174
2020
Jan Feb Mar Apr Mei Jun Jul Ags Sep Okt Nov Des Jan
Penerima Kredit Lapangan Usaha
1. Pertanian, Perburuan dan 2.651 3.759 4.191 4.507 4.752 5.018 5.131 5.530 5.621 5.965 6.322 6.452 6.549 6.874 6.729 6.120 1. Agricultures, Hunting and Forestry NPL 1.891 2.221 2.271 2.291 2.304 2.308 2.359 2.379 2.380 2.382 2.389 2.382 2.382 2.385 2.463 2.456 NPL
2. Perikanan 100 99 112 113 113 111 111 111 111 111 108 109 109 109 86 87 2. Fishery NPL 70 68 69 69 68 68 68 68 73 73 73 73 73 75 62 61 NPL
3. Pertambangan dan Penggalian 2 27 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3. Mining and Quarrying NPL 1 1 2 2 2 1 1 1 1 2 2 2 2 2 2 2 NPL
4. Industri Pengolahan 248 249 852 852 852 647 697 696 696 681 683 666 616 41 40 606 4. Procesing Industry NPL 41 40 246 246 246 41 40 40 40 40 39 38 39 39 39 39 NPL
5. Listrik, gas dan air 4 4 4 4 4 4 4 4 4 33 33 33 33 108 108 108 5. Electricity, Gas and Water NPL 2 4 4 4 4 4 4 4 4 4 4 0 4 4 4 4 NPL
6. Konstruksi 31 36 16 16 16 16 16 16 16 15 15 15 15 15 15 15 6. Construction NPL 11 16 16 16 16 16 16 16 16 15 15 15 15 15 15 15 NPL
7. Perdagangan Besar dan Eceran 584 597 579 579 577 574 574 574 573 573 595 508 508 511 500 474 7. Big and Retail Trade NPL 351 386 539 539 538 537 537 537 536 536 535 469 472 474 464 414 NPL
8. Penyediaan akomodasi dan penyediaan makan minum
39
35 36 36 36 36 36 36 36 36 36 36 36 46 46 44 8. Provision of accomodation and Food Supply Drinking
NPL 37 35 36 36 36 34 33 33 35 35 35 35 35 35 35 34 NPL 9. Transportasi, pergudangan dan
komunikasi
34
32 40 40 40 40 40 40 40 40 40 40 40 340 902 1.051 9. Transportation, Warehousing and Communications
NPL 32 32 39 39 39 39 39 39 39 39 39 36 39 39 39 39 NPL
10. Perantara Keuangan 480 601 540 543 531 531 479 461 464 464 464 471 467 469 468 468 10. Transitional Finance NPL 455 577 537 540 529 528 477 458 460 460 460 467 463 464 463 463 NPL
11. Real Estate, Usaha Persewaan, dan Jasa Perusahaan
176
160 160 157 157 157 157 157 157 157 157 157 157 157 156 156 11. Real Estate, Business, Ownership, and Business Services
NPL 132 132 155 152 152 152 152 152 152 152 153 153 153 153 153 153 NPL 12. Admistrasi Pemerintahan,
Pertahanan dan Jaminan Sosial Wajib
40
40 40 40 40 40 40 40 40 40 40 40 40 40 40 40 12. Government administration, Defese and Compulsory Social Security NPL 37 37 39 39 39 39 39 40 40 40 40 40 40 40 40 39 NPL
13. Jasa Pendidikan 30 30 30 30 38 38 38 38 38 38 38 38 38 38 38 38 13. Education Services NPL 30 30 30 30 38 38 38 38 38 38 38 38 38 38 38 38 NPL
14. Jasa Kesehatan dan Kegiatan Sosial
93
93 96 94 94 95 95 95 94 93 94 94 93 93 93 91 14. Health Services and Social Activities NPL 93 93 95 93 94 94 94 94 94 93 94 92 93 93 92 91 NPL
15. Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan Perorangan lainnya
516
526 525 525 525 525 524 524 524 523 523 523 523 523 523 523 15. Community,
Sociocultural,Entertainment and Other Individual Services NPL 513 487 487 487 487 487 487 486 486 486 486 486 486 486 486 486 NPL
16. Jasa Perorangan yang Melayani Rumah Tangga
12
12 12 12 12 12 12 12 12 11 11 11 11 11 11 11 16. Individual Services which Serve Households
NPL 11 11 11 11 11 11 11 11 11 11 11 11 11 11 11 11 NPL 17. Badan Internasional dan Badan
Ekstra Internasional Lainnya 77
74 83 83 83 83 83 84 84 84 84 83 83 82 82 80 17. International Agency and Other Extra Agency International
NPL 77 73 81 81 81 81 81 81 81 81 81 81 81 81 81 79 NPL 18. Kegiatan yang belum jelas
batasannya
4.326
4.048 4.754 4.720 4.724 4.724 4.724 4.750 4.742 4.741 4.756 4.744 4.738 4.463 4.404 4.240 18. Business Activities which are not clearly defined
NPL 3.682 3.584 3.779 3.775 3.773 3.768 3.767 3.754 3.754 3.754 3.780 3.775 3.785 3.793 3.788 3.646 NPL Total 9.441 10.422 12.072 12.353 12.597 12.653 12.763 13.170 13.255 13.609 14.002 14.025 14.060 13.924 14.246 14.154 Total
NPL 7.467 7.828 8.436 8.452 8.456 8.247 8.246 8.233 8.241 8.241 8.273 8.192 8.210 8.226 8.274 8.069 NPL
r) Revised figures r) Angka-angka diperbaiki
Loan by Industrial Origin
Items 2017 2018
2019
Tabel 3.20.a. Penerusan Kredit (Off - Balance Sheet ) dan NPL Penerusan Kredit Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Lapangan Usaha Penerima Penerusan Kredit (Credit Channeling (Off-Balance Sheet) and Non Performing Loan (NPL) of Commercial Banks Based on Industries Sector and non Industries Sector of Credit Channeling Beneficiary)
Miliar Rp (Billion Rp)
Keterangan 2016
175
2020
Jan Feb Mar Apr Mei Jun Jul Ags Sep Okt Nov Des Jan
Berdasarkan Jenis Kredit Based on the type of credit
1. Kredit Usaha Kecil 1.
a. Dalam rangka penerusan kredit dari BI
2.451
2.736 2.759 2.759 2.759 2.812 2.786 2.783 2.772 2.798 2.798 2.799 2.791 2.796 2.795 2.790 a. Channeling Credit From BI NPL 2.401 2.702 2.702 2.729 2.729 2.782 2.756 2.753 2.742 2.768 2.768 2.769 2.761 2.766 2.762 2.757 NPL
b. Lainnya 1.134 1.299 1.287 1.286 1.285 1.282 1.277 1.282 1.292 1.290 1.287 1.291 1.329 1.320 1.332 1.341 b. Other NPL 974 1.117 1.128 1.127 1.126 1.126 1.122 1.124 1.134 1.133 1.131 1.137 1.178 1.179 1.248 1.246 NPL
2. Bukan KUK 2.
a. Kredit kelolaan 934 929 943 943 944 889 915 913 913 886 885 876 835 863 854 851 a. Loans NPL 224 238 230 230 230 179 209 210 217 192 197 165 150 178 167 163 NPL b. Dalam rangka penerusan kredit
dari BI
41
44 31 31 31 31 31 31 31 31 31 32 31 31 31 31 b. Channeling Credit from BI NPL 41 44 31 31 31 31 31 31 31 31 31 31 31 31 31 31 NPL
c. Bantuan Proyek 6 7 6 6 6 6 6 6 6 6 6 6 6 6 6 6 c. Aid Project NPL 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 NPL d. Kredit Kelolaan di luar bantuan
proyek
17
4 4 4 4 4 4 4 4 4 4 4 4 4 4 4 d. Credit Channeling NPL 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 3 NPL
e. Lainnya 4.858 5.403 7.042 7.324 7.569 7.630 7.745 8.652 8.237 8.593 8.991 9.017 9.065 8.905 9.224 9.132 e. Others NPL 3.823 3.722 4.341 4.330 4.335 4.125 4.124 4.111 4.113 4.113 4.142 4.086 4.087 4.068 4.063 3.868 NPL
1. Koperasi 2.148 2.561 2.569 2.569 2.568 2.565 2.559 2.560 2.565 2.539 2.540 2.540 2.524 2.540 2.635 2.625 1.
NPL 2.068 2.478 2.486 2.513 2.513 2.510 2.504 2.505 2.510 2.484 2.483 2.484 2.476 2.483 2.576 2.566 2. Lembaga Swadaya Masyarakat 3.990 4.005 4.611 4.589 4.611 4.622 4.641 4.685 4.677 4.684 4.694 4.689 4.673 4.673 4.648 4.462 2.
NPL 3.910 3.827 4.010 4.003 4.010 4.006 4.011 4.023 4.020 4.021 4.035 4.039 4.028 4.034 4.020 3.875 3. Swasta Lainnya 3.302 3.855 4.893 5.195 5.418 5.466 5.564 6.427 6.012 6.386 6.768 6.797 6.863 6.711 6.962 7.068 3.
NPL 1.488 1.524 1.940 1.935 1.934 1.731 1.731 1.705 1.711 1.737 1.754 1.669 1.707 1.708 1.678 1.628
Total 9.441 10.422 12.072 12.353 12.597 12.653 12.763 13.672 13.255 13.609 14.002 14.025 14.060 13.924 14.246 14.154 Total
r) Revised figures
Tabel 3.21.a. Penerusan Kredit (Off-Balance Sheet) dan NPL Penerusan Kredit Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Kredit dan Golongan Penyalur Kredit (Off-Balance Sheet Credit Channeling and NPL of Commercial Banks to Non-Bank Third Party Based on Types of Credit and Classification of Credit Providers)
Miliar Rp (Billion Rp)
Not Small Business Loans
NPL Berdasarkan Golongan Penyalur
Indikator
Cooperation NPL
Small Business Loans
Non-Governmental Organization
2017 2018
Other Private
Indicator
r) Angka-angka diperbaiki
NPL
Based Distribution Group
2016 2019
176
2020
Jan Feb Mar Apr Mei Jun Jul Ags Sep Okt Nov Des Jan
1 Pertanian, Perburuhan, dan Kehutanan
4.908
5.430 5.635 5.684 5.755 5.856 5.978 6.075 6.075 6.046 6.155 6.241 6.265 6.290 5.760 6.204 1. Agriculture, Hunting, and Forestry
2 Perikanan 289 336 426 449 435 431 444 456 462 465 466 473 485 500 326 338 2. Fishery
3 Pertambangan dan Penggalian 162 212 282 265 281 318 345 324 332 342 339 333 346 347 1.012 628 3. Mining and Quarrying 4 Industri Pengolahan 1.044 1.194 1.494 1.490 1.489 1.526 1.542 1.582 1.575 1.572 1.574 1.563 1.592 1.643 2.057 2.103 4. Processing industry 5 Listrik, Gas dan Air 73 89 137 133 136 140 144 150 152 152 149 141 144 157 117 115 5. Electricity, Gas and Water 6 Konstruksi 2.112 2.657 3.644 3.541 3.600 3.771 3.880 3.992 4.045 4.227 4.315 4.423 4.553 4.663 3.834 3.724 6. Construction
7 Perdagangan Besar dan
Eceran
21.021
22.712 24.681 24.833 25.182 25.403 25.888 26.498 26.302 26.299 26.359 26.324 26.261 26.417 23.544 23.297 7. Wholesale and Retail Trade 8 Penyediaan Akomodasi dan
Penyedian Makan Minum
696
877 1.089 1.106 1.178 1.205 1.201 1.265 1.234 1.237 1.250 1.275 1.322 1.278 1.514 1.618 8. Provision of accommodation and the provision of eating and drinking
9 Transportasi, Pergudangan dan Komunikasi
1.650
1.922 2.296 2.255 2.319 2.379 2.428 2.466 2.458 2.507 2.552 2.566 2.622 2.644 2.291 2.279 9. Transportation, Warehousing and communications
10 Perantara Keuangan 173 219 379 362 358 384 409 504 531 597 607 589 578 555 620 633 10. Financial intermediaries 11 Real Estate, Usaha
Persewaan, dan Jasa Perusahaan
1.909
2.374 2.693 2.746 2.823 2.858 2.947 2.999 3.041 3.001 3.090 3.053 3.149 3.211 3.403 3.416 11. Real Estate, Business, Ownership, and Business 12 Administrasi Pemerintahan,
Pertanahan Dan Jaminan Sosial Wajib
105
133 148 147 150 146 158 157 155 156 138 139 145 152 93 91 12. Government administration, Defese and Compulsory Social Security
13 Jasa Pendidikan 208 257 342 357 370 375 382 406 401 405 407 403 416 421 321 321 13. Education services 14 Jasa Kesehatan dan Kegiatan
Sosial
193
246 275 278 277 279 275 290 285 294 289 295 285 287 746 709 14. Health Services and Social Activities
15 Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan
Perorangan Lainnya
2.070
2.300 2.549 2.554 2.542 2.594 2.637 2.715 2.676 2.729 2.713 2.800 2.810 2.787 7.629 7.680 15. Community, Sociocultural, Entertainment and Other Individual Services
16 Jasa Perorangan yang
Melayani Rumah Tangga
985
1.058 1.212 1.207 1.211 1.234 1.250 1.282 1.260 1.267 1.240 1.248 1.257 1.277 678 663 16. Individual Services which Serve 17 Kegiatan Usaha yang Belum
Jelas Batasannya
4.001
4.225 4.382 4.368 4.353 4.443 4.502 4.592 4.566 4.669 4.710 4.708 4.755 4.755 3.523 3.344 17. Business Activities are not clearly defined
18 Bukan Lapangan Usaha - Rumah Tangga
3.733
4.012 4.369 4.398 4.452 4.493 4.494 4.544 4.604 4.724 4.812 4.892 4.976 4.981 8.276 9.101 18. Loans to Non Industrial Origin - House Hold
19 Bukan Lapangan Usaha - Lainnya
36.352
39.229 42.187 42.515 43.085 43.576 44.141 44.751 44.462 44.616 44.929 45.267 45.559 45.882 43.040 42.805 19. Non Industrial Origin-Others Total 81.684 89.482 98.220 98.689 99.995 101.410 103.046 105.048 104.616 105.307 106.093 106.733 107.519 108.248 108.784 109.070 Total
2018
2019
Tabel 3.22.a. Kredit Bank Perkreditan Rakyat Berdasarkan Sektor Ekonomi (Credit of Rural Banks Based on Economic Sector)
Miliar Rp (Billion Rp)
Economic Sector Sektor Ekonomi 2016 2017
177
2020
Jan Feb Mar Apr Mei Jun Jul Ags Sep Okt Nov Des Jan
- Pertanian, Perburuhan, dan Kehutanan 4.248 4.736 4.878 4.924 5.004 5.091 5.208 5.301 5.302 5.262 5.370 5.445 5.437 5.464 4.920 5.336 - Agricultures, hunting and forestry - Perikanan 262 301 383 404 390 387 397 410 416 421 419 423 434 450 295 307 - Fishery
- Pertambangan dan Penggalian 143 179 229 207 223 265 285 265 274 282 282 267 277 276 899 506 - Mining and Quarrying - Industri Pengolahan 904 1.034 1.250 1.244 1.248 1.276 1.286 1.324 1.322 1.316 1.313 1.316 1.348 1.398 1.774 1.806 - Procesing industry - Listrik, Gas dan Air 64 80 123 120 123 126 130 137 139 139 134 126 129 142 103 99 - Electricity, gas and water - Konstruksi 1.959 2.429 3.340 3.236 3.295 3.439 3.543 3.655 3.696 3.877 3.942 4.033 4.160 4.264 3.519 3.416 - Construction
- Perdagangan Besar dan Eceran 19.183 20.604 22.370 22.486 22.785 22.938 23.382 23.980 23.773 23.735 23.744 23.644 23.532 23.673 21.101 20.933 - Big and retail trade
- Penyediaan Akomodasi dan Penyedian Makan Minum 506 650 801 797 866 890 885 908 885 879 893 917 953 912 1.120 1.194 - Provision of accomodation and food supply drinking
- Transportasi, Pergudangan dan Komunikasi 1.011 1.139 1.444 1.380 1.413 1.468 1.501 1.531 1.523 1.571 1.600 1.600 1.653 1.660 1.589 1.586 - Transportation, warehousing and - Perantara Keuangan 151 195 348 332 328 355 377 472 500 566 576 532 521 530 569 591 - Transitional Finance
- Real Estate, Usaha Persewaan dan Jasa Perusahaan 1.635 2.050 2.327 2.377 2.401 2.436 2.523 2.571 2.612 2.569 2.641 2.603 2.689 2.744 2.956 2.981 - Real estate, Rental Business, and services - Administrasi Pemerintahan, Pertanahan dan Jaminan
Sosial Wajib
77
100 114 113 113 107 119 118 115 112 95 96 100 104 64 62 - Government administration, the defense and compulsory social security
- Jasa Pendidikan 123 155 201 215 221 229 228 249 243 250 255 253 257 259 197 197 - Education services - Jasa Kesehatan dan Kegiatan Sosial 137 167 183 188 191 191 186 197 194 200 196 203 197 195 523 496 - Health and social services - Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan
Perorangan Lainnya
1.691
1.860 2.005 2.015 2.021 2.054 2.086 2.149 2.108 2.156 2.125 2.084 2.000 2.054 6.117 6.081 - Community, Sociocultural,Entertainment and Other Individual Services
- Jasa Perorangan yang Melayani Rumah Tangga 745 794 943 937 933 947 957 975 958 964 940 942 944 956 513 501 - Individual services which serve households - Kegiatan Usaha yang Belum Jelas Batasannya 3.119 3.302 3.340 3.326 3.358 3.434 3.493 3.573 3.567 3.655 3.654 3.641 3.697 3.702 2.884 2.632 - International Agency and Other Extra
International Agency
- Bukan Lapangan Usaha - Rumah Tangga - - - - - Not the business field – households - Bukan Lapangan Usaha - Lainnya - - - - 23 68 - Not the business field – other
35.958
39.773 44.279 44.302 44.914 45.631 46.586 47.815 47.626 47.954 48.178 48.123 48.327 48.782 49.166 48.792
- Pertanian, Perburuhan, dan Kehutanan 659 695 756 760 750 766 770 774 773 784 784 796 828 826 839 867 - Agricultures, hunting and forestry - Perikanan 27 35 44 45 45 44 47 46 46 44 47 50 51 50 31 31 - Fishery
- Pertambangan dan Penggalian 19 33 53 58 58 53 60 59 58 61 57 66 69 71 113 122 - Mining and Quarrying - Industri Pengolahan 140 161 244 247 241 250 256 257 253 256 262 248 244 245 283 297 - Procesing industry - Listrik, Gas dan Air 10 9 14 13 13 14 14 13 13 14 14 15 15 16 14 16 - Electricity, gas and water - Konstruksi 153 229 304 305 305 332 337 337 349 350 373 391 393 399 316 308 - Construction
- Perdagangan Besar dan Eceran 1.838 2.108 2.311 2.347 2.397 2.464 2.506 2.517 2.530 2.564 2.615 2.680 2.728 2.744 2.443 2.364 - Big and retail trade
- Penyediaan Akomodasi dan Penyedian Makan Minum 190 227 288 309 312 315 317 358 349 358 357 358 368 366 394 424 - Provision of accomodation and food supply drinking
- Transportasi, Pergudangan dan Komunikasi 639 783 853 874 906 910 927 935 934 936 952 966 969 984 702 694 - Transportation, warehousing and communications
- Perantara Keuangan 22 24 31 30 30 29 32 32 32 31 31 57 57 26 50 42 - Transitional Finance
- Real Estate, Usaha Persewaan dan Jasa Perusahaan 274 323 367 368 422 422 424 428 429 431 448 450 460 467 447 436 - Real estate, Rental Business, and services company
- Administrasi Pemerintahan, Pertanahan dan Jaminan Sosial Wajib
28
33 34 34 37 39 39 39 40 44 43 44 45 48 29 29 - Government administration, the defense and compulsory social security
- Jasa Pendidikan 85 102 141 143 149 146 154 157 158 155 152 150 159 163 124 124 - Education services - Jasa Kesehatan dan Kegiatan Sosial 56 79 92 91 87 88 89 93 91 94 93 92 88 92 223 213 - Health and social services - Jasa Kemasyarakatan, Sosial Budaya, Hiburan dan
Perorangan Lainnya
379
440 544 539 521 540 551 567 568 573 588 717 810 733 1.513 1.598 - Community, Sociocultural,Entertainment and Other Individual Services
- Jasa Perorangan yang Melayani Rumah Tangga 240 263 269 271 278 286 294 307 302 303 300 307 313 322 165 162 - Individual services which serve households - Kegiatan Usaha yang Belum Jelas Batasannya 882 923 1.041 1.042 994 1.009 1.009 1.019 998 1.014 1.056 1.067 1.058 1.053 639 712 - International Agency and Other Extra
International Agency
- Jasa Perorangan yang Melayani Rumah Tangga - - - - - - - - - - - - - - - - - Not the business field – households - Bukan Lapangan Usaha - Lainnya - - - - - - - - - - - - - - 1 17 *) - Not the business field – other
5.641
6.467 7.385 7.475 7.545 7.710 7.825 7.938 7.923 8.013 8.174 8.451 8.658 8.603 8.327 8.457 - Kredit pemilikan rumah (KPR) yang dijamin dengan hak
tanggungan pertama dengan tujuan untuk dihuni
1.695
1.715 1.910 1.928 1.941 1.969 1.983 2.003 1.991 2.016 2.050 2.070 2.055 2.103 2.106 2.091 - Housing Loan (mortgage) secured by first mortgage in order to live
- Kredit pemilikan kendaraan bermotor 1.723 930 1.069 1.085 1.094 1.112 1.113 1.179 1.172 1.232 1.231 1.192 1.228 1.247 1.190 1.192 - Vehicle Loans - Kredit konsumsi lainnya 36.668 40.596 43.578 43.900 44.501 44.988 45.539 46.113 45.903 46.092 46.461 46.897 47.252 47.513 47.995 48.537 - Other consumer credit
40.085
43.241 46.556 46.913 47.536 48.069 48.635 49.295 49.066 49.340 49.741 50.160 50.535 50.863 51.291 51.821
Total 81.684 89.482 98.220 98.689 99.995 101.410 103.046 105.048 104.616 105.307 106.093 106.733 107.519 108.248 108.784 109.070 Total
r) Revised figures
2017
Total consumption Consumption Investment
Total Working Capital
Total Investment
2018
2019
Investasi
2016
Total Modal Kerja
r) Angka-angka diperbaiki
Tabel 3.23.a. Kredit Bank Perkreditan Rakyat Berdasarkan Jenis Penggunaan
(Credit of Rural Banks Based on Type of Use) Miliar Rp (Billion Rp)
Economic Sector
Modal Kerja