80 Indonesia Banking School DAFTAR PUSTAKA
Aulia, N., & Suryanawa, I. K. (2019). Pengaruh Persepsi Kegunaan dan Kemudahan Penggunaan Pada Minat Penggunaan Quick Response Code dalam Transaksi Keuangan. E-Jurnal Akuntansi, 28(3), 1749.
https://doi.org/10.24843/eja.2019.v28.i03.p08
Bangkara, R. P., Putu, N., & Harta, S. (2016). Pengaruh Perceived Usefulness Dan Perceived Ease of Use Pada Minat Penggunaan Internet Banking Dengan Attitude Toward Using Sebagai Variabel Intervening. E-Jurnal Akuntansi Universitas Udayana, 16(3), 2408–2434.
Barberis, N., and Thaler, R. H. (2005). A survey of behavioral finance. In R. H. Thaler (ed.), Advances in Behavioral Finance.
Davis, F. D. (1989). Perceived usefulness, perceived ease of use, and user acceptance of information technology. MIS Quarterly: Management Information Systems, 13(3), 319–339. https://doi.org/10.2307/249008
Davis, F. D., Bagozzi, R. P., & Warshaw, P. R. (1989). User Acceptance of Computer Technology: A Comparison of Two Theoretical Models. Management Science, 35(8), 982–1003. https://doi.org/10.1287/mnsc.35.8.982
Ghozali, P. I. (2011). Aplikasi Analisis Multivariate Dengan Program SPSS.
Ika Febrilia, Shela Puspita Pratiwi, & Irianto Djatikusumo. (2020). Minat Penggunaan Cashless Payment System – Dompet Digital Pada Mahasiswa Di Fe Unj. JRMSI - Jurnal Riset Manajemen Sains Indonesia, 11(1), 1–19.
https://doi.org/10.21009/jrmsi.011.1.01
Immanuel, D. M., & Dewi, Y. K. (2020). Mobile Payment Adoption Intention During Pandemic Covid-19 in Indonesia. Journal of Information System and Technology Management, 5(19), 60–76. https://doi.org/10.35631/jistm.519006
Indriastuti, M., & Wicaksono, R. H. (2014). Influencers E-Money in Banking Sector.
South East Asia Journal of Contemporary Business, Economics and Law, 4(2), 10–17.
Iradianty, A., & Aditya, B. R. (2020). Indonesian Student Perception in Digital Payment. Jurnal Manajemen Bisnis, 17(4), 518–530.
https://doi.org/10.38043/jmb.v17i4.2713
Kim, C., Mirusmonov, M., & Lee, I. (2010). An empirical examination of factors influencing the intention to use mobile payment. Computers in Human Behavior, 26(3), 310–322. https://doi.org/10.1016/j.chb.2009.10.013
Kim, C., Tao, W., Shin, N., & Kim, K. S. (2010). An empirical study of customers’
Pengaruh Persepsi Risiko..., Qutraja Arkan Maulana, Ma.-IBS, 2021
81
Indonesia Banking School perceptions of security and trust in e-payment systems. Electronic Commerce
Research and Applications, 9(1), 84–95.
https://doi.org/10.1016/j.elerap.2009.04.014
Laksana, G. (2015). PENGARUH PERSEPSI KEMANFAATAN, PERSEPSI KEMUDAHAN PENGGUNAAN, PERSEPSI RESIKO DAN PERSEPSI KESESUAIAN TERHADAP MINAT MENGGUNAKAN MOBILE BANKING (Studi Pada Nasabah Bank Rakyat Indonesia (BRI) Kantor Cabang Rembang, Jawa Tengah). Jurnal Administrasi Bisnis S1 Universitas Brawijaya, 26(2), 86309.
Lameshow. (1997). Besar Sampel Dalam Penelitian Kesehatan. Jogjakarta. Gadjah Mada University Press.
Langelo, A. S. (2013). Perceived Usefulness, Perceived Ease of Use, Perceived Risk Impact To Lecturersâ€TM Internet Banking Adoption. Jurnal Riset Ekonomi, Manajemen, Bisnis Dan Akuntansi, 1(4), 1571–1580.
https://doi.org/10.35794/emba.v1i4.2962
Ozkan, S., Hackey, R., & Bindusara, G. (2014). Facilitating the Adoption of e-Payment Systems : Theoretical Constructs and Empieical Analysis. Journal of Enterpise Information Management, 23(3), 220–240.
Priambodo, S., & Prabawani, B. (2016). DAN PERSEPSI RISIKO TERHADAP MINAT MENGGUNAKAN LAYANAN UANG ELEKTRONIK ( Studi Kasus pada Masyarakat di Kota Semarang ) Pendahuluan Kajian Teori Perilaku Konsumen. Jurnal Ilmu Administrasi Bisnis, 5(2), 1–9.
Priyono, A. (2017). Analisis pengaruh trust dan risk dalam penerimaan teknologi dompet elektronik Go-Pay. Jurnal Siasat Bisnis, 21(1), 88–106.
https://doi.org/10.20885/jsb.vol21.iss1.art6
Rahadi, D. D. R. (2007). Peranan teknologi informasi dalam peningkatan pelayanan di sektor publik. Seminar Nasional Teknologi 2007 (SNT 2007), 2007(November), 1–13.
Ramadani, L. (2016). Pengaruh Penggunaan Kartu Debit dan Uang Elektronik (EMoney) Terhadap Pengeluaran Konsumsi Mahasiswa. Jurnal Ekonomi Dan Ekonomi Studi Pembangunan, 8(1), 1–8.
https://doi.org/10.17977/um002v8i12016p001
Sarjono, H., & Julianita, W. (2013). SPSS vs LISREL: Sebuah Pengantar, Aplikasi Untuk Riset (2nd ed.). Salemba Empat.
Setyanto, E., Djadjuli, R. D., Oktaviani.J, Bachim, abdurahman fauzi, Suratman, D.
R., Widiyanto, I., Oktaviani.J, Dylan Trotsek, Wibowo, B., Lazuardi, E., Susila, B., Juniult, P. T., Hidayat, A., Sulaeman, C. S. R., Lisna, V., Henly Kumajas, A.,
Pengaruh Persepsi Risiko..., Qutraja Arkan Maulana, Ma.-IBS, 2021
82
Indonesia Banking School K Lengkong, V. P., Wenas, R. S., Ekonomi dan Bisnis, F., … Maming, R. (2016).
Pengaruh Perceived Organizational Support Dan Kepuasan Kerja Terhadap Organizational Citizenship Behavior Pada Karyawan Bagian Rumah Tangga Universitas Negeri Yogyakarta. Jurnal Ekonomi Syariah Teori Dan Terapan, 4(1), 51.
http://ojs.uho.ac.id/index.php/semantik/article/view/6027/pdf%0Ahttp://ojs.uho.
ac.id/index.php/semantik%0Ahttps://www.e-jurnal.com/2018/10/analisiskualitas- produk-promosi-dan.html?m=1
Sugiyono, P. . (2016). Metode Penelitian Kuantitatif, Kualitatif dan R&D Bandung PT.
Alfabet.
Sujarweni, V. . (2019). Metodologi penelitian - Bisnis & Ekonomi.
Syafira, F. N., Ratnasari, R. T., & Ismail, S. (2020). the Effect of Religiosity and Trust on Intention To Pay in Ziswaf Collection Through Digital Payments. Jurnal Ekonomi Dan Bisnis Islam (Journal of Islamic Economics and Business), 6(1), 98. https://doi.org/10.20473/jebis.v6i1.17293
Teoh, W. M. Y., Chong, S. C., Lin, B., & Chua, J. W. (2013). Factors affecting consumers’ perception of electronic payment: An empirical analysis. Internet Research, 23(4), 465–485. https://doi.org/10.1108/IntR-09-2012-0199
Thaler, R. . (1994). Quasi Rational Economics. New York: Russell Sage Foundation.
Thaler, R. . (2000). From homo economicus to homo sapiens. Journal of Economic Perspectives.
Tom M.Y Lin, K.-Y. L. and J.-J. W. (2012). Article Information - Home Article Information - Home. Managerial Auditing Journal, 28(2), 2–3.
Pengaruh Persepsi Risiko..., Qutraja Arkan Maulana, Ma.-IBS, 2021
