Lampiran 1 : Pemilihan Bank Melalui Kriteria Berdasarkan Purposive Sampling
No Nama Bank Kriteria
1
Kriteria 2
Yang
memenuhikriteria 1 dan 2
1 PT. BPD Aceh
2 PT. BPD Bali
3 PT. BPD Bengkulu
4 PT. Bank DKI
5 PT. BPD Jambi
6 PT. BPD Jawa Tengah
7 PT. BPD Jawa Barat dan Banten, Tbk
8 PT. BPD Jawa Timur, Tbk
9 PT. BPD Kalimantan Tengah
10 PD.BPD Kalimantan Timur
11 PT. BPD Kalimantan Barat
12 PT. BPD Kalimantan Selatan
13 PT. BPD Lampung
14 PT. BPD Maluku
15 PT. BPD Nusa Tenggara Barat
16 PT. BPD Nusa Tenggara Timur
17 PT. BPD Papua
18 PT. BPD Riau Kepri
19 PT. BPD Sulawesi Tengah
20 PT. BPD Sulawesi Tenggara
21 PT. BPD Sulawesi Utara
22 PT. BPD Sulawesi Selatan dan Sulawesi
23 PT. BPD Sumatera Barat
24 PT. BPD Sumatera Selatan dan Bangka
Belitung
25 PT. BPD Sumatera Utara
LAMPIRAN 2
Hasil olahan data Populasi
2011
PT. BPD Sumatera Selatan dan
Belitung 2.56 25.87 6.67 75.98 80.64 1.46 6.44
2012
PT. BPD Sumatera Selatan dan
Belitung 1.90 16.71 6.50 75.98 82.28 6.82 16.10
2013
PT. BPD Sumatera Selatan dan
Belitung 1.76 11.74 7.97 94.80 86.23 9.01 5.36
2014
PT. BPD Sumatera Selatan dan
Belitung 2.13 15.63 7.91 85.97 81.54 7.10 4.67
2015
PT. BPD Sumatera Selatan dan
LAMPIRAN 3
Statistik Deskriptif Variabel Penelitian
BOPO LDR NIM NPL PDRB ROA ROE
Mean 73.76269 87.76276 8.441603 2.371731 48.20859 3.306474 25.81647 Median 73.04500 87.40000 8.035000 1.685000 6.405000 3.180000 25.70500 Maximum 100.8300 128.4300 18.04000 10.36000 456.8900 7.440000 48.39000 Minimum 55.29000 43.83000 4.950000 0.130000 -6.660000 0.010000 -0.360000 Std. Dev. 8.067412 14.32439 2.076560 2.145709 101.7453 1.118146 7.728395 Skewness 0.493458 -0.068574 1.542055 1.784668 2.281606 0.598044 -0.125790 Kurtosis 3.822428 3.300858 7.147910 6.145019 6.943104 4.271313 3.671651
Jarque-Bera 10.72754 0.710614 173.6598 147.1034 236.4113 19.80461 3.343651 Probability 0.004683 0.700958 0.000000 0.000000 0.000000 0.000050 0.187904
Sum 11506.98 13690.99 1316.890 369.9900 7520.540 515.8100 4027.370 Sum Sq. Dev. 10087.89 31804.15 668.3759 713.6306 1604577. 193.7888 9257.854
LAMPIRAN 4
Hasil Uji Chow dan Uji Hausman pada Variabel ROA
Redundant Fixed Effects Tests Equation: Untitled
Test cross-section fixed effects
Effects Test Statistic d.f. Prob.
Cross-section F 3.700648 (25,125) 0.0000 Cross-section Chi-square 86.417690 25 0.0000
Cross-section fixed effects test equation: Dependent Variable: ROA
Method: Panel Least Squares Date: 10/06/16 Time: 19:10 Sample: 2010 2015
Periods included: 6
Cross-sections included: 26
Total panel (balanced) observations: 156
Variable Coefficient Std. Error t-Statistic Prob.
C 7.462626 0.669374 11.14866 0.0000 NIM 0.160124 0.030184 5.305004 0.0000 LDR 0.007563 0.003624 2.086677 0.0386 BOPO -0.083838 0.006868 -12.20786 0.0000 NPL -0.021774 0.024563 -0.886461 0.3768 PDRB 0.001331 0.000566 2.350366 0.0201
Correlated Random Effects - Hausman Test Equation: Untitled
Test cross-section random effects
Test Summary
Chi-Sq.
Statistic Chi-Sq. d.f. Prob.
Cross-section random 20.189729 5 0.0012
Cross-section random effects test comparisons:
Variable Fixed Random Var(Diff.) Prob.
NIM 0.140875 0.155252 0.000313 0.4162 LDR -0.002970 0.002643 0.000004 0.0036 BOPO -0.064731 -0.074099 0.000016 0.0202 NPL -0.043402 -0.035219 0.000377 0.6736 PDRB 0.001512 0.001390 0.000000 0.3467
Cross-section random effects test equation: Dependent Variable: ROA
Method: Panel Least Squares Date: 10/06/16 Time: 19:13 Sample: 2010 2015
Periods included: 6
Cross-sections included: 26
Total panel (balanced) observations: 156
Variable Coefficient Std. Error t-Statistic Prob.
C 7.182734 0.807320 8.897009 0.0000 NIM 0.140875 0.034112 4.129759 0.0001 LDR -0.002970 0.003969 -0.748295 0.4557 BOPO -0.064731 0.007864 -8.231162 0.0000 NPL -0.043402 0.031918 -1.359779 0.1763 PDRB 0.001512 0.000506 2.987206 0.0034
Effects Specification
Cross-section fixed (dummy variables)
LAMPIRAN 5
Hasil Uji Chow dan Uji Hausman pada Variabel terikat ROE
Redundant Fixed Effects Tests Equation: Untitled
Test cross-section fixed effects
Effects Test Statistic d.f. Prob.
Cross-section F 3.621688 (25,125) 0.0000 Cross-section Chi-square 84.995501 25 0.0000
Cross-section fixed effects test equation: Dependent Variable: ROE
Method: Panel Least Squares Date: 10/06/16 Time: 19:18 Sample: 2010 2015
Periods included: 6
Cross-sections included: 26
Total panel (balanced) observations: 156
Variable Coefficient Std. Error t-Statistic Prob.
C 39.59475 5.944054 6.661237 0.0000 NIM 0.969897 0.268031 3.618607 0.0004 LDR 0.036119 0.032183 1.122300 0.2635 BOPO -0.308203 0.060984 -5.053864 0.0000 NPL -1.210458 0.218118 -5.549560 0.0000 PDRB 0.009731 0.005029 1.934815 0.0549
Correlated Random Effects - Hausman Test Equation: Untitled
Test cross-section random effects
Test Summary
Chi-Sq.
Statistic Chi-Sq. d.f. Prob.
Cross-section random 21.577195 5 0.0006
Cross-section random effects test comparisons:
Variable Fixed Random Var(Diff.) Prob.
NIM 0.680501 0.901647 0.026209 0.1719 LDR -0.053628 -0.002878 0.000313 0.0041 BOPO -0.519502 -0.398132 0.001370 0.0010 NPL -0.922080 -1.146500 0.031489 0.2060 PDRB 0.008468 0.008920 0.000001 0.7053
Cross-section random effects test equation: Dependent Variable: ROE
Method: Panel Least Squares Date: 10/06/16 Time: 19:19 Sample: 2010 2015
Periods included: 6
Cross-sections included: 26
Total panel (balanced) observations: 156
Variable Coefficient Std. Error t-Statistic Prob.
C 64.87697 7.201770 9.008476 0.0000 NIM 0.680501 0.304300 2.236286 0.0271 LDR -0.053628 0.035410 -1.514496 0.1324 BOPO -0.519502 0.070153 -7.405274 0.0000 NPL -0.922080 0.284729 -3.238443 0.0015 PDRB 0.008468 0.004516 1.875399 0.0631
Effects Specification
Cross-section fixed (dummy variables)
