Penyaluran Dana (Fund Disbursements) a. Pembiayaan (Financing)
Rupiah
Valas (Foreign Exchange) b. Antar Bank (Inter-Bank) c. Penempatan di BI (Placements at BI) d. Surat Berharga (tidak termasuk obligasi rekap)
(Money Instruments (not including recapitalization bonds) e. Penyertaan (Equity participation)
f. Tagihan Lainnya (Other claims) Sumber Dana (Sources of Funds)
a. DPK (Third Party Funds) Rupiah
Giro Wadiah (Wadiah Demand Deposit) Deposito Mudharabah (Mudharabah Time Deposits) Tabungan Mudharabah (Mudharabah Savings Accounts) Valas (Foreign Exchange)
Giro Wadiah (Wadiah Demand Deposit) Deposito Mudharabah (Mudharabah Time Deposits) Tabungan Mudharabah (Mudharabah Savings Accounts) b. Kewajiban Kepada BI (Liabilities at BI)
c. Antar Bank (Inter-Bank) d. Surat Berharga (Money Instruments) e. Pinjaman yang Diterima (Loans received)
Rupiah
Valas (Foreign Exchange) f. Kewajiban Lainnya (Other Liabilities) g. Setoran Jaminan (Guarantee Deposits) Komponen Modal (Capital Components)
a. Modal Disetor (Paid-In Capital) b. Cadangan (Reserves)
c. L/R tahun berjalan (Current Earnings (Profit/Loss) d. L/R tahun Lalu (Retained Earnings (Profit/Loss) e. Perkiraan tambahan modal disetor (Estimate of Additional Paid-In Capital) f. Modal Pinjaman (Capital Loans)
SWBI (BUS & UUS) (Bank Indonesia Syariah Money Certificates (BUS & UUS) Total Aset (Total Assets)
Jaringan Kantor (Office Network) Jumlah Bank (Total Banks) Jumlah Kantor *) Total Bank Offices *)
Des Des Des Des 2 0 0 8 2 0 0 9
2004 2005 2006 2007 Nov Des Jan Feb Mar Apr Mei Jun Jul Ags Sep Okt Nov Tabel 2.1 Kegiatan Usaha Bank Umum Syariah (BUS) Dan Unit Usaha Syariah (UUS)
(Syariah Commercial Bank and Sharia Business Unit Operations)
14.793 20.222 25.927 32.304 46.557 48.264 50.033 50.869 50.348 51.021 52.151 54.079 54.221 55.725 56.376 58.433 60.068 11.324 15.232 20.445 26.149 38.529 38.199 38.201 38.843 39.308 39.726 40.715 42.195 42.828 43.890 44.523 45.246 45.726 10.698 14.458 19.530 24.878 35.910 35.879 36.141 36.617 37.155 37.658 38.809 40.193 40.916 41.905 42.664 43.392 43.916 627 774 915 1.270 2.619 2.320 2.060 2.226 2.153 2.067 1.906 2.002 1.911 1.985 1.859 1.854 1.810 718 1.054 991 1.437 1.547 1.978 2.178 2.371 2.185 2.109 1.982 2.449 2.269 2.307 2.262 2.391 2.512 1.968 3.180 3.641 3.238 3.594 5.189 6.720 6.617 5.958 6.163 6.498 6.530 6.124 6.492 6.545 7.676 7.888 671 730 829 1.302 2.664 2.683 2.688 2.768 2.715 2.805 2.742 2.700 2.775 2.796 2.744 2.852 3.644 6 6 6 41 79 79 79 79 41 42 83 83 83 83 83 83 83 105 21 15 138 144 136 168 191 142 178 130 122 143 157 219 184 215 12.914 17.296 22.337 27.948 37.917 40.591 42.327 42.805 42.188 43.137 44.170 46.143 47.130 48.187 49.711 51.197 52.909 11.718 15.581 20.672 25.473 34.422 36.852 38.195 38.651 38.040 39.193 40.288 42.103 43.004 44.019 45.381 46.500 47.887 10.897 14.752 19.818 24.324 32.854 35.449 36.645 36.857 36.348 37.569 38.772 40.093 40.945 41.943 43.393 44.649 46.153 1.421 1.836 3.180 2.925 3.300 3.741 4.148 4.083 3.570 5.707 4.052 4.516 4.395 4.578 4.628 4.619 5.106 6.242 8.546 10.208 12.919 18.044 19.273 20.038 20.193 19.779 18.470 21.249 21.495 22.454 23.581 24.273 25.358 26.060 3.234 4.370 6.430 8.480 11.510 12.436 12.460 12.581 12.999 13.392 13.471 14.082 14.096 13.784 14.492 14.673 14.986 822 829 854 1.149 1.568 1.403 1.550 1.794 1.693 1.624 1.517 2.010 2.059 2.076 1.988 1.850 1.734 118 209 236 424 483 498 538 670 639 667 659 683 822 922 864 737 646 704 620 618 726 1.050 870 973 1.081 1.008 904 809 1.260 1.165 1.079 1.038 1.028 996 - - - - 36 35 39 43 46 52 49 67 71 75 86 86 93 33 32 32 32 32 68 8 8 8 7 7 7 7 7 6 6 6 483 980 874 1.499 2.356 2.419 2.943 2.896 3.037 2.848 2.764 2.912 2.767 2.708 2.611 3.006 3.322 162 265 268 350 311 311 311 311 361 361 361 360 360 360 360 340 340 415 207 181 161 126 150 150 150 141 141 141 132 360 359 551 550 523 415 204 181 161 126 150 150 150 141 141 141 132 360 359 551 550 523 - - - - - - - - - 91 209 285 401 610 727 662 724 535 524 548 567 568 667 739 729 767 10 25 25 32 59 64 59 65 66 62 60 61 65 68 63 65 64
-
728 951 991 1.017 1.192 1.752 1.852 1.852 1.852 1.852 1.852 1.801 1.801 1.801 1.801 1.801 1.801 99 230 268 275 334 335 335 335 335 335 449 449 449 449 449 449 449 167 239 355 481 584 432 83 169 289 360 436 517 593 669 469 558 634 (36) (76) 27 149 336 152 724 730 562 558 308 308 308 308 308 308 308 (1) 132 142 132 132 466 466 132 466 466 466 466 466 466 466 466 466 - - - - 110 - - 333 - - - - - - -
- - - - - 1.094 2.395 2.358 1.761 1.063 2.824 3.488 3.192 2.704 2.058 2.539 1.819 1.253 2.321 2.635 2.835 2.142
- - - - - 15.210 20.880 26.722 33.016 47.179 49.555 51.814 52.152 51.678 52.212 50.464 55.238 55.610 57.012 58.034 59.679 61.359
- - - - - 18 22 23 29 31 32 31 31 31 30 30 30 29 29 29 31 31 337 436 509 568 754 790 796 867 888 895 898 899 904 916 924 963 987
Indikator (Indicator)
Miliar Rp (Billion Rp)
Des Des Des Des 2 0 0 8 2 0 0 9
2004 2005 2006 2007 Nov Des Jan Feb Mar Apr Mei Jun Jul Ags Sep Okt Nov Tabel 2.2 Kegiatan Usaha Bank Umum Syariah (BUS) (Syariah Commercial Bank Operations (BUS))
Indikator (Indicator)
12.144 16.132 19.839 25.663 31.498 33.026 33.849 35.614 35.762 36.248 37.327 38.725 39.135 40.310 40.875 42.285 42.966 9.627 12.405 16.113 20.717 26.438 26.109 26.212 27.518 27.756 27.841 28.502 29.716 31.058 31.817 32.165 32.727 33.491 9.025 11.652 15.224 19.602 24.521 24.422 24.799 26.029 26.295 26.439 27.236 28.376 29.780 30.540 30.981 31.529 32.339 601 753 889 1.115 1.917 1.688 1.414 1.489 1.460 1.402 1.265 1.340 1.278 1.277 1.185 1.198 1.153 353 373 535 672 515 1.016 1.033 1.228 1.220 1.104 1.013 1.343 1.289 1.389 1.324 1.227 1.141 1.655 2.986 2.715 3.286 2.484 3.827 4.554 4.715 4.760 5.166 5.669 5.567 4.594 4.874 5.144 6.023 5.207 401 341 457 766 1.839 1.859 1.803 1.884 1.843 1.918 1.929 1.894 1.969 1.990 1.939 2.043 2.830 6 6 6 41 79 79 79 79 41 42 83 83 83 83 83 83 83 103 21 14 182 144 136 168 191 142 178 130 122 143 157 219 181 213
- - - - - 11.376 15.041 18.509 23.960 29.109 30.546 31.640 32.715 32.936 33.234 34.397 35.954 36.552 37.431 38.855 39.803 40.303 10.291 13.667 17.216 21.966 26.456 27.734 28.489 29.447 29.569 30.179 31.282 32.698 32.917 33.676 35.186 36.050 36.392 9.477 12.843 16.380 20.880 25.073 26.498 27.108 27.862 28.053 28.781 29.938 30.894 31.069 31.794 33.498 34.411 34.849 1.266 1.609 2.523 2.624 2.343 2.250 2.260 2.358 2.559 4.810 3.036 3.403 3.207 3.254 3.302 3.244 3.418 5.462 7.539 8.456 10.555 13.663 14.588 15.146 15.501 15.146 13.319 16.214 16.281 16.610 17.613 18.706 19.588 19.603 2.749 3.695 5.401 7.702 9.067 9.659 9.702 10.004 10.349 10.651 10.688 11.210 11.252 10.928 11.490 11.579 11.828 814 825 836 1.085 1.383 1.237 1.381 1.585 1.516 1.399 1.344 1.804 1.848 1.881 1.688 1.638 1.543 115 207 232 262 449 465 509 609 599 565 580 589 726 846 697 659 588 699 617 604 823 934 772 872 977 917 834 765 1.215 1.122 1.036 992 980 955 - - - - - - - 33 32 32 32 32 68 8 8 8 7 7 7 7 7 6 6 6 413 684 603 1.049 1.646 1.736 2.102 2.145 2.376 2.086 2.122 2.261 2.401 2.428 2.272 2.405 2.739 140 244 247 329 311 311 311 311 361 361 361 360 360 360 360 340 340 412 205 179 154 126 150 150 150 141 141 141 132 360 359 351 350 123 412 201 179 154 126 150 150 150 141 141 141 132 360 359 351 350 123 - - - - - - - 78 186 215 400 504 513 549 616 443 423 449 461 465 557 640 613 667 9 23 17 31 33 35 31 38 38 36 35 36 43 44 40 38 36
- - - - - 728 951 991 1.001 1.141 1.701 1.801 1.801 1.801 1.801 1.801 1.801 1.801 1.801 1.801 1.801 1.801 99 230 268 275 334 335 335 335 335 335 449 449 449 449 449 449 449 194 266 310 459 509 499 49 102 171 208 250 297 346 385 411 440 488 (34) (43) 24 143 322 138 637 634 515 521 288 288 288 288 288 288 288 (1) 132 142 132 132 466 466 132 466 466 466 466 466 466 466 466 466 - - - - 110 - - 333 - - - - -
- - - - - 1.094 2.395 2.358 2.599 1.063 2.824 3.488 3.192 2.704 2.058 2.539 1.819 1.253 2.321 2.635 2.835 2.142
- - - - - 12.527 17.111 21.151 27.286 31.974 34.036 35.282 36.488 36.665 37.039 35.282 39.534 40.191 41.162 42.636 43.650 44.185
- - - - - 3 3 3 3 4 5 5 5 5 5 5 5 5 5 5 6 6 263 301 346 398 555 576 580 618 635 642 643 643 645 654 660 688 701 Penyaluran Dana (Fund Disbursements)
a. Pembiayaan (Financing) Rupiah
Valas (Foreign Exchange) b. Antar Bank (Inter-Bank) c. Penempatan di BI (Placements at BI) d. Surat Berharga (tidak termasuk obligasi rekap)
(Money Instruments (not including recapitalization bonds) e. Penyertaan (Equity participation)
f. Tagihan Lainnya (Other claims) Sumber Dana (Sources of Funds)
a. DPK (Third Party Funds) Rupiah
Giro Wadiah (Wadiah Demand Deposit) Deposito Mudharabah (Mudharabah Time Deposits) Tabungan Mudharabah (Mudharabah Savings Accounts) Valas (Foreign Exchange)
Giro Wadiah (Wadiah Demand Deposit) Deposito Mudharabah (Mudharabah Time Deposits) Tabungan Mudharabah (Mudharabah Savings Accounts) b. Kewajiban Kepada BI (Liabilities at BI)
c. Antar Bank (Inter-Bank) d. Surat Berharga (Money Instruments) e. Pinjaman yang Diterima (Loans received)
Rupiah
Valas (Foreign Exchange) f. Kewajiban Lainnya (Other Liabilities) g. Setoran Jaminan (Guarantee Deposits) Komponen Modal (Capital Components)
a. Modal Disetor (Paid-In Capital) b. Cadangan (Reserves)
c. L/R tahun berjalan (Current Earnings (Profit/Loss) d. L/R tahun Lalu (Retained Earnings (Profit/Loss)
e. Perkiraan tambahan modal disetor (Estimate of Additional Paid-In Capital) f. Modal Pinjaman (Capital Loans)
SWBI (BUS & UUS) (Bank Indonesia Syariah Money Certificates (BUS & UUS) Total Aset (Total Assets)
Jaringan Kantor (Office Network) Jumlah Bank (Total Banks) Jumlah Kantor *) Total Bank Offices *)
Des Des Des Des 2 0 0 8 2 0 0 9
2004 2005 2006 2007 Nov Des Jan Feb Mar Apr Mei Jun Jul Ags Sep Okt Nov Tabel 2.3 Kegiatan Usaha Unit Usaha Syariah (UUS) (Syariah Business Unit Operations (UUS))
Indikator (Indicator)
2.649 4.090 6.087 10.099 15.059 15.238 16.184 15.255 14.586 14.773 14.824 15.354 15.086 15.415 15.501 16.148 17.102 1.698 2.827 4.332 7.227 12.091 12.090 11.989 11.325 11.552 11.884 12.213 12.479 11.770 12.072 12.358 12.519 12.235 1.672 2.807 4.305 6.910 11.389 11.457 11.342 10.588 10.859 11.219 11.572 11.817 11.136 11.365 11.683 11.863 11.578 25 20 26 318 702 632 647 737 693 665 641 662 633 708 674 656 657 366 681 457 996 1.032 962 1.144 1.143 965 1.005 969 1.106 980 918 937 1.164 1.371 313 194 926 1.254 1.111 1.362 2.166 1.903 1.197 997 829 963 1.530 1.618 1.401 1.653 2.681 270 389 372 622 825 824 884 884 872 887 813 806 807 806 805 810 814 - - - - - - 3 - 1 - - - - - 0 0 0 0 0 0 0 2 2 1.538 2.258 3.828 7.061 8.808 10.044 10.687 10.090 9.251 9.902 9.772 10.188 10.579 10.756 10.856 11.394 12.606 1.428 1.914 3.456 6.045 7.966 9.118 9.706 9.204 8.471 9.014 9.006 9.405 10.087 10.343 10.195 10.450 11.495 1.420 1.909 3.438 6.003 7.781 8.952 9.537 8.995 8.294 8.789 8.834 9.199 9.876 10.148 9.895 10.238 11.304 155 228 657 836 957 1.490 1.888 1.726 1.011 896 1.016 1.113 1.189 1.324 1.326 1.374 1.688 780 1.007 1.752 3.416 4.381 4.684 4.892 4.692 4.633 5.151 5.035 5.214 5.843 5.968 5.567 5.770 6.457 485 675 1.030 1.751 2.442 2.777 2.758 2.577 2.650 2.741 2.783 2.872 2.844 2.856 3.002 3.094 3.159 8 5 18 42 185 166 168 209 177 225 172 207 211 195 299 212 191 3 2 4 29 34 33 28 61 40 102 79 94 96 76 167 78 58 5 3 14 13 115 98 101 105 91 71 44 46 43 44 46 48 41 - - - - 36 35 39 43 46 52 49 67 71 75 86 86 93 - - - - - - 71 296 271 902 710 684 841 751 661 762 642 651 365 279 338 601 583 22 21 21 21 - - - - 4 3 1 1 - 0 0 0 0 0 0 0 - - 200 200 400 4 2 1 1 - 0 0 0 0 0 0 0 - - 200 200 400 - - - - - - 12 23 70 73 106 214 113 108 91 101 98 106 104 110 100 116 100 2 2 8 19 26 29 27 26 27 25 26 25 22 23 23 27 28
- - - 16 51 51 51 51 51 51 51 - - - - - - - - - - (27) (28) 45 81 75 (66) 34 67 119 152 186 220 247 284 58 118 146 (3) (33) 3 6 14 14 87 96 47 37 20 20 20 20 20 20 20 - - - - - - - - - - - - 1.094 2.395 2.358 2.599 1.063 2.824 3.488 3.192 2.704 2.058 2.539 1.819 1.253 2.321 2.635 2.835 2.142 - - - - 2.684 3.596 5.571 9.252 15.204 15.519 16.531 15.664 15.013 15.173 15.182 15.704 15.419 15.850 15.398 16.028 17.174
15 19 20 26 27 27 26 26 26 25 25 25 24 24 24 25 25 74 133 163 170 199 214 216 249 253 253 255 256 259 262 264 275 286 Penyaluran Dana (Fund Disbursements)
a. Pembiayaan (Financing) Rupiah
Valas (Foreign Exchange) b. Antar Bank (Inter-Bank) c. Penempatan di BI (Placements at BI) d. Surat Berharga (tidak termasuk obligasi rekap)
(Money Instruments (not including recapitalization bonds) e. Penyertaan (Equity participation)
f. Tagihan Lainnya (Other claims) Sumber Dana (Sources of Funds)
a. DPK (Third Party Funds) Rupiah
Giro Wadiah (Wadiah Demand Deposit) Deposito Mudharabah (Mudharabah Time Deposits) Tabungan Mudharabah (Mudharabah Savings Accounts) Valas (Foreign Exchange)
Giro Wadiah (Wadiah Demand Deposit) Deposito Mudharabah (Mudharabah Time Deposits) Tabungan Mudharabah (Mudharabah Savings Accounts) b. Kewajiban Kepada BI (Liabilities at BI)
c. Antar Bank (Inter-Bank) d. Surat Berharga (Money Instruments) e. Pinjaman yang Diterima (Loans received)
Rupiah
Valas (Foreign Exchange) f. Kewajiban Lainnya (Other Liabilities) g. Setoran Jaminan (Guarantee Deposits) Komponen Modal (Capital Components)
a. Modal Disetor (Paid-In Capital) b. Cadangan (Reserves)
c. L/R tahun berjalan (Current Earnings (Profit/Loss) d. L/R tahun Lalu (Retained Earnings (Profit/Loss)
e. Perkiraan tambahan modal disetor (Estimate of Additional Paid-In Capital) f. Modal Pinjaman (Capital Loans)
SWBI (BUS & UUS) (Bank Indonesia Syariah Money Certificates (BUS & UUS) Total Aset (Total Assets)
Jaringan Kantor (Office Network) Jumlah Bank (Total Banks) Jumlah Kantor *) Total Bank Offices *)
Bank Umum Syariah (Syariah Commercial Banks) Unit Usaha Syariah (Syariah Business Units)
Des Des Des Des 2 0 0 8 2 0 0 9
2004 2005 2006 2007 Nov Des Jan Feb Mar Apr Mei Jun Jul Ags Sep Okt Nov Tabel 2.4 Perkembangan Aset Perbankan Syariah (Growth of Assets of Syariah Banks)
Indikator (Indicators)
12.527 17.111 21.151 27.286 31.974 34.036 35.282 36.488 36.665 37.039 38.012 39.534 40.191 41.162 42.636 43.650 44.185 2.684 3.769 5.571 9.252 15.204 15.519 16.531 15.664 15.013 15.173 15.182 15.704 15.419 15.850 15.398 16.028 17.174
Pembiayaan (Financing) a. Lancar (Current)
b. Dalam Perhatian Khusus (Special Mention) c. Kurang Lancar (Sub-Standard) d. Diragukan (Doubtful) e. Macet (Lost)
Non Performing Financing (Nominal) Rasio Non Performing Financing (%)
Des Des Des Des 2 0 0 8 2 0 0 9
2004 2005 2006 2007 Nov Des Jan Feb Mar Apr Mei Jun Jul Ags Sep Okt Nov Tabel 2.5 Aktiva Produktif Perbankan Syariah (Earning Assets of Syariah Banks)
Indikator (Indicators)
11.324 15.232 20.445 27.944 38.529 38.195 38.201 38.843 39.308 39.726 40.715 42.195 42.828 43.890 44.523 45.246 45.726 10.650 14.027 18.583 25.494 34.733 35.076 34.410 34.653 35.024 35.115 36.023 37.601 38.154 38.715 38.815 39.656 39.977 405 776 891 1.319 1.883 1.610 2.115 2.400 2.264 2.558 2.749 2.743 2.470 2.713 3.161 3.097 3.216 122 201 353 321 594 525 354 620 804 807 594 553 845 1.068 1.136 1.036 898 66 73 236 267 243 224 412 171 200 219 267 417 414 393 341 276 746 81 155 383 543 1.076 759 910 998 1.015 1.027 1.081 881 945 1.002 1.070 1.180 889 269 429 971 1.131 1.913 1.509 1.676 1.789 2.019 2.053 1.942 1.851 2.204 2.462 2.547 2.492 2.534 2,37 2,82 4,75 4,05 4,97 3,95 4,39 4,61 5,14 5,17 4,77 4,39 5,15 5,61 5,72 5,51 5,54
Tabel 2.6 Komposisi DPK Perbankan Syariah (Composition of Third Party Funds of Syariah Banks) Indikator (Indicators)
Desember 2004
Nominal
Desember 2005 Desember 2006 Desember 2007 November 2008 Desember 2008 November 2009 Nominal
Nominal Nominal
Nominal Nominal Nominal
Komposisi tdhp total DPK (%) (Composition to Total Third Party Funds) (%)
Giro Wadiah Rupiah
Valas (Foreign Exchange) Deposito Mudharabah Rupiah
Valas (Foreign Exchange) Tabungan Mudharabah Rupiah
Valas (Foreign Exchange) Total DPK (Total Third Party Funds) Rupiah
Valas (Foreign Exchange)
1.539 13,13 2.045 13,13 2.847 14,71 3.750 13,39 3.784 10,99 4.238 11,50 5.752 12,01
1.421 12,13 1.836 11,78 2.562 13,24 3.459 12,35 3.300 9,59 3.741 10,15 5.106 10,66
118 1,01 209 1,34 285 1,47 291 1,04 483 1,40 498 1,35 646 1,35
6.945 59,27 9.166 58,83 10.656 55,08 14.807 52,86 19.093 55,47 20.143 54,66 27.056 56,50
6.242 53,27 8.546 54,85 10.109 52,25 13.971 49,88 18.044 52,42 19.273 52,30 26.060 54,42
704 6,00 620 3,98 546 2,82 836 2,98 1.050 3,05 870 2,36 996 2,08
3.234 27,60 4.370 28,04 5.845 30,21 9.453 33,75 11.545 33,54 12.471 33,84 15.079 31,49
3.234 27,60 4.370 28,04 5.845 30,21 9.453 33,75 11.510 33,44 12.436 33,74 14.986 31,30
- 0,00 - 0,00 - 0,00 - 0,00 36 0,10 35 0,10 93 0,19
11.718 100 15.581 100 19.347 100 28.011 100 34.422 100,00 36.852 100 47.887 100
10.897 92,99 14.752 94,68 18.516 95,70 26.884 95,98 32.854 95,44 35.449 96,19 46.153 96,38
822 7,01 829 5,32 831 4,30 1.127 4,02 1.568 4,56 1.403 3,81 1.734 3,62
Komposisi tdhp total DPK (%) (Composition to Total Third Party Funds) (%) Komposisi tdhp total
DPK (%) (Composition to Total Third Party Funds) (%)
Komposisi tdhp total DPK (%) (Composition to Total Third Party Funds) (%)
Komposisi tdhp total DPK (%) (Composition to Total Third Party Funds) (%) Komposisi tdhp total
DPK (%) (Composition to Total Third Party Funds) (%)
Komposisi tdhp total DPK (%) (Composition to Total Third Party Funds) (%)
Des Des Des Des 2 0 0 8 2 0 0 9
2004 2005 2006 2007 Nov Des Jan Feb Mar Apr Mei Jun Jul Ags Sep Okt Nov Tabel 2.7 Tingkat Bagi Hasil Rata-rata DPK Bank Syariah
(Average of Profit Sharing Rates of Third Party Fund of Sharia Banks)
Indikator (Indicators)
Giro Wadiah Rupiah
Valas (Foreign Exchange) Deposito Mudharabah Rupiah
Valas (Foreign Exchange) Tabungan Mudharabah Rupiah
Valas (Foreign Exchange)
1,16 1,13 1,28 1,07 1,15 1,21 1,06 1,03 1,15 1,05 1,13 1,51 1,23 1,18 1,13 1,12 0,95 2,18 1,47 1,12 1,08 0,96 0,95 0,43 0,35 0,31 0,36 0,33 0,35 0,38 0,31 0,39 0,37 0,40
8,61 8,66 9,75 7,97 8,12 8,61 8,22 8,28 8,10 9,10 8,51 8,43 8,21 7,61 7,46 7,62 7,32 1,97 3,68 3,87 5,71 1,46 2,69 1,83 2,76 1,69 3,03 2,91 2,05 1,86 3,05 2,44 3,00 2,27
7,07 3,96 3,72 3,32 3,30 3,61 3,28 3,29 3,21 3,35 3,19 3,22 3,02 3,03 3,07 2,94 3,29 - - - 0,63 0,95 0,92 0,92 0,05 0,95 0,98 0,95 0,97 0,98 0,97 0,98 0,99 2,74
1. Pertanian, perburuan dan sarana pertanian (Agriculture, hunting and agricultural facilities) Rupiah
Valas
2. Pertambangan (Mining) Rupiah
Valas
3. Perindustrian (Manufacturing) Rupiah
Valas
4. Listrik, gas dan air (Water, gas and electricity) Rupiah
Valas
5. Konstruksi (Construction) Rupiah
Valas
6. Perdagangan, restoran dan hotel (Trade, restaurants and hotels) Rupiah
Valas
7. Pengangkutan, pergudangan dan komunikasi (Transport, cargo storage and communications) Rupiah
Valas
8. Jasa Dunia usaha (Business Services) Rupiah
Valas
9. Jasa sosial/masyarakat (Social Services) Rupiah
Valas
10. Lain-lain (Others) Rupiah Valas
Des Des Des Des 2 0 0 8 2 0 0 9
2004 2005 2006 2007 Nov Des Jan Feb Mar Apr Mei Jun Jul Ags Sep Okt Nov
13,72 10,35 11,34 15,97 16,21 16,34 16,15 16,30 15,53 16,27 16,06 16,00 15,83 15,80 15,83 15,85 17,47 13,72 10,46 11,50 15,97 16,23 16,36 16,17 16,31 15,54 16,29 16,06 16,00 15,83 15,80 15,83 15,85 17,47
- - - - 1,00 1,00 1,00 - - - -
12,24 8,16 12,58 12,59 19,74 15,57 13,84 12,42 12,13 11,75 13,25 13,41 12,99 13,08 13,02 12,76 15,40 14,63 11,41 15,49 13,96 10,70 10,39 8,11 7,84 7,85 8,14 9,66 9,85 9,73 9,96 9,94 9,68 13,26 8,81 2,67 1,52 10,33 46,35 22,74 27,43 21,60 21,62 20,06 21,69 21,70 21,44 21,45 21,45 21,52 21,53 20,25 11,92 12,17 15,01 14,18 14,68 14,67 15,60 15,63 16,11 15,86 15,39 15,46 15,11 15,20 15,47 15,20 20,60 12,20 12,33 16,33 15,18 15,58 15,51 15,64 15,65 15,90 15,67 15,22 15,28 15,13 15,23 15,32 15,05 7,63 3,79 4,98 6,40 2,30 2,49 2,63 12,63 13,51 47,23 42,14 42,91 43,48 11,96 10,90 39,08 39,42 19,49 15,77 15,17 15,40 12,70 13,90 13,64 13,51 13,54 13,26 13,64 14,34 13,90 14,15 14,42 13,01 14,72 20,66 15,86 15,17 15,80 18,32 18,97 17,73 17,18 16,70 14,96 15,14 15,95 15,04 15,22 15,39 13,52 15,56 7,00 12,00 - 9,27 9,09 10,42 10,61 10,98 10,95 10,96 10,95 10,99 10,93 10,80 10,78 10,79 10,80 14,53 10,74 10,47 15,51 13,36 13,67 13,45 13,16 13,54 13,65 14,23 13,90 13,78 13,44 13,70 13,81 13,16 15,18 11,48 11,29 16,03 13,56 13,90 13,66 13,36 16,70 13,95 14,54 14,71 14,54 14,13 14,36 14,48 13,78 8,28 1,54 - 3,20 9,06 8,85 9,17 9,49 10,95 8,24 8,34 4,86 4,80 4,69 4,65 4,62 4,60 14,87 12,63 8,71 15,78 16,71 17,00 17,66 17,31 17,62 18,24 18,57 18,24 18,65 18,79 19,07 18,50 19,09 15,17 13,30 8,73 15,75 16,79 17,08 17,69 17,34 17,66 18,32 18,65 18,34 18,75 18,88 19,16 18,59 19,18 9,27 2,90 7,01 16,40 14,83 15,00 9,26 9,12 9,15 10,41 10,17 9,87 9,95 9,95 9,88 10,87 12,45 16,31 14,46 16,09 14,28 16,27 16,00 15,58 15,36 15,33 15,62 15,67 15,54 15,76 15,11 15,21 14,87 15,29 16,76 14,83 16,55 15,54 16,94 16,85 16,77 16,42 16,34 16,62 16,53 16,22 16,47 15,76 15,80 15,39 15,75 8,25 8,05 10,50 6,75 10,11 9,49 9,59 9,46 9,47 9,47 9,46 7,90 7,91 7,95 8,16 8,21 8,72 15,67 13,30 15,09 15,19 15,91 15,97 15,65 15,63 15,22 15,24 15,03 14,91 15,09 15,13 15,10 14,96 15,27 16,31 13,78 15,31 15,85 17,15 16,82 16,19 16,13 15,69 15,69 15,40 15,29 15,42 15,45 15,40 15,25 15,57 7,96 4,06 4,63 6,57 6,16 3,93 5,88 7,87 7,80 7,37 7,69 8,08 7,89 7,90 7,91 8,00 7,87 13,95 10,75 10,66 12,95 12,90 14,04 13,85 13,19 14,66 15,22 15,54 15,79 15,63 15,86 15,99 15,98 16,11 14,04 11,06 11,15 12,95 12,90 14,04 13,85 13,19 14,66 15,22 15,54 15,79 15,63 15,86 15,99 15,98 16,11
7,45 0,01 - - 10,00 - - - - - 10,00 - - - -
13,38 12,45 11,01 11,49 11,51 11,60 12,28 10,97 10,92 11,13 11,20 11,18 11,23 11,04 11,17 10,88 11,04 13,38 12,51 11,12 11,58 11,75 11,82 11,84 11,41 11,33 11,51 11,55 11,53 11,60 11,47 11,56 11,25 11,40 4,67 0,65 8,69 0,47 0,13 0,09 0,64 0,11 0,10 0,11 0,10 0,12 0,46 0,35 0,35 0,34 0,17
Tabel 2.8 Tingkat Margin Rata-rata Pembiayaan Berdasarkan Sektor Ekonomi (Average of Margin Rates of Financing Based on Sector Economic) Sektor Ekonomi
(Economic Sector)
Persen (%)
Tabel 2.9 Tingkat Margin Rata-rata Pembiayaan Berdasarkan Jenis Penggunaan (Average of Margin Rates of Financing Based on Type of Use)
Indikator (Indicators)
Modal Kerja Rupiah
Valas (Foreign Exchange) Investasi
Rupiah
Valas (Foreign Exchange) Konsumsi
Rupiah
Valas (Foreign Exchange)
15,57 12,22 11,71 15,51 16,32 16,49 16,45 16,32 16,46 16,74 15,58 16,38 16,45 16,52 16,58 16,43 16,85 15,90 12,63 11,97 15,92 16,60 19,34 16,59 16,43 16,54 16,86 15,62 16,53 16,59 16,67 16,71 16,54 16,95 8,09 4,53 1,45 8,51 12,67 4,26 14,01 14,22 14,87 14,22 14,73 13,13 12,82 12,75 12,89 13,34 13,71 15,20 12,51 13,34 13,87 13,45 13,67 13,24 12,70 12,39 12,62 12,32 13,35 13,56 13,14 13,37 13,45 13,48 15,89 13,36 13,80 14,59 14,32 18,04 13,88 13,29 13,03 13,23 12,83 13,98 14,12 13,66 13,86 13,93 13,95 8,52 2,13 6,01 7,41 6,13 2,23 6,54 7,24 6,35 6,59 6,91 6,74 6,98 7,00 7,02 7,25 7,28 13,24 12,33 10,99 11,48 11,48 11,58 11,59 11,57 11,47 11,74 10,70 11,78 11,19 11,01 11,14 11,17 11,01 13,25 12,37 11,10 11,56 11,72 14,32 11,81 11,61 11,51 11,78 10,73 11,82 11,56 11,43 11,53 11,55 11,37 4,67 0,91 8,69 0,47 0,14 0,01 0,14 1,00 1,00 1,00 1,00 1,03 0,46 0,35 0,35 0,34 0,17
Des Des Des Des 2 0 0 8 2 0 0 9
2004 2005 2006 2007 Nov Des Jan Feb Mar Apr Mei Jun Jul Ags Sep Okt Nov
Des Des Des Des 2 0 0 8 2 0 0 9
2004 2005 2006 2007 Nov Des Jan Feb Mar Apr Mei Jun Jul Ags Sep Okt Nov
Penyaluran dana Pembiayaan Antar Bank Aktiva Sumber Dana
Dana Pihak Ketiga Tabungan Wadiah Tabungan Mudharabah Deposito Mudharabah Antar Bank Pasiva Pinjaman yang diterima Kewajiban lainnya Beberapa komponen modal
Modal disetor C a d a n g a n L/R Tahun Berjalan L/R Tahun lalu
- - - 1.107 1.516 1.591 1.603 1.591 1.636 1.650 1.669 1.703 1.759 1.784 1.830 1.884 1.914
- - - 877 1.268 1.257 1.260 1.277 1.332 1.361 1.381 1.410 1.451 1.502 1.523 1.547 1.576
- - - 230 248 334 343 314 303 290 287 293 308 282 307 337 338
- - - 708 925 570 991 995 1.034 1.051 1.069 1.083 1.125 1.140 1.158 1.202 1.228
- - - 87 142 10 168 171 188 187 188 196 211 212 210 216 220
- - - 204 276 280 281 275 273 280 282 278 284 282 283 290 293
- - - 417 506 280 542 549 574 584 599 609 630 646 665 696 716
- - - 174 259 - - 268 271 267 0 275 276 294 315 313 317
- - - 52 69 8 66 61 65 62 0 65 67 66 65 60 55
- - - 3 9 271 272 20 17 17 0 17 19 16 14 14 14
- - - 176 219 222 224 223 231 243 618 636 642 655 681 692 699
- - - 21 27 28 28 28 31 33 373 386 388 403 418 419 414
- - - 27 31 30 5 9 13 18 24 28 33 38 41 48 53
- - - (9) (13) (15) 14 9 (3) (9) (12) (19) (19) (20) (21) (21) (22)
Indikator (Indicators)
Tabel 2.10 Kegiatan Usaha BPR Syariah (Syariah Rural Banks Operation)
Des Des Des Des 2 0 0 8 2 0 0 9
2004 2005 2006 2007 Nov Des Jan Feb Mar Apr Mei J u n Jul Ags Sep Okt Nov
Aset (Assets) Pembiayaan (Financing)
Lancar Current)
Kurang Lancar (Sub Standard) Diragukan (Doubtful) Macet (Lost)
Non Performing Financing (Nominal) Non Performing Financing (%)
Indikator (Indicators)
Tabel 2.11 Aset dan Pembiayaan BPR Syariah (Asset and Financing of Syariah Rural Bank)
- - - 1.203 1.619 1.693 1.711 1.702 1.748 1.766 1.782 1.821 1.877 1.910 1.962 2.014 2.051 - - - 882 1.268 1.257 1.260 1.277 1.332 1.361 1.384 1.410 1.451 1.502 1.523 1.547 1.576 - - - 807 1.160 1.151 1.149 1.165 1.220 1.248 1.270 1.298 1.339 1.384 1.400 1.427 1.444 - - - 22 38 35 37 36 32 33 34 36 38 40 43 38 43 - - - 22 21 21 23 21 28 30 31 31 32 34 36 33 34 - - - 31 50 49 51 54 52 50 49 44 42 42 45 50 55
111
- - - 75 108 105 111 112 112 113 114 112 112 117 124 120 132 - - - 8,56 8,54 8,38 8,81 8,74 8,41 8,32 8,22 7,91 7,72 7,80 8,12 7,74 8,36
Ket : Data tersedia mulai posisi Januari 2007 (Data Available on January 2007)
Bank Umum Syariah (BUS) (Sharia Commercial Banks) Jumlah Bank Total Banks
Jumlah Kantor (Total Bank Offices) Unit Usaha Syariah (UUS) (Sharia Business Units)
Jumlah Bank (Total Banks) Jumlah Kantor (Total Bank Offices) BPR Syariah (Sharia Rural Bank) 1
Jumlah Bank (Total Banks) Jumlah Kantor (Total Bank Offices)
Des Des Des Des 2 0 0 8 2 0 0 9
2004 2005 2006 2007 Nov Des Jan Feb Mar Apr Mei Jun Jul Ags Sep Okt Nov Tabel 2.12 Jaringan Kantor Perbankan Syariah (Syariah Bank Office Network)
Indikator (Indicators)
3 3 3 3 4 5 5 5 5 5 5 5 5 5 5 6 6
263 301 346 398 555 576 580 618 635 642 643 643 645 654 660 688 701
15 19 20 26 27 27 26 26 26 25 25 25 24 24 24 25 25
74 133 163 170 199 214 216 249 253 253 255 256 259 262 264 275 286
- - - 114 128 131 132 132 133 133 134 133 134 135 137 138 139
- - - 185 199 202 203 203 208 209 210 209 216 220 220 221 223
Miliar Rp (Billion Rp)