Daftar Rata-rata Suku Bunga Bank Pemerintah (dalam Persen %)
Tahun
Waktu
Simpanan Kredit
2004
triwulan 1
2.37
15.79
triwulan 2
2.63
15.03
triwulan 3
2.51
14.65
2005
triwulan 1
2.52
14.22
triwulan 2
2.65
14.24
triwulan 3
2.87
15.17
2006
triwulan 1
3.14
15.89
triwulan 2
3.1
15.71
triwulan 3
3.04
15.64
2007
triwulan 1
2.57
14.89
triwulan 2
2.46
14.26
triwulan 3
2.68
13.9
2008
triwulan 1
2.79
13.34
triwulan 2
2.79
13.16
triwulan 3
2.73
13.61
2009
triwulan 1
2.67
14.45
triwulan 2
2.66
14.16
triwulan 3
2.82
14.03
2010
triwulan 3
2.54
13.2
2011
triwulan 1
2.25
11.68
triwulan 2
2.48
12.52
triwulan 3
2.22
12.51
2012
triwulan 1
1.74
12.19
triwulan 2
1.69
12
triwulan 3
1.55
11.31
2013
triwulan 1
1.57
11.72
triwulan 2
1.57
11.79
triwulan 3
1.59
11.86
Sumber : Data Statistik BI
Daftar Simpanan dan Kredit Bank Mandiri (dalam Juta Rupiah)
Tahun
Waktu
Simpanan
Kredit
2004
triwulan 1
78211963
79646297
triwulan 2
75920473
77830274
triwulan 3
76987027
79807687
2005
triwulan 1
77927969
84648589
triwulan 2
78040820
86939727
triwulan 3
80687548
87393469
2006
triwulan 1
82253273
77973689
triwulan 2
85983649
78936354
triwulan 3
86979047
80303867
2007
triwulan 1
92578975
81697319
triwulan 2
95876361
83078536
triwulan 3
97256705
85358814
2008
triwulan 1
115969074
82324014
triwulan 2
127968486
84696373
triwulan 3
136237036
92072464
2009
triwulan 1
82844797
137381439
triwulan 2
88808860
147009724
triwulan 3
93673273
155085282
2010
triwulan 3
108754952
192052210
2011
triwulan 1
121389499
220496527
triwulan 2
115214086
228688662
triwulan 3
123045897
220282836
2012
triwulan 1
135798117
246065374
triwulan 2
144035683
267682057
triwulan 3
149253028
279298340
2013
triwulan 1
161172318
323658516
triwulan 2
170571701
355428806
triwulan 3
178782387
350103404
Sumber : Laporan Keuangan Bank Mandiri
Daftar Simpanan dan Kredit Bank Rakyat Indonesia (dalam Juta Rupiah)
Tahun
Waktu
Simpanan
Kredit
2004
triwulan 1
75707000
49962000
triwulan 2
79649000
55047000
triwulan 3
78568000
58382000
2005
triwulan 1
82820000
63356000
triwulan 2
89481000
68950000
triwulan 3
90201000
72456000
2006
triwulan 1
97722000
123940000
triwulan 2
107870000
82260000
triwulan 3
112168000
86691000
2007
triwulan 1
121898000
152170000
triwulan 2
135810000
98780000
triwulan 3
142876000
105553000
2008
triwulan 1
159643000
118436000
triwulan 2
176533000
135955000
triwulan 3
175394000
151457000
2009
triwulan 1
203108000
165230000
triwulan 2
216346000
184600000
triwulan 3
220081000
192230000
2010
triwulan 1
241497000
208960000
triwulan 2
256054000
226200000
2011
triwulan 1
290575000
249200000
triwulan 2
294626000
265800000
triwulan 3
309714000
275800000
2012
triwulan 1
336959800
283100000
triwulan 2
371142000
304800000
triwulan 3
373137000
318000000
2013
triwulan 1
403089000
361200000
triwulan 2
438966000
391800000
triwulan 3
454730000
413300000
Sumber : Laporan Keuangan Bank Rakyat Indonesia
Daftar Simpanan dan Kredit Bank Negara Indonesia (dalam Juta Rupiah)
Tahun
Waktu
Simpanan
Kredit
2004
triwulan 1
86990635
41545776
triwulan 2
88976648
42763165
triwulan 3
89585961
43347921
2005
triwulan 1
91088652
44071655
triwulan 2
92077985
45839711
triwulan 3
93500184
46475160
2006
triwulan 1
126097552
46886589
triwulan 2
133452885
46007254
triwulan 3
135796740
51701332
2007
triwulan 1
117985661
63988651
triwulan 2
124063671
65240829
triwulan 3
124295235
65237061
2008
triwulan 1
105924894
88716275
triwulan 2
116609653
98626215
triwulan 3
137597570
89020624
2009
triwulan 1
137365313
114409807
triwulan 2
139605505
119572171
triwulan 3
153801305
104299938
2010
triwulan 1
144284184
105637856
triwulan 2
151579341
110843568
2011
triwulan 1
157143426
117535892
triwulan 2
172642227
152420652
triwulan 3
174661539
135945686
2012
triwulan 1
162644444
141980793
triwulan 2
178319426
132440170
triwulan 3
184023906
139337288
2013
triwulan 1
242934229
174800507
triwulan 2
223818799
194806447
triwulan 3
225600883
202748521
Sumber : Laporan Keuangan Bank Negara Indonesia
Daftar Simpanan dan Kredit Bank Tabungan Negara (dalam Juta Rupiah)
Tahun
Waktu
simpanan
kredit
2004
triwulan 1
18396082
11222516
triwulan 2
18219789
11549489
triwulan 3
18847386
12070994
2005
triwulan 1
17532953
13009743
triwulan 2
17836791
13688581
triwulan 3
18480228
14521488
2006
triwulan 1
20251238
15921958
triwulan 2
20809431
16656042
triwulan 3
20866921
17339560
2007
triwulan 1
21989129
18533298
triwulan 2
22241310
19469105
triwulan 3
22652763
20787222
2008
triwulan 1
24793739
23551498
triwulan 2
26707733
26184899
triwulan 3
27958923
30071481
2009
triwulan 1
32423384
32197384
triwulan 2
33362952
34287060
triwulan 3
32618383
36318175
2010
triwulan 1
36410515
40987332
triwulan 2
38453409
44005184
2011
triwulan 1
46117477
50352522
triwulan 2
48257072
53033563
triwulan 3
50324171
55473082
2012
triwulan 1
60701428
62030760
triwulan 2
62402752
67144799
triwulan 3
69211839
70968317
2013
triwulan 1
80745884
79167943
triwulan 2
76491780
84507040
triwulan 3
82841227
89095479
Sumber : Laporan Keuangan Bank Tabngan Negara
Hasil Regresi Pengaruh Simpanan Bank Mandiri (X1) Terhadap Suku
Bunga Bank (Y1)
Model Summary
Model R R Square
Adjusted R Square
Std. Error of the Estimate 1 .795(a) .632 .619 .29019 a Predictors: (Constant), simpanan mandiri
ANOVA(b)
Model
Sum of
Squares df Mean Square F Sig. 1 Regression 4.056 1 4.056 48.160 .000(a)
Residual 2.358 28 .084
Total 6.413 29
a Predictors: (Constant), simpanan mandiri b Dependent Variable: suku bungan simpanan
Coefficients(a)
Model
Unstandardized Coefficients
Standardized
Coefficients t Sig. B Std. Error Beta B Std. Error 1 (Constant) 3.798 .202 18.766 .000
Lampiran 6.
Hasil Regresi Pengaruh Kredit Bank Mandiri (X2) Terhadap Suku Bunga
Bank (Y2)
Model Summary
Model R R Square
Adjusted R Square
Std. Error of the Estimate 1 .857(a) .734 .724 .72017 a Predictors: (Constant), kredit mandiri
ANOVA(b)
Model
Sum of
Squares df Mean Square F Sig. 1 Regression 40.033 1 40.033 77.187 .000(a)
Residual 14.522 28 .519
Total 54.555 29
a Predictors: (Constant), kredit mandiri b Dependent Variable: suku bunga kredit
Coefficients(a)
Model
Unstandardized Coefficients
Standardized
Coefficients t Sig. B Std. Error Beta B Std. Error 1 (Constant) 15.700 .267 58.862 .000
kredit mandiri -1.30E-008 .000 -.857 -8.786 .000 a Dependent Variable: suku bunga kredit
Hasil Regresi Pengaruh Simpanan Bank Rakyat Indonesia (X1) Terhadap
Suku Bunga Bank (Y1)
Model Summary
Model R R Square
Adjusted R Square
Std. Error of the Estimate 1 .832(a) .693 .682 .26519 a Predictors: (Constant), simpanan bri
ANOVA(b)
Model
Sum of
Squares df Mean Square F Sig. 1 Regression 4.444 1 4.444 63.198 .000(a)
Residual 1.969 28 .070
Total 6.413 29
a Predictors: (Constant), simpanan bri b Dependent Variable: suku bungan simpanan
Coefficients(a)
Model
Unstandardized Coefficients
Standardized
Coefficients t Sig. B Std. Error Beta B Std. Error 1 (Constant) 3.153 .102 31.018 .000
Lampiran 8.
Hasil Regresi Pengaruh Kredit Bank Rakyat Indonesia (X2) Terhadap Suku
Bunga Bank (Y2)
Model Summary
Model R R Square
Adjusted R Square
Std. Error of the Estimate 1 .865(a) .748 .739 .70007 a Predictors: (Constant), kredit bri
ANOVA(b)
Model
Sum of
Squares df Mean Square F Sig. 1 Regression 40.832 1 40.832 83.315 .000(a)
Residual 13.723 28 .490
Total 54.555 29
a Predictors: (Constant), kredit bri b Dependent Variable: suku bunga kredit
Coefficients(a)
Model
Unstandardized Coefficients
Standardized
Coefficients t Sig. B Std. Error Beta B Std. Error 1 (Constant) 15.698 .257 61.039 .000
kredit bri -1.11E-008 .000 -.865 -9.128 .000 a Dependent Variable: suku bunga kredit
Hasil Regresi Pengaruh Simpanan Bank Negara Indonesia (X1) Terhadap
Suku Bunga Bank (Y1)
Model Summary
Model R R Square
Adjusted R Square
Std. Error of the Estimate 1 .727(a) .529 .512 .32857 a Predictors: (Constant), simpanan bni
ANOVA(b)
Model
Sum of
Squares df Mean Square F Sig. 1 Regression 3.391 1 3.391 31.408 .000(a)
Residual 3.023 28 .108
Total 6.413 29
a Predictors: (Constant), simpanan bni b Dependent Variable: suku bungan simpanan
Coefficients(a)
Model
Unstandardized Coefficients
Standardized
Coefficients t Sig. B Std. Error Beta B Std. Error 1 (Constant) 3.618 .218 16.584 .000
Lampiran 10.
Hasil Regresi Pengaruh Kredit Bank Negara Indonesia (X2) Terhadap Suku
Bunga Bank (Y2)
Model Summary
Model R R Square
Adjusted R Square
Std. Error of the Estimate 1 .864(a) .747 .738 .70169 a Predictors: (Constant), kredit bni
ANOVA(b)
Model
Sum of
Squares df Mean Square F Sig. 1 Regression 40.769 1 40.769 82.802 .000(a)
Residual 13.786 28 .492
Total 54.555 29
a Predictors: (Constant), kredit bni b Dependent Variable: suku bunga kredit
Coefficients(a)
Model
Unstandardized Coefficients
Standardized
Coefficients t Sig. B Std. Error Beta B Std. Error 1 (Constant) 16.104 .298 54.132 .000
kredit bni -2.50E-008 .000 -.864 -9.100 .000 a Dependent Variable: suku bunga kredit
Hasil Regresi Pengaruh Simpanan Bank Tabungan Negara (X1) Terhadap
Suku Bunga Bank (Y1)
Model Summary
Model R R Square
Adjusted R Square
Std. Error of the Estimate 1 .888(a) .788 .781 .22013 a Predictors: (Constant), simpanan btn
ANOVA(b)
Model
Sum of
Squares df Mean Square F Sig. 1 Regression 5.057 1 5.057 104.347 .000(a)
Residual 1.357 28 .048
Total 6.413 29
a Predictors: (Constant), simpanan btn b Dependent Variable: suku bungan simpanan
Coefficients(a)
Model
Unstandardized Coefficients
Standardized
Coefficients t Sig. B Std. Error Beta B Std. Error 1 (Constant) 3.196 .084 38.057 .000
Lampiran 12.
Hasil Regresi Pengaruh Kredit Bank Tabungan Negara (X2) Terhadap Suku
Bunga Bank (Y2)
Model Summary
Model R R Square
Adjusted R Square
Std. Error of the Estimate 1 .886(a) .785 .777 .64711 a Predictors: (Constant), kredit btn
ANOVA(b)
Model
Sum of
Squares df Mean Square F Sig. 1 Regression 42.830 1 42.830 102.282 .000(a)
Residual 11.725 28 .419
Total 54.555 29
a Predictors: (Constant), kredit btn b Dependent Variable: suku bunga kredit
Coefficients(a)
Model
Unstandardized Coefficients
Standardized
Coefficients t Sig. B Std. Error Beta B Std. Error 1 (Constant) 15.550 .221 70.370 .000
kredit btn -5.10E-008 .000 -.886 -10.113 .000 a Dependent Variable: suku bunga kredit
