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BPR (Rural Bank)

Dalam dokumen SPI Januari 2020.pdf - OJK (Halaman 144-148)

Total Location

135

2020

Jan Feb Mar Apr Mei Jun Jul Ags Sep Okt Nov Des Jan

Penyaluran Dana iB 8.689 10.289 11.766 11.675 11.624 11.662 11.537 11.462 11.655 12.050 12.303 12.495 12.687 13.050 12.807 13.280 Disbursement of Fund iB Pembiayaan iB 6.663 7.764 9.084 9.037 9.190 9.397 9.555 9.736 9.726 9.850 9.943 10.078 10.222 10.336 9.943 10.328 Financing iB

Antar Bank Aktiva iB 2.027 2.525 2.682 2.638 2.434 2.266 1.982 1.726 1.928 2.201 2.360 2.417 2.465 2.714 2.864 2.952 Interbank Assets iB Sumber Dana iB 7.678 9.046 10.538 10.442 10.428 10.530 10.402 10.329 10.533 10.923 11.123 11.301 11.456 11.774 11.535 11.978 Source of Funds iB

Dana Pihak Ketiga 5.824 6.987 8.135 8.103 8.082 8.136 8.031 7.959 8.100 8.417 8.547 8.635 8.691 8.903 8.732 9.094 Third Party Funds Tabungan iB Wadiah 1.179 1.458 1.739 1.706 1.656 1.647 1.576 1.575 1.618 1.768 1.811 1.774 1.743 1.853 1.874 1.891 Wadiah Savings iB Tabungan iB Mudharabah 983 1.120 1.260 1.253 1.255 1.264 1.229 1.134 1.155 1.213 1.226 1.258 1.271 1.299 1.329 1.325 Mudharabah Savings iB Deposito iB Mudharabah 3.663 4.409 5.137 5.145 5.171 5.225 5.226 5.249 5.326 5.436 5.509 5.603 5.677 5.751 5.529 5.878 Deposit Mudharabah iB Antar Bank Passiva 1.655 1.965 2.160 2.122 2.131 2.175 2.146 2.147 2.206 2.274 2.338 2.405 2.522 2.611 2.423 2.571 Interbank Liabilities Pinjaman yang Diterima 129 115 124 122 119 116 131 126 137 139 132 156 145 156 291 233 Loan received Kewajiban Lainnya 69 93 119 94 96 103 94 98 90 93 106 105 99 104 89 81 Other Liabilities

1.181

1.398 1.508 1.606 1.566 1.527 1.536 1.559 1.572 1.600 1.634 1.661 1.693 1.726 1.671 1.752

Modal Disetor 908 1.062 1.177 1.165 1.165 1.180 1.196 1.218 1.214 1.222 1.243 1.247 1.248 1.251 1.183 1.238 Paid-In Capital Cadangan 154 180 200 201 205 210 218 222 223 224 224 226 226 225 206 220 Reserves

L/R Tahun berjalan 159 213 174 27 24 52 78 96 118 142 156 176 203 233 262 27 Current Earnings (Profit/Loss) L/R Tahun Lalu (40) (57) (43) 212 172 85 45 22 17 12 12 12 17 17 20 266 Current Earnings (Profit/Loss) Note: r) Revised figures

2019

Tabel 2.15 Kegiatan Usaha BPR Syariah (Sharia Rural Banks Operation)

Miliar Rp (Billion Rp)

Indikator 2016 2017 Indicator

Beberapa Komponen Modal Some Components of Capital

2018

Ket: r) Angka-angka diperbaiki

136

2020

Jan Feb Mar Apr Mei Jun Jul Ags Sep Okt Nov Des Jan

Aset 9.158 10.840 12.362 12.370 12.344 12.410 12.283 12.219 12.448 12.865 13.105 13.315 13.519 13.893 13.758 14.155 Assets Pembiayaan iB 6.663 7.764 9.084 9.037 9.190 9.397 9.555 9.736 9.726 9.850 9.943 10.078 10.222 10.336 9.943 10.328 Financing iB

Lancar 6.087 7.012 8.239 8.228 8.361 8.579 8.706 8.889 8.868 8.990 9.073 9.245 9.376 9.517 9.243 9.554 Current Kurang Lancar 109 159 148 190 216 205 225 235 233 214 207 218 233 204 141 208 Sub Standard Diragukan 101 123 146 135 129 116 128 123 115 131 133 132 129 131 124 121 Doubtful Macet 365 470 551 484 485 496 496 489 511 516 529 483 485 485 135 444 Lost

575

752 845 808 829 818 850 847 858 860 869 833 846 819 700 773 8,63

9,68 9,30 8,94 9,02 8,71 8,89 8,70 8,83 8,73 8,74 8,27 8,28 7,92 7,04 7,49

Note: r) Revised figures

2018

2019

Tabel 2.16 Aset dan Pembiayaan BPR Syariah (Asset and Financing of Sharia Rural Bank)

Miliar Rp (Billion Rp)

Ket: r) Angka-angka diperbaiki

Indikator

Non Performing Financing (Nominal)

Non Performing Financing (%) Non Performing Financing (%)

Indicator

Non Performing Financing (Nominal)

2016 2017

137

2020

Jan Feb Mar Apr Mei Jun Jul Ags Sep Okt Nov Des Jan

1. Pertanian, Perburuan dan Kehutanan 283.827 317.373 354.878 350.218 353.645 354.080 357.066 363.350 362.564 364.136 364.925 370.141 365.080 370.334 369.903 366.712 1. Agricultures, Hunting and Forestry NPL 6.286 4.332 4.672 4.996 4.760 4.736 5.072 5.153 4.790 4.825 4.808 5.391 5.356 5.362 5.642 6.373 NPL

2. Perikanan 9.479 11.273 12.137 12.065 12.229 12.343 12.550 13.040 13.023 13.174 13.517 13.778 13.813 13.888 14.115 14.080 2. Fishery NPL 242 302 221 638 866 839 877 922 707 749 788 755 772 765 750 785 NPL

3. Pertambangan dan Penggalian 126.335 113.615 137.912 129.440 136.246 137.750 136.178 136.205 136.550 136.600 135.661 129.722 133.521 129.534 134.315 133.780 3. Mining and Quarrying NPL 9.043 7.019 6.423 6.271 6.326 5.977 6.129 6.278 4.884 4.498 4.300 4.027 5.066 4.976 4.808 4.748 NPL

4. Industri Pengolahan 781.765 824.111 899.088 869.183 873.270 868.891 867.740 885.407 902.052 901.643 909.124 917.459 900.067 903.943 931.727 891.896 4. Procesing Industry NPL 26.924 22.287 22.724 24.051 24.061 24.159 25.867 26.899 25.857 26.446 28.036 33.452 37.119 37.868 36.191 37.536 NPL

5. Listrik, gas dan air 135.461 146.133 170.190 175.688 176.741 186.861 191.167 206.802 208.928 195.552 196.472 197.443 195.485 195.052 198.255 196.748 5. Electricity, Gas and Water NPL 2.218 1.573 2.259 2.045 2.016 1.928 1.815 1.848 1.796 1.830 1.876 1.854 1.828 1.911 1.770 1.801 NPL

6. Konstruksi 214.757 258.931 316.097 307.027 313.968 323.777 327.078 342.552 348.339 354.136 360.756 367.268 362.870 361.726 362.271 349.490 6. Construction NPL 8.279 9.491 9.919 10.873 11.598 11.889 12.610 12.974 12.797 13.137 12.922 13.038 13.277 13.671 12.863 13.347 NPL

7. Perdagangan Besar dan Eceran 841.384 885.462 975.995 949.880 958.951 972.700 981.744 987.292 999.851 992.997 987.028 1.002.342 997.224 994.104 1.006.069 975.541 7. Wholesale and Retail Trade NPL 35.789 36.083 35.285 37.459 37.794 36.750 36.626 38.656 37.415 38.557 38.856 38.713 39.127 39.521 34.739 38.499 NPL

8. Penyediaan akomodasi dan penyediaan makan minum

93.390

97.886 99.751 98.757 98.688 100.369 100.958 104.180 104.203 104.338 105.211 106.868 107.115 108.663 109.842 109.487 8. Provision of accomodation and theprovision of eating and drinking

NPL 2.533 4.239 5.516 5.734 5.975 6.140 5.976 6.436 6.066 6.087 6.383 6.482 6.278 6.336 6.111 6.464 NPL

9. Transportasi, pergudangan dan komunikasi 171.795 182.628 217.323 212.240 211.910 213.971 212.876 224.302 232.460 230.719 226.032 232.235 236.911 241.651 246.935 244.517 9. Transportation, Warehousing and Communications

NPL 8.303 6.836 5.825 5.261 5.556 5.028 5.085 4.986 4.808 4.850 4.803 5.008 5.050 5.039 4.047 4.199 NPL

10. Perantara Keuangan 193.946 214.182 244.486 228.622 226.627 232.258 236.007 252.788 250.017 239.432 240.206 243.991 242.095 241.673 249.782 239.087 10. Financial intermediaries NPL 2.415 1.640 2.863 2.983 2.922 2.799 2.780 2.758 3.218 3.498 3.517 3.163 1.873 2.050 1.247 1.595 NPL

11. Real Estate, Usaha Persewaan, dan Jasa Perusahaan

209.999

221.922 248.218 245.187 247.398 253.836 247.853 251.480 258.474 261.947 261.064 262.477 262.892 265.690 269.360 263.860 11. Real Estate, Business, Ownership, and Business Services NPL 5.470 5.473 4.606 4.990 4.857 4.628 4.750 5.495 5.195 5.108 5.836 5.332 5.280 6.053 6.190 7.029 NPL

12. Admistrasi Pemerintahan, Pertahanan dan Jaminan Sosial Wajib

14.702

21.822 25.068 24.942 25.714 26.006 24.920 25.965 25.406 26.087 26.393 26.617 25.778 26.508 28.901 28.775 12. Government administration, Defense and Compulsory social security

NPL 4 3 3 3 5 6 6 8 6 8 8 10 11 8 7 10 NPL

13. Jasa Pendidikan 8.553 10.104 12.322 12.186 12.267 12.664 13.008 13.169 13.315 13.312 13.376 13.444 13.764 13.697 14.194 13.814 13. Education Services NPL 127 128 100 124 125 140 154 150 143 138 241 142 149 162 119 160 NPL

14. Jasa Kesehatan dan Kegiatan Sosial 16.966 19.092 22.698 22.498 22.596 23.117 23.722 24.896 25.192 25.713 26.585 27.995 29.170 29.128 33.576 29.777 14. Health Services and Social Activities NPL 134 318 381 392 356 352 403 376 370 398 412 437 428 431 413 363 NPL

15. Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan Perorangan lainnya

58.707

72.365 79.914 75.784 79.199 81.271 77.056 78.363 79.176 78.539 79.259 80.222 79.821 80.298 82.543 81.546 15. Community, Sociocultural,Entertainment and Other Individual Services

NPL 1.775 1.828 1.474 1.727 1.863 1.859 1.953 2.036 2.015 1.997 1.978 1.987 1.961 1.869 1.839 1.990 NPL

16. Jasa Perorangan yang Melayani Rumah Tangga 2.644 2.744 2.715 2.685 2.695 2.734 2.814 3.204 3.375 3.482 3.456 3.412 3.363 3.307 3.415 3.313 16. Individual Services which Serve Households NPL 68 57 59 78 75 70 74 76 72 76 72 74 76 69 64 68 NPL

17. Badan Internasional dan Badan Ekstra Internasional Lainnya

231

156 173 169 168 172 172 173 172 173 236 265 272 283 280 294 17. International Agency and Other Extra International Agency NPL 31 14 0 0 0 - 0 - - - - NPL

18. Kegiatan yang belum jelas batasannya 10.611 2.752 2.257 2.348 1.462 1.593 1.375 2.121 1.932 1.756 1.693 1.756 1.760 1.751 1.976 2.352 18. Business Activities which are not clearly defined NPL 73 157 282 224 224 214 226 269 112 132 98 131 135 113 130 124 NPL

Loans to Non Industrial Origin

Rumah Tangga House Hold

- Untuk Pemilikan Rumah Tinggal 353.648 392.914 445.196 445.204 447.244 453.079 457.672 464.990 465.903 468.810 471.126 475.263 477.098 475.662 479.928 478.747 - For Home Ownership NPL 8.666 9.958 10.274 11.244 11.947 11.587 12.196 12.114 12.517 12.589 12.870 12.901 12.853 12.806 12.120 13.158 NPL

- Untuk Pemilikan Flat atau Apartemen 12.922 15.440 19.913 19.977 20.163 20.491 20.785 21.179 21.316 21.635 21.736 21.969 22.108 22.126 22.309 22.264 - For Apartement Ownership NPL 290 329 364 364 350 335 347 341 346 367 363 361 358 432 348 397 NPL

- Untuk Pemilikan Ruko atau Rukan 27.421 27.117 25.548 25.405 25.315 25.277 25.134 25.089 24.907 24.743 24.677 24.570 24.455 24.393 24.340 24.039 - For Shop House Ownership NPL 1.063 1.157 1.227 1.354 1.400 1.380 1.388 1.368 1.378 1.382 1.424 1.379 1.367 1.425 1.353 1.409 NPL

- Untuk Pemilikan Kendaraan Bermotor 118.133 124.510 140.449 141.166 141.307 141.826 141.679 142.848 142.118 141.060 141.325 140.637 140.832 140.497 140.399 141.856 - For Vehicles Ownership NPL 1.561 1.630 1.919 2.060 2.097 2.181 2.210 2.254 2.286 2.334 2.326 2.199 2.174 2.115 1.904 2.030 NPL

- Untuk Pemilikan Peralatan Rumah Tangga Lainnya (termasuk pinjaman multiguna)

468.215

542.095 606.712 600.838 605.825 613.742 613.621 618.135 615.924 620.859 622.599 630.258 636.446 645.118 652.364 653.148 - Others NPL 3.976 5.089 5.856 6.382 6.590 6.537 6.646 6.799 6.843 6.869 7.055 7.061 7.108 7.260 6.490 7.232 NPL

Bukan Lapangan Usaha Lainnya 222.306 233.317 235.841 235.106 234.366 232.424 232.794 231.124 232.446 231.672 232.514 234.060 234.221 235.154 240.193 237.690 Non Industrial Origin Others NPL 2.864 2.978 3.011 3.323 3.395 3.378 3.402 3.362 3.254 3.177 3.086 2.861 2.755 2.799 2.690 2.840 NPL

r) Revised figures

2018

2019

2016 2017 Items

Tabel 3.1. Kredit dan NPL Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha dan Bukan Lapangan Usaha Penerima Kredit

(Credit Channeling and NPL Credit Channeling of Commercial Banks to Non Bank Third Party Based on Business Sector and non Business Sector of Credit Channeling Beneficiary) Miliar Rp (Billion Rp)

Keterangan

Penerima Kredit Bukan Lapangan Usaha

r) Angka-angka diperbaiki

Penerima Kredit Lapangan Usaha Loans by Industrial Origin

139

2020

Jan Feb Mar Apr Mei Jun Jul Ags Sep Okt Nov Des Jan

1. Pertanian, Perburuan dan Kehutanan 1.080 678 729 723 581 590 591 602 603 610 590 592 596 597 606 613 1. Agricultures, Hunting and Forestry NPL 58 61 56 59 18 15 15 14 17 15 15 16 14 14 12 12 NPL

2. Perikanan 98 68 107 102 85 94 96 106 105 109 105 101 121 124 107 123 2. Fishery NPL 5 4 3 4 4 4 3 3 3 3 2 2 2 2 1 1 NPL

3. Pertambangan dan Penggalian 177 156 225 185 185 185 174 182 207 178 179 175 171 161 172 166 3. Mining and Quarrying NPL 33 8 9 8 8 9 9 34 34 34 34 9 35 59 31 28 NPL

4. Industri Pengolahan 3.734 2.307 2.654 2.518 1.736 1.677 1.730 1.639 1.786 1.402 1.268 1.164 1.153 1.169 1.154 1.115 4. Procesing Industry NPL 97 77 87 90 50 78 71 90 86 60 58 53 48 100 89 97 NPL

5. Listrik, gas dan air 134 53 12 11 12 12 11 12 13 12 13 13 13 12 8 8 5. Electricity, Gas and Water NPL 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 1 NPL

6. Konstruksi 2.102 2.328 2.630 2.510 2.413 2.404 2.436 2.340 2.474 2.346 1.973 1.886 1.924 1.842 1.567 1.450 6. Construction NPL 113 120 224 235 223 239 272 237 263 250 260 244 240 238 217 215 NPL

7. Perdagangan Besar dan Eceran 11.426 7.398 7.440 7.456 6.498 6.799 6.465 6.510 6.648 6.386 6.353 5.553 5.550 5.510 5.274 5.170 7. Wholesale and Retail Trade NPL 306 429 322 799 766 747 279 277 286 271 260 257 257 244 211 205 NPL

8. Penyediaan akomodasi dan penyediaan makan minum

1.230

639 679 653 484 494 495 506 501 472 491 432 432 439 437 434 8. Provision of accomodation and theprovision of eating and drinking

NPL 28 18 46 26 26 36 35 34 32 34 34 32 32 27 12 12 NPL

9. Transportasi, pergudangan dan komunikasi 1.185 778 866 850 540 539 515 509 508 443 370 313 292 275 233 230 9. Transportation, Warehousing and Communications NPL 22 43 37 36 28 26 26 25 25 24 22 23 22 21 13 31 NPL

10. Perantara Keuangan 2.559 2.159 2.144 2.108 2.065 2.104 2.150 2.247 2.213 2.008 1.976 1.560 1.534 1.497 1.398 1.362 10. Financial intermediaries NPL 103 22 21 82 82 55 81 54 81 82 82 81 81 96 79 79 NPL

11. Real Estate, Usaha Persewaan, dan Jasa Perusahaan

1.804

1.448 1.661 1.639 1.433 1.383 1.384 1.365 1.364 1.151 1.129 935 914 913 948 899 11. Real Estate, Business, Ownership, and Business Services NPL 39 38 36 61 54 41 44 55 55 56 50 36 40 39 34 34 NPL

12. Admistrasi Pemerintahan, Pertahanan dan Jaminan Sosial Wajib

0

0 27 27 28 28 27 23 23 31 24 24 24 20 30 27 12. Government administration, Defense and Compulsory social security

NPL - - - - - NPL

13. Jasa Pendidikan 108 62 71 60 59 58 57 56 56 24 24 20 20 20 20 21 13. Education Services NPL 6 5 1 1 1 1 0 0 0 0 0 0 5 5 0 0 NPL

14. Jasa Kesehatan dan Kegiatan Sosial 246 50 96 97 98 96 92 106 108 76 83 80 93 91 70 66 14. Health Services and Social Activities NPL 4 0 2 2 2 2 2 2 2 15 2 2 2 3 3 3 NPL

15. Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan Perorangan lainnya

2.868

770 651 622 619 624 626 641 641 588 563 555 531 522 473 467 15. Community, Sociocultural,Entertainment and Other Individual Services

NPL 55 53 44 40 35 37 32 36 35 32 31 90 58 57 52 51 NPL

16. Jasa Perorangan yang Melayani Rumah Tangga 77 30 33 32 33 32 33 33 34 31 29 26 27 26 27 23 16. Individual Services which Serve Households NPL 1 2 2 4 4 2 2 2 2 2 2 2 2 2 2 1 NPL

17. Badan Internasional dan Badan Ekstra Internasional Lainnya

-

- - - - 17. International Agency and Other Extra International Agency NPL - - - - - NPL

18. Kegiatan yang belum jelas batasannya 90 20 4 5 8 4 5 6 6 5 5 4 3 3 5 3 18. Business Activities which are not clearly defined NPL 2 0 0 0 0 0 0 0 0 0 0 1 0 1 1 1 NPL

Loans to Non Industrial Origin

Rumah Tangga House Hold

- Untuk Pemilikan Rumah Tinggal 2.156 796 867 864 852 872 870 871 874 848 872 841 845 837 843 852 - For Home Ownership NPL 60 67 124 49 55 62 56 51 50 46 41 47 42 40 31 28 NPL

- Untuk Pemilikan Flat atau Apartemen 202 135 111 94 93 91 90 90 88 84 84 84 83 82 80 79 - For Apartement Ownership NPL 5 14 36 9 9 10 8 9 5 5 4 6 4 3 3 2 NPL

- Untuk Pemilikan Ruko atau Rukan 38 8 9 9 10 9 7 7 10 8 9 10 11 10 10 11 - For Shop House Ownership NPL 3 0 0 0 0 0 0 0 0 0 0 1 1 0 0 1 NPL

- Untuk Pemilikan Kendaraan Bermotor 77 19 7 7 7 7 7 7 7 6 6 6 6 6 6 6 - For Vehicles Ownership NPL 8 10 4 4 4 4 4 4 4 4 4 4 4 4 4 4 NPL

- Untuk Pemilikan Peralatan Rumah Tangga Lainnya (termasuk pinjaman multiguna)

15.858

11.372 13.326 13.400 13.542 13.713 13.879 14.074 14.145 14.196 14.379 14.085 14.274 14.469 14.527 14.507 - Others NPL 89 140 207 243 237 255 234 215 191 205 200 165 168 168 150 198 NPL

Bukan Lapangan Usaha Lainnya 19.654 11.715 12.537 12.588 12.631 12.464 12.758 12.882 12.857 12.920 9.427 9.902 9.993 9.988 9.963 10.018 Non Industrial Origin Others NPL 112 106 124 129 120 122 135 142 141 140 116 104 107 112 105 107 NPL

r) Revised figures

2018

2019

2016 2017

Tabel 3.2. Kredit dan NPL Bank Umum Konvensional - BUKU 1

Dalam dokumen SPI Januari 2020.pdf - OJK (Halaman 144-148)