 4.000 - Process from sales of unused assets

Perolehan aset tetap dan aset dalam

penyelesaian 15 (92.655) (66.544)

Acquisition of premises and equipment and construction in progress Perolehan aset takberwujud dan aset

takberwujud dalam penyelesaian 16 (47.207) (44.667)

Acquisition of intangible assets and intangible assets in progress

Dividen kas yang diterima 14 158.961 80.787 Cash dividend received

Kas bersih yang diperoleh dari

(digunakan untuk) aktivitas investasi 6.767.629 (7.557.191)

Net cash provided by (used in) investing activities

ARUS KAS DARI AKTIVITAS PENDANAAN

CASH FLOWS FROM FINANCING

ACTIVITIES

Hasil emisi dari penawaran umum terbatas 1b 1.499.677 5.499.906 Proceeds from limited public offering

Pelunasan utang subordinasi - (1.388.550) Payment of subordinated debts

Pembayaran bunga utang subordinasi (497.776) (616.291)

Payment of interest on subordinated debt Beban emisi penawaran umum terbatas 29 (4.226) (4.376) Issuance costs of limited public offering

Kenaikan penempatan oleh bank-bank lain 143 222 Increase in placement from other banks

Kas bersih yang diperoleh dari aktivitas

pendanaan 997.818 3.490.911

Net cash provided by financing activities

PENURUNAN BERSIH KAS DAN

SETARA KAS (5.051.737) (6.981.728)

NET DECREASE IN CASH AND CASH EQUIVALENTS

KAS DAN SETARA KAS,

AWAL PERIODE 24.155.902 24.145.116

CASH AND CASH EQUIVALENTS, BEGINNING OF PERIOD

PENGARUH FLUKTUASI KURS MATA

UANG ASING PADA KAS DAN

SETARA KAS 47.513 (95.486)

EFFECT OF FOREIGN EXCHANGE RATE FLUCTUATION ON CASH

AND CASH EQUIVALENTS

KAS DAN SETARA KAS, AKHIR

PERIODE 19.151.678 17.067.902

CASH AND CASH EQUIVALENTS, END OF PERIOD

Kas dan setara kas terdiri dari: Cash and cash equivalents consist of:

Kas 2b,5 1.800.744 1.863.313 Cash

Giro pada Bank Indonesia 2b,6 8.249.938 10.601.265 Current accounts with Bank Indonesia Giro pada bank-bank lain 2b,7 1.574.888 1.382.602 Current accounts with other banks Penempatan pada Bank Indonesia dan

bank-bank lain - jatuh tempo dalam

3 bulan sejak tanggal perolehan 2b 7.526.108 2.921.397

Placements with Bank Indonesia and other banks - mature within 3 months from the date of acquisition Sertifikat Bank Indonesia dan Sertifikat

Bank Indonesia - Syariah - jatuh tempo dalam 3 bulan sejak tanggal

perolehan 2b - 299.325

Certificates of Bank Indonesia and Certificates of Bank Indonesia - Sharia - mature within 3 months from the date of acquisition

19.151.678 17.067.902

Catatan atas laporan keuangan konsolidasian merupakan bagian yang tidak terpisahkan dari laporan keuangan konsolidasian secara keseluruhan.

The accompanying notes to consolidated financial statements form an integral part of these consolidated financial statements.

Financial statement captions and notes have been translated to English for convenience only.

PT BANK PERMATA Tbk DAN ENTITAS ANAK CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN INTERIM 30 September 2017, 31 Desember 2016* dan

Periode Sembilan Bulan Berakhir 30 September 2017 dan 2016 (Dinyatakan dalam jutaan Rupiah, kecuali dinyatakan secara khusus)

PT BANK PERMATA Tbk AND ITS SUBSIDIARY

NOTES TO THE CONSOLIDATED INTERIM FINANCIAL STATEMENTS

30 September 2017, 31 December 2016* and Nine-Months Periods Ended

30 September 2017 and 2016 (Expressed in millions of Rupiah,

unless otherwise stated)

* Diaudit Audited *

11

1. UMUM 1. GENERAL

a. Pendirian Bank dan Informasi Umum a. The Establishment of the Bank and General

Information

PT Bank Permata Tbk (dahulu PT Bank Bali Tbk) (“Bank”) didirikan di Indonesia dengan Akta Pendirian No. 228 tanggal 17 Desember 1954 yang dibuat di hadapan Eliza Pondaag, S.H., selaku pengganti dari Raden Mas Soerojo, S.H., notaris di Jakarta. Akta tersebut telah memperoleh pengesahan dari Menteri Kehakiman Republik Indonesia (sekarang Menteri Hukum dan Hak Asasi Manusia) berdasarkan Surat Keputusan No. J.A.5/2/2 tanggal 4 Januari 1955, didaftarkan di Kantor Pengadilan Negeri Jakarta dengan No. 123 tanggal 15 Januari 1955 dan diumumkan dalam Tambahan No. 292 pada Berita Negara Republik Indonesia No. 22 tanggal 18 Maret 1955.

PT Bank Permata Tbk (formerly PT Bank Bali Tbk) (“the Bank”) was established in Indonesia on 17 December 1954 based on the notarial deed No. 228 of Eliza Pondaag, S.H., a substitute notary of Raden Mas Soerojo, S.H., in Jakarta. The deed of establishment was approved by the Minister of Justice of the Republic of Indonesia (now Minister of Law and Human Rights) in its Decision Letter No. J.A.5/2/2 dated 4 January 1955, registered in Jakarta District Court under No. 123 dated 15 January 1955 and published in Supplement No. 292 to State Gazette of the Republic of Indonesia No. 22 dated 18 March 1955.

Bank mulai beroperasi secara komersial pada tanggal 5 Januari 1955. Sesuai dengan pasal 3 Anggaran Dasarnya, Bank beroperasi sebagai bank umum. Bank memperoleh izin usaha sebagai bank umum berdasarkan Surat Keputusan Menteri Keuangan No. 19371/U.M.II tanggal 19 Pebruari 1957. Bank juga memperoleh izin untuk menjalankan aktivitas sebagai bank devisa dan bank yang melakukan kegiatan berdasarkan prinsip syariah masing-masing berdasarkan Surat Keputusan Dewan Moneter Bank Indonesia No. Sekr/D.M./97 tanggal 8 Mei 1956 dan Surat Direktorat Perbankan Syariah No. 6/1082/DPbS tanggal 5 Oktober 2004.

The Bank started its commercial operations on 5 January 1955. According to article 3 of its Articles of Association, the Bank operates as a commercial bank. The Bank obtained the license as a commercial bank under the Decision Letter of the Minister of Finance No. 19371/U.M.II dated 19 February 1957. The Bank also obtained a license to engage in foreign exchange activities and as a bank which engaged in activities based on sharia principles based on the Decision Letter of the Monetary Council of Bank Indonesia No. Sekr/D.M./97 dated 8 May 1956 and the letter of Directorate of Sharia Banking No. 6/1082/DPbS dated 5 October 2004.

Anggaran Dasar Bank telah mengalami beberapa kali perubahan. Perubahan Anggaran Dasar terakhir adalah yang terkait dengan peningkatan modal dasar sebagaimana dinyatakan dalam akta No. 78 tanggal 29 Maret 2017 yang dibuat di hadapan Aryanti Artisari, S.H., M.Kn, notaris di Jakarta dan telah disetujui oleh Menteri Hukum dan Hak Asasi Manusia Republik Indonesia dengan keputusannya No.AHU-0007712.AH.01.02.Tahun 2017 tanggal 3 April 2017 serta peningkatan modal ditempatkan dan disetor sebagaimana dinyatakan dalam akta No. 23 tanggal 9 Juni 2017 yang dibuat di hadapan Aryanti Artisari, S.H., M.Kn, notaris di Jakarta dan telah diterima serta dicatat oleh Menteri Hukum dan Hak Asasi Manusia Republik Indonesia dengan Penerimaan Pemberitahuan Perubahan Anggaran Dasar PT Bank Permata Tbk No. AHU-AH-01.03-0145208 tanggal 13 Juni 2017.

The Bank’s Articles of Association have been amended several times. The latest amendment of Bank’s Articles of Association was related to the increase of the authorized capital as stated in the notarial deed No. 78 dated 29 Maret 2017 of Aryanti Artisari, S.H., M.Kn, a notary in Jakarta and has been approved by Minister of Law and Human Rights of Republic of Indonesia in its decision No. AHU-0007712.AH.01.02.Year 2017 dated 3 April 2017 and the increase of issued and fully paid capital as stated in the notarial deed No. 23 dated 9 June 2017 of Aryanti Artisari, S.H., M.Kn, a notary in Jakarta and has been acknowledged and recorded by the Minister of Law and Human Rights of the Republic of Indonesia based on its letter No.AHU-AH-01.03-0145208 dated 13 June 2017.

Pemegang saham mayoritas Bank pada tanggal 30 September 2017 dan 31 Desember 2016 adalah Standard Chartered Bank dan PT Astra International Tbk.

The majority shareholders of the Bank as of 30 September 2017 and 31 December 2016 are Standard Chartered Bank and PT Astra International Tbk.

Financial statement captions and notes have been translated to English for convenience only.

PT BANK PERMATA Tbk DAN ENTITAS ANAK CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN INTERIM 30 September 2017, 31 Desember 2016* dan

Periode Sembilan Bulan Berakhir 30 September 2017 dan 2016 (Dinyatakan dalam jutaan Rupiah, kecuali dinyatakan secara khusus)

PT BANK PERMATA Tbk AND ITS SUBSIDIARY

NOTES TO THE CONSOLIDATED INTERIM FINANCIAL STATEMENTS

30 September 2017, 31 December 2016* and Nine-Months Periods Ended

30 September 2017 and 2016 (Expressed in millions of Rupiah,

unless otherwise stated)

* Diaudit Audited *

12

1. UMUM (lanjutan) 1. GENERAL (continued)

a. Pendirian Bank dan Informasi Umum

(lanjutan)

a. The Establishment of the Bank and General

Information (continued)

Pemegang saham terakhir (ultimate shareholders) dari perusahaan induk Bank adalah sebagai berikut:

 Standard Chartered Bank adalah entitas anak yang dimiliki sepenuhnya oleh Standard Chartered Holdings Limited. Pemegang saham Standard Chartered Holdings Limited adalah Standard Chartered PLC.

 Pemegang saham mayoritas PT Astra International Tbk (PT AI) adalah Jardine Cycle dan Carriage Limited-Singapore (JCCL). Pemegang saham terakhir (ultimate shareholder) JCCL adalah Jardine Matheson Holdings Ltd, perusahaan publik dengan premium listing di London dan didirikan di Bermuda.

The ultimate shareholders of the Bank’s parent companies are as follows:

 Standard Chartered Bank is a wholly owned subsidiary of Standard Chartered Holdings Limited. The shareholder of Standard Chartered Holdings Limited is Standard Chartered PLC.

 The majority shareholder of PT Astra International Tbk (PT AI) is Jardine Cycle and Carriage Limited-Singapore (JCCL). The ultimate shareholder of JCCL is Jardine Matheson Holdings Ltd, a public company with a premium listing in London and incorporated in Bermuda.

Kantor pusat Bank berlokasi di World Trade Center II, Jalan Jendral Sudirman Kavling 29-31, Jakarta. Pada tanggal 30 September 2017 dan 31 Desember 2016, Bank memiliki kantor cabang dan ATM sebagai berikut:

The Bank’s head office is located at World Trade Center II, Jalan Jendral Sudirman Kavling 29-31, Jakarta. As of 30 September 2017 and 31 December 2016, the Bank had the following branches and ATMs:

Sesuai dengan pasal 3 ayat 2 Anggaran Dasar Bank, Bank dapat melaksanakan kegiatan usaha utama dan kegiatan usaha penunjang yang termasuk menyediakan pembiayaan dan atau melakukan kegiatan lain berdasarkan prinsip syariah sesuai dengan ketentuan yang ditetapkan oleh Otoritas Jasa Keuangan (OJK). Bank mulai melakukan kegiatan berdasarkan prinsip syariah sejak bulan Nopember 2004.

According to article 3 paragraph 2 of the Bank’s Articles of Association, the Bank can engage in main and supporting business activities which include providing finances and or carrying out other activities based on sharia principles in accordance with prevailing regulations issued by Otoritas Jasa Keuangan (OJK). The Bank had started activities based on sharia principles since November 2004.

30 September 2017/ 30 September 2017

31 Desember 2016/ 31 December 2016

Kantor cabang (termasuk kantor pusat) 56 56 Branches (including head office)

Kantor cabang pembantu 249 253 Sub-branches

Kantor layanan syariah 308 312 Sharia office channeling

Kantor kas 22 22 Cash offices

Kas keliling/mobil 18 22 Mobile cash

Poin pembayaran 3 6 Payment points

Financial statement captions and notes have been translated to English for convenience only.

PT BANK PERMATA Tbk DAN ENTITAS ANAK CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN INTERIM 30 September 2017, 31 Desember 2016* dan

Periode Sembilan Bulan Berakhir 30 September 2017 dan 2016 (Dinyatakan dalam jutaan Rupiah, kecuali dinyatakan secara khusus)

PT BANK PERMATA Tbk AND ITS SUBSIDIARY

NOTES TO THE CONSOLIDATED INTERIM FINANCIAL STATEMENTS

30 September 2017, 31 December 2016* and Nine-Months Periods Ended

30 September 2017 and 2016 (Expressed in millions of Rupiah,

unless otherwise stated)

* Diaudit Audited *

13

1. UMUM (lanjutan) 1. GENERAL (continued)

b. (Komposisi Saham Bank b. The Composition of the Bank’s Shares

Penawaran Umum dan Penempatan Terbatas yang telah dilakukan Bank adalah sebagai berikut:

The Bank’s Public Offerings and Private Placements were as followe

Saham Kelas A Tanggal efektif/ Effective Date Tanggal pencatatan/ Registration date Jumlah (nilai penuh)/ Number (full amount) Nilai nominal per saham (nilai penuh)/ Par value per share (full amount) Harga penawaran per saham (nilai penuh)/ Offering price per share (full

amount) Class A Shares

Saham yang berasal dari Penawaran Umum Perdana

2 Des 1989/

2 Dec 1989

15 Jan 1990/

15 Jan 1990

3.999.000 1.000 9.900 Shares from the Initial Public

Offering

Saham yang berasal dari Penawaran Umum Terbatas dengan Hak Memesan Efek Terlebih Dahulu (Rights Issue) I

5 Juli 1990/ 5 July 1990 Bursa Efek Jakarta/ Jakarta Stock Exchange: 10 Sep 1990/ 10 Sep 1990 Bursa Efek Surabaya/ Surabaya Stock Exchange: 24 Sep 1990/ 24 Sep 1990

15.508.000 1.000 8.000 Limited Public Offering (Rights

Issue) I

Saham pendiri 5 Nop 1990/

5 Nov 1990

14 Nop 1990/

14 Nov 1990

42.525.000 1.000 - Founders’ shares

Saham bonus yang berasal dari kapitalisasi tambahan modal disetor ke modal saham

18 Jun1992/ 18 Jun 1992 Bursa Efek Jakarta/ Jakarta Stock Exchange: 27 Ags 1992/ 27 Aug 1992 Bursa Efek Surabaya/ Surabaya Stock Exchange: 8 Sep 1992/ 8 Sep 1992

124.064.000 1.000 - Bonus shares from capitalization of

additional paid up capital to capital stock

Saham yang berasal dari Penawaran Umum Terbatas (Rights Issue) II

27 Jun 1995/

27 Jun 1995

17 Jul 1995/

17 Jul 1995

65.133.600 1.000 2.000 Shares from the Limited Public

Offering (Rights Issue) II

Saham yang berasal dari konversi waran sebelum pemecahan nilai nominal saham

- - 1.374.230 1.000 2.900 Shares from the conversion of

warrants before stock split

Saham yang berasal dari pemecahan nilai nominal saham

21 Ags 1997 21 Aug 1997

27 Okt 1997/

27 Oct 1997

252.603.830 500 - Shares from stock split

Saham bonus yang berasal dari kapitalisasi tambahan modal disetor ke modal saham

27 Jun 1998/ 27 Jun 1998 Bursa Efek Jakarta/ Jakarta Stock Exchange: 20 & 31 Jul 1998/ 20 & 31 Jul 1998 Bursa Efek Surabaya/ Surabaya Stock Exchange: 3 Ags 1998/ 3 Aug 1998

166.738.173 500 - Bonus shares from capitalization of

additional paid-up capital to capital stock

Financial statement captions and notes have been translated to English for convenience only.

PT BANK PERMATA Tbk DAN ENTITAS ANAK CATATAN ATAS LAPORAN KEUANGAN KONSOLIDASIAN INTERIM 30 September 2017, 31 Desember 2016* dan

Periode Sembilan Bulan Berakhir 30 September 2017 dan 2016 (Dinyatakan dalam jutaan Rupiah, kecuali dinyatakan secara khusus)

PT BANK PERMATA Tbk AND ITS SUBSIDIARY

NOTES TO THE CONSOLIDATED INTERIM FINANCIAL STATEMENTS

30 September 2017, 31 December 2016* and Nine-Months Periods Ended

30 September 2017 and 2016 (Expressed in millions of Rupiah,

unless otherwise stated)

* Diaudit Audited *

14

1. UMUM (lanjutan) 1. GENERAL (continued)

b. (Komposisi Saham Bank (lanjutan) b. The Composition of the Bank’s Shares

(continued) Saham Kelas A Tanggal efektif/ Effective Date Tanggal pencatatan/ Registration date Jumlah (nilai penuh)/ Number (full amount) Nilai nominal per saham (nilai penuh)/ Par value per share (full amount) Harga penawaran per saham (nilai penuh)/ Offering price per share (full

amount) Class A Shares

Saham yang berasal dari konversi waran selama periode dari 1 Januari 1998 sampai dengan 31 Desember 1998 - - 60.000 500 1.450 (1 Jan 1998- 25 Ags 1998)/ (1 Jan 1998- 25 Aug 1998) 1.090 (26 Ags 1998- 31 Des 1998)/ (26 Aug 1998- 31 Dec 1998)

Shares from the conversion of warrants during the period from

1 January 1998 up to 31 December 1998

Saham yang berasal dari penempatan terbatas dalam rangka peningkatan nilai nominal saham

28 Mei 2004/

28 May 2004

8 Jun 2004/

8 Jun 2004

17 500 500 Shares from private placement in

connection with the increase in par value of share

672.005.850 Peningkatan nilai nominal saham

menjadi Rp12.500 (Rupiah penuh) per saham yang mengakibatkan pengurangan jumlah saham (reverse stock)

28 Mei 2004/

28 May 2004

8 Jun 2004/

8 Jun 2004

:25 12.500 - The increase of par value of share

to Rp12,500 (whole Rupiah) per share which resulted in the decrease in number of shares (reverse stock)

Jumlah saham kelas A pada tanggal 30 September 2017

dan 31 Desember 2016 26.880.234

Total class A shares as of 30 September 2017 and

31 December 2016

Saham Kelas B Class B Shares

Saham yang berasal dari Penawaran Umum Terbatas

(Rights Issue) III

28 Ags 2000/

28 Aug 2000

20 Sep 2000/

20 Sep 2000

66.528.577.467 5 80,51 Shares from the Limited Public

Offering (Rights Issue) III

Penerbitan saham bagi pemegang saham PT Bank Universal Tbk

30 Sep 2002/

30 Sep 2002

1 Okt 2002/

1 Oct 2002

15.266.453.664 5 - Shares issuance to PT Bank

Universal Tbk’s shareholders

Saham yang berasal dari penempatan terbatas dalam rangka penggabungan

30 Sep 2002/

30 Sep 2002

1 Okt 2002/

1 Oct 2002

111.111.111.111 5 - Shares from private placement in

relation with the Bank’s merger

Saham yang berasal dari penempatan terbatas dalam rangka peningkatan nilai nominal saham

28 Mei 2004/

28 May 2004

8 Jun 2004/

8 Jun 2004

8 5 39,40 Shares from private placement in

connection with the increase in par value of share

192.906.142.250 Peningkatan nilai nominal saham

menjadi Rp125 (Rupiah penuh) per saham yang mengakibatkan pengurangan jumlah saham (reverse stock)

28 Mei 2004/

28 May 2004

8 Jun 2004/

8 Jun 2004

:25 125 - The increase of par value

to Rp125 (whole Rupiah) per share which resulted in the decrease in number of shares (reverse stock)

Jumlah saham kelas B setelah

reverse stock

7.716.245.690 Total class B shares after

reverse stock

Saham yang berasal dari Penawaran Umum Terbatas (Rights Issue) IV

3 Nop 2010/

3 Nov 2010

6 Des 2010/

6 Dec 2010

1.290.520.987 125 1.549 Shares from the Limited Public

Offering (Rights Issue) IV

Saham yang berasal dari Penawaran Umum Terbatas (Rights Issue) V

22 Nop 2012/

22 Nov 2012

6 Des 2012/

6 Dec 2012

1.642.481.256 125 1.215 Shares from the Limited Public