Penerimaan Transfer Laba/Rugi Laba/Rugi Operasional (A1 + C1) - (A2 + C2) Beban non - operasional
Interest Expenses
2017 2018 2019
Jumlah laba/rugi bersih (setelah taksiran pajak penghasilan)
75
Ags Sep Okt Nov Des Jan Feb Mar Apr Mei Jun Jul Ags
A. A. Interest Income and Interest Expenses
1. 25.429 25.076 24.466 16.059 18.229 20.504 22.701 25.083 2.379 3.757 5.798 7.731 9.720 11.612 13.573 15.518 1.
a. Dari Bank Indonesia 358 319 328 280 317 356 394 469 73 59 91 126 162 200 227 258 a. From Bank Indonesia Placement b. Dari Penempatan pada bank lain 359 259 288 218 260 305 363 407 48 87 137 184 239 282 327 375 b. From interbank placement c. Dari surat berharga 1.539 1.972 2.659 1.640 1.839 2.036 2.218 2.409 198 322 532 723 904 1.080 1.272 1.544 c. From securities d. Dari Kredit yang diberikan 16.973 16.888 16.265 11.649 13.266 14.977 16.612 18.348 1.735 2.663 4.072 5.407 6.800 8.122 9.499 10.759 d. From credit
- kepada pihak ketiga bukan bank 16.961 16.881 16.262 11.648 13.265 14.976 16.611 18.347 1.735 2.663 4.072 5.406 6.800 8.122 9.499 10.759 - To Third Party non Bank - kepada bank lain 12 7 3 1 1 1 1 1 0 0 0 0 0 0 0 0 - To other Bank e. Lainnya 6.200 5.638 4.926 2.273 2.548 2.830 3.115 3.450 325 626 966 1.291 1.616 1.928 2.249 2.582 e Others 2. 14.612 13.648 12.776 8.418 9.583 10.787 11.991 13.319 1.355 2.051 3.167 4.235 5.320 6.375 7.437 8.515 2.
a. Kepada Bank Indonesia 0 4 0 1 1 1 1 1 0 0 1 1 1 2 2 2 a. Bank Indonesia Liabilites b. Kewajiban pada Bank lain 443 545 676 646 735 831 929 1.031 99 121 189 261 338 448 543 646 b. Interbank Liabilities c. Kepada pihak ketiga bukan Bank 6.984 6.300 5.732 3.997 4.551 5.142 5.718 6.329 630 1.044 1.615 2.162 2.723 3.228 3.759 4.288 c. Third Party non Bank
- Giro 434 441 558 393 448 512 569 625 55 97 155 211 270 319 373 429 - Demand Deposit - Tabungan 220 232 242 214 239 265 289 310 20 39 65 88 112 137 163 188 - Saving - Simpanan Berjangka 6.330 5.627 4.932 3.390 3.864 4.365 4.860 5.395 555 908 1.395 1.863 2.341 2.772 3.223 3.671 - Time deposits d. Surat Berharga 271 266 300 132 150 165 181 196 34 12 9 11 13 15 18 20 d. Securities e. Pinjaman yang diterima 868 1.041 1.237 1.396 1.625 1.884 2.126 2.391 278 268 420 550 683 820 950 1.077 e. Loans received f. Lainnya 6.045 5.492 4.832 2.246 2.522 2.765 3.038 3.371 315 605 933 1.250 1.561 1.862 2.166 2.483 f. Others g. Koreksi atas pendapatan bunga - - - - g. Corrections B
.
10.816
11.428 11.690 7.642 8.646 9.717 10.709 11.765 1.023 1.706 2.632 3.495 4.401 5.237 6.136 7.004 B. Net Interest Income (A1-A2) C
.
C. Other Operating Income and Expenses 1. 11.851 14.004 14.718 13.179 14.710 16.083 16.976 18.885 3.727 4.046 5.741 5.514 6.848 8.449 10.000 11.865 1.
a. Peningkatan Nilai Wajar dan keuntungan 171 565 711 340 231 245 260 268 71 139 234 248 270 407 509 558 a. Increase in fair value and gain
penjualan surat berharga form sale of securities
b. Peningkatan Nilai Wajar dan keuntungan - - - - b. Increase in fair value and gain
penjualan kredit yang diberikan form sale of credit
c. Peningkatan Nilai Wajar dan keuntungan 0 6 7 - - - - c. Increase in fair value and gain
penjualan aset keuangan lainnya form sale of other financial assets
d. Keuntungan Transaksi Spot dan Derivatif 8.291 10.056 9.984 10.525 11.857 12.925 13.493 14.964 3.341 3.292 4.590 4.102 5.158 6.349 7.443 9.046 d. Gain from spot and derivative transaction
e Deviden, keuntungan penyertaan equity method, komisi/provisi/fee
2.552
2.739 2.925 1.984 2.289 2.556 2.844 3.117 260 523 767 990 1.201 1.415 1.642 1.851 e. Deviden, gain from investment in shares with equity method f. Lainnya 837 639 1.091 329 333 358 379 536 55 93 150 174 219 278 406 410 f Others
2. 19.321 21.598 21.168 18.294 20.553 22.631 24.286 27.078 4.113 4.812 7.005 7.441 9.461 11.865 14.170 16.772 2.
a. Penurunan Nilai Wajar dan kerugian 152 156 329 604 503 534 518 500 7 5 18 13 74 18 26 21 a. Decrease in fair value and losses form
penjualan surat berharga - sale of securities
b. Penurunan Nilai Wajar dan kerugian - - - - b. Decrease in fair value and losses
penjualan kredit yang diberikan form sale of credit
c. Penurunan Nilai Wajar dan kerugian 32 26 6 - - - - c. Decrease in fair value and losses
penjualan aset keuangan lainnya form sale of other financial assets
d. Kerugian Transaksi Spot dan Derivatif 6.827 8.963 8.998 9.623 10.959 11.999 12.596 13.916 3.156 3.127 4.407 3.824 4.886 5.957 7.038 8.663 d. Losses from spot and derivative transaction
e Penyusutan/Amortisasi 5.229 5.045 3.940 2.456 2.757 3.059 3.420 3.999 253 365 590 892 1.065 1.745 2.332 2.615 e. Depreciation/Amortizations f Kerugian penyertaan equity method, 501 524 671 588 716 763 856 1.011 93 184 284 401 494 587 670 773 f Losses from investment in shares with
komisi/provisi/fee, administrasi equity method, fees/comissions/
g. Lainnya 6.580 6.883 7.225 5.024 5.618 6.275 6.896 7.651 605 1.130 1.705 2.311 2.942 3.558 4.105 4.700 g. Others
D. 3.346 3.834 5.239 2.526 2.803 3.169 3.399 3.572 637 941 1.368 1.568 1.787 1.821 1.966 2.096 D. Operating Profit/loss (A1+C1) - (A2+C2) E. 487 755 318 892 861 854 1.027 1.048 104 110 185 278 434 358 340 462 E. Non Operational Income
F. 1.140 172 808 606 383 297 327 481 57 35 40 31 45 48 62 56 F. Non Operational Expenses G. (653) 582 (490) 286 478 557 700 566 47 75 145 247 389 309 278 406 G. Non Operational Profit (E - F) H. 2.693 4.417 4.749 2.812 3.280 3.726 4.099 4.138 684 1.015 1.513 1.814 2.176 2.130 2.244 2.503 H. Current Year profit I. 170 61 (30) - - - - - - - - - - - - - I. Transfer Profit / Loss Received J. 170 61 (30) - - - - - - - - - - - - - J. Transfer of Profit/Loss to Head Office K. 1.793 3.160 3.389 2.090 2.438 2.750 3.039 3.019 497 761 1.136 1.350 1.601 1.567 1.595 1.833 K. Profit/Loss After Estimation of tax
r) Revised figures Beban Bunga
Pendapatan dan Beban Bunga
Pendapatan non - operasional
Items
Pendapatan Bunga Bersih (A1-A2) Pendapatan Operasional Selain Bunga Pendapatan dan Beban Operasional Lain
Tabel 1.13.a. Laporan Laba / Rugi Bank Campuran (Joint Venture Banks Income Statements)
Miliar Rp (Billion Rp)
Keterangan 2015
Other Operating Income Interest Expenses
Beban non - operasional
2017 2018
Pendapatan bunga
2016
Beban Operasional Selain Beban Bunga
Laba/Rugi non-operasional (E - F)
r) Angka-angka diperbaiki
Laba/Rugi tahun berjalan sebelum pajak Transfer Laba/Rugi ke Kantor Pusat Penerimaan Transfer Laba/Rugi
Interest Income
Non Interest Expense
Laba/Rugi Operasional (A1 + C1) - (A2 + C2)
Jumlah laba/rugi bersih (setelah taksiran pajak penghasilan)
2019
76
Statistik Perbankan Indonesia - Vol. 17 No. 9 Agustus 2019 Indonesia Banking Statistics - Vol. 17 No. 9 August 2019
Ags Sep Okt Nov Des Jan Feb Mar Apr Mei Jun Jul Ags
A. A. Interest Income and Interest Expenses
1. 23.732 24.509 20.907 13.217 15.244 16.870 18.709 21.311 2.060 3.890 5.997 8.159 10.364 12.488 14.477 16.506 1.
a. Dari Bank Indonesia 566 672 685 551 637 722 806 919 100 175 232 481 710 815 901 987 a. From Bank Indonesia Placement b. Dari Penempatan pada bank lain 784 617 1.000 785 855 1.009 1.089 1.159 106 177 278 356 433 497 601 667 b. From interbank placement c. Dari surat berharga 4.603 5.171 4.635 2.221 2.754 2.789 3.068 3.956 336 651 1.076 1.360 1.701 2.165 2.395 2.781 c. From securities d. Dari Kredit yang diberikan 17.172 17.484 14.182 9.366 10.670 12.107 13.471 14.971 1.483 2.827 4.315 5.752 7.273 8.734 10.253 11.714 d. From credit
- kepada pihak ketiga bukan bank 16.916 17.069 13.783 9.028 10.283 11.667 12.990 14.437 1.430 2.726 4.161 5.548 7.016 8.430 9.899 11.310 - To Third Party non Bank - kepada bank lain 257 415 400 338 387 440 481 534 53 101 154 204 257 305 354 404 - To other Bank e. Lainnya 606 565 404 294 327 243 275 305 35 60 95 209 247 277 326 356 e Others 2. 7.105 6.362 5.666 3.295 4.021 4.130 4.616 5.446 539 990 1.580 2.019 2.554 3.226 3.664 4.198 2.
a. Kepada Bank Indonesia 17 2 1 6 6 6 6 6 - 1 1 2 2 2 2 3 a. Bank Indonesia Liabilites b. Kewajiban pada Bank lain 1.078 881 716 529 600 687 792 886 98 188 301 401 521 632 754 868 b. Interbank Liabilities c. Kepada pihak ketiga bukan Bank 4.707 4.176 3.222 2.162 2.483 2.824 3.161 3.517 356 687 1.039 1.371 1.710 2.053 2.409 2.748 c. Third Party non Bank
- Giro 744 738 768 517 598 679 756 849 86 173 262 356 449 543 633 729 - Demand Deposit - Tabungan 109 133 171 76 86 94 101 107 7 12 19 25 31 37 43 50 - Saving - Simpanan Berjangka 3.854 3.306 2.283 1.569 1.799 2.051 2.305 2.561 263 502 758 991 1.230 1.474 1.732 1.969 - Time deposits d. Surat Berharga 319 431 466 20 20 20 20 24 22 1 2 2 2 2 2 2 d. Securities e Pinjaman yang diterima 48 33 83 77 84 93 100 109 9 16 25 33 42 56 71 86 e. Loans received f. Lainnya 937 838 1.177 501 828 500 537 904 55 97 212 210 277 480 426 491 f. Others g. Koreksi atas pendapatan bunga - - - - g. Corrections B
.
16.626
18.147 15.240 9.922 11.223 12.740 14.093 15.864 1.520 2.900 4.417 6.139 7.809 9.262 10.813 12.309 B. Net Interest Income (A1-A2) C
.
C. Other Operating Income and Expenses 1. 79.218 72.982 82.720 55.994 60.849 65.781 68.582 74.116 34.644 39.401 48.233 67.275 42.583 42.837 58.292 71.300 1.
a. Peningkatan Nilai Wajar dan keuntungan 2.095 2.179 2.095 1.556 1.618 1.736 2.134 2.156 357 593 864 993 1.015 1.464 1.676 1.844 a. Increase in fair value and gain
penjualan surat berharga form sale of securities
b. Peningkatan Nilai Wajar dan keuntungan 0 390 - 3 3 22 3 3 - - - 4 - - - - b. Increase in fair value and gain
penjualan kredit yang diberikan form sale of credit
c. Peningkatan Nilai Wajar dan keuntungan - 22 87 - - - 24 30 7 34 39 20 23 24 29 33 c. Increase in fair value and gain
penjualan aset keuangan lainnya form sale of other financial assets
d. Keuntungan Transaksi Spot dan Derivatif 70.663 63.350 74.107 50.420 54.747 59.110 61.087 66.122 33.687 37.519 45.922 64.499 39.478 38.877 53.739 66.193 d. Gain from spot and derivative transaction
e Deviden, keuntungan penyertaan equity method, komisi/provisi/fee
5.837
5.727 4.906 2.869 3.241 3.651 3.968 4.371 371 685 1.066 1.398 1.739 2.061 2.456 2.772 e. Deviden, gain from investment in shares with equity method f. Lainnya 622 1.314 1.525 1.147 1.241 1.263 1.365 1.435 221 569 343 361 329 411 392 457 f Others
2. 88.324 79.114 87.544 59.488 64.756 69.908 72.770 78.958 34.185 39.320 48.464 67.802 43.613 43.637 59.445 72.871 2.
a Penurunan Nilai Wajar dan kerugian 1.460 1.122 605 1.327 1.298 1.458 1.439 1.484 212 159 252 371 434 509 582 671 a. Decrease in fair value and losses form
penjualan surat berharga sale of securities
b Penurunan Nilai Wajar dan kerugian 168 139 277 89 104 119 127 138 16 24 35 36 56 59 73 88 b. Decrease in fair value and losses
penjualan kredit yang diberikan form sale of credit
c Penurunan Nilai Wajar dan kerugian - - - 159 154 207 188 176 31 31 12 44 46 47 67 61 c. Decrease in fair value and losses
penjualan aset keuangan lainnya form sale of other financial assets
d. Kerugian Transaksi Spot dan Derivatif 67.572 60.598 72.328 48.944 53.122 57.089 58.770 63.702 32.885 37.109 45.179 63.389 38.075 37.030 51.729 63.980 d. Losses from spot and derivative transaction
e Penyusutan/Amortisasi 6.817 4.559 3.801 2.615 2.925 3.121 3.579 3.934 244 390 695 880 1.153 1.358 1.567 1.867 e. Depreciation/Amortizations f Kerugian penyertaan equity method, 930 862 927 479 546 659 716 812 63 112 184 247 311 351 412 474 f Losses from investment in shares with
komisi/provisi/fee, administrasi equity method, fees/comissions/
g Lainnya 11.377 11.834 9.606 5.876 6.609 7.255 7.950 8.712 735 1.495 2.107 2.835 3.538 4.284 5.016 5.729 g. Others
D. 7.520 12.015 10.417 6.428 7.316 8.613 9.905 11.022 1.979 2.980 4.186 5.612 6.780 8.462 9.660 10.738 D. Operating Profit/loss (A1+C1) - (A2+C2) E. 926 901 821 658 745 859 835 960 70 127 193 247 338 452 518 637 E. Non Operational Income
F. 305 63 68 168 198 240 112 146 66 1 1 1 1 1 1 1 F. Non Operational Expenses G. 620 838 753 491 547 619 724 815 5 127 192 246 337 451 517 635 G. Non Operational Profit (E - F) H. 8.140 12.854 11.169 6.919 7.863 9.232 10.629 11.837 1.984 3.107 4.378 5.858 7.117 8.913 10.177 11.373 H. Current Year profit I. 25 25 (61) 7 28 43 51 52 11 20 22 (31) (30) (32) (19) (47)I. Transfer Profit / Loss Received J. 607 403 242 (19) 59 (5) 1 252 11 (87) 151 115 107 77 204 144 J. Transfer of Profit/Loss to Head Office K. 5.166 8.418 7.784 5.238 5.797 6.840 8.013 8.618 1.706 2.543 3.120 4.212 5.140 6.665 7.248 8.224 K. Profit/Loss After Estimation of tax
r) Revised figures Non Interest Expense
Interest Expenses
Pendapatan Bunga Bersih (A1-A2)
Other Operating Income Interest Income
Pendapatan Operasional Selain Bunga
Keterangan 2016 2018
Tabel 1.14.a. Laporan Laba / Rugi Bank Asing (Foreign Owned Banks Income Statements)
Miliar Rp (Billion Rp)
Items
2015 2017
Penerimaan Transfer Laba/Rugi Pendapatan non - operasional Pendapatan dan Beban Bunga
Pendapatan bunga
2019
r) Angka-angka diperbaiki
Jumlah laba/rugi bersih (setelah taksiran pajak penghasilan)
Beban Operasional Selain Beban Bunga
Laba/Rugi Operasional (A1 + C1) - (A2 + C2) Beban non - operasional
Beban Bunga
Laba/Rugi tahun berjalan sebelum pajak Laba/Rugi non-operasional (E - F)
Transfer Laba/Rugi ke Kantor Pusat Pendapatan dan Beban Operasional Lain
77
Ags Sep Okt Nov Des Jan Feb Mar Apr Mei Jun Jul Ags 511.743
628.115 673.484 1.016.655 1.072.536 1.029.292 1.032.424 1.063.037 1.026.941 1.021.023 1.152.410 1.132.261 1.162.856 1.090.464 1.102.359 1.129.570
- Fasilitas pinjaman yang belum ditarik 38.641 20.586 29.244 16.699 17.929 17.510 17.391 17.310 17.179 17.510 18.276 18.274 18.349 18.057 18.731 19.066 - Unused borrowing - Posisi pembelian spot dan derivatif yang 468.916 597.813 641.745 993.955 1.047.718 1.004.435 1.006.619 1.040.333 1.000.665 995.747 1.124.062 1.106.648 1.138.370 1.064.237 1.073.401 1.103.080 - Outstanding spot and derivatives
masih berjalan (purchased)
- Lainnya (Others) 4.185 9.715 2.495 6.000 6.889 7.346 8.414 5.395 9.097 7.766 10.072 7.339 6.137 8.170 10.227 7.425 - Others 1.821.506
1.983.571 2.160.722 2.726.796 2.767.860 2.768.711 2.714.321 2.724.780 2.748.790 2.759.733 2.885.216 2.863.418 2.856.271 2.771.778 2.774.832 2.912.703
- Fasilitas kredit kepada nasabah yang 1.219.520 1.304.240 1.408.258 1.541.709 1.531.977 1.565.928 1.541.230 1.545.055 1.600.530 1.589.182 1.548.250 1.564.953 1.545.078 1.516.202 1.515.260 1.612.299 - Undisbursed loan facilities
belum ditarik to debtors
Committed 275.413 298.509 344.860 378.293 369.036 375.231 365.413 367.108 381.049 376.341 365.022 370.005 366.214 366.791 363.453 378.220 - Committed Uncommitted 944.107 1.005.731 1.063.398 1.163.416 1.162.941 1.190.698 1.175.817 1.177.948 1.219.482 1.212.841 1.183.227 1.194.948 1.178.864 1.149.411 1.151.807 1.234.080 - Uncommitted - Fasilitas kredit kepada bank lain yang 7.534 12.370 11.229 19.293 15.241 14.937 8.878 10.181 10.645 9.589 11.449 14.192 13.060 14.313 16.751 16.286 - Undisbursed loan facilities
Belum ditarik to other banks
Committed 1.064 1.581 3.011 5.127 2.220 4.232 2.020 1.897 1.068 1.051 1.990 2.781 1.737 1.659 4.239 3.850 - Committed Uncommitted 6.469 10.789 8.218 14.166 13.021 10.705 6.858 8.284 9.577 8.539 9.458 11.410 11.323 12.655 12.512 12.436 - Uncommitted -Irrevocable L/C yang masih berjalan 69.516 66.353 77.108 89.129 91.755 94.462 91.959 88.144 80.623 85.087 82.241 79.499 81.415 75.750 75.088 76.949 - Current Irrevocable L/C - Posisi penjualan spot dan derivatif yang 520.465 594.212 659.107 1.069.163 1.121.114 1.085.829 1.063.085 1.075.275 1.045.988 1.066.216 1.233.407 1.194.577 1.208.753 1.155.715 1.154.765 1.197.534 - Outstanding spot and
masih berjalan derivatives (sold)
- Lainnya 4.471 6.397 5.020 7.501 7.773 7.556 9.168 6.126 11.005 9.659 9.869 10.198 7.965 9.797 12.967 9.635 - Others 308.392
334.875 316.330 300.354 305.784 313.649 290.482 286.136 275.666 282.926 274.533 269.282 269.604 267.819 275.376 273.865
- Garansi yang diterima 265.333 288.776 264.819 242.704 247.608 254.386 252.315 248.740 237.633 240.374 235.866 226.506 225.642 226.130 228.507 228.065 - Received guarantees - Pendapatan bunga dalam penyelesaian 39.402 42.161 46.949 52.774 53.196 54.099 33.067 32.405 32.899 37.347 33.391 37.379 38.508 36.263 41.341 40.174 - Accrued interest - Lainnya 3.657 3.938 4.562 4.875 4.980 5.164 5.099 4.991 5.134 5.205 5.275 5.397 5.455 5.426 5.528 5.626 - Others
302.459
304.665 339.278 337.705 346.889 349.600 343.613 366.334 334.409 334.194 337.988 342.590 345.717 343.220 341.187 345.407
- Garansi yang diberikan 297.391 302.542 337.695 335.901 344.952 347.607 341.579 364.514 332.246 331.885 335.602 339.793 343.125 340.601 338.879 342.916 - Issued guarantees - Lainnya 5.069 2.124 1.583 1.805 1.937 1.993 2.033 1.820 2.163 2.309 2.386 2.797 2.592 2.619 2.309 2.492 - Others
274.066
309.064 392.512 430.924 436.410 437.843 438.992 445.955 449.597 453.638 453.559 455.804 462.218 468.191 474.967 490.826
- Penerusan Kredit 23.059 9.441 10.422 11.360 11.659 11.740 12.000 12.072 12.353 12.597 12.653 12.763 13.672 13.255 13.609 14.002 -Channelling - Aset produktif yang dihapusbukukan 230.274 274.724 350.961 380.023 384.992 385.804 386.300 392.081 395.099 396.470 397.954 402.023 404.434 410.167 416.933 432.149 -Written off earning assets
Kredit yang diberikan 219.484 262.748 339.745 372.023 373.093 377.532 378.067 383.718 387.001 388.152 389.644 393.555 395.871 401.559 408.336 401.027 - Credit disbursed Lainnya 10.790 11.976 11.216 8.000 11.899 8.272 8.233 8.363 8.097 8.318 8.309 8.468 8.563 8.609 8.596 31.122 - Others - Aset produktif yang dihapustagih 20.733 24.900 31.129 39.540 39.759 40.299 40.693 41.802 42.145 44.571 42.952 41.018 44.112 44.769 44.425 44.675 -Charged off earning assets
Kredit yang diberikan 14.300 17.557 23.573 32.000 32.192 32.720 33.126 34.238 34.586 37.010 35.480 33.550 36.644 37.428 37.081 37.343 - Credit disbursed Lainnya 6.433 7.343 7.556 7.540 7.567 7.579 7.566 7.564 7.559 7.561 7.472 7.468 7.468 7.341 7.344 7.332 - Others
r) Revised figures
Tabel 1.15.a. Rekening Administratif Bank Umum ( Commercial Banks Off-Balance Sheet)
Miliar Rp (Billion Rp )
Indikator Tagihan Komitmen
Tagihan Kontinjensi
Others Commited Liabilities Kewajiban Komitmen
Lainnya
Contingent Claims Indicator Commited Claims
Kewajiban Kontijensi
2016
Contingent Liabilities 2015
2018
r) Angka-angka diperbaiki
2019 2017
78
Statistik Perbankan Indonesia - Vol. 17 No. 9 Agustus 2019 Indonesia Banking Statistics - Vol. 17 No. 9 August 2019
Ags Sep Okt Nov Des Jan Feb Mar Apr Mei Jun Jul Ags
46.778
77.543 80.977 314.022 313.078 280.200 270.012 348.931 224.603 229.757 251.160 233.682 254.159 244.517 240.906 216.182
- Fasilitas pinjaman yang belum ditarik 4.136 - - - - - Unused borrowing - Posisi pembelian spot dan derivatif yang 42.311 77.085 80.514 313.823 312.879 279.635 269.463 348.421 224.290 229.635 251.003 233.596 254.096 244.475 240.832 216.120 - Outstanding spot and derivatives
masih berjalan (purchased)
- Lainnya (Others) 332 459 462 199 199 566 549 510 314 122 156 86 63 42 74 62 - Others 340.858
413.368 444.740 719.020 724.161 709.676 691.969 760.781 646.189 647.065 657.652 641.968 661.206 646.087 665.765 660.947
- Fasilitas kredit kepada nasabah yang 266.256 309.129 316.472 353.146 355.180 371.012 373.778 363.852 381.094 371.367 349.118 355.788 355.738 341.534 357.515 378.542 - Undisbursed loan facilities
belum ditarik to debtors
Committed 30.395 28.460 37.399 44.612 44.007 44.218 39.462 38.083 41.278 39.887 36.323 38.488 38.312 38.508 36.932 38.444 - Committed Uncommitted 235.861 280.669 279.073 308.533 311.173 326.794 334.316 325.769 339.815 331.480 312.795 317.300 317.427 303.026 320.584 340.098 - Uncommitted - Fasilitas kredit kepada bank lain yang 84 442 478 277 282 254 220 220 217 219 221 222 1.723 1.707 4.782 4.657 - Undisbursed loan facilities
Belum ditarik to other banks
Committed 80 36 6 5 5 5 - - - 1 1 1 1 1 2.582 2.513 - Committed Uncommitted 4 407 472 272 277 249 220 220 217 218 220 220 1.722 1.705 2.200 2.144 - Uncommitted -Irrevocable L/C yang masih berjalan 35.976 31.189 36.367 45.509 43.560 44.308 43.742 40.819 37.305 39.198 38.520 37.862 40.592 36.647 37.381 38.689 - Current Irrevocable L/C - Posisi penjualan spot dan derivatif yang 38.539 72.605 91.422 320.087 325.138 294.102 274.227 355.888 227.571 236.279 269.778 248.081 263.137 266.184 266.072 239.045 - Outstanding spot and
masih berjalan derivatives (sold)
- Lainnya 3 2 2 2 2 2 2 2 2 2 15 15 15 15 15 15 - Others 73.300
72.249 75.579 80.335 80.002 82.141 60.247 59.370 55.874 59.666 59.669 59.221 60.451 60.306 60.977 62.055
- Garansi yang diterima 41.712 40.367 38.818 40.299 39.382 40.716 39.740 39.077 35.353 39.055 38.881 37.908 38.696 38.461 38.660 39.333 - Received guarantees - Pendapatan bunga dalam penyelesaian 28.474 28.783 33.168 36.003 36.547 37.180 16.332 16.189 16.245 16.279 16.408 16.831 17.237 17.268 17.672 18.013 - Accrued interest - Lainnya 3.114 3.099 3.593 4.032 4.073 4.244 4.175 4.105 4.276 4.332 4.380 4.482 4.518 4.576 4.644 4.709 - Others
161.425
170.439 193.096 185.387 192.143 189.373 185.866 209.293 187.876 188.404 191.112 192.802 196.509 196.189 197.098 200.160
- Garansi yang diberikan 160.866 169.929 192.450 184.640 191.369 188.540 185.033 208.451 187.008 187.465 190.143 191.838 195.535 195.192 196.063 199.084 - Issued guarantees - Lainnya 560 510 646 746 774 833 833 842 868 939 969 963 974 997 1.035 1.076 - Others
152.581
154.101 202.482 225.560 226.175 228.381 228.031 232.267 232.436 235.062 234.878 236.659 237.736 241.217 242.482 243.906
- Penerusan Kredit 18.139 4.600 4.522 4.943 4.984 5.022 5.063 5.115 5.093 5.115 5.123 5.133 5.169 5.166 5.172 5.181 -Channelling - Aset produktif yang dihapusbukukan 134.306 149.366 197.827 220.472 221.045 223.210 222.827 227.010 227.207 229.811 229.617 231.388 232.428 235.913 237.173 238.586 -Written off earning assets
Kredit yang diberikan 130.728 145.655 194.900 217.521 218.177 220.338 219.973 224.154 224.358 226.961 226.764 228.535 229.575 233.061 234.324 235.734 - Credit disbursed Lainnya 3.578 3.711 2.926 2.951 2.867 2.872 2.854 2.857 2.849 2.850 2.853 2.853 2.853 2.852 2.848 2.852 - Others - Aset produktif yang dihapustagih 137 135 134 145 147 149 141 142 135 136 138 139 139 138 137 139 -Charged off earning assets
Kredit yang diberikan 137 135 134 145 147 149 141 142 135 136 138 139 139 138 137 139 - Credit disbursed Lainnya - - - - - Others
r) Revised figures Commited Liabilities
2016
Kewajiban Komitmen
Kewajiban Kontijensi Contingent Liabilities
Contingent Claims
Others
r) Angka-angka diperbaiki
2015
Tagihan Kontinjensi
Tabel 1.16.a. Rekening Administratif Bank Persero (State Owned Banks Off-Balance Sheet)
Miliar Rp (Billion Rp )
Commited Claims Indicator 2019
2018 2017
Lainnya
Indikator Tagihan Komitmen
79
Ags Sep Okt Nov Des Jan Feb Mar Apr Mei Jun Jul Ags 103.789
128.920 205.459 237.472 264.452 271.963 285.077 255.388 278.214 312.297 315.093 311.890 332.748 331.106 330.622 334.964
- Fasilitas pinjaman yang belum ditarik 4.136 4.042 6.023 6.419 7.271 5.361 5.091 5.114 4.992 12.818 13.235 13.238 13.297 12.438 12.500 12.626 - Unused borrowing - Posisi pembelian spot dan derivatif yang 98.995 123.895 198.468 229.739 255.112 265.239 277.433 249.777 271.001 297.410 298.376 297.020 318.353 316.047 313.804 320.233 - Outstanding spot and derivatives
masih berjalan (purchased)
- Lainnya (Others) 658 983 968 1.314 2.070 1.364 2.553 497 2.220 2.069 3.482 1.632 1.098 2.621 4.318 2.105 - Others 627.032
695.577 888.358 1.021.442 1.030.434 1.063.900 1.039.607 1.004.229 1.063.633 1.183.526 1.201.281 1.186.152 1.178.203 1.168.810 1.195.127 1.240.080
- Fasilitas kredit kepada nasabah yang 476.484 518.901 626.106 672.180 666.197 673.000 659.080 670.401 701.525 783.317 775.193 777.326 761.030 750.355 777.734 801.570 - Undisbursed loan facilities
belum ditarik to debtors
Committed 170.838 191.134 221.202 239.581 231.477 236.474 233.832 233.288 242.271 252.226 250.077 255.907 253.192 252.671 255.180 260.064 - Committed Uncommitted 305.645 327.767 404.903 432.598 434.721 436.526 425.248 437.114 459.253 531.091 525.116 521.420 507.838 497.683 522.554 541.506 - Uncommitted - Fasilitas kredit kepada bank lain yang 1.881 3.203 9.525 15.360 9.608 11.310 7.445 8.483 7.612 7.977 8.619 9.482 8.525 8.780 8.468 8.443 - Undisbursed loan facilities
Belum ditarik to other banks
Committed 750 1.464 2.853 4.406 1.802 3.812 1.633 1.360 546 522 1.623 2.451 1.426 1.341 1.345 1.307 - Committed Uncommitted 1.131 1.739 6.672 10.955 7.806 7.498 5.813 7.123 7.067 7.456 6.996 7.031 7.099 7.439 7.123 7.137 - Uncommitted -Irrevocable L/C yang masih berjalan 19.898 22.759 29.028 31.412 34.277 36.561 34.614 32.919 29.406 31.976 32.009 30.853 30.002 29.345 28.494 28.836 - Current Irrevocable L/C - Posisi penjualan spot dan derivatif yang 127.458 148.562 220.429 299.563 317.063 340.569 334.945 290.948 320.946 356.072 381.412 364.208 376.175 376.540 373.795 397.945 - Outstanding spot and
masih berjalan derivatives (sold)
- Lainnya 1.311 2.153 3.270 2.927 3.288 2.460 3.523 1.477 4.143 4.184 4.048 4.283 2.471 3.790 6.636 3.285 - Others 21.115
23.937 25.821 29.150 29.333 30.309 32.149 33.480 34.331 64.340 61.874 59.811 59.432 57.646 60.937 58.619
- Garansi yang diterima 14.652 15.574 17.110 18.534 19.047 19.396 21.515 23.039 23.701 49.218 50.868 45.480 44.763 45.859 45.593 46.566 - Received guarantees - Pendapatan bunga dalam penyelesaian 6.339 8.059 8.349 10.505 10.178 10.804 10.525 10.333 10.522 15.015 10.898 14.223 14.558 11.675 15.233 11.934 - Accrued interest - Lainnya 124 303 362 110 109 108 109 108 108 108 107 108 111 112 111 119 - Others
51.229
54.129 67.382 69.935 71.429 72.696 74.897 74.173 71.353 79.857 81.635 82.638 81.997 80.622 78.740 79.828
- Garansi yang diberikan 49.948 52.909 66.496 68.939 70.324 71.655 73.810 73.305 70.170 78.823 80.563 81.298 80.754 79.298 77.583 78.566 - Issued guarantees - Lainnya 1.281 1.221 886 997 1.105 1.041 1.087 868 1.183 1.034 1.072 1.340 1.243 1.324 1.157 1.262 - Others
79.401
105.395 136.473 144.842 152.237 150.860 152.054 152.546 155.118 156.392 158.614 157.856 163.069 164.592 170.077 184.453
- Penerusan Kredit 2.694 2.513 3.846 4.419 4.697 4.747 4.974 4.995 5.305 5.530 5.586 5.693 6.572 6.162 6.515 6.906 -Channelling - Aset produktif yang dihapusbukukan 58.636 81.805 108.018 114.258 121.185 119.275 119.989 120.099 122.087 121.364 123.356 124.518 125.868 127.236 132.761 146.521 -Written off earning assets
Kredit yang diberikan 51.961 74.241 100.324 109.817 112.762 114.713 115.449 115.482 117.500 116.788 118.852 120.012 121.265 122.601 128.134 119.371 - Credit disbursed Lainnya 6.674 7.564 7.694 4.441 8.423 4.562 4.541 4.617 4.586 4.577 4.504 4.506 4.602 4.635 4.627 27.150 - Others - Aset produktif yang dihapustagih 18.072 21.077 24.609 26.165 26.355 26.838 27.091 27.452 27.727 29.498 29.672 27.645 30.630 31.193 30.801 31.026 -Charged off earning assets
Kredit yang diberikan 11.735 13.826 17.179 18.717 18.880 19.351 19.617 19.980 20.260 22.030 22.200 20.178 23.162 23.852 23.457 23.694 - Credit disbursed Lainnya 6.337 7.251 7.430 7.448 7.475 7.487 7.474 7.472 7.467 7.469 7.472 7.468 7.468 7.341 7.344 7.332 - Others
r) Revised figures
2016
Kewajiban Komitmen Indikator
Lainnya
Tabel 1.17.a. Rekening Administratif BUSN Devisa (Foreign Exchange Commercial Banks Off-Balance Sheet)
Miliar Rp (Billion Rp)
Commited Liabilities Commited Claims
Tagihan Kontinjensi Tagihan Komitmen
Kewajiban Kontijensi
Others Contingent Claims
Indicator
r) Angka-angka diperbaiki
2015
Contingent Liabilities 2019
2018 2017
80
Statistik Perbankan Indonesia - Vol. 17 No. 9 Agustus 2019 Indonesia Banking Statistics - Vol. 17 No. 9 August 2019
Ags Sep Okt Nov Des Jan Feb Mar Apr Mei Jun Jul Ags
5
3 - - - - - - - - - - - - - -
- Fasilitas pinjaman yang belum ditarik - - - - - Unused borrowing - Posisi pembelian spot dan derivatif yang - - - - - Outstanding spot and derivatives
masih berjalan - - (purchased)
- Lainnya (Others) 5 3 - - - - - Others 10.822
4.608 5.621 4.717 4.763 5.506 4.651 4.266 4.746 4.771 4.527 4.619 4.881 4.673 4.625 4.439
- Fasilitas kredit kepada nasabah yang 10.524 4.434 5.480 4.612 4.657 5.424 4.503 4.173 4.653 4.658 4.416 4.537 4.761 4.553 4.528 4.349 - Undisbursed loan facilities
belum ditarik to debtors
Committed 4.010 1.253 1.472 1.434 1.436 1.529 1.437 1.503 1.562 1.479 1.510 1.489 1.587 1.516 1.495 1.421 - Committed Uncommitted 6.514 3.182 4.007 3.178 3.221 3.895 3.066 2.670 3.092 3.180 2.906 3.048 3.175 3.037 3.032 2.928 - Uncommitted - Fasilitas kredit kepada bank lain yang 245 146 133 93 89 72 138 81 85 107 102 76 102 105 88 84 - Undisbursed loan facilities
Belum ditarik to other banks
Committed 81 37 42 36 37 31 31 31 31 31 31 11 11 11 10 6 - Committed Uncommitted 164 109 90 56 53 41 107 50 54 76 71 65 91 94 78 78 - Uncommitted -Irrevocable L/C yang masih berjalan 4 - - - - - Current Irrevocable L/C - Posisi penjualan spot dan derivatif yang - - - - - Outstanding spot and
masih berjalan derivatives (sold)
- Lainnya 49 28 9 12 17 11 10 12 8 6 9 6 18 14 9 6 - Others 553
231 274 381 377 379 392 294 319 328 336 332 343 322 326 336
- Garansi yang diterima - - - 3 - - - - - Received guarantees - Pendapatan bunga dalam penyelesaian 540 221 272 372 374 378 386 290 316 325 333 327 321 317 322 329 - Accrued interest - Lainnya 13 10 2 5 3 1 6 4 2 3 3 5 22 4 4 7 - Others
1.932
1.806 2.067 1.776 1.764 1.719 1.756 1.556 1.307 1.230 1.174 1.185 1.192 980 778 794
- Garansi yang diberikan 1.842 1.756 2.017 1.719 1.710 1.669 1.707 1.511 1.259 1.183 1.131 995 925 792 737 750 - Issued guarantees - Lainnya 90 50 50 57 54 49 49 45 48 47 43 190 267 188 41 44 - Others
5.505
1.117 1.690 2.242 2.328 2.403 2.456 3.494 3.519 3.539 3.606 4.105 4.005 4.078 4.150 4.034
- Penerusan Kredit 85 50 48 47 47 47 47 47 47 47 47 47 47 47 47 47 -Channelling - Aset produktif yang dihapusbukukan 4.529 1.009 1.521 1.988 2.069 2.116 2.169 3.187 3.201 3.210 3.267 3.754 3.645 3.704 3.750 3.638 -Written off earning assets
Kredit yang diberikan 4.524 1.009 1.521 1.988 2.069 2.116 2.169 3.187 3.201 3.210 3.267 3.754 3.645 3.704 3.750 3.638 - Credit disbursed Lainnya 5 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 - Others - Aset produktif yang dihapustagih 891 58 122 207 212 239 240 259 271 282 292 304 313 328 353 350 -Charged off earning assets
Kredit yang diberikan 891 58 122 207 212 239 240 259 271 282 292 304 313 328 353 350 - Credit disbursed Lainnya - - - - - Others
r) Revised figures 2016
Tagihan Komitmen
Tagihan Kontinjensi Kewajiban Komitmen
Indicator Indikator
Lainnya
r) Angka-angka diperbaiki
Others Contingent Claims Commited Liabilities 2017
Commited Claims
Contingent Liabilities Kewajiban Kontijensi
2019 2018