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QUANTITATIVE AND QUALITATIVE DISCLOSURE ABOUT MARKET RISK

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U92750 [B/E] BOM

ITEM 11. QUANTITATIVE AND QUALITATIVE DISCLOSURE ABOUT MARKET RISK

BOWNE INTEGRATED TYPESETTING SYSTEM

CRC: 27185 Name: PT TELKOM

Date: 23-JUN-2006 10:35:39.88 Operator: BOM99999T

Phone: 65-6536-6288 Site: BOWNE OF SINGAPORE

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OWNE INTEGRATED TYPESETTING SYSTEM CRC: 27185ame: PT TELKOMDate: 23-JUN-2006 10:35:39.88Operator: BOM99999TPhone: 65-6536-6288Site: BOWNE OF SINGAPORE 92750.SUB, DocName: 20-F, Doc: 1, Page: 181

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F. Dividends and paying agents

BOWNE INTEGRATED TYPESETTING SYSTEM

CRC: 25604 Name: PT TELKOM

Date: 23-JUN-2006 10:35:39.88 Operator: BOM99999T

Phone: 65-6536-6288 Site: BOWNE OF SINGAPORE

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OWNE INTEGRATED TYPESETTING SYSTEM CRC: 25604ame: PT TELKOMDate: 23-JUN-2006 10:35:39.88Operator: BOM99999TPhone: 65-6536-6288Site: BOWNE OF SINGAPORE 92750.SUB, DocName: 20-F, Doc: 1, Page: 182

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instrument’s actual cash flows are denominated in Rupiah, U.S. Dollar, Euro and Japanese Yen, as appropriate and as indicated in the table.

The information presented in the table has been determined based on the following assumptions: (i) fixed interest rates on Rupiah time deposits are based on average interest rates offered in effect as of December 31, 2005 by the banks where such deposits were located; (ii) variable interest rates on Rupiah denominated long-term liabilities are calculated as of December 31, 2005 and are based on contractual terms setting interest rates based on average rates for the preceding six months on three month certificates issued by Bank Indonesia or based on the average 3-month deposit rate offered by the lenders; (iii) variable interest rates on U.S. Dollar deposits are based on interest rates offered by the various lending institutions to the Republic of Indonesia as of December 31, 2005; and (iv) the value of marketable securities is based on the value of such securities at December 31, 2005. However, no assurance can be given that such assumptions will be correct for future periods. Such assumptions and the information described in the table may be influenced by a number of factors, including changes in interest rates in Indonesia and other monetary and macro economic factors affecting Indonesia. Such assumptions are different from the rates used in the Company’s consolidated financial statements and accordingly amounts shown in the table may vary from amounts shown in the Company’s consolidated financial statements.

180

Outstanding Balance as at

December 31, 2005 Expected Maturity Date

Foreign Rp. 2011- Fair

Currency Equivalent Rate 2006 2007 2008 2009 2010 2025 Value

(in (Rp. in (Rp. in

million) million) (%) million)

(Rp. in million)

ASSETS

Fixed Rate

Cash and cash equivalents

Time deposit

Rupiah

Principal 3,642,172 3,642,172 3,642,172

Interest 9.95

U.S. Dollar

Principal 72.32 710,497 710,497 710,497

Interest 3.46

Euro

Principal 56.55 659,372 659,372 659,372

Interest 1.65

Temporary Investments-Available-for- Sale

Securities

Rupiah 22,064 22,064 22,064

LIABILITIES

Short-term bank loans

Variable Rate

Rupiah

Principal 170,000.00 170,000 170,000 170,000

Interest 13.1 1,951

Fixed Rate

Rupiah

Principal 3,800.00 3,800 3,800 3,800

Interest 14.1 225

BOWNE INTEGRATED TYPESETTING SYSTEM

CRC: 51823 Name: PT TELKOM

Date: 23-JUN-2006 10:35:39.88 Operator: BOM99999T

Phone: 65-6536-6288 Site: BOWNE OF SINGAPORE

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OWNE INTEGRATED TYPESETTING SYSTEM CRC: 51823ame: PT TELKOMDate: 23-JUN-2006 10:35:39.88Operator: BOM99999TPhone: 65-6536-6288Site: BOWNE OF SINGAPORE 92750.SUB, DocName: 20-F, Doc: 1, Page: 183

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Exchange Rate Risk

The Company’s exposure to exchange rate fluctuations results primarily from long-term debt obligations and accounts receivable and payable, which are primarily paid for through draw downs under the Government on-lending program and are expressed in U.S. Dollar, Japanese Yen, Euro, Singapore Dollar and Great Britain Pound Sterling. For a description of the Company’s foreign currency assets and liabilities, see Note 52 to the Company’s consolidated financial statements. Part of these obligations might be offset by increases in the value of foreign currency time deposits and by increases in the value of foreign currency accounts receivable, assuming that the counter-parties are able to meet their foreign currency obligations to TELKOM at market rates.

The table below provides information about the Company’s financial instruments by functional currency and presents such information in Rupiah equivalents, which is the Company’s reporting currency. The information on instruments and transactions that are sensitive to foreign exchange rates, including U.S. Dollar, Euro, Singapore Dollar, Great Britain Pound Sterling and Japanese Yen debt obligations and term deposits and the Company’s accounts payable and receivable. The table presents principal cash flows by expected maturity dates. The

information presented in the table has been determined based on assumptions for the exchange rates for U.S. Dollar as well as other currencies, which are based on the selling and buying rates quoted by Reuters on December 31, 2005, applied respectively to monetary assets and

liabilities. The buying and selling rates as of December 31, 2005 were Rp.9,825 and Rp.9,835 to US$1.00, respectively. Telkomsel applied the Bank Indonesia middle buy and sell rate for its monetary asset and liabilities which was Rp.9,830 to US$1.00 as of December 31, 2005.

However, no assurance can be given that such assumptions will be correct for future periods.

181

Outstanding Balance as at

December 31, 2005 Expected Maturity Date

Foreign Rp. 2011- Fair

Currency Equivalent Rate 2006 2007 2008 2009 2010 2025 Value

(in (Rp. in (Rp. in

million) million) (%) million)

(Rp. in million)

Long-term debts(1)

Variable Rate

Rupiah

Principal 1,955,132.87 1,955,133 301,631 249,265 189,326 190,831 167,431 856,649 1,619,930

Interest 8.8 158,346 128,874 111,129 94,978 79,037 343,408

U.S. Dollar

Principal 198.21 1,949,211 336,020 336,020 278,994 142,597 142,597 712,983 1,894,189

Interest 5.0 90,611 74,967 59,356 48,591 41,020 91,603

Euro

Principal 36.68 427,718 171,087 171,087 85,544 — 422,954

Interest 3.3 12,226 6,640 1,184

Fixed Rate

Rupiah

Principal 1,880,065.08 1,880,065 178,921 1,480,643 28,301 35,090 43,060 114,083 1,948,814

Interest 15.3 282,853 174,127 48,090 40,766 31,615 28,724

U.S. Dollar

Principal 614.61 6,044,691 1,143,380 1,074,262 1,111,291 1,072,564 1,050,847 592,347 6,034,323

Interest 5.7 339,866 273,480 205,022 133,489 63,707 102,450

Japanese Yen

Principal 15,527.59 1,302,575 95,876 95,876 80,147 64,417 64,417 901,841 1,432,071

Interest 3.1 38,364 36,508 33,588 31,282 29,285 200,474

(1) Long-term debts consist of loans which are subject to interest; namely two-step loans, notes and bonds, liabilities of business acquisitions and long-term bank loans, in each case including their current maturities.

BOWNE INTEGRATED TYPESETTING SYSTEM

CRC: 62878 Name: PT TELKOM

Date: 23-JUN-2006 10:35:39.88 Operator: BOM99999T

Phone: 65-6536-6288 Site: BOWNE OF SINGAPORE

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OWNE INTEGRATED TYPESETTING SYSTEM CRC: 62878ame: PT TELKOMDate: 23-JUN-2006 10:35:39.88Operator: BOM99999TPhone: 65-6536-6288Site: BOWNE OF SINGAPORE 92750.SUB, DocName: 20-F, Doc: 1, Page: 184

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Such assumptions and the information described in the table may be influenced by a number of factors, including a fluctuation and/or depreciation of the Rupiah in future periods.

182

Outstanding Balance as at

December 31, 2005 Expected Maturity Date

Foreign Rp. 2011- Fair

Currency Equivalent 2006 2007 2008 2009 2010 2024 Value

(in (Rp. in

millions) million) (Rp. in million)

ASSETS

Cash and cash equivalents

U.S. Dollar 81.96 805,489 805,489 805,489

Japanese Yen

Euro 59.14 689,472 689,472 689,472

Trade accounts receivable

U.S. Dollar 21.10 207,311 207,311 207,311

Other accounts receivable

U.S. Dollar 0.30 2,910 2,910 2,910

Euro 0.01 88 88 88

Other current assets

U.S. Dollar 13.63 133,926 133,926 133,926

Advances and other non- current assets

U.S. Dollar 2.25 22,162 22,162 22,162

Escrow accounts

U.S. Dollar 12.89 126,128 126,128 126,128

LIABILITIES

Trade accounts payable

Related parties

U.S. Dollar 15.09 148,423 148,423 148,423

Third parties

U.S. Dollar 125.40 1,223,050 1,223,050 1,233,050

Euro 68.30 796,343 796,343 796,343

Great Britain Pound Sterling 0.00 14 14 14

Japanese Yen 66.03 5,508 5,508 5,508

Singapore Dollar 0.01 33 33 33

Accrued expenses

U.S. Dollar 21.01 206,639 206,639 206,639

Japanese Yen 52.85 4,433 4,433 4,433

Singapore Dollar 0.42 2,497 2,497 2,497

Euro 8.79 102,509 102,509 102,509

Advances from customers and suppliers

U.S. Dollar 0.15 1,474 1,474 1,474

Long-term debts(1)

U.S. Dollar 812.82 7,993,902 1,479,401 1,410,282 1,390,285 1,215,160 1,193,444 1,305,330 7,928,512

Japanese Yen 15,527.59 1,302,575 95,876 95,876 80,147 64,417 64,417 901,841 1,432,071

Euro 36.68 427,718 171,087 171,087 85,544 422,954

(1) Long-term debts for the purpose of this table consist of loans denominated in foreign currencies namely, two-step loans, liabilities of business acquisitions, long-term bank loans, notes and bonds, in each case including their current maturities.

BOWNE INTEGRATED TYPESETTING SYSTEM

CRC: 25026 Name: PT TELKOM

Date: 23-JUN-2006 10:35:39.88 Operator: BOM99999T

Phone: 65-6536-6288 Site: BOWNE OF SINGAPORE

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OWNE INTEGRATED TYPESETTING SYSTEM CRC: 25026ame: PT TELKOMDate: 23-JUN-2006 10:35:39.88Operator: BOM99999TPhone: 65-6536-6288Site: BOWNE OF SINGAPORE 92750.SUB, DocName: 20-F, Doc: 1, Page: 185

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Equity Price Risk

The Company’s long-term investments consist primarily of minority investments in the equity of private Indonesian companies. With respect to the Indonesian companies in which the Company has investments, the financial performance of such companies may be affected by the fluctuation of macro economic and social conditions such as the level of economic activity, Rupiah exchange rates against other currencies, inflation and interest rates.

Not applicable.

PART II

There are no defaults, dividend arrearages or delinquencies to which this Item applies. But see Item 5. “Operating and Financial Review and Prospects — B. Liquidity and Capital Resources — Indebtedness” for information on covenant defaults for which waivers have been obtained.

Not applicable.

Disclosure Controls and Procedures

TELKOM has a disclosure committee comprised of 14 senior members from various departments and chaired by the Director of Finance.

The disclosure committee’s role is to support TELKOM’s management in designing and evaluating TELKOM’s disclosure controls and procedures and participating in the disclosure process. TELKOM formally established its disclosure committee on February 18, 2005. Since its formal establishment, the disclosure committee has established internal work procedures relating to the preparation of various disclosure materials for quarterly and annual reporting, including TELKOM’s annual report on Form 20-F. The establishment of the disclosure committee formalized the previous disclosure process where designated senior employees from various departments were responsible for assisting with the necessary disclosures, while the department heads were responsible for reviewing of such disclosure materials.

TELKOM’s principal executive officer and principal financial officer carried out an evaluation of the effectiveness of TELKOM’s disclosure controls and procedures (as defined in Rules 13a-15(e) and 15d-15(e) of the Exchange Act) as of December 31, 2005. TELKOM’s principal executive officer and principal financial officer concluded, based on their evaluation, as of December 31, 2005, that the design and operation of TELKOM’s disclosure controls and procedures were not effective to ensure that information required to be disclosed in the reports TELKOM files and submits under the Exchange Act is recorded, processed, summarized and reported as and when required, and is

accumulated and communicated to TELKOM’s management, including TELKOM’s President Director and Director of Finance, to allow timely decisions regarding required disclosure.

Internal Controls over Financial Reporting

In connection with the audit of our financial statements, reportable conditions (as defined under standards established by the American Institute of Certified Public Accountants) relating to TELKOM’s internal control over financial reporting (as defined in Rules 13a-15(f) and 15d-15(f) of the Exchange Act) were identified and communicated by PwC in their report dated January 9, 2004 and delivered to

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