Lampiran 1 : Pemilihan Bank Melalui Kriteria Berdasarkan Purposive
Sampling
No Nama Bank Kriteria 1 Kriteria 2 Yang memenuhi
kriteria 1 dan 2
1 PT. BPD Aceh
2 PT. BPD Bali
3 PT. BPD Bengkulu - -
4 PT. Bank DKI
5 PT. BPD Jambi
6 PT. BPD Jawa Tengah
7 PT. BPD Jawa Barat dan Banten, Tbk
8 PT. BPD Jawa Timur, Tbk
9 PT. BPD Kalimantan Tengah - -
10 PD.BPD Kalimantan Timur
11 PT. BPD Kalimantan Barat
12 PT. BPD Kalimantan Selatan
13 PT. BPD Lampung - -
14 PT. BPD Maluku - -
15 PT. BPD Nusa Tenggara Barat
16 PT. BPD Nusa Tenggara Timur - -
17 PT. BPD Papua - -
18 PT. BPD Riau Kepri
19 PT. BPD Sulawesi Tengah - -
20 PT. BPD Sulawesi Tenggara - -
21 PT. BPD Sulawesi Utara - -
22 PT. BPD Sulawesi Selatan dan Sulawesi Barat - -
23 PT. BPD Sumatera Barat
24 PT. BPD Sumatera Selatan dan Bangka
Belitung
25 PT. BPD Sumatera Utara
Lampiran 2: Hasil olahan data populasi, Tabel Input Data
No. Tahun Nama Bank AG CAR IS K OP PDRB TA
1 2007 PT. BPD Aceh 1.05 26.31 5.02 27 21.47 -2.36 13.05
2 2007 PT. BPD Bali 13.69 18.7 3.16 24 0.76 5.91 13.14
3 2007 PT. Bank DKI 11.38 15.09 5.67 12 19.63 6.44 13.07
4 2007 PT. BPD Jambi 7.02 35.73 6.53 11.19 11.19 6.82 12.19
5 2007 PT. BPD Jawa Tengah 7.59 18.94 8.91 63 5.42 5.59 13.09
6 2007 PT. BPD Jawa Barat dan Banten, Tbk 8.25 16.81 5.26 57 3 6.39 13.36
7 2007 PT. BPD Jawa Timur 11.05 34.45 6.51 35 29 6.1 13.19
8 2007 PD.BPD Kalimantan Timur 14 27.14 4.38 20 11 1.84 13.15 9 2007 PT. BPD Kalimantan Selatan 8.29 21.29 5.76 32 4 -5.67 12.53 10 2007 PT. BPD Kalimantan Barat 9.35 21.89 7.23 41 4 6.03 12.51 11 2007 PT. BPD Nusa Tenggara Barat 5.37 16.09 9.43 75 2 4.9 12.28
12 2007 PT. BPD Riau Kepri -8.3 31.81 4.07 24 0 4.42 13.11
13 2007 PT. BPD Sumatera Barat 17.38 20.39 7.18 63 0.07 6.34 12.81 14 2007 PT. BPD Yogyakarta 22.75 16.42 6.99 44 0.46 4.31 12.48 15 2007 PT. BPD Sumatera Utara 14.09 21.1 7.44 99 0.64 6.9 12.94
16 2008 PT. BPD Aceh 16.72 26.57 6.19 35 17.98 -5.27 13.11
17 2008 PT. BPD Bali -56.15 15.18 8.65 76 1.73 5.97 12.78
18 2008 PT. Bank DKI 13.55 17.21 4.96 12 25.81 6.22 13.13
19 2008 PT. BPD Jambi -1.04 18.61 9.09 4.69 4.69 7.17 12.19
20 2008 PT. BPD Jawa Tengah 8.33 18.49 9.7 73 5.14 5.45 13.12
21 2008 PT. BPD Jawa Barat dan Banten, Tbk 13 15.06 7.01 63 3 5.82 13.42
22 2008 PT. BPD Jawa Timur 16.29 25.54 7.95 46 25 5.94 13.21
23 2008 PD.BPD Kalimantan Timur 15.03 25.13 5.38 30 9 4.79 13.18 24 2008 PT. BPD Kalimantan Selatan 9.44 16.49 6,998 48 5 1.26 12.57 25 2008 PT. BPD Kalimantan Barat 23.59 18.9 8.2 51 2 5.41 12.6 26 2008 PT. BPD Nusa Tenggara Barat -2.51 14.22 11.92 89 2 2.63 12.27
27 2008 PT. BPD Riau Kepri 7.24 24.03 5.18 37 0 -1.65 13.12
31 2009 PT. BPD Aceh 5.07 22.94 6.54 47 17.14 -5.58 13.14
32 2009 PT. BPD Bali 6.65 13.75 8.78 84 1.56 5.33 12.82
33 2009 PT. Bank DKI 15.34 15.13 5.23 13 17.57 5.01 13.19
34 2009 PT. BPD Jambi 13.54 29.98 9 65 2.05 6.37 12.24
35 2009 PT. BPD Jawa Tengah 11.7 20.67 1.07 71 1.84 4.7 13.17
36 2009 PT. BPD Jawa Barat dan Banten, Tbk 32.46 21.2 6.48 60 2 4.37 13.51
37 2009 PT. BPD Jawa Timur 17.45 21.38 7.96 58 11 5.01 13.24
38 2009 PD.BPD Kalimantan Timur -11.43 22.03 6.79 55 11 2.32 13.12 39 2009 PT. BPD Kalimantan Selatan 11.1 16.09 7.41 59 4 5.01 12.61 40 2009 PT. BPD Kalimantan Barat 22.28 17.86 8.6 63 2 4.76 12.69 41 2009 PT. BPD Nusa Tenggara Barat 18.24 15.61 11.07 75 2 8.98 12.35
42 2009 PT. BPD Riau Kepri -21.95 22.29 7.09 64 3 1.09 13.01
43 2009 PT. BPD Sumatera Barat 19.5 17.08 7.64 73 0.7 4.16 12.96
44 2009 PT. BPD Yogyakarta 26.29 18.64 8.22 56 1.7 4.38 12.54
45 2009 PT. BPD Sumatera Utara 21.32 12.28 9.93 76 1.08 5.07 13.03
46 2010 PT. BPD Aceh -10.84 18.38 6.36 67 3.01 215.52 13.09
47 2010 PT. BPD Bali 9.08 12.79 6.66 69 1.13 257.44 12.96
48 2010 PT. Bank DKI 15.56 8.34 5.17 27 3.58 189.5 13.19
49 2010 PT. BPD Jambi 26.08 22.22 10.79 60 2.43 456.89 12.34
50 2010 PT. BPD Jawa Tengah 27.31 17.23 6.88 62 1.43 254.74 13.27 51 2010 PT. BPD Jawa Barat dan Banten, Tbk 33.86 22.85 6.07 54 0 375.89 13.64
52 2010 PT. BPD Jawa Timur 19.97 19.47 9.98 65 2 97.66 13.3
53 2010 PD.BPD Kalimantan Timur 13.96 18.58 7.32 63 3.03 53.45 13.18 54 2010 PT. BPD Kalimantan Selatan 11.91 18.09 8.59 63 0.85 197.32 12.66 55 2010 PT. BPD Kalimantan Barat 19.79 17.53 8.611 67 1.33 110.12 12.77 56 2010 PT. BPD Nusa Tenggara Barat 24.58 14.18 11.38 71 1.76 282.98 12.44
57 2010 PT. BPD Riau Kepri 26 26.67 7.94 56 5.65 278.49 13.11
58 2010 PT. BPD Sumatera Barat 26.65 14.13 8.08 69 3.5 187.99 10.03 59 2010 PT. BPD Yogyakarta 19.45 15.31 7.26 54 0.8 222.57 12.62 60 2010 PT. BPD Sumatera Utara 19.18 13.06 8.86 74 2.95 196.78 13.11
61 2011 PT. BPD Aceh 13.05 18.27 7.02 70 3.19 3.27 13.12
63 2011 PT. Bank DKI 19.5 9.57 4.74 25 1.79 6.73 13.29
64 2011 PT. BPD Jambi 39.8 23.47 7.06 52 2.68 7.86 12.49
65 2011 PT. BPD Jawa Tengah 22.17 15.02 5.79 59 1.17 5.3 13.36 66 2011 PT. BPD Jawa Barat dan Banten, Tbk 25.33 18.36 5.62 53 0 6.62 13.74
67 2011 PT. BPD Jawa Timur 24.85 16.53 8.02 64 3 6.44 13.39
68 2011 PD.BPD Kalimantan Timur 52.45 18.37 5.17 48 7 6.47 13.36 69 2011 PT. BPD Kalimantan Selatan 40.81 17.65 5.43 55 1 6.97 12.81 70 2011 PT. BPD Kalimantan Barat 21.42 17.74 7.09 67 1 5.5 12.85 71 2011 PT. BPD Nusa Tenggara Barat 25.63 12.89 9.06 76 2 -3.9 12.54
72 2011 PT. BPD Riau Kepri 31.46 20.62 6.04 51 3 5.88 13.23
73 2011 PT. BPD Sumatera Barat 25.1 12.6 7.12 71 0.9 6.34 13.11
74 2011 PT. BPD Yogyakarta 15.26 13.07 6.3 61 0.71 5.21 12.68
75 2011 PT. BPD Sumatera Utara 48.48 14.66 5.97 62 15.89 6.66 13.28
76 2012 PT. BPD Aceh 13.49 17.82 6.35 71 3.4 3.85 13.13
77 2012 PT. BPD Bali 12.53 16.79 9.56 67 0.82 6.96 13.1
78 2012 PT. Bank DKI 26.62 12.30 4.54 21 50.67 6.53 13.43
79 2012 PT. BPD Jambi 18.62 24.41 6.09 61 1.3 7.03 12.56
80 2012 PT. BPD Jawa Tengah 15.23 14.38 6.75 68 1.02 5.34 13.42 81 2012 PT. BPD Jawa Barat dan Banten, Tbk 30.11 18.11 5.16 54 3 6.57 13.85
82 2012 PT. BPD Jawa Timur 29.11 26.56 6.73 64 3 6.64 13.46
83 2012 PD.BPD Kalimantan Timur 38.05 20.83 6.13 45 7 5.48 13.5 84 2012 PT. BPD Kalimantan Selatan 46.86 18.22 3.92 49 1 5.97 12.98 85 2012 PT. BPD Kalimantan Barat 17.79 16.87 8.39 71 1 5.91 12.92 86 2012 PT. BPD Nusa Tenggara Barat 18.71 12.92 9.74 73 1 -1.54 12.61
87 2012 PT. BPD Riau Kepri 16.83 19.56 5.34 51 4 4.63 13.29
88 2012 PT. BPD Sumatera Barat 11.44 15.12 6.35 76 0.9 6.31 13.16
89 2012 PT. BPD Yogyakarta 16.7 14.40 6.99 60 5.1 5.37 12.75
90 2012 PT. BPD Sumatera Utara 5.35 13.24 7.73 75 3.7 6.45 13.3
91 2013 PT. BPD Aceh 15.25 17.56 5.6 66.87 2.42 2.83 13.18
92 2013 PT. BPD Bali 14.37 18.71 6.98 71 0.09 6.69 13
93 2013 PT. Bank DKI 30.75 14.21 5.41 21 2.81 6.11 13.49
95 2013 PT. BPD Jawa Tengah 15.9 15.45 6.86 70 0.88 5.14 13.49
96 2013 PT. BPD Jawa Barat dan Banten, Tbk 16.56 16.51 6.74 69 5 6.52 12.85
97 2013 PT. BPD Jawa Timur 33.05 23.72 7.48 67 4 6.08 13.52
98 2013 PD.BPD Kalimantan Timur -13.51 19.03 8.95 67 2.09 -6.66 13.44 99 2013 PT. BPD Kalimantan Selatan 0.05 17.92 5.73 65 1.79 5.35 12.98 100 2013 PT. BPD Kalimantan Barat 14.87 16.99 8.76 73 0.8 6.04 12.98 101 2013 PT. BPD Nusa Tenggara Barat 4.88 17.21 9.6 76 2.49 5.15 12.64 102 2013 PT. BPD Riau Kepri -1.92 18.68 6.72 61 5.31 3.63 13.29 103 2013 PT. BPD Sumatera Barat 12.99 15.59 5.87 75 0.5 6.02 13.21 104 2013 PT. BPD Yogyakarta 16.27 15.69 6.61 63 3.2 5.49 12.81 105 2013 PT. BPD Sumatera Utara 7.66 14.46 8.43 77 1.8 6.08 13.33
106 2014 PT. BPD Aceh 16.37 17.79 5.95 67.87 2.4 1.65 13.21
107 2014 PT. BPD Bali 18.27 20.71 6.2 69 0.73 6.72 13.26
108 2014 PT. Bank DKI 36.44 17.96 5.35 21 2.38 5.95 13.22
109 2014 PT. BPD Jambi 35.16 27.11 5.79 64 12.6 7.76 12.76
110 2014 PT. BPD Jawa Tengah 15.61 14.17 6.02 73 1.11 5.42 13.55 111 2014 PT. BPD Jawa Barat dan Banten, Tbk 6.87 16.39 5.88 71 2 20.96 13.88
112 2014 PT. BPD Jawa Timur 37.99 22.17 7.58 69 4 5.85 13.58
113 2014 PD.BPD Kalimantan Timur 6.59 18.06 4.44 60.98 3 1.4 13.47 114 2014 PT. BPD Kalimantan Selatan 14.26 21.12 6.22 65 3 4.85 13.03 115 2014 PT. BPD Kalimantan Barat 16.33 19.21 8.12 73 2 5.02 13.05 116 2014 PT. BPD Nusa Tenggara Barat 34.45 19.34 7.97 70 3 5.05 12.76
117 2014 PT. BPD Riau Kepri 17.44 18.27 5.94 58 6 3.67 13.36
Lampiran 3 : Statistik Deskriptif Variabel Penelitian
AG
CAR
IS
K
OP
PDRB
TA
Mean
15.70150
18.56775
7.056667
64.92917
4.437186
32.41158
13.00308
Median
15.58500
17.94000
6.985000
66.96000
2.315000
5.910000
13.11000
Maximum
52.45000
35.73000
11.92000
150.4200
50.67000
456.8900
13.88000
Minimum
-56.15000
8.340000
1.070000
20.73000
0.000000
-6.660000
10.03000
Std. Dev.
14.06181
4.712511
1.762982
17.06511
6.795292
81.26389
0.455655
Skewness
-1.001540
1.087348
0.127090
0.605639
3.856941
3.114602
-2.395127
Kurtosis
8.260301
4.774570
3.604264
7.700772
21.86238
12.47811
16.43190
Jarque-Bera
158.4155
39.39199
2.148708
117.8223
2076.467
643.1875
1016.813
Probability
0.000000
0.000000
0.341518
0.000000
0.000000
0.000000
0.000000
Sum
1884.180
2228.130
846.8000
7791.500
532.4623
3889.390
1560.370
Sum Sq. Dev. 23530.40
2642.724
369.8647
34654.93
5494.943
785854.6
24.70696
Lampiran 4: Hasil Olahan Data Eviews, Hasil Uji Chow dan Uji Hausman
pada Hipotesis 1
1.
Uji Chow dengan variable CAR
Redundant Fixed Effects Tests Equation: Untitled
Test cross-section fixed effects
Effects Test Statistic d.f. Prob.
Cross-section F 1.376952 (14,101) 0.1783 Cross-section Chi-square 20.961560 14 0.1026
Cross-section fixed effects test equation: Dependent Variable: TA
Method: Panel Least Squares Date: 03/25/16 Time: 22:07 Sample: 2007 2014
Periods included: 8
Cross-sections included: 15
Total panel (balanced) observations: 120
Variable Coefficient Std. Error t-Statistic Prob.
C 13.90346 0.252461 55.07176 0.0000 CAR -0.008820 0.008249 -1.069168 0.2872 IS -0.104534 0.022974 -4.550183 0.0000 AG 0.001128 0.002806 0.402157 0.6883 PDRB -0.000514 0.000488 -1.053583 0.2943
Lampiran 4: Hasil Olahan Data Eviews, Hasil Uji Chow dan Uji Hausman pada Hipotesis 2
1.
Uji Chow dengan variable CAR
Redundant Fixed Effects Tests Equation: Untitled
Test cross-section fixed effects
Effects Test Statistic d.f. Prob.
Cross-section F 2.279227 (14,101) 0.0095 Cross-section Chi-square 32.945459 14 0.0029
Cross-section fixed effects test equation: Dependent Variable: K
Method: Panel Least Squares Date: 03/25/16 Time: 22:34 Sample: 2007 2014
Periods included: 8
Cross-sections included: 15
Total panel (balanced) observations: 120
Variable Coefficient Std. Error t-Statistic Prob.
C 48.18586 7.920688 6.083544 0.0000 CAR -1.115230 0.258802 -4.309196 0.0000 IS 4.627794 0.720772 6.420611 0.0000 AG 0.254709 0.088025 2.893590 0.0046 PDRB 0.024513 0.015315 1.600618 0.1122
2.
Uji Hausman dengan variable CAR
Correlated Random Effects - Hausman Test Equation: Untitled
Test cross-section random effects
Test Summary
Chi-Sq.
Statistic Chi-Sq. d.f. Prob.
Cross-section random 5.158528 4 0.2714
Cross-section random effects test comparisons:
Variable Fixed Random Var(Diff.) Prob.
CAR -0.850827 -0.989009 0.008425 0.1322 IS 4.616296 4.658540 0.047731 0.8467 AG 0.280637 0.270089 0.001659 0.7957 PDRB 0.013820 0.021149 0.000172 0.5761
Cross-section random effects test equation:
Variable Coefficient Std. Error t-Statistic Prob.
C 43.29709 7.839204 5.523149 0.0000 CAR -0.850827 0.270875 -3.141039 0.0022 IS 4.616296 0.728814 6.333985 0.0000 AG 0.280637 0.097939 2.865427 0.0051 PDRB 0.013820 0.021300 0.648845 0.5179
Effects Specification
Cross-section fixed (dummy variables)
Lampiran 4: Hasil Olahan Data Eviews, Hasil Uji Chow dan Uji Hausman
pada Hipotesis 3
1.
Uji Chow dengan variable CAR
Redundant Fixed Effects Tests Equation: Untitled
Test cross-section fixed effects
Effects Test Statistic d.f. Prob.
Cross-section F 1.805851 (14,101) 0.0476 Cross-section Chi-square 26.807557 14 0.0204
Cross-section fixed effects test equation: Dependent Variable: OP
Method: Panel Least Squares Date: 03/25/16 Time: 23:01 Sample: 2007 2014
Periods included: 8
Cross-sections included: 15
Total panel (balanced) observations: 120
Variable Coefficient Std. Error t-Statistic Prob.
C 3.991261 4.060801 0.982875 0.3277 CAR 0.306732 0.132683 2.311759 0.0226 IS -0.713451 0.369527 -1.930714 0.0560 AG 0.008932 0.045129 0.197925 0.8435 PDRB -0.006644 0.007852 -0.846160 0.3992
2.
Uji Hausman dengan variable CAR
Correlated Random Effects - Hausman Test Equation: Untitled
Test cross-section random effects
Test Summary
Chi-Sq.
Statistic Chi-Sq. d.f. Prob.
Cross-section random 6.712375 4 0.1519
Cross-section random effects test comparisons:
Variable Fixed Random Var(Diff.) Prob.
CAR 0.208986 0.283009 0.003008 0.1771 IS -0.545743 -0.664411 0.016565 0.3565 AG 0.080364 0.028411 0.000582 0.0313 PDRB -0.001192 -0.006108 0.000056 0.5126
Cross-section random effects test equation:
Variable Coefficient Std. Error t-Statistic Prob.
C 3.324434 4.123136 0.806288 0.4220 CAR 0.208986 0.142470 1.466879 0.1455 IS -0.545743 0.383330 -1.423692 0.1576 AG 0.080364 0.051512 1.560086 0.1219 PDRB -0.001192 0.011203 -0.106390 0.9155
Effects Specification
Cross-section fixed (dummy variables)
