DATA PERKREDITAN - KATA PENGANT A PENGANT A PENGANTAR FOREWORD

1. Pertanian, perburuan dan sarana pertanian (Agriculture, hunting and agricultural facilities) 2. Pertambangan (Mining)

3. Perindustrian (Manufacturing)

4. Listrik, gas dan air (Water, gas and electricity) 5. Konstruksi (Construction)

6. Perdagangan, restoran dan hotel (Trade, restaurants and hotels)

7. Pengangkutan, pergudangan dan komunikasi (Transport, cargo storage and communications) 8. Jasa Dunia usaha (Business Services) 9. Jasa sosial/masyarakat (Social Services) 10. Lain-lain (Others)

Total

33.140 37.178 45.180 56.901 67.778 67.202 67.206 67.777 69.758 70.901 74.174 77.243 75.624 74.675 74.126 75.132 76.657

7.819 8.127 14.086 26.212 33.006 32.215 31.725 28.999 30.433 29.079 26.383 28.381 29.532 34.560 33.364 33.683 34.294 144.917 171.288 184.023 205.610 283.448 271.187 269.217 273.726 266.412 254.392 248.284 248.620 244.598 246.352 240.778 239.101 243.799 5.986 5.367 7.224 7.920 18.513 18.475 18.803 19.963 19.669 20.069 21.553 21.879 23.490 24.229 23.522 23.723 23.524 19.972 26.986 33.088 44.088 62.970 58.753 56.321 58.146 58.863 58.849 59.920 62.195 62.207 62.898 63.549 64.599 65.147 113.073 135.837 163.443 216.874 261.839 259.632 251.602 254.569 261.363 264.563 269.481 277.509 273.679 280.324 283.686 285.986 290.402

17.665 19.829 27.068 36.807 62.629 62.579 61.999 62.732 61.844 60.575 61.173 64.195 68.893 69.886 71.689 71.191 72.488

56.357 72.628 78.455 109.748 153.161 152.302 147.745 148.734 147.356 143.147 141.622 144.715 143.035 145.094 145.967 147.397 146.103 8.047 10.029 12.040 13.882 15.426 15.747 15.688 15.740 15.668 15.904 15.830 16.158 16.255 16.152 15.748 15.680 16.115 152.495 208.378 227.690 283.970 366.553 369.596 369.533 371.459 374.022 380.156 386.956 394.145 400.802 411.771 413.647 421.068 429.049 559.470 695.648 792.297 1.002.012 1.325.323 1.307.688 1.289.839 1.301.844 1.305.389 1.297.635 1.305.377 1.335.041 1.338.116 1.365.942 1.366.076 1.377.561 1.397.578

Tabel 4.1 Kredit Bank Umum Berdasarkan Sektor Ekonomi (Credit of Commercial Banks Based on Economic Sector)

Des Des Des Des 2 0 0 8 2 0 0 9

2004 2005 2006 2007 Nov Des Jan Feb Mar Apr Mei Jun Jul Ags Sep Okt Nov Sektor Ekonomi

(Economic Sector)

1. Pertanian, perburuan dan sarana pertanian (Agriculture, hunting and agricultural facilities) 2. Pertambangan (Mining)

3. Perindustrian (Manufacturing)

4. Listrik, gas dan air (Water, gas and electricity) 5. Konstruksi (Construction)

6. Perdagangan, restoran dan hotel (Trade, restaurants and hotels)

Total

20.984 22.407 25.993 31.275 38.654 38.451 38.991 38.961 40.872 42.845 45.180 47.928 46.199 46.169 45.727 46.463 46.841

4.471 3.364 4.961 11.288 16.953 15.473 14.806 13.639 15.052 14.440 11.608 13.370 13.719 15.839 15.644 15.887 15.535 60.489 67.369 72.736 74.594 102.159 98.878 99.634 103.044 100.799 98.823 98.530 101.530 98.554 98.567 94.271 92.967 94.566 3.868 3.880 5.221 4.762 12.454 12.702 13.036 13.629 13.489 13.700 14.641 14.741 14.974 15.246 14.501 14.556 14.965 9.126 12.572 13.966 17.325 23.340 23.178 21.982 23.003 23.755 23.589 24.053 25.053 24.518 24.909 25.212 25.504 25.328 46.868 51.530 62.439 86.775 103.708 103.680 100.178 102.098 105.952 108.050 109.924 115.489 115.994 118.093 120.889 122.212 125.416

6.114 5.890 8.113 13.857 22.728 22.880 22.281 22.475 22.454 22.152 22.715 24.614 27.443 28.173 28.840 28.980 29.106

10.537 12.572 12.604 16.340 22.436 25.356 23.397 24.155 25.173 24.937 23.734 25.114 23.854 23.893 22.468 23.335 22.691 2.424 3.219 4.429 4.371 3.157 3.345 3.278 3.271 3.206 3.246 3.350 3.472 3.385 3.448 3.492 3.435 3.464 57.973 73.611 77.450 95.564 124.311 126.723 126.387 127.216 129.844 132.700 137.428 140.573 144.086 149.538 147.069 150.744 153.337 222.855 256.413 287.910 356.151 469.900 470.665 463.971 471.491 480.597 484.482 491.163 511.883 512.725 523.875 518.113 524.081 531.249

Tabel 4.2 Kredit Bank Persero Berdasarkan Sektor Ekonomi (Credit of State Owned Banks Based on Economic Sector)

Des Des Des Des 2 0 0 8 2 0 0 9

2004 2005 2006 2007 Nov Des Jan Feb Mar Apr Mei Jun Jul Ags Sep Okt Nov Sektor Ekonomi

(Economic Sector)

1. Pertanian, perburuan dan sarana pertanian (Agriculture, hunting and agricultural facilities) 2. Pertambangan (Mining)

3. Perindustrian (Manufacturing)

4. Listrik, gas dan air (Water, gas and electricity) 5. Konstruksi (Construction)

6. Perdagangan, restoran dan hotel (Trade, restaurants and hotels)

7. Pengangkutan, pergudangan dan komunikasi (Transport, cargo storage and communications) 8. Jasa Dunia usaha (Business Services) 9. Jasa sosial/masyarakat (Social Services) 10. Lain-lain (Others)

Total

8.053 8.713 11.156 15.212 18.608 19.032 18.419 18.725 17.965 17.606 18.566 18.672 18.710 18.162 18.183 18.221 18.847

2.231 3.232 6.421 10.612 9.649 11.069 11.247 9.094 8.555 8.239 8.813 9.231 8.886 10.533 10.371 10.565 11.354 43.999 53.980 60.322 72.330 93.614 95.520 91.984 92.408 87.885 84.050 79.841 79.758 79.274 80.014 81.743 80.773 82.876 1.630 1.291 1.787 2.770 5.213 5.140 5.170 5.606 5.624 5.670 5.850 6.078 6.106 6.249 6.385 6.472 6.815 7.503 10.175 12.322 18.167 24.494 23.303 22.958 23.570 23.359 22.951 23.297 23.731 23.276 23.151 23.665 23.596 24.317 52.831 67.870 81.018 103.927 124.280 125.572 119.442 118.738 120.191 121.591 123.122 126.376 121.842 124.828 125.755 125.704 127.382

9.420 11.027 13.028 17.429 25.606 26.323 25.967 26.174 25.857 25.495 25.940 26.936 28.594 28.519 28.929 28.620 29.488

27.965 37.061 42.303 59.648 79.058 79.004 76.985 76.887 75.024 73.753 73.395 74.287 73.838 74.916 76.145 76.014 78.036 3.488 4.687 5.182 6.487 7.870 7.564 7.493 7.528 7.406 7.487 7.476 7.656 7.501 7.583 7.620 7.550 7.719 52.057 79.555 81.717 101.159 132.001 131.768 130.913 130.665 130.260 131.317 131.246 132.636 133.923 136.885 139.650 141.950 145.186 209.176 277.591 315.256 407.742 520.394 524.295 510.577 509.396 502.127 498.159 497.546 505.360 501.951 510.840 518.445 519.464 532.020

Tabel 4.3 Kredit BUSN Devisa Berdasarkan Sektor Ekonomi

(Credit of Foreign Exchange Commercial Banks Based on Economic Sector)

Des Des Des Des 2 0 0 8 2 0 0 9

2004 2005 2006 2007 Nov Des Jan Feb Mar Apr Mei Jun Jul Ags Sep Okt Nov Sektor Ekonomi

(Economic Sector)

1. Pertanian, perburuan dan sarana pertanian (Agriculture, hunting and agricultural facilities) 2. Pertambangan (Mining)

3. Perindustrian (Manufacturing)

4. Listrik, gas dan air (Water, gas and electricity) 5. Konstruksi (Construction)

6. Perdagangan, restoran dan hotel (Trade, restaurants and hotels)

Total

Miliar Rp (Billion Rp)

Des Des Des Des 2 0 0 8 2 0 0 9

2004 2005 2006 2007 Nov Des Jan Feb Mar Apr Mei Jun Jul Ags Sep Okt Nov Sektor Ekonomi

(Economic Sector)

644 829 274 323 260 153 156 245 241 239 250 274 282 288 371 385 374

37 35 39 75 150 161 160 181 195 241 241 244 272 282 271 268 277 1.206 1.217 1.215 1.529 1.532 1.618 1.579 1.703 1.671 1.622 1.615 1.901 2.018 1.999 1.936 1.917 2.001 4 4 4 6 11 11 11 11 11 11 11 25 43 47 47 52 54 315 247 307 422 421 442 398 400 399 418 404 421 519 565 593 614 642 2.969 3.229 4.647 4.826 4.994 5.083 5.137 5.671 4.260 4.434 4.708 4.966 5.293 5.598 5.649 5.963 6.224

439 633 617 690 810 817 772 788 724 719 710 804 1.111 1.187 1.140 1.247 1.372

1.841 2.092 1.921 2.335 2.516 2.540 2.459 2.629 2.650 2.720 2.895 2.878 3.144 3.345 3.486 3.740 3.682 524 531 659 929 1.404 1.382 1.333 1.375 1.371 1.390 1.471 1.544 1.688 1.717 1.847 1.747 2.002 7.123 8.025 9.430 12.728 14.974 14.915 14.915 15.369 14.739 14.888 15.004 15.266 15.699 16.277 16.576 17.124 17.537 15.101 16.842 19.114 23.863 27.072 27.122 26.918 28.374 26.261 26.683 27.308 28.323 30.069 31.306 31.917 33.057 34.165

Tabel 4.4 Kredit BUSN Non Devisa Berdasarkan Sektor Ekonomi

(Credit of Non-Foreign Exchange Commercial Banks Based on Economic Sector)

1. Pertanian, perburuan dan sarana pertanian (Agriculture, hunting and agricultural facilities) 2. Pertambangan (Mining)

3. Perindustrian (Manufacturing)

4. Listrik, gas dan air (Water, gas and electricity) 5. Konstruksi (Construction)

6. Perdagangan, restoran dan hotel (Trade, restaurants and hotels)

Total

1.324 1.640 2.030 2.275 3.022 3.182 3.066 3.123 3.143 3.148 3.197 3.292 3.283 3.532 3.751 3.781 3.927

33 56 58 43 235 270 270 300 312 364 384 388 475 490 615 620 670 400 421 462 631 817 815 803 836 829 914 945 943 964 1.071 1.082 1.128 1.112 8 11 11 29 228 213 218 261 258 386 447 450 451 729 724 799 809 2.148 2.503 3.790 5.140 8.476 6.458 5.514 5.713 6.099 6.640 7.141 8.017 8.597 9.470 9.831 10.370 10.263 6.293 7.539 8.242 9.619 12.380 12.060 11.919 12.315 12.644 13.028 13.502 14.015 14.221 14.513 14.908 15.093 15.231

286 375 400 463 1.456 1.655 1.804 1.742 1.741 1.782 1.794 1.791 1.812 1.808 1.832 1.873 1.857

1.964 1.774 1.802 2.198 3.389 3.401 3.300 3.464 3.564 3.714 3.793 3.989 4.292 4.485 4.657 4.859 4.999 846 925 862 967 1.043 1.528 1.589 1.571 1.536 1.754 1.554 1.535 1.765 1.782 1.828 1.744 1.708 23.929 29.686 38.299 50.515 66.450 66.803 67.888 69.118 70.753 72.220 74.567 76.637 77.938 79.516 80.440 81.607 82.685 37.232 44.931 55.955 71.881 97.497 96.385 96.371 98.443 100.880 103.949 107.325 111.057 113.797 117.396 119.667 121.874 123.260

Tabel 4.5 Kredit BPD Berdasarkan Sektor Ekonomi (Credit of Regional Development Banks Based on Economic Sector)

Des Des Des Des 2 0 0 8 2 0 0 9

2004 2005 2006 2007 Nov Des Jan Feb Mar Apr Mei Jun Jul Ags Sep Okt Nov Sektor Ekonomi

(Economic Sector)

1. Pertanian, perburuan dan sarana pertanian (Agriculture, hunting and agricultural facilities) 2. Pertambangan (Mining)

3. Perindustrian (Manufacturing)

4. Listrik, gas dan air (Water, gas and electricity) 5. Konstruksi (Construction)

6. Perdagangan, restoran dan hotel (Trade, restaurants and hotels)

Total

1.163 1.908 2.331 4.597 4.156 4.018 4.054 4.079 4.631 4.348 4.337 4.567 4.632 4.225 4.057 4.413 4.755

358 477 755 1.753 2.776 2.196 2.333 2.485 2.809 2.581 2.365 2.486 2.453 3.057 2.947 2.977 3.234 18.977 18.989 17.451 23.774 36.251 30.568 31.545 31.647 34.269 32.208 31.155 29.992 29.085 29.678 28.425 29.301 29.630 236 56 186 313 413 256 244 350 220 243 233 216 210 213 192 191 288 538 954 1.520 1.167 1.573 1.487 1.562 1.906 1.992 1.806 1.712 1.682 1.618 1.674 1.599 1.702 1.824 2.558 3.631 4.467 6.691 9.246 7.108 7.268 7.602 10.493 10.332 10.802 9.767 9.745 10.287 9.874 10.062 9.118

560 1.043 2.588 2.330 5.785 5.147 5.162 5.236 5.678 5.391 5.336 5.250 5.248 5.375 6.354 6.544 7.127

4.923 6.989 7.823 13.516 20.693 18.200 17.447 17.322 17.815 16.443 16.530 16.960 16.702 17.061 17.595 18.012 15.976 347 376 396 461 573 602 632 649 813 766 744 732 713 702 603 776 920 1.253 2.513 3.315 3.917 6.171 6.267 6.254 6.343 6.750 7.002 7.036 7.108 7.127 7.235 7.285 7.310 7.433 30.914 36.937 40.833 58.520 87.638 75.849 76.503 77.618 85.471 81.120 80.250 78.761 77.534 79.506 78.930 81.288 80.303

Tabel 4.6 Kredit Bank Campuran Berdasarkan Sektor Ekonomi (Credit of Joint Venture Banks Based on Economic Sector)

Des Des Des Des 2 0 0 8 2 0 0 9

2004 2005 2006 2007 Nov Des Jan Feb Mar Apr Mei Jun Jul Ags Sep Okt Nov Sektor Ekonomi

(Economic Sector)

Des Des Des Des 2 0 0 8 2 0 0 9

2004 2005 2006 2007 Nov Des Jan Feb Mar Apr Mei Jun Jul Ags Sep Okt Nov

1. Pertanian, perburuan dan sarana pertanian (Agriculture, hunting and agricultural facilities) 2. Pertambangan (Mining)

3. Perindustrian (Manufacturing)

4. Listrik, gas dan air (Water, gas and electricity) 5. Konstruksi (Construction)

6. Perdagangan, restoran dan hotel (Trade, restaurants and hotels)

Total

972 1.681 3.397 3.220 3.078 2.366 2.520 2.643 2.906 2.714 2.645 2.510 2.518 2.298 2.037 1.870 1.914

688 963 1.852 2.440 3.242 3.047 2.909 3.300 3.509 3.213 2.972 2.662 3.728 4.360 3.516 3.367 3.224 19.846 29.311 31.837 32.753 49.075 43.788 43.671 44.088 40.959 36.775 36.198 34.495 34.702 35.024 33.322 33.015 33.614 240 125 15 40 194 153 124 105 67 60 371 368 1.706 1.744 1.673 1.654 593 341 536 1.183 1.866 4.665 3.885 3.908 3.554 3.259 3.446 3.312 3.292 3.680 3.128 2.650 2.812 2.774 1.554 2.038 2.631 5.035 7.230 6.130 7.659 8.146 7.821 7.128 7.423 6.897 6.584 7.005 6.611 6.952 7.032

846 862 2.322 2.039 6.244 5.756 6.012 6.316 5.391 5.035 4.679 4.799 4.686 4.824 4.594 3.928 3.537

9.128 12.139 12.002 15.711 25.068 23.801 24.156 24.277 23.129 21.581 21.276 21.488 21.204 21.394 21.617 21.438 20.719 418 291 512 666 1.378 1.326 1.364 1.347 1.335 1.260 1.235 1.220 1.204 920 358 427 302 10.159 14.989 17.479 20.086 22.647 23.120 23.176 22.748 21.676 22.029 21.674 21.925 22.029 22.320 22.627 22.333 22.871 44.193 62.935 73.230 83.856 122.821 113.372 115.499 116.522 110.054 103.240 101.785 99.657 102.040 103.018 99.005 97.796 96.581

Tabel 4.7 Kredit Bank Asing Berdasarkan Sektor Ekonomi (Credit of Foreign Owned Banks Based on Economic Sector) Sektor Ekonomi

(Economic Sector)

Jawa Barat (West Java) Banten

DKI Jakarta (Special Capital Province of Jakarta) D.I Yogyakarta (Special Province of Yogyakarta) Jawa Tengah (Central Java)

Jawa Timur (East Java) Bengkulu

Jambi

Nanggroe Aceh Darussalam Sumatera Utara (North Sumatra) Sumatera Barat (West Sumatra) Riau

Kepulauan Riau

Sumatera Selatan (South Sumatra) Bangka Belitung

Lampung

Kalimantan Selatan (South Kalimantan) Kalimantan Barat (West Kalimantan) Kalimantan Timur (East Kalimantan) Kalimantan Tengah (Central Kalimantan) Sulawesi Tengah (Central Sulawesi) Sulawesi Selatan (South Sulawesi) Sulawesi Utara (North Sulawesi) Sulawesi Tenggara (Southeast Sulawesi) Sulawesi Barat (West Sulawesi) Gorontalo

Nusa Tenggara Barat (West Nusa Tenggara) Bali

Nusa Tenggara Timur (East Nusa Tenggara) Maluku

Papua

Maluku Utara (North Maluku) Irian Jaya Barat

Lainnya (Others) Total

Miliar Rp (Billion Rp)

Tabel 4.8 Kredit Bank Umum Berdasarkan Sektor Ekonomi per Wilayah (November 2009) (Credit of Commercial Banks Based on Economic Sector by Region)

Wilayah

^Pertanian Pertambangan Perindustrian Listrik, Gas dan Air

Pengangkutan, Pergudangan

dan Komunikasi

Jasa Dunia Usaha

Jasa Sosial/

Masyarakat Lainnya

Konstruksi Perdagangan, Restoran dan

Hotel

2.135 213 16.720 471 3.608 24.841 6.028 6.458 1.964 48.331

121 48 2.567 17 1.015 4.485 111 2.006 290 19.556

34.536 30.144 138.586 21.226 35.892 98.262 56.009 106.346 7.985 156.874

252 7 657 34 160 2.926 100 817 244 4.770

2.305 112 15.797 61 1.473 27.070 923 2.897 755 29.257

4.912 385 36.568 438 4.873 37.126 2.999 6.388 1.582 30.374

309 62 103 7 165 1.213 28 200 72 2.695

1.300 27 426 27 234 2.692 110 337 144 3.806

267 22 579 29 773 3.387 30 337 77 6.742

10.120 56 17.453 83 2.554 17.363 1.226 3.640 514 17.857

1.705 52 1.085 4 269 4.260 177 665 126 6.956

4.471 67 1.599 37 1.118 5.591 547 1.553 261 8.656

2.782 50 1.341 21 1.696 5.583 193 1.248 147 8.328

505 86 1.495 45 1.061 2.282 254 1.005 89 4.782

43 102 241 0 148 765 22 29 26 1.135

2.439 37 1.608 15 412 5.466 328 441 130 5.112

1.643 458 696 39 703 2.938 651 1.114 78 5.200

1.268 17 525 79 384 2.896 383 521 60 4.934

1.106 919 801 142 3.357 5.553 1.173 3.398 293 7.756

1.248 25 75 0 218 1.049 24 114 12 2.794

175 52 146 5 230 2.661 107 92 22 3.647

646 23 1.882 34 1.718 9.726 420 1.941 323 14.350

347 33 221 0 472 2.930 61 546 89 5.771

74 1 6 0 48 663 1 16 30 845 84 2 20 - 72 824 10 26 52 1.536 157 11 49 0 228 1.365 31 158 19 2.615 130 13 57 2 114 1.943 44 165 40 4.696

478 4 564 13 444 7.492 122 1.166 510 8.087

78 3 20 2 208 1.643 31 84 12 4.622 41 - 8 0 251 681 25 34 5 1.892

134 10 32 22 450 1.990 80 475 19 3.082

65 - 4 - 145 434 15 17 15 965 106 3 8 0 250 683 71 110 24 962

676 1.250 1.861 669 402 1.619 152 1.759 109 62

76.657 34.294 243.799 23.524 65.147 290.402 72.488 146.103 16.115 429.049

3.655 3.852 5.002 6.348 12.191 10.840 10.368 10.280 9.943 10.454 11.794 11.811 11.992 11.471 11.132 11.101 11.075 12.127 11.876 13.079 16.000 20.663 18.963 18.358 18.926 20.283 20.685 22.302 21.218 18.818 19.361 18.347 17.827 17.569 273.885 338.829 396.667 510.892 672.513 654.870 634.632 640.085 641.384 628.004 624.042 641.182 634.475 646.315 646.620 648.291 654.948 289.666 354.557 414.749 533.240 705.366 684.672 663.357 669.291 671.611 659.143 658.139 674.211 665.285 677.147 676.099 677.219 683.592

3.074 3.276 6.086 9.433 12.108 11.592 11.696 11.898 11.531 11.688 11.592 11.475 11.273 11.383 11.214 11.067 19.583 8.830 9.818 11.706 14.256 16.385 16.813 17.419 17.782 18.403 18.633 18.768 21.669 21.495 21.363 20.366 20.508 20.943 106.819 121.305 133.418 162.529 227.491 227.495 230.202 233.664 232.157 230.256 232.102 235.837 241.563 247.594 246.926 249.704 246.380 118.723 134.400 151.209 186.218 255.984 255.900 259.317 263.344 262.091 260.578 262.461 268.981 274.331 280.340 278.506 281.278 286.905

15.026 21.568 33.209 38.481 48.530 49.766 50.296 50.237 50.723 51.239 52.004 52.559 53.170 53.830 54.344 54.984 55.530 15.521 24.543 27.749 39.482 50.954 51.184 50.865 50.764 50.658 51.417 51.736 52.552 53.341 54.417 55.134 56.113 57.255 1.872 2.593 3.373 5.462 7.012 6.930 6.852 6.829 6.848 6.927 6.950 7.065 7.257 7.462 7.621 7.926 8.019 118.662 157.987 162.008 199.128 257.477 259.236 259.153 261.379 263.460 268.330 274.088 279.673 284.732 292.747 294.372 300.041 306.276 151.081 206.691 226.339 282.553 363.973 367.117 367.165 369.209 371.688 377.914 384.777 391.849 398.500 408.455 411.470 419.064 427.080 559.470 695.648 792.297 1.002.012 1.325.323 1.307.688 1.289.839 1.301.844 1.305.389 1.297.635 1.305.377 1.335.041 1.338.116 1.365.942 1.366.076 1.377.561 1.397.578

Tabel 4.9 Kredit Bank Umum Berdasarkan Jenis Penggunaan (Credit of Commercial Banks Based on Type of Use)

Des Des Des Des 2 0 0 8 2 0 0 9

2004 2005 2006 2007 Nov Des Jan Feb Mar Apr Mei Jun Jul Ags Sep Okt Nov Jenis Penggunaan

(Type of Use)

Modal Kerja (Working Capital) Properti (Property) Agrobisnis (Agro-business) Lainnya (Others)

Total Modal Kerja (Total Working Capital) Investasi (Investments)

Properti (Property) Agrobisnis (Agro-business) Lainnya (Others)

Total Investasi (Total Investments) Konsumsi (Consumption)

KPR dan Apartemen s.d Tipe 70 (Housing and Apartement up to Type 70) KPR dan Apartemen > Tipe 70 (Housing and Apartements > Type 70) Ruko dan Rukan

(Shop houses and Shop-offices) Lainnya (Others)

Total Konsumsi (Total Consumption) Total

Tabel 4.10 Kredit Bank Persero Berdasarkan Jenis Penggunaan (Credit of State Owned Banks Based on Type of Use)

Des Des Des Des 2 0 0 8 2 0 0 9

2004 2005 2006 2007 Nov Des Jan Feb Mar Apr Mei Jun Jul Ags Sep Okt Nov Jenis Penggunaan

(Type of Use)

Modal Kerja (Working Capital) Properti (Property) Agrobisnis (Agro-business) Lainnya (Others)

Total Modal Kerja (Total Working Capital) Investasi (Investments)

Properti (Property) Agrobisnis (Agro-business) Lainnya (Others)

Total Investasi (Total Investments) Konsumsi (Consumption)

KPR dan Apartemen s.d Tipe 70 (Housing and Apartement up to Type 70) KPR dan Apartemen > Tipe 70

(Housing and Apartements > Type 70) Ruko dan Rukan

(Shop houses and Shop-offices) Lainnya (Others)

Total Konsumsi (Total Consumption) Total

1.868 1.842 2.167 3.166 6.049 6.347 5.867 5.895 5.616 5.586 5.748 5.976 6.004 6.152 6.176 6.459 6.499 10.368 8.755 9.183 10.791 12.990 12.822 12.673 13.208 13.675 14.989 16.672 15.979 13.925 14.246 13.173 12.856 12.277 94.585 112.128 137.324 174.095 230.556 230.613 222.909 226.903 231.888 230.968 229.537 243.823 240.089 242.851 241.935 242.044 245.955 106.820 122.724 148.675 188.052 249.595 249.782 241.449 246.006 251.179 251.543 251.958 265.779 260.018 263.250 261.284 261.359 264.731

298 612 1.603 2.251 1.865 1.689 1.749 1.766 1.693 1.648 1.628 1.570 1.556 1.554 1.510 1.393 1.673 5.789 6.337 7.890 9.887 11.147 11.242 11.361 11.579 12.426 12.816 12.960 15.560 15.691 15.668 14.917 15.013 15.291 53.227 54.464 53.435 61.595 85.183 83.306 84.978 86.750 87.361 87.600 88.953 90.276 93.254 96.757 95.079 97.146 97.761 59.314 61.413 62.928 73.733 98.195 96.237 98.088 100.096 101.481 102.065 103.542 107.406 110.501 113.979 111.507 113.552 114.726

10.415 14.801 24.271 27.057 35.044 36.347 36.863 37.110 37.627 38.146 38.804 39.227 39.790 40.301 40.722 41.228 41.629 1.947 3.865 3.716 6.853 10.393 11.347 11.142 11.428 11.767 12.114 12.318 12.821 13.174 13.505 13.773 14.073 14.276 288 319 366 698 1.114 1.118 1.103 1.102 1.120 1.141 1.157 1.190 1.210 1.233 1.252 1.349 1.244 44.071 53.290 47.954 59.758 75.559 75.834 75.325 75.750 77.424 79.474 83.384 85.460 88.031 91.607 89.574 92.520 94.642 56.721 72.276 76.307 94.366 122.111 124.646 124.434 125.389 127.937 130.875 135.663 138.699 142.205 146.646 145.322 149.170 151.791 222.855 256.413 287.910 356.151 469.900 470.665 463.971 471.491 480.597 484.482 491.163 511.883 512.725 523.875 518.113 524.081 531.249

Des Des Des Des 2 0 0 8 2 0 0 9

2004 2005 2006 2007 Nov Des Jan Feb Mar Apr Mei Jun Jul Ags Sep Okt Nov Tabel 4.11 Kredit BUSN Devisa Berdasarkan Jenis Penggunaan

(Credit of Foreign Exchange Commercial Banks Based on Type of Use) Jenis Penggunaan

(Type of Use)

1.397 1.554 2.233 2.236 3.240 3.057 3.083 3.101 2.796 2.786 4.006 4.238 3.850 3.633 3.458 3.333 3.146 720 968 2.205 2.334 3.598 4.803 4.412 4.506 2.648 2.257 2.057 2.027 1.791 1.711 1.782 1.679 1.785 107.609 137.986 161.558 214.144 264.296 269.486 256.683 255.202 253.338 249.025 247.699 251.662 246.236 252.104 256.281 254.547 261.584 109.726 140.508 165.997 218.715 271.134 277.345 264.178 262.808 258.782 254.069 253.763 257.927 251.877 257.448 261.521 259.558 266.514

2.488 2.419 3.984 6.495 9.724 9.234 9.248 9.446 9.032 9.160 9.053 8.865 8.739 8.775 8.617 8.443 16.691 1.818 2.199 2.705 3.279 3.720 3.759 3.697 3.725 3.442 3.484 3.486 3.788 3.771 3.633 3.586 3.631 3.393 43.183 53.203 61.010 78.254 104.153 102.550 102.915 103.132 101.002 100.512 100.378 102.523 104.013 104.467 105.434 106.238 100.584 47.488 57.821 67.699 88.028 117.597 115.543 115.859 116.303 113.476 113.156 112.917 115.176 116.523 116.875 117.637 118.312 120.667

3.892 5.744 7.571 9.657 11.332 11.221 11.255 10.880 10.756 10.732 10.750 10.826 10.802 10.923 10.989 11.072 11.184 12.654 19.474 22.577 30.608 38.045 37.350 37.230 36.809 36.320 36.462 36.497 36.721 37.108 37.795 38.227 38.851 39.808 1.400 2.046 2.574 4.117 5.521 5.447 5.384 5.357 5.329 5.380 5.391 5.457 5.630 5.801 5.940 6.135 6.354 34.016 51.998 48.838 56.617 76.765 77.389 76.671 77.239 77.464 78.360 78.229 79.254 80.011 81.999 84.131 85.536 87.491 51.962 79.262 81.561 101.000 131.663 131.406 130.540 130.285 129.869 130.934 130.866 132.257 133.551 136.517 139.287 141.594 144.838 209.176 277.591 315.256 407.742 520.394 524.295 510.577 509.396 502.127 498.159 497.546 505.360 501.951 510.840 518.445 519.464 532.020 Modal Kerja (Working Capital)

Properti (Property) Agrobisnis (Agro-business) Lainnya (Others)

Total Modal Kerja (Total Working Capital) Investasi (Investments)

Properti (Property) Agrobisnis (Agro-business) Lainnya (Others)

Total Investasi (Total Investments) Konsumsi (Consumption)

KPR dan Apartemen s.d Tipe 70 (Housing and Apartement up to Type 70) KPR dan Apartemen > Tipe 70

(Housing and Apartements > Type 70) Ruko dan Rukan

(Shop houses and Shop-offices) Lainnya (Others)

Total Konsumsi (Total Consumption) Total

Tabel 4.12 Kredit BUSN Non Devisa Berdasarkan Jenis Penggunaan

(Credit of Non-Foreign Exchange Commercial Banks Based on Type of Use)

Des Des Des Des 2 0 0 8 2 0 0 9

2004 2005 2006 2007 Nov Des Jan Feb Mar Apr Mei Jun Jul Ags Sep Okt Nov Jenis Penggunaan

(Type of Use)

118 83 50 44 111 112 110 145 132 145 140 136 147 154 81 81 81 344 440 12 13 31 35 35 50 52 49 49 48 48 47 53 53 51 5.720 6.171 7.799 8.895 9.327 9.462 9.266 9.907 8.430 8.644 9.031 9.409 10.114 10.549 10.750 11.076 11.412 6.181 6.693 7.861 8.952 9.469 9.609 9.410 10.103 8.613 8.839 9.220 9.593 10.309 10.751 10.884 11.210 11.543

13 19 19 22 49 80 80 111 102 85 109 148 157 155 164 157 161 252 280 10 11 12 12 11 68 68 65 64 64 72 86 84 82 81 1.549 1.843 1.807 2.174 2.579 2.517 2.515 2.738 2.748 2.826 2.931 3.283 3.867 4.079 4.260 4.539 4.903 1.814 2.142 1.836 2.208 2.640 2.609 2.606 2.917 2.918 2.976 3.104 3.495 4.097 4.320 4.508 4.778 5.145

232 236 240 209 226 216 212 255 238 241 243 244 258 260 265 273 279 472 612 710 1.024 1.046 1.023 994 1.001 959 948 951 966 972 989 980 993 998 62 76 64 60 108 103 104 113 112 116 112 109 124 128 129 130 124 6.341 7.083 8.402 11.411 13.583 13.561 13.592 13.985 13.421 13.564 13.679 13.916 14.309 14.857 15.150 15.674 16.075 7.106 8.007 9.417 12.704 14.963 14.904 14.902 15.354 14.730 14.869 14.985 15.235 15.664 16.235 16.524 17.069 17.476 15.101 16.842 19.114 23.863 27.072 27.122 26.918 28.374 26.261 26.683 27.308 28.323 30.069 31.306 31.917 33.057 34.165 Modal Kerja (Working Capital)

Properti (Property) Agrobisnis (Agro-business) Lainnya (Others)

Total Modal Kerja (Total Working Capital) Investasi (Investments)

Properti (Property) Agrobisnis (Agro-business) Lainnya (Others)

Total Investasi (Total Investments) Konsumsi (Consumption)

KPR dan Apartemen s.d Tipe 70 (Housing and Apartement up to Type 70) KPR dan Apartemen > Tipe 70

(Housing and Apartements > Type 70) Ruko dan Rukan

(Shop houses and Shop-offices) Lainnya (Others)

Total Konsumsi (Total Consumption) Total

Des Des Des Des 2 0 0 8 2 0 0 9

2004 2005 2006 2007 Nov Des Jan Feb Mar Apr Mei Jun Jul Ags Sep Okt Nov Tabel 4.13 Kredit BPD Berdasarkan Jenis Penggunaan (Credit of Regional Development Banks Based on Type of Use)

Jenis Penggunaan (Type of Use)

68 54 61 174 517 581 581 437 431 427 430 522 593 595 500 315 498 67 75 146 198 217 215 197 196 198 196 193 193 200 328 497 431 436 9.922 11.119 12.913 15.337 21.755 19.921 19.009 19.870 20.384 21.342 21.983 23.171 24.102 25.231 25.931 26.853 26.744 10.057 11.249 13.120 15.709 22.489 20.717 19.787 20.503 21.013 21.965 22.606 23.886 24.895 26.154 26.927 27.599 27.678

37 42 57 96 124 129 136 142 148 156 170 254 185 194 202 377 386 92 96 86 79 110 113 114 115 129 118 106 136 129 128 125 145 150 3.166 3.899 4.431 5.516 8.356 8.653 8.475 8.593 8.865 9.505 9.890 10.157 10.664 11.419 11.988 12.164 12.375 3.295 4.036 4.574 5.690 8.590 8.896 8.726 8.850 9.142 9.779 10.166 10.546 10.978 11.741 12.315 12.687 12.911

445 746 1.088 1.490 1.829 1.885 1.870 1.893 1.934 1.950 1.985 2.038 2.096 2.125 2.149 2.186 2.239 111 131 150 301 500 501 548 567 617 647 699 729 751 779 810 841 860 114 142 360 578 248 244 242 239 238 239 240 260 247 253 254 266 264 23.210 28.627 36.662 48.112 63.843 64.143 65.198 66.391 67.936 69.370 71.629 73.597 74.830 76.344 77.212 78.294 79.308 23.880 29.645 38.261 50.481 66.419 66.773 67.859 69.090 70.725 72.205 74.553 76.624 77.924 79.501 80.425 81.588 82.671 37.232 44.931 55.955 71.881 97.497 96.385 96.371 98.443 100.880 103.949 107.325 111.057 113.797 117.396 119.667 121.874 123.260 Modal Kerja (Working Capital)

Properti (Property) Agrobisnis (Agro-business) Lainnya (Others)

Total Modal Kerja (Total Working Capital) Investasi (Investments)

Properti (Property) Agrobisnis (Agro-business) Lainnya (Others)

Total Investasi (Total Investments) Konsumsi (Consumption)

KPR dan Apartemen s.d Tipe 70 (Housing and Apartement up to Type 70) KPR dan Apartemen > Tipe 70

(Housing and Apartements > Type 70) Ruko dan Rukan

(Shop houses and Shop-offices) Lainnya (Others)

Total Konsumsi (Total Consumption) Total

Tabel 4.14 Kredit Bank Campuran Berdasarkan Jenis Penggunaan (Credit of Joint Venture Banks Based on Type of Use)

Des Des Des Des 2 0 0 8 2 0 0 9

2004 2005 2006 2007 Nov Des Jan Feb Mar Apr Mei Jun Jul Ags Sep Okt Nov Jenis Penggunaan

(Type of Use)

144 168 304 329 501 550 540 543 835 849 824 794 781 798 803 804 760 613 915 947 1.771 2.926 541 473 324 2.858 2.549 2.690 2.441 2.311 2.496 2.329 2.303 2.518 24.712 27.508 28.631 42.377 56.753 49.358 49.222 49.766 53.641 50.439 49.603 48.524 47.694 48.632 47.881 50.133 48.513 25.469 28.592 29.882 44.477 60.180 50.449 50.235 50.634 57.334 53.836 53.117 51.759 50.785 51.926 51.014 53.241 51.792

238 165 272 325 346 307 335 288 427 533 538 556 566 644 672 658 643 788 834 865 809 1.207 1.515 2.062 2.113 2.163 1.992 2.001 1.971 1.689 1.705 1.516 1.502 1.895 3.165 4.832 6.499 8.992 19.735 17.311 17.618 18.241 18.796 17.757 17.559 17.366 17.366 17.996 18.443 18.578 18.541 4.191 5.832 7.636 10.126 21.287 19.133 20.014 20.642 21.387 20.282 20.097 19.893 19.621 20.346 20.631 20.737 21.079

22 26 23 28 47 44 44 44 113 114 164 164 164 160 157 157 133 53 109 152 177 346 328 317 320 564 566 574 604 609 615 610 614 566 9 9 9 9 21 19 18 18 49 51 50 49 45 46 46 47 32 1.169 2.368 3.131 3.703 5.757 5.876 5.875 5.960 6.025 6.271 6.247 6.291 6.310 6.413 6.472 6.492 6.701 1.253 2.513 3.315 3.917 6.171 6.267 6.254 6.343 6.750 7.002 7.036 7.108 7.127 7.235 7.285 7.310 7.433 30.914 36.937 40.833 58.520 87.638 75.849 76.503 77.618 85.471 81.120 80.250 78.761 77.534 79.506 78.930 81.288 80.303 Modal Kerja (Working Capital)

Properti (Property) Agrobisnis (Agro-business) Lainnya (Others)

Total Modal Kerja (Total Working Capital) Investasi (Investments)

Properti (Property) Agrobisnis (Agro-business) Lainnya (Others)

Total Investasi (Total Investments) Konsumsi (Consumption)

KPR dan Apartemen s.d Tipe 70 (Housing and Apartement up to Type 70) KPR dan Apartemen > Tipe 70

(Housing and Apartements > Type 70) Ruko dan Rukan

(Shop houses and Shop-offices) Lainnya (Others)

Total Konsumsi (Total Consumption) Total

Tabel 4.15 Kredit Bank Asing Berdasarkan Jenis Penggunaan (Credit of Foreign Owned Banks Based on Type of Use)

Des Des Des Des 2 0 0 8 2 0 0 9

2004 2005 2006 2007 Nov Des Jan Feb Mar Apr Mei Jun Jul Ags Sep Okt Nov Jenis Penggunaan

(Type of Use)

60 151 186 400 1.773 193 186 159 134 661 647 144 616 139 115 109 92 15 723 586 892 900 548 568 643 853 645 641 530 543 532 514 505 501 31.337 43.917 48.441 56.044 89.826 76.030 77.544 78.437 73.703 67.585 66.188 64.593 66.241 66.947 63.842 63.637 60.740 31.412 44.791 49.214 57.336 92.500 76.771 78.299 79.238 74.689 68.891 67.476 65.267 67.400 67.618 64.470 64.252 61.333

- 19 152 244 - 153 148 145 129 107 94 83 69 60 48 38 28 91 72 149 192 189 172 176 182 176 158 151 150 143 143 137 136 132 2.530 3.064 6.235 5.998 7.486 13.157 13.701 14.209 13.384 12.055 12.390 12.231 12.399 12.877 11.722 11.038 12.216 2.621 3.156 6.536 6.434 7.675 13.481 14.024 14.537 13.688 12.320 12.635 12.464 12.611 13.081 11.908 11.212 12.377

19 16 15 39 51 51 52 55 55 56 58 61 60 60 62 67 66 284 352 443 520 624 635 633 639 432 681 697 710 726 734 733 740 747 1 - - - - - 9.855 14.621 17.021 19.528 21.971 22.434 22.492 22.054 21.190 21.292 20.919 21.154 21.242 21.526 21.832 21.525 22.058 10.159 14.989 17.479 20.086 22.647 23.120 23.176 22.748 21.676 22.029 21.674 21.925 22.029 22.320 22.627 22.333 22.871 44.193 62.935 73.230 83.856 122.821 113.372 115.499 116.522 110.054 103.240 101.785 99.657 102.040 103.018 99.005 97.796 96.581 Modal Kerja (Working Capital)

Properti (Property) Agrobisnis (Agro-business) Lainnya (Others)

Total Modal Kerja (Total Working Capital) Investasi (Investments)

Properti (Property) Agrobisnis (Agro-business) Lainnya (Others)

Total Investasi (Total Investments) Konsumsi (Consumption)

KPR dan Apartemen s.d Tipe 70 (Housing and Apartement up to Type 70) KPR dan Apartemen > Tipe 70

(Housing and Apartements > Type 70) Ruko dan Rukan

(Shop houses and Shop-offices) Lainnya (Others)

Total Konsumsi (Total Consumption) Total

Jawa Barat (West Java) Banten

DKI Jakarta (Special Capital Province of Jakarta) D.I Yogyakarta (Special Province of Yogyakarta) Jawa Tengah (Central Java)

Jawa Timur (East Java) Bengkulu

Jambi

Nanggroe Aceh Darussalam Sumatera Utara (North Sumatra) Sumatera Barat (West Sumatra) Riau

Kepulauan Riau

Sumatera Selatan (South Sumatra) Bangka Belitung

Lampung

Nusa Tenggara Barat (West Nusa Tenggara) Bali

Nusa Tenggara Timur (East Nusa Tenggara) Maluku

Papua

Maluku Utara (North Maluku) Irian Jaya Barat

Lainnya (Others) Total

Miliar Rp (Billion Rp)

Tabel 4.16 Kredit Bank Umum Berdasarkan Jenis Penggunaan per Wilayah (November 2009) (Credit of Commercial Banks Based on Type of Use by Region)

Wilayah

Properti Agrobisnis Lainnya

KPR dan Apartemen

s.d Tipe 70 Modal Kerja

KPR dan Apartemen

> Tipe 70

Lainnya Ruko dan

Rukan

1.042 464 49.713 313 186 10.951 11.956 5.501 425 30.219

806 10 7.812 129 46 1.872 3.839 2.069 193 13.440

4.021 8.912 330.421 16.457 11.121 158.120 12.280 29.263 3.091 112.173

75 96 3.765 17 19 1.312 746 827 44 3.066

316 1.109 43.914 246 91 6.258 3.337 2.557 297 22.525

948 2.784 76.274 882 346 14.597 4.787 5.093 494 19.439

93 82 1.531 70 28 364 161 111 26 2.390

33 51 3.492 162 362 1.211 712 258 70 2.753

136 31 4.255 31 78 992 320 208 147 6.043

333 1.363 35.910 135 3.072 12.240 1.661 2.698 557 12.899

31 163 5.538 14 445 2.186 577 369 68 5.909

171 214 8.125 110 1.370 5.267 2.109 646 308 5.579

162 299 8.648 67 1.047 2.869 1.415 633 265 5.985

407 1 3.851 292 126 2.151 2.088 644 223 1.823

51 2 1.121 20 19 164 89 58 9 980

101 544 7.558 8 165 2.520 645 474 103 3.869

206 117 4.535 44 670 2.795 1.242 638 108 3.163

41 22 3.718 41 406 1.920 455 354 108 4.004

284 15 10.050 277 46 6.079 1.109 1.271 247 5.119

16 23 1.409 3 825 505 312 136 20 2.312

28 49 2.910 4 15 492 264 101 35 3.240

517 303 11.855 52 45 3.989 2.849 1.526 832 9.096

239 74 3.438 3 13 944 625 309 88 4.737

0 4 662 2 17 160 17 43 2 777

15 21 909 6 3 146 164 67 3 1.288

50 36 1.487 7 63 380 210 138 76 2.186

17 39 2.079 26 8 358 290 141 20 4.226

128 126 7.638 66 32 2.851 959 784 43 6.253

13 37 1.815 4 3 225 51 88 12 4.454

0 8 842 0 5 200 23 46 11 1.801

38 18 2.269 30 18 842 196 126 73 2.683

8 58 475 2 3 151 18 23 2 920

1 8 954 59 6 228 24 55 16 865

748 486 5.975 3 242 1.040 - - - 62

11.075 17.569 654.948 19.583 20.943 246.380 55.530 57.255 8.019 306.276

Properti Agrobisnis Lainnya

Investasi Konsumsi

Des Des Des Des 2 0 0 8 2 0 0 9

2004 2005 2006 2007 Nov Des Jan Feb Mar Apr Mei Jun Jul Ags Sep Okt Nov Tabel 4.17 Kredit Bank Umum Berdasarkan Lokasi Bank Penyalur (Credit of Commercial Bank Based on Location of Banks)

Lokasi (Location)

43.643 54.179 63.398 8.571 13.645 17.957 288.878 355.076 396.230 4.381 5.723 34.465 42.105 47.801 52.438 67.082 74.028 1.292 1.648 2.903 3.592 3.120 3.396 25.941 34.047 40.784 6.776 7.614 14.134 17.655 20.454 - - - 13.566 7.399 692 4.648 6.242 4.664 5.765 4.111 4.836 8.753 11.093 12.458 1.770 2.130 2.485 3.036 11.924 15.019 17.734 3.430 4.054 1.234 1.581 - - - 1.515 744 2.479 3.091 7.797 2.113 2.580 603 2.071 2.502 330 440 - - - 1.196 5.683 6.143 Jawa Barat (West Java) 77.007 96.740 97.419 96.119 96.884 98.088 98.531 99.753 104.751 105.496 107.303 108.479 109.705 110.769 20.754 27.881 28.254 29.158 30.041 30.391 31.251 27.818 29.391 29.063 28.582 29.149 29.166 30.216 507.496 689.768 674.870 667.578 670.748 665.408 653.763 658.475 666.946 665.829 680.693 672.416 675.188 685.860 6.487 7.843 9.417 9.138 9.114 9.169 9.300 9.384 9.326 9.584 9.457 9.575 9.767 9.852 9.967 56.736 72.856 72.972 70.908 71.783 73.103 72.904 73.235 75.610 75.794 77.570 79.207 80.162 80.651 92.270 116.304 115.892 112.206 114.220 115.704 115.157 116.368 118.692 119.594 121.315 123.846 125.476 125.646 2.086 2.956 4.177 4.232 4.146 4.231 4.360 4.480 4.616 4.789 4.861 4.954 4.814 4.876 4.854 4.347 5.641 7.585 7.593 7.535 7.573 7.748 7.900 8.083 8.392 8.599 8.810 8.869 9.001 9.104 4.610 6.606 9.235 9.334 9.111 9.195 9.574 9.849 10.169 10.593 10.854 11.284 11.515 11.928 12.243 53.439 67.637 65.643 64.988 65.291 64.711 64.659 63.670 66.057 66.626 68.732 68.285 68.827 70.867 8.838 11.247 13.320 13.553 13.377 13.419 13.663 13.955 14.324 14.921 14.884 15.039 15.072 14.878 15.300 15.787 20.588 20.304 20.162 20.347 20.684 21.088 21.449 22.172 22.395 23.004 23.258 23.565 23.900 17.330 17.524 16.736 17.245 17.894 18.230 18.633 19.367 19.455 19.918 20.272 20.696 21.390 9.072 10.617 8.136 10.679 10.605 10.420 10.604 10.474 10.337 10.428 10.666 11.054 11.224 11.395 11.530 11.605 968 1.635 1.474 2.331 2.359 2.226 2.279 2.456 2.630 2.596 2.676 2.611 2.711 2.815 2.871 2.512 7.919 11.657 14.677 14.737 14.596 15.251 15.118 15.592 16.083 15.123 15.211 15.357 15.604 15.640 15.988 6.899 9.020 11.845 11.803 11.640 11.727 12.260 12.391 12.522 12.952 12.944 13.119 13.293 13.374 13.519 5.448 6.830 9.017 9.182 9.073 9.103 9.380 9.563 9.871 10.112 10.084 10.353 10.595 10.931 11.069 15.731 20.943 20.474 20.194 20.464 21.019 21.338 21.566 22.261 22.433 23.138 23.510 24.040 24.498 2.576 3.293 4.342 4.319 4.309 4.422 4.532 4.655 4.854 5.104 5.171 5.277 5.382 5.467 5.559 3.588 4.600 5.860 5.936 5.726 5.775 6.000 6.137 6.294 6.570 6.654 6.827 6.946 7.021 7.137 21.478 27.280 27.205 26.859 27.032 27.587 27.941 28.503 29.308 29.350 30.009 30.334 30.707 31.064 5.133 6.650 8.896 9.048 8.881 9.041 9.216 9.290 9.463 9.761 9.827 10.059 10.144 10.304 10.471 1.993 998 1.398 1.693 1.394 1.336 1.443 1.446 1.502 1.563 1.606 1.627 1.639 1.662 1.685 2.019 2.065 2.052 2.106 2.158 2.218 2.278 2.370 2.411 2.473 2.546 2.574 2.624 952 1.126 2.783 3.814 3.788 3.777 3.839 3.941 4.020 4.078 4.228 4.275 4.369 4.459 4.553 4.633 3.677 4.747 5.978 5.976 5.954 6.018 6.245 6.381 6.488 6.657 6.782 6.920 6.981 7.114 7.204 9.549 10.606 12.592 16.035 16.298 16.203 16.456 16.747 16.954 17.158 17.577 17.658 18.022 18.314 18.624 18.880 3.196 4.202 5.387 5.404 5.299 5.339 5.524 5.643 5.818 6.059 6.182 6.368 6.412 6.624 6.703 833 1.064 1.427 2.183 2.168 2.150 2.216 2.321 2.371 2.458 2.586 2.616 2.716 2.822 2.881 2.936 3.420 3.536 4.921 4.905 4.722 4.779 5.004 5.100 5.267 5.607 5.833 5.981 6.091 6.226 6.294 648 837 1.238 1.246 1.256 1.322 1.362 1.407 1.452 1.507 1.554 1.593 1.552 1.633 1.660 1.705 1.786 1.664 1.677 1.724 1.769 1.828 1.972 2.030 1.972 2.100 2.182 2.216 5.541 7.959 11.938 9.964 10.306 10.912 10.248 9.300 8.953 9.116 8.924 9.048 8.193 8.281 8.556

Banten

DKI Jakarta (Special Capital Province of Jakarta) D.I Yogyakarta (Special Province of Yogyakarta) Jawa Tengah (Central Java)

Jawa Timur (East Java) Bengkulu

Jambi

Nanggroe Aceh Darussalam Sumatera Utara (North Sumatra) Sumatera Barat (West Sumatra) Riau

Kepulauan Riau

Sumatera Selatan (South Sumatra) Bangka Belitung

Lampung

Nusa Tenggara Barat (West Nusa Tenggara) Bali

Nusa Tenggara Timur (East Nusa Tenggara) Maluku

Papua

Maluku Utara (North Maluku) Irian Jaya Barat

Lainnya (Others)

Des Des Des Des 2 0 0 8 2 0 0 9

2004 2005 2006 2007 Nov Des Jan Feb Mar Apr Mei Jun Jul Ags Sep Okt Nov

Kredit Kepada Pihak Tidak Terkait a. Lancar (Current)

b. DPK (Special Mention) c. Kurang Lancar (Sub-Standard) d. Diragukan (Doubtful) e. Macet (Lost)

Non Performing Loan Pihak Tidak Terkait Rasio Non Performing Loan Pihak Tidak Terkait (%)

Kredit Kepada PihakTerkait a. Lancar (Current) b. DPK (Special Mention) c. Kurang Lancar (Sub-Standard) d. Diragukan (Doubtful) e. Macet (Lost)

Non Performing Loan Pihak Terkait Rasio Non Performing Loan Pihak Terkait (%)

Miliar Rp (Billion Rp)

Tabel 4.18 Kredit Bank Umum Berdasarkan Hubungan Dengan Bank (Credit of Commercial Banks Based on Bank Relationship)

Indikator (Indicators)

549.358 681.214 779.716 987.064 1.316.148 1.298.182 1.280.551 1.292.275 1.296.274 1.288.155 1.296.764 1.325.964 1.328.584 1.355.909 1.356.197 1.414.000 1.379.387 474.810 570.781 669.203 885.304 1.189.846 1.181.095 1.149.870 1.154.388 1.158.431 1.150.059 1.156.564 1.191.116 1.193.179 1.217.756 1.213.470 1.275.560 1.234.225 49.663 59.346 62.683 61.070 80.250 75.304 84.487 89.552 86.571 85.469 86.171 82.268 81.155 83.886 90.884 85.595 91.876 10.673 15.395 9.181 5.866 9.067 8.119 9.898 9.971 13.362 13.867 13.771 11.776 13.924 13.702 11.881 12.303 13.625 4.213 11.066 5.868 3.487 6.131 5.402 6.630 8.252 9.371 9.628 9.875 10.058 9.573 9.395 9.142 8.557 8.788 9.999 24.626 32.781 31.337 30.855 28.262 29.666 30.112 28.539 29.133 30.384 30.746 30.753 31.169 30.820 31.986 30.874 24.886 51.087 47.829 40.690 46.052 41.784 46.194 48.335 51.272 52.627 54.029 52.579 54.250 54.267 51.843 52.845 53.286 4,43 7,36 6,04 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00

12.033 12.912 12.582 14.948 9.175 9.506 9.288 9.569 9.116 9.480 8.613 9.077 9.533 10.033 9.879 19.268 18.191 11.719 11.710 11.601 14.791 8.748 9.150 8.958 9.216 8.881 9.347 8.387 8.809 9.187 9.685 9.546 18.906 17.830 279 913 753 80 285 267 228 247 174 72 167 208 278 280 206 234 231 11 43 2 8 108 57 69 69 26 26 26 31 27 28 100 100 85 5 15 1 1 5 4 3 4 3 4 4 3 12 10 6 5 4 19 232 224 68 29 28 30 33 30 30 29 26 28 31 21 23 41 35 289 228 77 142 89 102 106 60 60 59 60 67 68 127 128 130 0,01 0,04 0,03 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00

Des Des Des Des 2 0 0 8 2 0 0 9

2004 2005 2006 2007 Nov Des Jan Feb Mar Apr Mei J u n Jul Ags Sep Okt Nov Tabel 4.19 Kredit yang Penarikannya Menggunakan Kartu (Credit Withdrawn by Credit Card)

Indikator (Indicators)

- - - - 4.973 4.652 5.131 5.137 5.104 5.184 5.259 5.475 5.601 5.716 5.818 5.803 5.986 - - - - 9.150 9.501 9.203 9.704 9.399 10.176 10.338 10.702 10.894 11.113 11.584 11.387 11.722 - - - - - - - - 3 3 3 - - - - - - - - 3 3 3 3 3 2 2 2 2 2 2 2 2 - - - - 2.195 2.259 2.304 2.361 2.386 2.468 2.525 2.598 2.664 2.712 2.737 2.751 2.802 - - - - 12.867 13.287 13.297 13.184 12.396 12.736 12.740 13.017 13.122 13.277 13.499 13.515 13.785 - - - - 29.188 29.701 29.937 30.388 29.291 30.569 30.868 31.793 32.283 32.820 33.639 33.458 34.296 1. Bank Persero (State Owned Banks)

2. BUSN Devisa (Foreign Exchange Commercial Banks) 3. BUSN Non Devisa (Non-Foreign Exchange Commercial Banks) 4. BPD (Regional Development Banks)

5. Bank Campuran (Joint Venture Banks) 6. Bank Asing (Foreign Owned Banks) 7. Bank Umum (Commercial Bank)

Des Des Des Des 2 0 0 8 2 0 0 9

2004 2005 2006 2007 Nov Des Jan Feb Mar Apr Mei Jun Jul Ags Sep Okt Nov

1. Pertanian, perburuan dan sarana pertanian (Agriculture, hunting and agricultural facilities) 2. Pertambangan (Mining)

3. Perindustrian (Manufacturing)

4. Listrik, gas dan air (Water, gas and electricity) 5. Konstruksi (Construction)

6. Perdagangan, restoran dan hotel (Trade, restaurants and hotels)

Total

Tabel 4.20 Penerusan Kredit (Off - Balance Sheet ) Bank Umum Berdasarkan Sektor Ekonomi (Channelling Credit of Commercial Banks Based on Economic Sector)

Sektor Ekonomi (Economic Sector)

8.339 6.874 7.707 7.680 7.728 7.694 7.700 7.708 7.689 7.674 7.637 7.640 7.615 7.604 7.581 7.580 7.580

1.149 1.173 1.536 1.461 973 884 922 969 935 859 775 730 710 700 672 665 658 2.171 1.603 1.188 1.193 1.396 1.363 1.387 1.399 1.401 1.295 1.277 1.264 1.249 1.248 1.238 1.224 1.222 10.145 10.144 9.668 10.995 11.519 12.550 11.719 11.967 11.789 9.081 8.760 8.674 8.409 8.417 8.128 8.096 7.774 1.982 2.878 11.946 13.204 17.177 15.957 7.148 7.161 6.934 8.211 7.881 7.633 7.412 9.611 9.397 9.208 9.426 404 379 908 1.217 771 766 746 746 730 626 645 35.659 655 654 648 640 659

4.537 2.626 2.105 2.684 3.015 2.873 2.937 2.933 2.848 2.680 2.571 2.566 2.475 2.511 2.479 2.438 2.466

591 575 541 684 508 580 547 1.027 1.024 931 1.171 1.192 478 484 496 471 464 185 153 192 301 216 213 205 213 292 290 288 276 273 286 288 285 283 6.088 8.112 4.919 4.258 3.278 3.083 3.035 3.118 3.057 2.823 2.809 2.881 2.826 2.916 2.890 2.890 2.824 35.591 34.517 40.710 43.675 46.581 45.962 36.347 37.242 36.699 34.470 33.814 68.514 32.102 34.431 33.817 33.496 33.356

Des Des Des Des 2 0 0 8 2 0 0 9

2004 2005 2006 2007 Nov Des Jan Feb Mar Apr Mei Jun Jul Ags Sep Okt Nov Tabel 4.21 Penerusan Kredit (Off - Balance Sheet ) Bank Umum Berdasarkan Jenis Kredit dan Golongan Penyalur

(Channelling Credit of Commercial Banks Based on Type of Credit and Type of Creditor)

2.933 2.915 3.034 3.043 2.957 2.972 2.943 2.950 2.871 2.860 2.856 37.855 2.855 2.851 2.872 2.856 2.839 5.191 8.624 9.976 11.359 13.672 13.386 6.466 6.317 6.267 6.307 6.182 6.176 6.230 6.288 6.234 6.206 6.203

23.415 21.031 26.328 27.797 28.819 28.434 25.780 26.336 25.843 23.669 23.110 22.798 22.062 24.323 23.745 23.472 23.355 605 297 405 424 266 261 260 262 345 340 353 351 333 337 334 331 331 2.762 800 240 310 301 306 306 300 295 295 85 85 84 84 84 84 83 493 534 365 221 223 200 187 200 193 201 201 199 198 206 202 201 199 192 316 362 522 342 403 405 876 885 797 1.028 1.050 339 342 346 346 346

4.426 4.552 5.505 5.496 5.500 5.519 5.513 5.513 5.590 5.595 5.614 5.620 5.610 5.605 5.607 5.615 5.615 1.770 493 649 641 598 597 603 602 596 595 592 594 603 606 606 600 599 29.394 29.471 34.555 37.538 40.483 39.846 30.231 31.127 30.513 28.280 27.609 62.300 25.889 28.220 27.604 27.281 27.142 35.591 34.517 40.710 43.675 46.581 45.962 36.347 37.242 36.699 34.470 33.814 68.514 32.102 34.431 33.817 33.496 33.356 Berdasarkan Jenis Kredit (type of Credit)

1. Kredit Usaha Kecil (Microfinancing) a. Dalam rangka penerusan kredit dari BI b. Lainnya (Others)

2. Bukan KUK a. Kredit Kelolaan

b. Dalam rangka penerusan kredit dari BI c. Bantuan Proyek

d. Kredit kelolaan di luar bantuan proyek 3. Mudharabah Muqayaddah

Berdasarkan Golongan Penyalur (Type of Creditor) 1. Koperasi

2. Lembaga Swadaya Masyarakat 3. Swasta Lainnya

Total

Miliar Rp (Billion Rp)

Des Des Des Des 2 0 0 8 2 0 0 9

2004 2005 2006 2007 Nov Des Jan Feb Mar Apr Mei J u n Jul Ags Sep Okt Nov Tabel 4.22 Pembiayaan Perbankan Syariah (Financing of Syariah Banks)

Indikator (Indicators)

1.165 3.124 2.335 4.406 7.358 7.411 7.554 7.866 8.108 8.347 8.672 9.142 9.422 9.932 10.007 10.184 10.359 1.961 1.898 4.062 5.578 6.440 6.205 6.007 5.947 5.890 5.877 5.939 6.134 6.184 6.316 6.459 6.440 6.506 7.478 9.487 12.624 16.553 22.640 22.486 22.437 22.574 22.732 23.001 23.490 24.245 24.381 24.632 25.046 25.499 25.570 - - - - 313 282 337 351 404 369 375 385 404 413 417 412 424 432 415 421 431 128 441 1.087 1.056 1.687 1.724 1.827 2.070 2.173 2.088 2.197 2.261 2.417 2.578 2.595 2.702 2.860 11.324 15.232 20.445 27.944 38.529 38.195 38.201 38.843 39.308 39.726 40.715 42.195 42.828 43.890 44.523 45.246 45.726 Pembiayaan Musyarakah (Musyarakah Financing)

Pembiayaan Mudharabah (Mudharabah Financing) Piutang Murabahah (Murabahah Accounts Receivable) Piutang Salam (Salam Accounts Receivable) Piutang Istishna’ (Istishna’ Accounts Receivable) Lainnya (Others)

Total

Des Des Des Des 2 0 0 8 2 0 0 9

2004 2005 2006 2007 Nov Des Jan Feb Mar Apr Mei Jun Jul Ags Sep Okt Nov

Pertanian, Kehutanan dan Sarana Pertanian Pertambangan

Perindustrian Listrik, Gas, Air Konstruksi

Perdagangan, Restoran dan Hotel

Pengangkutan, Pergudangan dan Komunikasi Jasa Dunia Usaha

Jasa Sosial/Masyarakat Lain-lain

Total

Tabel 4.23 Pembiayaan Perbankan Syariah Berdasarkan Sektor Ekonomi (Financing of Syariah Banks Based on Economic Sector)

Sektor Ekonomi (Economic Sector)

872 687 701 837 1.257 1.177 1.181 1.240 1.303 1.298 1.272 1.282 1.305 1.315 1.288 1.286 1.330 276 395 375 511 609 965 966 991 1.021 1.032 942 927 987 1.026 998 1.013 1.009 746 933 940 1.371 1.415 1.340 1.354 1.320 1.305 1.236 1.334 1.470 1.423 1.427 1.477 1.469 1.495 25 66 17 166 301 248 266 284 299 352 397 433 473 545 591 653 670 1.164 1.548 1.637 2.371 3.767 3.368 3.322 3.338 3.248 3.217 3.247 3.396 3.425 3.644 3.705 3.673 3.648 1.518 1.716 3.041 4.152 4.598 4.426 4.345 4.473 4.745 4.853 5.107 5.248 5.267 5.336 5.370 5.545 5.719 942 1.261 1.165 1.569 2.172 2.759 2.919 2.848 2.839 2.849 2.998 3.181 3.130 3.087 3.080 3.146 3.168 2.993 4.504 5.458 8.425 11.931 11.757 11.557 11.687 11.606 11.819 12.040 12.475 12.744 13.063 13.334 13.465 13.369 937 1.208 1.456 1.904 2.742 2.463 2.462 2.453 2.476 2.529 2.566 2.588 2.601 2.597 2.616 2.617 2.704 2.018 2.952 5.655 6.639 9.765 9.693 9.829 10.209 10.465 10.542 10.813 11.195 11.473 11.851 12.063 12.378 12.616 11.492 15.270 20.445 27.944 38.558 38.195 38.201 38.843 39.308 39.726 40.715 42.195 42.828 43.890 44.523 45.246 45.726

145

Miliar Rp (Billion Rp)

Des Des Des Des 2 0 0 8 2 0 0 9

2004 2005 2006 2007 Nov Des Jan Feb Mar Apr Mei J u n Jul Ags Sep Okt Nov Tabel 4.24 Pembiayaan Perbankan Syariah Berdasarkan Wilayah (Financing of Syariah Banks Based on Region)

Wilayah

- - - 279 549 538 529 548 578 602 629 674 697 730 757 779 817 - - - 1.668 2.389 2.369 2.339 2.371 2.422 2.444 2.503 2.519 2.588 2.639 2.686 2.714 2.787 - - - 398 600 602 614 636 664 689 713 745 757 787 802 795 806 - - - 509 761 761 766 805 830 840 856 901 926 954 975 1.006 1.022 - - - 39 44 41 39 39 39 37 39 37 38 38 38 37 37 - - - 145 265 275 284 298 317 325 334 355 365 377 387 393 404 - - - 175 208 201 196 199 201 208 209 212 214 225 228 234 238 - - - 696 912 893 889 897 906 912 927 904 924 961 983 994 1.014 - - - 297 343 337 332 333 332 326 335 343 365 375 389 408 384 - - - 235 348 368 367 383 412 422 445 467 477 493 511 515 500 - - - 12.959 18.307 18.172 18.275 18.575 18.568 18.716 19.152 19.897 19.964 20.488 20.533 20.838 20.799 - - - 3.065 3.785 3.766 3.727 3.746 3.812 3.834 3.919 4.063 4.183 4.199 4.325 4.396 4.493 - - - 962 1.010 841 832 842 851 849 877 896 919 953 990 1.035 1.073 - - - 1.240 1.896 1.958 1.943 1.959 2.040 2.098 2.151 2.219 2.265 2.324 2.421 2.461 2.535 - - - 318 509 508 508 507 518 532 539 555 566 587 611 613 612 - - - 1.774 2.553 2.566 2.575 2.616 2.703 2.708 2.795 2.932 3.014 3.099 3.175 3.268 3.364 - - - 44 76 73 72 70 76 80 82 94 91 94 100 105 109 - - - 364 481 476 469 470 486 490 501 511 519 530 528 549 560 - - - 21 26 25 25 24 25 26 30 30 31 32 33 34 37 - - - 575 687 706 718 732 783 814 844 895 935 969 987 988 1.007 - - - 570 810 795 781 779 787 799 806 834 837 836 848 842 830 - - - 73 110 114 111 71 121 128 132 134 137 139 140 147 143 - - - 71 64 63 62 63 65 67 69 77 80 82 87 90 87 - - - - - 0 1 2 3 4 5 5 6 - - - 98 136 136 135 135 137 139 141 146 149 151 154 155 160 - - - 161 187 180 176 174 172 173 173 170 167 163 163 161 161 - - - 858 1.016 978 981 1.106 997 998 1.017 1.063 1.076 1.101 1.083 1.071 1.089 - - - 14 16 16 15 16 15 15 15 15 15 15 15 14 14 - - - 33 37 36 35 34 34 34 31 35 35 35 36 36 36 - - - 200 259 261 263 268 269 265 288 301 315 322 333 351 375 - - - 15 23 24 23 24 23 25 25 25 26 27 28 29 32 - - - 35 43 42 43 45 49 51 56 59 58 62 62 62 61 - - - 53 78 77 74 76 78 77 79 88 91 97 106 116 130

- - - 1 2 3 3 3

- - - 27.944 38.529 38.195 38.201 38.843 39.308 39.726 40.715 42.195 42.828 43.890 44.523 45.246 45.726 DI Aceh

Sumatera Utara Sumatera Barat Sumatera Selatan Bangka Belitung Jambi Bengkulu Riau Kepulauan Riau Lampung DKI Jakarta Jawa Barat Banten Jawa Tengah DI Yogyakarta Jawa Timur Bali

Kalimantan Barat Kalimantan Tengah Kalimantan Timur Kalimantan Selatan Sulawesi Utara Gorontalo Sulawesi Barat Sulawesi Tengah Sulawesi Tenggara Sulawesi Selatan Maluku Maluku Utara NTB NTT

Irian Jaya Barat P a p u a

Di Luar Indonesia Total

Des Des Des Des 2 0 0 8 2 0 0 9

2004 2005 2006 2007 Nov Des Jan Feb Mar Apr Mei J u n Jul Ags Sep Okt Nov Tabel 4.25 Kredit Bank Perkreditan Rakyat Berdasarkan Sektor Ekonomi (Credit of Rural Banks Based on Economic Sector)

Sektor Ekonomi (Economic Sector)

1. Pertanian (Agriculture) 2. Perindustrian (Manufacturing)

3. Perdagangan, rumah makan dan penginapan (Trade, restaurants and hotels)

4. Jasa-jasa (Social Services) 5. Lain-lain (Others)

Total

7 0 7 8 8 6 1 . 0 5 8 1 . 3 4 0 1 . 7 6 2 1 . 7 4 5 1 . 7 6 0 1 . 7 8 1 1 . 7 7 4 1 . 8 2 8 1 . 8 7 9 1 . 9 1 5 1 . 9 5 3 1 . 9 5 0 1 . 9 3 4 1 . 9 3 6 1 . 9 4 7

1 8 9 2 2 2 2 5 8 3 3 3 4 2 2 4 2 7 4 0 7 4 3 7 4 3 3 4 3 9 4 4 2 4 5 7 4 7 3 4 7 7 4 8 6 4 9 2 4 9 9

5 . 0 0 3 6 . 0 4 2 6 . 7 1 5 7 . 7 1 7 9 . 4 4 4 9 . 3 2 8 9 . 3 0 0 9 . 5 0 7 8 . 9 9 8 9 . 0 7 5 9 . 1 7 6 9 . 3 6 8 9 . 4 9 4 9 . 8 4 2 9 . 7 4 6 9 . 7 8 7 9 . 8 5 3

1 . 2 1 8 1 . 4 5 8 1 . 7 6 9 2 . 0 9 6 2 . 7 0 1 2 . 6 7 6 2 . 6 6 3 2 . 7 6 2 2 . 7 0 6 2 . 7 7 6 2 . 8 2 1 2 . 8 6 3 2 . 8 7 6 2 . 9 1 9 2 . 9 3 5 2 . 9 8 0 3 . 0 3 2 5 . 0 3 2 6 . 0 4 6 7 . 1 4 9 9 . 0 5 5 1 1 . 4 1 7 1 1 . 2 9 6 1 1 . 2 7 3 1 1 . 4 0 0 1 1 . 4 2 6 1 1 . 4 5 21 1 . 5 9 9 1 1 . 7 8 5 1 1 . 9 7 4 1 2 . 1 0 2 1 2 . 3 3 5 1 2 . 4 4 2 1 2 . 6 5 2

12.149 14.654 16.948 20.540 25.746 25.472 25.404 25.888 25.336 25.571 25.916 26.388 26.770 27.289 27.436 27.638 27.983

Des Des Des Des 2 0 0 8 2 0 0 9

2004 2005 2006 2007 Nov Des Jan Feb Mar Apr Mei J u n Jul Ags Sep Okt Nov Tabel 4.26 Kredit Bank Perkreditan Rakyat Berdasarkan Jenis Penggunaan (Credit of Rural Banks Based on Type of Use)

Jenis Penggunaan (Type of Use)

Modal Kerja (Working Capital) Pertanian (Agriculture) Perindustrian (Manufacturing)

Perdagangan, rumah makan, dan penginapan (Trade, restaurants and hotels)

Jasa-jasa (Social Services) Lain-lain (Others)

Total Modal Kerja (Total Working Capital) Investasi (Investments)

Pertanian (Agriculture) Perindustrian (Manufacturing)

Perdagangan, rumah makan, dan penginapan (Trade, restaurants and hotels)

Jasa-jasa (Social Services) Lain-lain (Others)

Total Investasi (Total Investments) Konsumsi (Consumption)

Kredit pemilikan rumah (KPR) yang dijamin dgn hak tanggungan pertama dgn tujuan untuk dihuni

Kredit pemilikan kendaran bermotor Kredit konsumsi lainnya

Total Konsumsi (Total Consumption) Total

6 8 1 8 4 5 9 6 9 1 . 1 9 8 1 . 5 3 1 1 . 5 1 4 1 . 5 2 7 1 . 5 4 8 1 . 5 4 4 1 . 5 8 7 1 . 6 3 7 1 . 6 7 7 1 . 7 0 8 1 . 7 2 3 1 . 7 0 8 1 . 6 9 8 1 . 7 1 4

1 8 1 2 1 5 2 3 9 3 1 1 3 9 0 3 9 6 3 7 7 4 0 7 4 0 4 4 1 0 4 1 2 4 2 8 4 4 4 4 5 0 4 5 8 3 9 0 3 8 2

4 . 8 9 4 5 . 8 7 7 6 . 3 2 6 7 . 0 4 9 8 . 6 4 4 8 . 5 2 3 8 . 4 9 3 8 . 6 8 6 8 . 4 8 6 8 . 5 7 4 8 . 6 7 2 8 . 8 6 9 8 . 9 7 5 9 . 3 2 7 9 . 2 3 3 8 . 9 2 3 8 . 8 7 5 9 9 1 1 . 1 7 6 1 . 4 5 2 1 . 6 7 8 2 . 0 9 8 2 . 0 5 3 2 . 0 1 9 2 . 0 9 8 2 . 1 0 3 2 . 1 6 2 2 . 2 0 6 2 . 2 5 9 2 . 2 7 5 2 . 3 2 1 2 . 3 3 7 2 . 1 4 0 2 . 1 5 0

3 5 7 5 1 6 5 0 8 5 4 0 5 1 4 5 2 1 3 7 4 3 5 1 3 4 7 2 7 6 2 5 0 2 6 0 2 9 0 1 3 1 2 1 2 9 0 0 9 2 7

7.103 8.630 9.494 10.776 13.177 13.007 12.789 13.090 12.884 13.010 13.176 13.493 13.693 13.952 13.948 14.052 14.047

2 6 4 1 8 9 1 4 2 2 3 1 2 3 1 2 3 3 2 3 3 2 3 0 2 4 1 2 4 2 2 3 8 2 4 5 2 2 7 2 2 6 2 2 4 2 1 5

8 7 1 9 2 2 3 2 3 1 3 0 3 1 2 9 2 9 3 0 2 9 2 8 2 7 2 8 3 2 2 8

1 0 9 1 6 5 3 8 9 6 6 7 8 0 0 8 0 5 8 0 7 8 2 1 5 1 2 5 0 1 5 0 4 4 9 9 5 2 0 5 1 5 5 1 3 5 2 0 5 1 4

2 2 8 2 8 2 3 1 7 4 1 8 6 0 3 6 2 3 6 4 5 6 6 4 6 0 2 6 1 4 6 1 5 6 0 4 6 0 1 5 9 7 5 9 8 5 9 9 5 9 0

5 9 7 8 8 8 1 2 9 1 5 6 1 5 6 1 5 4 1 5 7 1 6 2 1 8 5 2 0 0 1 9 5 2 1 5 1 9 9 1 9 7 2 0 5 2 1 1

430 572 902 1.379 1.823 1.846 1.869 1.905 1.536 1.570 1.591 1.564 1.608 1.565 1.561 1.579 1.558

- - 7 5 1 2 7 1 6 6 1 6 8 1 6 9 1 7 2 1 7 6 1 8 2 1 6 9 1 8 7 2 0 0 1 9 9 2 0 0 2 0 3 2 0 8

- - 3 1 0 4 5 6 6 2 5 6 1 5 7 3 7 7 4 7 7 2 7 7 7 5 7 4 4 7 4 4 7 5 3 8 6 0 8 1 1 8 3 7 1 . 0 7 4

4 . 6 1 6 5 . 4 5 2 6 . 1 6 7 7 . 8 0 2 9 . 9 5 5 9 . 8 3 6 9 . 8 3 9 9 . 9 7 4 1 0 . 0 1 4 1 0 . 0 3 3 1 0 . 2 3 6 1 0 . 3 9 9 1 0 . 5 1 5 1 0 . 7 1 3 1 0 . 9 1 5 1 0 . 9 6 6 1 1 . 0 9 6 4.616 5.452 6.553 8.386 10.746 10.619 10.745 10.892 10.917 10.990 11.149 11.330 11.468 11.773 11.926 12.006 12.378 12.149 14.654 16.948 20.540 25.746 25.472 25.404 25.888 25.336 25.571 25.916 26.388 26.770 27.289 27.436 27.638 27.983

Des Des Des Des 2 0 0 8 2 0 0 9

2004 2005 2006 2007 Nov Des Jan Feb Mar Apr Mei J u n Jul Ags Sep Okt Nov Wilayah

Jawa Barat (Including Banten)

DKI Jakarta (Special Capital Province of Jakarta) D.I Yogyakarta (Special Province of Yogyakarta) Jawa Tengah (Central Java)

Jawa Timur (East Java) Bengkulu

Jambi

Nanggroe Aceh Darussalam Sumatera Utara (North Sumatra) Sumatera Barat (West Sumatra) Riau (Including Bangka Belitung) Sumatera Selatan (South Sumatra) Lampung

Kalimantan Selatan (South Kalimantan) Kalimantan Barat (West Kalimantan) Kalimantan Timur (East Kalimantan) Kalimantan Tengah (Central Kalimantan) Sulawesi Tengah (Central Sulawesi) Sulawesi Selatan (South Sulawesi ) Sulawesi Utara (including Gorontalo) Sulawesi Tenggara (Southeast Sulawesi) Nusa Tenggara Barat (West Nusa Tenggara) Bali

Nusa Tenggara Timur (East Nusa Tenggara) Maluku

Papua

Maluku Utara (North Maluku) Total

Tabel 4.27 Kredit Bank Perkreditan Rakyat Berdasarkan Lokasi (Credit of Rural Banks Based on Location)

2.586 3.051 3.397 3.917 4.922 4.881 4.790 4.995 5.004 5.032 5.084 5.132 5.165 5.261 5.276 5.329 5.369 78 141 254 365 427 423 415 411 412 416 419 424 423 430 433 438 450 689 819 852 1.047 1.305 1.289 1.287 1.302 1.320 1.348 1.366 1.383 1.400 1.428 1.451 1.459 1.478 3.134 3.901 4.399 5.280 6.398 6.355 6.397 6.535 6.664 6.793 6.930 7.060 7.149 7.279 7.275 7.312 7.380 1.835 2.059 2.274 2.557 3.015 2.977 2.998 3.064 3.141 3.202 3.293 3.380 3.439 3.523 3.540 3.547 3.566 10 10 11 12 17 17 17 18 18 18 18 18 18 18 18 18 18 21 45 95 144 165 161 162 164 166 166 169 172 173 174 178 180 180 34 26 26 26 63 64 44 48 52 77 80 84 88 92 95 98 101 248 257 283 319 382 382 382 386 388 389 394 401 408 417 426 428 435 337 287 372 514 675 660 668 690 705 719 730 748 757 763 748 753 720 141 236 402 603 878 877 890 910 928 954 973 1.000 1.037 1.082 1.102 1.139 1.176 91 97 136 204 282 280 278 286 288 293 298 301 313 319 320 341 344 1.544 1.951 2.247 2.787 3.501 3.398 3.314 3.241 2.364 2.204 2.257 2.206 2.275 2.322 2.323 2.306 2.398 67 78 76 105 157 180 209 220 225 226 221 217 215 210 208 203 200 100 117 173 219 282 281 270 265 269 277 282 294 299 303 305 312 311 5 50 71 96 142 132 137 140 144 143 146 149 151 153 154 155 156 1 1 3 4 9 9 8 12 15 17 21 21 21 23 22 21 21 39 54 75 113 183 180 174 175 178 174 181 188 194 191 198 192 194 56 58 89 142 227 221 225 226 233 236 239 238 249 253 254 259 261 81 92 119 145 178 173 174 175 180 188 193 201 205 212 216 221 224 6 13 20 32 41 42 46 47 47 48 48 49 49 49 49 49 51 160 197 237 283 343 341 349 357 370 384 390 401 405 408 405 408 417 737 949 1.091 1.347 1.773 1.777 1.795 1.835 1.843 1.878 1.793 1.934 1.945 1.978 2.022 2.044 2.090 12 17 17 25 51 50 51 55 59 62 64 68 73 76 79 85 90 73 73 111 137 165 167 169 177 173 171 169 165 162 157 163 164 177 61 75 118 115 163 154 152 154 151 155 157 153 157 167 173 175 175 - 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 1 12.149 14.654 16.948 20.540 25.746 25.472 25.404 25.888 25.336 25.571 25.916 26.388 26.770 27.289 27.436 27.638 27.983

Des Des Des Des 2 0 0 8 2 0 0 9

2004 2005 2006 2007 Nov Des Jan Feb Mar Apr Mei J u n Jul Ags Sep Okt

¹⁾

Nov

1. Pertanian (Agriculture) 2. Pertambangan (Mining) 3. Perindustrian (Manufacturing) 4. Listrik (electricity)

5. Konstruksi (Construction) 6. Perdagangan (Trade) 7. Pengangkutan (Transport)

8. Jasa Dunia Usaha (Business Services) 9. Jasa Sosial (Social Services) 10. Lain-lain (Others)

Total

Miliar Rp (Billion Rp)

Tabel 4.28 Kredit MKM Menurut Sektor Ekonomi (Micro, Small & Medium Credit based on economic Sector) Sektor Ekonomi

(Economic Sector)

12.098 12.642 13.924 16.114 19.284 19.424 19.082 19.195 19.758 19.967 20.361 20.993 21.132 20.966 21.617 21.912 22.126

911 971 1.311 1.527 1.724 1.823 1.657 1.561 1.715 1.802 2.840 4.465 5.088 4.262 4.451 4.421 4.656

26.547 32.480 36.647 37.796 46.304 46.045 44.707 44.882 43.730 43.351 42.680 42.826 42.492 40.792 41.715 42.045 42.700

127 245 1.483 286 536 560 549 532 511 509 548 599 682 669 685 758 683

5.922 7.709 10.123 13.241 19.357 17.114 15.797 16.128 16.405 16.752 17.183 18.541 19.210 20.097 20.438 21.197 21.282

67.226 87.515 107.288 134.574 155.153 157.132 152.115 154.497 159.036 161.478 163.955 169.872 171.225 173.679 177.600 180.347 183.436

6.029 6.485 6.605 7.200 8.584 8.639 8.442 8.370 8.471 8.615 8.595 8.666 8.702 8.759 8.862 8.983 9.215

15.550 20.657 23.514 30.519 40.450 40.851 40.022 39.767 39.918 40.187 40.475 41.591 41.700 41.890 42.608 43.143 43.250

4.269 5.292 6.020 6.670 7.516 7.586 7.601 7.682 7.600 7.901 7.890 8.116 8.129 8.257 8.539 8.438 8.741

132.414 180.912 203.528 254.870 332.095 334.773 335.009 336.709 340.023 344.521 351.083 357.934 363.952 372.958 374.860 382.351 388.719

271.093 354.908 410.442 502.796 631.002 633.945 624.981 629.322 637.167 645.084 655.610 673.603 682.311 692.330 701.375 713.595 724.808

Ket.:¹⁾Data Revisi Oktober 2009

Des Des Des Des 2 0 0 8 2 0 0 9

2004 2005 2006 2007 Nov Des Jan Feb Mar Apr Mei J u n Jul Ags Sep Okt

¹⁾

Nov

Kredit Modal Kerja (Working Capital) Kredit Investasi (Investments) Kredit Konsumsi (Consumption) Jumlah (Total)

Jenis Penggunaan

Dalam dokumen KATA PENGANT A PENGANT A PENGANTAR FOREWORD (Halaman 135-164)