Orientasi Penggunaan

Keterangan

2. Orientasi Penggunaan

r)

Angka-angka diperbaiki

^r) Revised figures

2015 2016

Tabel 1.55.a. Suku Bunga Rata-rata Kredit Bank Umum Kepada Pihak Ketiga Bukan Bank Berdasarkan Jenis Penggunaan dan Orientasi Penggunaan (Average of Credit Interest Rate of Commercial Banks Based on Types and Orientation User)

Persen (Percent)

Type of Use

2. User Orientation 1. Type of Use 1. Jenis Penggunaan

2018 2017

2019

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Statistik Perbankan Indonesia - Vol. 17 No. 9 Agustus 2019 Indonesia Banking Statistics - Vol. 17 No. 9 August 2019

Ags Sep Okt Nov Des Jan Feb Mar Apr Mei Jun Jul Ags

Bank Persero State Owned Banks

Jumlah Bank 4 4 4 4 4 4 4 4 4 4 4 4 4 4 4 4 Total Banks

Jumlah Kantor 17.809 18.106 18.262 17.989 17.986 17.913 17.867 17.853 17.835 17.835 17.832 17.803 17.757 17.757 17.742 17.742 Total Bank Offices

BUSN Devisa

Jumlah Bank 39 42 42 42 42 42 42 42 42 42 42 42 41 41 41 41 Total Banks

Jumlah Kantor 8.825 9.658 8.997 8.724 8.659 8.584 8.567 8.564 8.633 8.621 8.600 8.546 8.486 8.472 8.430 8.430 Total Bank Offices

BUSN Non Devisa

Jumlah Bank 27 21 21 21 21 21 21 21 21 21 21 21 21 21 20 20 Total Banks

Jumlah Kantor 2.087 468 508 513 518 522 525 538 538 542 542 547 543 547 552 552 Total Bank Offices

BPD Regional Development

Banks

Jumlah Bank 26 27 27 27 27 27 27 27 27 27 27 27 27 27 27 27 Total Banks

Jumlah Kantor 3.781 4.052 4.130 4.198 4.201 4.217 4.224 4.288 4.295 4.299 4.312 4.315 4.313 4.319 4.335 4.335 Total Bank Offices

Bank Campuran Joint Venture Banks

Jumlah Bank 12 12 12 12 12 12 12 12 12 11 11 11 11 11 11 11 Total Banks

Jumlah Kantor 359 355 340 329 327 325 325 328 328 326 325 321 319 315 308 308 Total Bank Offices

Bank Asing Foreign Owned Bank

Jumlah Bank 10 10 9 9 9 9 9 9 9 9 9 8 8 8 8 8 Total Banks

Jumlah Kantor 102 91 48 47 47 47 47 47 47 46 45 45 46 45 44 44 Total Bank Offices

Total Total

Jumlah Bank 118 116 115 115 115 115 115 115 115 114 114 113 112 112 111 111 Total Banks Jumlah Kantor 32.963 32.730 32.285 31.800 31.738 31.608 31.555 31.618 31.676 31.669 31.656 31.577 31.464 31.455 31.411 31.411 Total Bank

Offices

Tabel 1.56.a. Perkembangan Jumlah Bank Umum dan Kantor Bank Umum (Growth of Total Commercial Banks and Bank Offices)

Kelompok Bank 2015 2016 Group of Bank

r) Revised figures r) Angka-angka diperbaiki

Foreign Exchange Commercial Banks

Non-Foreign Exchange Commercial Banks

2017 2018 2019

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Ags Sep Okt Nov Des Jan Feb Mar Apr Mei Jun Jul Ags

1. Jawa Barat 397 412 413 415 415 416 416 416 416 416 416 415 411 411 412 412 1.

Jawa Barat

2. Banten 93 96 101 105 105 105 105 105 105 105 105 105 103 104 104 104 2.

Banten

3. DKI Jakarta 541 545 544 528 527 527 527 527 527 527 527 527 510 511 510 510 3.

DKI Jakarta

4. D.I. Yogyakarta 60 62 61 62 62 63 63 63 63 63 63 63 63 63 63 63 4.

D.I. Yogyakarta

5. Jawa Tengah 328 345 346 347 347 347 347 345 345 345 346 345 344 344 344 344 5.

Jawa Tengah

6. Jawa Timur 415 430 432 430 430 432 432 433 433 433 434 432 429 429 428 428 6.

Jawa Timur

7. Bengkulu 35 35 34 34 34 34 34 34 34 34 34 34 34 34 34 34 7.

Bengkulu

8. Jambi 61 62 61 61 61 61 61 61 61 61 61 61 61 61 61 61 8.

Jambi

9. Aceh 78 81 76 76 76 76 76 76 76 76 76 76 76 77 77 77 9.

Aceh

10. Sumatera Utara 205 206 208 211 210 210 210 212 212 212 212 211 210 210 210 211 10.

Sumatera Utara

11. Sumatera Barat 85 84 84 84 84 84 86 86 86 86 86 86 86 86 87 87 11.

Sumatera Barat

12. Riau 92 92 92 92 92 92 92 92 92 92 92 92 92 92 92 92 12.

Riau

13. Sumatera Selatan 102 104 107 107 107 107 107 107 107 107 107 107 107 107 108 108 13.

Sumatera Selatan

14. Bangka Belitung 27 30 29 29 29 29 29 29 29 29 30 30 30 30 30 30 14.

Bangka Belitung

15. Kepulauan Riau 59 59 61 62 62 62 62 62 62 63 63 62 62 62 62 62 15.

Kepulauan Riau

16. Lampung 61 64 64 66 66 66 66 65 65 65 65 66 66 66 66 66 16.

Lampung

17. Kalimantan Selatan 72 73 74 74 74 74 74 74 74 74 74 74 74 74 74 74 17.

Kalimantan Selatan

18. Kalimantan Barat 73 75 77 78 78 78 78 78 78 79 79 79 79 79 79 79 18.

Kalimantan Barat

19. Kalimantan Timur 114 114 113 113 113 114 114 114 114 114 114 114 114 114 115 116 19.

Kalimantan Timur

20. Kalimantan Tengah 43 44 46 46 46 46 46 46 46 46 46 46 46 46 46 46 20.

Kalimantan Tengah

21. Sulawesi Tengah 41 43 44 46 46 46 46 46 46 46 46 45 45 45 45 45 21.

Sulawesi Tengah

22. Sulawesi Selatan 131 131 134 134 134 135 136 137 137 137 137 137 137 137 137 137 22.

Sulawesi Selatan

23. Sulawesi Utara 58 62 64 65 65 64 64 64 64 64 64 64 64 64 64 64 23.

Sulawesi Utara

24. Gorontalo 18 20 19 19 19 19 19 19 19 19 19 19 19 19 19 19 24.

Gorontalo

25. Sulawesi Barat 15 16 16 16 16 16 16 16 16 16 16 16 16 16 16 16 25.

Sulawesi Barat

26. Sulawesi Tenggara 43 43 43 43 43 43 43 43 43 44 44 44 44 44 44 44 26.

Sulawesi Tenggara

27. Nusa Tenggara Barat 52 53 53 53 53 53 53 54 54 54 54 54 54 54 54 54 27.

Nusa Tenggara Barat

28. Bali 95 96 93 94 94 94 94 94 94 94 94 94 94 93 93 93 28.

Bali

29. Nusa Tenggara Timur 56 58 58 58 58 58 58 58 58 58 58 58 58 58 58 58 29.

Nusa Tenggara Timur

30. Maluku 32 32 34 35 35 35 35 35 35 35 35 35 36 36 36 36 30.

Maluku

31. Papua 61 62 61 61 61 61 61 61 61 61 61 61 61 61 61 61 31.

Papua

32. Maluku Utara 22 22 22 22 22 22 22 22 22 22 22 22 22 22 22 22 32.

Maluku Utara

33. Irian Jaya Barat 23 25 26 26 26 26 26 26 27 27 27 27 27 27 27 27 33.

Irian Jaya Barat

34. Lainnya 17 18 18 17 17 17 17 17 17 17 17 17 17 17 17 17 34.

Others

3.605

3.694 3.708 3.709 3.707 3.712 3.715 3.717 3.718 3.721 3.724 3.718 3.691 3.693 3.695 3.697

r) Revised figures for Total Bank Offices each category of commercial banks from December 2011 - November 2015

r) Angka-angka diperbaikiuntuk seluruh Jumlah Kantor pada seluruh jenis bank

umum, mulai periode Desember 2011 - November 2015

Tabel 1.57.a. Perkembangan Jumlah Kantor Cabang Bank Berdasarkan Lokasi Bank (Growth of Total Branch Offices Based on Region)

Lokasi Location

Total Total

2015 2016 2017

2018 2019

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Ags Sep Okt Nov Des Jan Feb Mar Apr Mei Jun Jul Ags

Penyaluran Dana Fund Disbursements

a. Kredit 74.807 81.684 89.482 95.202 95.800 96.433 97.313 98.220 98.689 99.995 101.410 103.046 105.048 104.616 105.307 106.093

a. Credits

b. Antar Bank Aktiva 23.483 27.705 31.815 30.386 30.506 30.885 31.163 32.504 31.834 31.069 30.755 29.279 27.136 29.478 31.279 31.720

b. Inter-Bank Assets

Sumber Dana Source of Funds

a. DPK 67.266 75.725 84.861 88.404 88.744 89.691 90.514 91.956 92.553 93.004 93.747 93.882 93.347 94.962 96.971 97.968

a. Third Party Funds

Deposito 46.307 51.977 58.137 60.742 60.810 61.204 61.488 62.465 63.318 63.766 64.145 64.525 65.181 65.824 66.725 67.495

Time Deposits

Tabungan 20.959 23.748 26.723 27.662 27.935 28.487 29.026 29.491 29.236 29.238 29.602 29.357 28.166 29.138 30.246 30.473

Savings Deposits

b. Antar Bank Pasiva 2.973 3.617 4.417 5.068 5.051 4.933 4.937 5.111 5.232 5.282 5.355 5.342 5.434 5.635 5.897 5.990

b. Inter-Bank Liabilities

c. Pinjaman yang Diterima 13.460 13.613 13.820 13.389 13.521 13.267 13.274 13.809 13.127 12.976 13.169 13.203 13.801 13.913 13.850 13.569

c. Loans received

d. Kewajiban Segera 586 667 776 806 797 812 809 802 799 812 894 1.017 1.031 1.012 940 883

d. Immediate Liabilities

a. Modal Disetor 9.550 10.656 11.879 12.551 12.631 12.767 12.800 12.921 12.991 13.115 13.161 13.241 13.287 13.348 13.457 13.573

a. Paid In Capital

b. Cadangan 2.079 2.351 2.708 3.121 3.028 3.012 3.011 3.015 3.030 3.055 3.114 3.206 3.265 3.298 3.323 3.323

b. Reserves

c. L/R Tahun Berjalan 2.755 2.936 3.210 2.148 2.458 2.789 3.109 3.371 275 512 835 1.101 1.351 1.651 1.930 2.153

c. Current Earnings

d. L/R Tahun Lalu 1.289 1.755 2.201 2.641 2.698 2.586 2.506 2.467 5.398 5.203 4.757 4.068 3.425 3.320 3.213 3.170

d. Retained Earnings (Profit/Loss)

Ket:

Tabel 2.1 Kegiatan Usaha Bank Perkreditan Rakyat (Rural Banks Operations)

Miliar Rp (Billion Rp)

Indikator 2015 2016 2017 Indicator

2018 2019

Beberapa Komponen Modal Several Components of Capital

since November 2013, data Inter-Bank liabilities not include Loans received form other bank since November 2013, data Loans received include Loans received form other bank

Sejak data November 2013 pos Antar Bank Pasiva tidak termasuk pinjaman yang diterima dari Bank lain. Sejak data

November 2013 pos Pinjaman Yang Diterima termasuk pinjaman yang diterima dari Bank lain.

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Ags Sep Okt Nov Des Jan Feb Mar Apr Mei Jun Jul Ags

LDR (%) 77,81 76,24 75,36 76,89 76,94 76,95 77,17 76,54 75,98 76,76 77,36 78,74 80,43 78,91 78,10 78,11 LDR (%)

- Total Kredit 74.807 81.684 89.482 95.202 95.800 96.433 97.313 98.220 98.689 99.995 101.410 103.045 105.048 104.616 105.307 106.093

- Total Credit

- Penghimpunan Dana 81.908 90.997 100.632 104.673 105.212 105.912 106.600 108.627 108.669 109.013 110.036 110.217 110.387 112.229 114.324 115.122

- Funds collected

- Modal Inti 14.232 16.147 18.105 19.139 19.309 19.399 19.499 19.696 21.225 21.262 21.059 20.651 20.218 20.354 20.507 20.701

- Core Capital

NPL (%) 5,37 5,83 6,15 7,15 7,16 7,15 7,03 6,37 6,82 6,99 6,94 7,15 7,10 7,25 7,25 7,36 NPL (%)

-

Kredit Non Lancar 4.018 4.765 5.500 6.808 6.858 6.892 6.837 6.261 6.734 6.986 7.036 7.367 7.455 7.580 7.639 7.812

- Non Current Credits

- Total Kredit 74.807 81.684 89.482 95.202 95.800 96.433 97.313 98.220 98.689 99.995 101.410 103.046 105.048 104.616 105.307 106.093

- Total Credit

ROA (%) 2,71 2,59 2,55 2,47 2,49 2,53 2,54 2,48 2,44 2,26 2,43 2,40 2,36 2,37 2,33 2,26 ROA (%)

- L/R Tahun Berjalan 2.755 2.936 3.210 2.148 2.458 2.789 3.109 3.371 275 512 835 1.101 1.351 1.651 1.930 2.153

- Current Earnings (Profit/Loss)

- Total Aktiva 101.713 113.501 125.945 130.664 131.508 132.474 133.678 135.693 135.570 136.150 137.362 137.497 137.444 139.512 142.048 143.229

- Total Aktiva

ROE (%) 24,76 23,61 23,06 21,63 22,07 22,31 22,56 22,24 21,67 19,98 21,57 21,17 20,66 20,93 20,79 20,15 ROE (%)

- L/R Tahun Berjalan 2.755 2.936 3.210 2.148 2.458 2.789 3.109 3.371 275 512 835 1.101 1.351 1.651 1.930 2.153

- Current Earnings (Profit/Loss)

- Modal Disetor 9.550 10.656 11.879 12.551 12.631 12.767 12.800 12.921 12.991 13.115 13.161 13.241 13.287 13.348 13.457 13.573

- Paid In Capital

- Cadangan Umum 1.579 1.778 2.038 2.342 2.219 2.237 2.237 2.241 2.249 2.273 2.312 2.358 2.406 2.427 2.455 2.454

- General Reserve

Ket: *) Angka-angka sementara

*) Provisional figures

Indikator 2015 2016

2019 2018

2017

Tabel 2.2 Kinerja Bank Perkreditan Rakyat (Rural Banks Performance)

Miliar Rp (Billion Rp)

Indicator

123

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Ags Sep Okt Nov Des Jan Feb Mar Apr Mei Jun Jul Ags

1. Jawa Barat 16.380 16.825 18.010 17.958 18.048 18.137 18.205 18.593 18.585 18.657 18.799 18.749 18.515 18.696 19.197 19.279

1. Jawa Barat

2. Banten 2.250 2.633 3.553 3.971 4.036 4.099 4.110 4.383 4.347 4.382 4.539 4.687 4.769 4.758 4.888 4.967

2. Banten

3. DKI Jakarta 2.124 2.593 2.524 2.543 2.527 2.559 2.626 2.737 2.730 2.738 2.765 2.808 2.883 2.921 2.963 2.960

3. DKI Jakarta

4. D.I Yogyakarta 4.760 5.336 5.924 6.116 6.157 6.199 6.241 6.389 6.325 6.364 6.379 6.318 6.459 6.528 6.641 6.720

4. D.I Yogyakarta

5. Jawa Tengah 22.060 24.876 28.328 30.123 30.372 30.828 31.273 31.269 31.232 31.532 32.075 32.143 31.896 32.779 33.616 33.820

5. Jawa Tengah

6. Jawa Timur 11.361 12.140 13.264 13.538 13.604 13.759 13.830 14.002 14.038 14.141 14.134 14.044 13.888 14.187 14.502 14.625

6. Jawa Timur

7. Bengkulu 64 72 83 89 91 89 93 91 96 97 93 91 90 89 94 95

7. Bengkulu

8. Jambi 745 779 853 900 903 900 901 909 907 917 924 928 942 966 987 998

8. Jambi

9. Aceh 222 251 273 254 253 254 256 262 261 255 256 256 253 252 252 255

9. Aceh

10. Sumatera Utara 1.170 1.348 1.489 1.618 1.620 1.638 1.646 1.642 1.666 1.667 1.674 1.663 1.661 1.688 1.724 1.751

10. Sumatera Utara

11. Sumatera Barat 1.434 1.562 1.698 1.696 1.716 1.727 1.741 1.768 1.754 1.734 1.717 1.675 1.612 1.674 1.695 1.725

11. Sumatera Barat

12. Riau 1.202 1.295 1.368 1.348 1.353 1.340 1.336 1.340 1.337 1.341 1.335 1.333 1.318 1.328 1.334 1.349

12. Riau

13. Kepulauan Riau 4.917 5.844 6.460 6.758 6.752 6.789 6.793 6.926 6.989 7.061 7.175 7.197 7.263 7.194 7.228 7.255

13. Kepulauan Riau

14. Sumatera Selatan 1.202 1.339 1.433 1.508 1.513 1.515 1.510 1.526 1.526 1.546 1.583 1.627 1.620 1.628 1.668 1.663

14. Sumatera Selatan

15. Bangka Belitung 115 122 140 153 156 156 155 158 159 161 159 160 161 163 166 167

15. Bangka Belitung

16. Lampung 8.885 10.078 11.068 11.450 11.533 11.558 11.718 11.890 11.831 11.760 11.855 11.853 11.976 12.177 12.264 12.185

16. Lampung

17. Kalimantan Selatan 554 573 588 578 585 601 598 609 611 610 609 583 580 584 596 611

17. Kalimantan Selatan

18. Kalimantan Barat 1.066 1.208 1.335 1.320 1.291 1.278 1.260 1.266 1.242 1.197 1.163 1.178 1.196 1.203 1.247 1.250

18. Kalimantan Barat

19. Kalimantan Timur 392 394 406 432 440 443 447 455 450 454 455 449 443 454 461 461

19. Kalimantan Timur

20. Kalimantan Tengah 336 376 480 610 610 557 612 615 632 623 643 602 572 629 621 643

20. Kalimantan Tengah

21. Sulawesi Tengah 1.878 2.209 2.640 2.581 2.610 2.565 2.556 2.559 2.537 2.482 2.521 2.545 2.642 2.573 2.587 2.615

21. Sulawesi Tengah

22. Sulawesi Selatan 1.448 1.995 2.354 2.514 2.557 2.566 2.578 2.622 2.652 2.691 2.715 2.720 2.785 2.789 2.827 2.870

22. Sulawesi Selatan

23. Sulawesi Utara 1.034 1.143 1.221 1.252 1.276 1.233 1.252 1.286 1.279 1.291 1.305 1.319 1.344 1.426 1.475 1.507

23. Sulawesi Utara

24. Sulawesi Tenggara 261 293 293 290 290 290 289 290 290 293 294 293 293 298 293 296

24. Sulawesi Tenggara

25. Sulawesi Barat 65 8 7 7 7 7 7 7 8 8 8 8 8 8 7 8

25. Sulawesi Barat

26. Gorontalo 34 35 34 31 31 31 32 33 32 32 30 29 29 28 31 31

26. Gorontalo

27. Nusa Tenggara Barat 1.240 1.343 1.398 1.410 1.424 1.436 1.437 1.466 1.487 1.483 1.482 1.476 1.442 1.450 1.482 1.509

27. Nusa Tenggara Barat

28. Bali 11.313 13.074 14.078 14.888 14.993 15.165 15.396 15.571 15.627 15.723 15.759 15.870 15.920 16.109 16.278 16.639

28. Bali

29. Nusa Tenggara Timur 493 594 668 724 724 720 718 727 732 719 722 712 710 720 725 724

29. Nusa Tenggara Timur

30. Maluku 1.313 1.473 1.786 1.836 1.900 1.879 1.892 1.987 1.980 1.971 1.959 1.962 1.980 2.011 1.997 2.033

30. Maluku

31. Papua 911 1.010 1.337 1.291 1.302 1.311 1.311 1.394 1.313 1.317 1.314 1.308 1.291 1.299 1.304 1.312

31. Papua

32. Maluku Utara 45 59 103 172 145 148 155 165 162 167 185 200 202 205 198 200

32. Maluku Utara

33. Papua Barat 437 619 750 707 690 700 705 753 752 735 735 713 704 699 700 704

33. Papua Barat

34. Lainnya - - - - - - - - - - - - - - - -

34. Others

Total 101.713 113.501 125.945 130.664 131.508 132.474 133.678 135.693 135.570 136.150 137.362 137.497 137.444 139.512 142.048 143.229 Total

Ket: *) Angka-angka diperbaiki

*) Revised figures

Tabel 2.3 Perkembangan Aset BPR Berdasarkan Lokasi BPR (Growth of Rural Banks Asset Based on Location)

Miliar Rp (Billion Rp)

2016 Location

2019 2015

Lokasi

2018 2017

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Ags Sep Okt Nov Des Jan Feb Mar Apr Mei Jun Jul Ags

Total Aset BPR 5 10 11 7 7 8 9 10 11 9 8 9 10 10 9 9

Total Asset Rural bank

< 1 Miliar

< 1 Billion

Total Aset BPR 146 126 107 100 98 96 92 90 86 86 85 85 92 87 84 86

Total Asset Rural bank

1 s.d 5 Miliar

1 up to 5 Billion

Total Aset BPR 226 210 181 168 165 164 165 173 169 165 160 161 155 157 155 141

Total Asset Rural bank

5 s.d 10 Miliar

5 up to 10 Billion

Total Aset BPR 1.260 1.287 1.320 1.323 1.328 1.331 1.331 1.324 1.327 1.333 1.333 1.331 1.325 1.327 1.331 1.343

Total Asset Rural bank

> 10 Miliar

> 10 Billion

Total 1.637 1.633 1.619 1.598 1.598 1.599 1.597 1.597 1.593 1.593 1.586 1.586 1.582 1.581 1.579 1.579 Total

2015 2017 Total Asset

Total Aset 2016

2018 2019

Tabel 2.4 Jumlah BPR Berdasarkan Total Aset (Rural Banks Based on Total Assets)

Miliar Rp (Billion Rp)

125

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Ags Sep Okt Nov Des Jan Feb Mar Apr Mei Jun Jul Ags

Kredit 74.807 81.684 89.482 95.202 95.800 96.433 97.313 98.220 98.689 99.995 101.410 103.046 105.048 104.616 105.307 106.093Credit

a. Lancar 70.789 76.919 83.982 88.395 88.942 89.541 90.476 91.959 91.956 93.009 94.374 95.679 97.593 97.036 97.667 98.281

a. Current

b. Kurang Lancar 889 925 1.058 1.514 1.533 1.515 1.408 1.137 1.513 1.669 1.678 1.798 1.691 1.779 1.665 1.720

b. Sub-Standard

c. Diragukan 879 974 1.102 1.378 1.396 1.379 1.380 1.287 1.270 1.275 1.219 1.318 1.386 1.410 1.495 1.473

c. Doubtful

d. Macet 2.250 2.866 3.341 3.916 3.929 3.998 4.048 3.837 3.950 4.042 4.139 4.251 4.379 4.392 4.479 4.619

d. Lost

4.018 4.765 5.500 6.808 6.858 6.892 6.837 6.261 6.734 6.986 7.036 7.367 7.455 7.580 7.639 7.812

5,37 5,83 6,15 7,15 7,16 7,15 7,03 6,37 6,82 6,99 6,94 7,15 7,10 7,25 7,25 7,36

Rasio Non Performing Loan (%) Non Performing Loan Ratio (%)

Non Performing Loan (Nominal) Non Performing Loan (Nominal)