Afs~c. ~bSYi

2111 ASEAN INTERNATIONAL C ONFERENCE ON ISLAMIC FINANCE

This is to certify that

Ardian Adhiatma

hereby has been recognized for the valuable participation as

PRESENTER

2

^nd

ASEAN INTERNATIONAL CONFERENCE ON ISLAMIC FINANCE

Held at State Islamic University Sunan Kalijaga & Royal Ambarukmo Hotel Yogyakarta-Indonesia on 12th_14th November 2014

Yogyakarta, 14th November 2014

Dr. Ibnu Qizam, SE, M.Si, Ak., CA

Afs~c. ~bSYi

Olivia Fachrunnlsa, Ph.D

Dean Dean Dean

Faculty of Islamic Economics and Business Institute of Islamic Banking and Finance Faculty of Economics

State Islamic University Sunan Kalljaga International Islamic University Malaysia Sultan Agung Islamic Unlversity-Semarang

(seM~Ol'

I I'A I

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