• Tidak ada hasil yang ditemukan

L[PHWZHH[ILYWPRPYILYRH[HKHUILYWLYPSHR\[LYW\QPTLUQHNH THY[HIH[ZLY[HTLUQ\UQ\UN[PUNNPRVKLL[PRWYVMLZP

Dalam dokumen AR MANDIRI 2011 A4 (Halaman 37-43)

8 :7.-;;176)41;5

*LYRVTP[TLU\U[\RILRLYQH[\U[HZKHUHR\YH[H[HZKHZHY RVTWL[LUZP[LYIHPRKLUNHUWLU\O[HUNN\UNQH^HI

+ =;<75-:.7+=;

;LUHU[PHZHTLUQHKPRHUWLSHUNNHUZLIHNHPTP[YH\[HTH`HUN ZHSPUNTLUN\U[\UNRHU\U[\R[\TI\OZLJHYHILYRLZPUHTI\UNHU

- @+-44-6+-

5LUNLTIHUNRHUKHUTLSHR\RHUWLYIHPRHUKPZLNHSHIPKHUN\U[\R TLUKHWH[RHUUPSHP[HTIHOVW[PTHSKHUOHZPS`HUN[LYIHPRZLJHYH [LY\ZTLULY\Z

TRUST

T

INTEGRITY

I

P

PROFESSIONALISM

CUSTOMER FOCUS

C

EXCELLENCE

E

DEWAN KOMISARIS

4HOPYWHKH[HO\U! 5LU`LSLZHPRHU WLUKPKPRHUKHUTLTWLYVSLONLSHYZHYQHUH KHYP8YPUJPWPH+VSSLNL1SSPUVPZWHKHI\SHU2\UP

!KHUILYNHI\UNKLUNHU+P[PIHUR6) I\SHU)N\Z[\Z!

8\UJHRRHYPLYILSPH\ZLSHTH[HO\UKP +P[PIHURWHKHZHH[TLUK\K\RPWVZPZPQHIH[HU 0LHKVM<YLHZ\Y`HUK.PUHUJPHS5HYRL[Z

*LYNHI\UNKLUNHU)[SHU[PJ:PJOLSK[HO\U

!!ZLIHNHP;LUPVY)K]PZVY<HO\U!!!

ILSPH\RLTIHSPILYRHYPLYKPK\UPHWLYIHURHU KHUILYNHI\UNKLUNHU*HUR5HUKPYP TLUK\K\RPWVZPZP-_LJ\[P]L>PJL8YLZPKLU[t

<YLHZ\Y`1U[LYUH[PVUHS

<HO\UZHTWHP[HO\UILSPH\

ILRLYQHZLIHNHP3LWHSH*886KLUNHUMVR\Z YLZ[Y\R[\YPZHZPWLY\ZHOHHUWLYIHURHUKHU WYVNYHTWLUQHTPUHUZLY[HWLUQ\HSHUHZL[

<HO\UILSPH\KP[\UQ\RTLUQHKP 3VTPZHYPZ*HUR+LU[YHS)ZPH3LT\KPHU ILSPH\Q\NHTLUQHIH[ZLIHNHP3VTPZHYPZ

*HUR,HUHTVUWHKHR\Y\U^HR[\;LW[LTILY ZHTWHPKLUNHU5LP8HKHI\SHU 5LPILSPH\KP[\UQ\RTLUQHKP3VTPZHYPZ

=[HTH*HUR5HUKPYP

8HKHI\SHU7R[VILYILSPH\KP[\UQ\R (':,1*(581*$1

.RPLVDULV8WDPD .RPLVDULV,QGHSHQGHQ

08&+$<$7 :DNLO.RPLVDULV8WDPD

4HOPYWHKH[HO\U!5LU`LSLZHPRHU WLUKPKPRHU;HYQHUH<LRUPR3PTPHKP 1UZ[P[\[<LRUVSVNP;LW\S\O6VWLTILY

;\YHIH`H1<;[HO\U! WLUKPKPRHU TLUNHQHY)R[H>[HO\U! 8YVMLZZPVUHS +V\YZL5HUHQLTLU1UK\Z[YP-6846HUJ`

8LYHUJPZ[HO\U! *LSPH\TLT\SHP RHYPLYZLIHNHP8LUNHQHY,VZLUKP.HR\S[HZ

<LRUPR3PTPH1<;[HO\U!<HO\U!

ILSPH\KP[\UQ\RZLIHNHP8LTIHU[\,LRHU KP.HR\S[HZ<LRUPR3PTPHKHU[HO\U!

ZHTWHPKLUNHU[HO\U! ZLIHNHP 8LTIHU[\,LRHU.HR\S[HZ<LRUPR1UK\Z[YP

<HO\U! ILSPH\ZLIHNHPWLUKPYP1RH[HU 6HZPVUHS3VUZ\S[HU1UKVULZPH16316,7 KHUTLUQHIH[ZLIHNHP3L[\H=T\T,L^HU 8LUN\Y\Z8\ZH[,88t16316,7WHKH [HO\U!! ZHTWHPKLUNHU

<HO\U!!ILSPH\ZLIHNHPWLUKPYP ZLRHSPN\ZWLTLNHUNZHOHT8<*\YZH-MLR

;\YHIH`H8<*-;KHUTLUQHKP3L[\H 3VTP[L4PZ[PUNWHKH[HO\U!!ZHTWHP KLUNHU[HO\U<HO\U!!ZHTWHP KLUNHU!!!TLUQHKP3L[\H=T\T 3),16,)2H^H<PT\YKHUWHKH[HO\U!!

ZHTWHPKLUNHUZLIHNHP?HRPS3L[\H

=T\T3),161UKVULZPHIPKHUN8YHUH[H KHU-[PRH<HO\U!!ZHTWHPKLUNHU!!!

TLUQHKPHUNNV[H58:t:1<HO\U!!!

ZHTWHPKLUNHU!ZLIHNHPHUNNV[H

2P^H*LYZHTH*\TPW\[LYH)2*t*8!

<HO\UZHTWHPKLUNHU ZLIHNHP 3VTPZHYPZ=[HTH)2*t*8!

<HO\UILSPH\[LYWPSPOZLIHNHP?HRPS 3L[\H3VTPZP8LTLYPRZHHU3LRH`HHU 8LU`LSLUNNHYHHU6LNHYH38386ZLSHTH [HO\UZHTWHPKLUNHU[HO\UZLY[H TLYHUNRHWZLIHNHP3L[\H*PKHUN-RZLR\[PM 383868HKHI\SHU5LPILSPH\

KP[\UQ\RZLIHNHP?HRPS3L[\H3VTPZHYPZ

=[HTH8<*HUR5HUKPYP8LYZLYV<IR

;HTWHPKLUNHUZLRHYHUN<HO\U ZHTWHPKLUNHUILSPH\KPWLYJH`H ZLIHNHP,LW\[P5LU[LYP*=56

PROFIL PERUSAHAAN

DEWAN KOMISARIS

0$+08'',1<$6,1 .RPLVDULV

4HOPYWHKH[HO\U!5LU`LSLZHPRHU WLUKPKPRHU;HYQHUH-RVUVTPKHYP=UP]LYZP[HZ 3YPZUHK^PWH`HUH2HRHY[HWHKH[HO\U!

KHUTLTWLYVSLONLSHY5HZ[LYVM*\ZPULZZ )KTPUPZ[YH[PVUKHYP?HZOPUN[VU=UP]LYZP[`

;[4V\PZ=;)WHKH[HO\U!

8HKH[HO\UILSPH\TLUQHIH[ZLIHNHP ,LW\[P3L[\H*886*HKHU8LU`LOH[HU 8LYIHURHU6HZPVUHSZHTWHPKLUNHU[HO\U

8HKH[HO\UZHTWHPKLUNHUI\SHU 5LP ILSPH\TLUK\K\RPWVZPZPZLIHNHP 3VTPZHYPZ=[HTH8<8\W\R;YP^PKQHQH

<HO\UILSPH\KP[\UQ\RZLIHNHP 3VTPZHYPZ=[HTH8<;VJU1UKVULZPH ZLSHTHR\Y\U^HR[\[HO\UZHTWHPKLUNHU [HO\U

8HKH[HO\UILSPH\TLUQHIH[3VTPZHYPZ 8<<LSLRVT\UPRHZP1UKVULZPHKHUWHKH I\SHU7R[VILY ILSPH\KP[\UQ\RZLIHNHP 3VTPZHYPZKP*HUR5HUKPYP

8HKH[HO\U!!TLUNPR\[P<YHPUPUN

;LJ\YP[PLZKP5LYYPS4`UJO6L^AVYRKHU 1UKVULZPH-_LJ\[P]L8YVNYHTKP/LULYHS -SLJ[YPJ+YV[VU]PSSL6L^AVYR5LTWLYVSLO WLSH[POHURO\Z\Z)K]HUJLK5HUHNLTLU[

<YHPUPUNKHYP7YLNVU=UP]LYZP[`WHKH[HO\U

!!

&$+<$1$$+0$'-$<$', .RPLVDULV

4HOPYWHKH[HO\U!5LU`LSLZHPRHU WLUKPKPRHU;HYQHUH<LRUPR1UK\Z[YPKHYP 1UZ[P[\[<LRUVSVNP*HUK\UN1<*WHKH [HO\U! TLU`LSLZHPRHU8HZJH

;HYQHUHKHYP=UP]LYZP[HZ8HKQHKQHYHU

*HUK\UN0\R\T<LRUVSVNP0\R\T

*PZUPZWHKH[HO\UKHU8YVNYHT ,VR[VYKP=UP]LYZP[HZ`HUNZHTHWHKH [HO\U

<HO\U! TLT\SHPRHYPLYKP8<

<LSRVT<IR8HKH[HO\U!!TLUQHIH[

ZLIHNHP/LULYHS5HUHNLY7WLYHZPKHU 8LSH`HUHU3HU[VY8\ZH[8<<LSRVT<IR ,HU:LNPVUHS,PYLJ[VY?PSH`HO>2H^H

*HYH[WHKH[HO\U!!8HKH[HO\U

!!KP[\NHZRHUVSLO8LTLYPU[HO\U[\R TLUQHIH[ZLIHNHP,PYLR[\Y6PHNH8LY\T 8VZKHU/PYVKHU[HO\U!!TLUQHIH[

ZLIHNHP,PYLR[\Y=[HTH8<8VZ1UKVULZPH 8LYZLYV8HKHI\SHU)WYPS!!

KPSHU[PRZLIHNHP,LW\[P5LU[LYP6LNHYH

*=56*PKHUN=ZHOH1UK\Z[YP;[YH[LNPZ ZLRHSPN\ZZLIHNHP,LW\[P3LWHSH*HKHU 8LTILYKH`HHU*=56

8HKH[HUNNHS!5LPKPSHU[PR ZLIHNHP,LW\[P5LU[LYP6LNHYH7[VUVTP ,HLYHO*PKHUN;\TILY8LTIPH`HHUKHU 1U]LZ[HZP,HLYHO;LSHUQ\[U`H.LIY\HYP KPSHU[PRZLIHNHP,PYLR[\Y2LUKLYHS 8LTIHUN\UHU,HLYHOt,LWHY[LTLU

,HSHT6LNLYP8HKHWLYPVKLZHTWHP KULNHUKP[\NHZRHUZLIHNHP ,LW\[P5LU[LYP6LNHYH*PKHUN2HYPUNHU 1UMYHZ[Y\R[\Y3VT\UPRHZPKHU1UMVYTH[PRH 3LTLU[LYPHU6LNHYH3VT\UPRHZPKHU 1UMVYTHZP8HKHI\SHU2\UPKPSHU[PR ZLIHNHP,PYLR[\Y2LUKLYHS)WSPRHZP

<LSLTH[PRH,LWHY[LTLU3VT\UPRHZP KHU1UMVYTH[PRHZLSHUQ\[U`HZLIHNHP 3LWHSH*HKHU4P[IHUN;,5[HO\U!

8HKH:=8;*HUR5HUKPYPI\SHU5LP KP[\NHZRHU\U[\RTLUK\K\RPWVZPZP ZLIHNHP3VTPZHYPZ*HUR5HUKPYPZHTWHP KLUNHUZLRHYHUN

*81$51,62(:252 .RPLVDULV,QGHSHQGHQ

4HOPYWHKH[HO\U!5LU`LSLZHPRHU WLUKPKPRHU;HYQHUH-RVUVTPKHYP

=UP]LYZP[HZ8HKQHKQHYHU*HUK\UN[HO\U

! KHUILRLYQHWHKH8<=UPSL]LYKP IPKHUNWLUQ\HSHUWHKH[HO\U`HUNZHTH

*LYNHI\UNKLUNHU+P[PIHUR6)2HRHY[H [HO\U!KHUTLUK\K\RPWVZPZP+YLKP[

,LWHY[TLU[0LHKZLILS\TKP[\NHZRHU RL6L^AVYR[HO\U!*LSPH\RLTIHSP RL2HRHY[H[HO\U! TLUK\K\RPWVZPZP ,P]PZPVU0LHKVM+VYWVYH[L*HURPUN /YV\W<HO\U! ILSPH\ILYNHI\UN KLUNHU*HUR6PHNH2HRHY[HZLIHNHP

;LUPVY>PJL8YLZPKLU[HUK/YV\W0LHK 5HYRL[PUN+YLKP[,PWYVTVZPRHU ZLIHNHP,PYLR[\Y*HUR6PHNHTLTIH^HOP 5HYRL[PUNHUK+YLKP[,PYLJ[VYH[LWHKH [HO\U! !KHUKP[\UQ\RZLIHNHP ,PYLR[\Y=[HTHZLQHR[HO\U!!ZLSHTH QHUNRH^HR[\[HO\U

<HO\U!!!ZHTWHPKLUNHU[HO\U ILSPH\KP[\UQ\RZLIHNHP?HRPS3VTPZHYPZ

=[HTH*HUR6PHNHKHUWHKHI\SHU 5LPKP[\UQ\RZLIHNHP3VTPZHYPZ 1UKLWLUKLU*HUR5HUKPYP*LSPH\

TLY\WHRHUHUNNV[H,L^HU-RVUVTP 6HZPVUHSWHKHTHZHWLTLYPU[HOHU 8YLZPKLU)IK\YYHOTHU?HOPKKHU

3VTP[L8LUNH^HZ*8867]LYZPNO[

+VTTP[[LL<LYWPSPOZLIHNHP3L[\H 8LYIHUHZZLQHR[HO\U!!!ZHTWHP [HO\U<HO\U!!!ZHTWHPKLUNHU [HO\UILSPH\TLUQHIH[?HRPS 3L[\H3VTP[L6HZPVUHS/VVK+VYWVYH[L /V]LYUHUJL

;HH[PUPILSPH\Q\NHTLUQHIH[HUNNV[H ,L^HU8LUHZLOH[1UZ[P[\[*HURPY 1UKVULZPHKHU8LYIHUHZZLY[HTLUQHIH[

HUNNV[H*HKHU8LUNH^HZ4LTIHNH 3VTPZHYPZKHU,PYLR[\Y1UKVULZPH 1UKVULZPHU1UZ[P[\[LVM+VTTPZZPVULYZ HUK,PYLJ[VYZ

4HOPYWHKH[HO\U!5LU`LSLZHPRHU WLUKPKPRHU;HYQHUH0\R\TKHYP

=UP]LYZP[HZ1UKVULZPH[HO\U! KHU ILYRHYPLYKP8<*HUR8LTIHUN\UHU 1UKVULZPH*HWPUKV<HO\U!!

TLUKPYPRHU3HU[VY3VUZ\S[HU0\R\T 8YHKQV[V)ZZVJPH[LZKLUNHUWVZPZP ZLIHNHP;LUPVY8HY[ULY,HYP[HO\U!!!

ZHTWHPKLUNHU[HO\UTLUQHKP [LUHNHWLUNHQHYWHKH8YVNYHT5HNPZ[LY 5HUHQLTLU=UP]LYZP[HZ)[THQH`H AVNQHRHY[H

<HO\U[LYWPSPOTLUQHKPHUNNV[H 3VTPZP0\R\T6HZPVUHS:LW\ISPR 1UKVULZPHKPTHUHILSPH\TLUQHKP<PT 8LY\T\Z8LY\IHOHU==3LWHPSP[HU

*LSPH\Q\NHHKHSHOHUNNV[H3VTPZP 7TI\KZTHU6HZPVUHSKHU3VTP[L 7TI\KZTHU*886<HO\UTLUQHKP HUNNV[H<PT/HI\UNHU<PUKHR8PKHUH 3VY\WZP</<833L[\H7TI\KZTHU

*886KHUHUNNV[H7]LYZPNO[+VTTP[[LL

*886

<HO\UKHUTLUQHKPHUNNV[H

<PT1UKLWLUKLU,P]LZ[HZP*HUR,HUHTVU KHU*HUR8LYTH[HZLY[HHUNNV[H<PT 8HULS)YZP[LR[\Y8LYIHURHU1UKVULZPH )818HKH[HO\UKP[\UQ\RZLIHNHP

35$'-272 .RPLVDULV,QGHSHQGHQ

DEWAN KOMISARIS

[LUHNHHOSP3LQHRZHHU)N\UN:1KHU ZLRHSPN\ZHUNNV[H8LYOPTW\UHU)K]VRH[

1UKVULZPH8LYHKP8HKHWLYPVKL[HO\U ZHTWHPKLUNHUI\SHU;LW[LTILY ILSPH\TLUQHIH[ZLIHNHP3VTPZHYPZ KP*HUR1U[LYUH[PVUHS1UKVULZPH

RLT\KPHUTLUN\UK\YRHUKPYP\U[\R TLSHUQ\[RHU[\NHZTLUQHKP3VTPZHYPZKP

*HUR5HUKPYP

8HKHI\SHU5LPKP[L[HWRHUTLUQHKP 3VTPZHYPZ1UKLWLUKLUKP*HUR5HUKPYP 8HKH[HO\UKP[\UQ\RZLIHNHP 8LUHZLOH[,L^HU/\ILYU\Y*1

4HOPYWHKH[HO\U!5LU`LSLZHPRHU WLUKPKPRHU;HYQHUH8LY[HUPHUKHYP 1UZ[P[\[8LY[HUPHU*VNVYWHKH[HO\U

! KHUTLTWLYVSLONLSHY5HNPZ[LY 5HUHQLTLUKHYP=UP]LYZP[HZ/HKQHO 5HKHAVN`HRHY[HZLY[HTLTWLYVSLO NLSHY,VR[VYKHYP;LRVSHO8HZJHZHYQHUH

=/5AVN`HRHY[HWHKH[HO\U!

<HO\U! ILSPH\TLT\SHPRHYPLY WLYIHURHUKP*HUR:HR`H[1UKVULZPH 8HKH[HO\UILSPH\KP[\UQ\R\U[\R TLUQHIH[ZLIHNHP,PYLR[\Y7WLYHZPVUHS

*HUR:HR`H[1UKVULZPH`HUNTLTIPKHUNP ,P]PZP;,57WLYHZPVUHS<14VNPZ[PR KHU)UHR8LY\ZHOHHUAH`HZHU,HUH 8LUZP\U8HKH[HO\UILSPH\

TLUK\K\RPQHIH[HUZLIHNHP,PYLR[\Y

*PZUPZ5PRYV:P[LS*HUR:HR`H[

1UKVULZPHTLTIPKHUNP,P]PZP5PRYV :P[LS+VUZ\TLY*HURPUN=UP[;`HYPHO 1U[LYUH[PVUHS>PZP[VY8YVNYHTKHU 8LYLUJHUH*PZUPZ8HKHWLYPVKLI\SHU5LP ZHTWHPKLUNHU;LW[LTILYILSPH\

TLUQHIH[ZLIHNHP3VTPZHYPZ*HUR:HR`H[

1UKVULZPH

8HKHI\SHU;LW[LTILYILSPH\

TLUQHIH[ZLIHNHP,PYLR[\Y4LTIHNH 8LUNLTIHUNHU8LYIHURHU1UKVULZPH

.5,61$:,-$<$

.RPLVDULV,QGHSHQGHQ

ZHTWHPKLUNHUI\SHU)WYPS8HKH WLYPVKLI\SHU;LW[LTILYZHTWHP KLUNHU,LZLTILYILSPH\TLUQHIH[

ZLIHNHP)UNNV[H,L^HU3VTPZPVULY 3LWHSH-RZLR\[PM+-74LTIHNH 8LUQHTPU;PTWHUHU48;8HKHI\SHU )WYPS ILSPH\KP[\UQ\RTLUQHKP 3VTPZHYPZ*HUR,HUHTVU<HO\U

!ILSPH\TLUQHIH[ZLIHNHP,L^HU 8LUHZLOH[*HKHU;LY[PMPRHZP5HUHQLTLU :PZPRV*;5:

8HKHI\SHU5LPILSPH\KP[\UQ\R

\U[\RTLUQHIH[ZLIHNHP3VTPZHYPZ*HUR 5HUKPYPZHTWHPKLUNHUZLRHYHUN

PROFIL PERUSAHAAN

DEWAN KOMISARIS

4HOPY[HO\U!KHUTLU`LSLZHPRHU WLUKPKPRHU;HYQHUH<LRUPRKHYP1UZ[P[\[

<LRUVSVNP*HUK\UN[HO\U! KHU TLTWLYVSLONLSHY5*)KHYP?HZOPUN[VU

=UP]LYZP[`=;)WHKH[HO\U!!

*LSPH\TLT\SHPRHYPYZLIHNHP+P]PS

;[Y\J[\YHS-UNPULLYWHKH?PYH[THUHUK )ZZVJPH[L[HO\U! 5LT\SHPRHYPY WLYIHURHUZLIHNHP)JJV\U[7MJLYKP*HUR 8LTIHUN\UHU1UKVULZPH*HWPUKVWHKH [HO\U!

<HO\U!!TLUQHIH[0LHKVM8YVQLJ[

.PUHUJL*HWPUKV+HIHUN;\YHIH`HKHU WHKH[HO\U!!TLUQHIH[ZLIHNHP?HRPS 3LWHSH+HIHUN*HWPUKV+HIHUN*HUK\UN

<HO\U!! ILSPH\TLUQHIH[3LWHSH +HIHUNKP2HTIP

;LPYPUNWYVZLZTLYNLY*HUR5HUKPYPILSPH\

TLUK\K\RPWVZPZP;LUPVY5HUHNLYKHU

<LHT4LHKLY+YLKP[:PZR5HUHNLTLU[

8HKHI\SHU;LW[LTILY!!!ZHTWHP KLUNHU2HU\HYPILSPH\KP[\UQ\R ZLIHNHP>PJL8YLZPKLU[HUK,P]PZPVU0LHK /V]LYUTLU[:LSH[PVUZOPW5HUHNLTLU[

ZHTWHP[HO\U

8HKHI\SHU2HU\HYPILSPH\TLUQHIH[

;LUPVY>PJL8YLZPKLU[KHU/YV\W0LHK

=8/.,)/,=$,1, 'LUHNWXU8WDPD

PROFIL PERUSAHAAN

Dalam dokumen AR MANDIRI 2011 A4 (Halaman 37-43)