According to his statement, he is acting as chairman of the company in this case. According to his statement, he is acting as an independent commissioner of the company in this matter; According to his statement, he is acting as CEO of the company in this case;
According to his statement, in this matter acting as a Deputy President Director of the Company;. According to his statement, in this matter as a Director (simultaneously as Director in charge of the Compliance function) of the Company;. Appropriation of the Company's Net Profit for the financial year ended the thirty-first day of December two thousand and twenty-one);.
The chairman of the meeting further emphasized that the Annual Report for the year 2021 (two thousand and twenty one) also contained the company's balance sheet and the statement of profit or loss for the financial year 2021 (two thousand and twenty one), audited by the public. Accounting firm Tanudiredja, Wibisana, Rintis & Rekan (a member firm of the PwC global network), as evidenced by its report Number AU dated January twenty-fourth, two thousand and twenty-two) with unmodified opinion;. Then, the Chairman of the Meeting continued with the third item on the agenda of the meeting, namely changing the composition of the Company's Board of Directors. GREGORY HENDRA LEMBONG as Vice President Director of the Company for the period 2022 (two thousand and twenty-two) to 2026 (two thousand and twenty-six);.
ANTONIUS WIDODO MULYONO as director of the company for the period from 2022 (two thousand and twenty-two) to 2026 (two thousand and twenty-six). The shareholders' meeting can delegate such authority to the company's majority shareholder; Based on the report made by me, a notary public, the chairman of the assembly then concluded that.
General provisions
- Total Assets
- Credit Extended
- Equity
- Operating Expenses
- Reserve for Impairment Losses (CKPN)
- Company's Net Profit
The chairman of the meeting has the right to determine which questions will be answered in writing. Questions that have not been answered directly (orally) will be answered in writing within 3 (three) working days after the date of the Meeting. The Company will send the response to the email address provided by the shareholder or shareholder's representative in the form provided for submitting questions or through the chat function in the "Electronic Opinions" column on the E-Meeting Room screen of the eASY.KSEI application. .
The shareholders who have cast their votes before the start of the general meeting and the shareholders or their proxies who have registered via the eASY.KSEI application on the date of the meeting are considered to have validly participated in the general meeting, even if they do not attend the general meeting before the end for some reason;. The results of the vote count will be shown on the screens in the meeting room and GMS Video Streaming. Ladies and gentlemen, valued shareholders, shareholder representatives and all participants, In 2021, the economic development showed a trend of continued recovery, although it was hampered by the emergence of the Delta variant in the middle of the year.
In the fourth quarter of 2021, the economic recovery has continued although it has been overshadowed by the increase in cases with the emergence of the Omicron variant, which is currently relatively under control. The most encouraging performance of the banking industry is certainly the return of loan growth of 5.2% in 2021 after the contraction of the previous year. Ladies and gentlemen, valued shareholders, shareholder representatives and all participants, At the beginning of the year, economists predicted that Indonesia's economic growth in 2022 would be in the range of an increase compared to the realization in 2021, which was 3.7%. .
Ladies and gentlemen, valued shareholders, shareholder representatives and all participants, this final note concludes my presentation on the overview of economic developments, the banking sector and the summary of BCA's performance in 2021, as well as its business plan and projections for 2022. Jahja Setiaatmadja, allow me to present a summary of the financial statements of PT Bank Central Asia (BCA) for the financial year 2021, audited by the Public Accounting Firm of Tanudiredja, Wibisana, Rintis & Rekan (a member firm of PwC global network ). The ratio of non-performing loans (NPL) reached Rp 13.4 trillion or 2.2% of total loans.
The net profit attributable to the owners of the parent company increased by 15.8% to Rp31.4 trillion. Ladies and gentlemen, valued shareholders, shareholder representatives and all participants, The Board of Commissioners oversees and advises on strategic policies and actions taken by the Board of Directors to ensure the proper implementation of the principles of good corporate governance, as well as compliance with the company's articles of association and the applicable laws and regulations. All these committees prioritize competence and quality standards in supporting the implementation of the Board of Commissioners' duties and responsibilities.
Ladies and gentlemen, valued shareholders, shareholder representatives and all participants, BCA continues to implement the principles and practices of Good Corporate Governance (GCG) at all levels of the organization, based on the values of transparency, accountability, accountability, independence and honesty. The Supervisory Board agrees with the Board of Directors on the Bank's Business Plan (RBB), which takes into account various uncertainties and business opportunities in line with the recovery process of the Indonesian economy.
E. Setijoso President Director
That brings me to the end of my presentation of the Board of Commissioners' report on its supervisory tasks during 2021. We are confident that the BCA can maintain a good growth performance in the coming year and continue to provide added value for all stakeholders. Paid as cash dividend for the fiscal year 2021 in the amount of seventeen trillion Rp eight hundred and seventy four billion eight hundred and eighty two million two hundred and fifty thousand rupiah) or Rp145 (one hundred and forty five rupiah) per share. stock.
An amount of three trillion eighty one billion Rp eight hundred seventy six million two hundred fifty thousand rupiah) or Rp25 (twenty five rupiah) per share had already been paid by the Company as interim dividends on December 7, 2021;. The remainder in the amount of Rp.fourteen trillion seven hundred ninety-three billion and six million rupiah) or Rp120 (one hundred and twenty rupiah) per share will be distributed to the shareholders registered in the Company's Shareholder Register as of the date of registration . An amount of three hundred fourteen billion Rp two hundred twenty six million six hundred two thousand five hundred twenty two rupiah) will be allocated for reserve funds.
We inform you that the company distributes cash dividends for the 2021 financial year with a dividend payout ratio of 56.9% (fifty-six and nine percent). This decision was taken taking into account the expected business growth, capital adequacy to anticipate the deterioration of credit quality and the possible reduction of capital requirements in connection with the change in the RWA calculation method for operational risk, which will be effective from January 1, 2023.
Profile/Curriculum Vitae of the Candidates for the Members of the Company’s Board of
Gregory Hendra Lembong Candidate for Deputy President
Antonius Widodo Mulyono Candidate for Director
Lianawaty Suwono
As already mentioned by the chairman of the meeting, BCA is in accordance with the Regulation of the Financial Services Authority no. 14/POJK.03/2017 on the rehabilitation plan for systemic banks (hereinafter referred to as "OJK REGULATION on rehabilitation plans") systemic banks must prepare and submit such a rehabilitation plan to the Office for Financial Services ("OJK"). In accordance with paragraph 1 of Article 31 of the OJK REG on recovery plans, the systemic bank must update its recovery plan at least 1 (once) in 1 (one) year. The company has updated its rehabilitation plan as a systemic bank and has been registered with the Supervisory Board of the OJK, as can be seen from the letter of the OJK number S-13/PB.3/2022 dated February 7, 2022.
While updating and testing its recovery plan, the company found a change in the trigger level of profitability (ROA, ROE & BOPO) and Asset Quality (NPL Gross & Net) aspects based on the reverse stress test, the minimum capital adequacy (KPMM) ), a change in the trigger level of the Liquidity aspect in connection with the amendment of the Bank Indonesia Regulation on Rupiah Statutory Reserves (GWM), as well as the addition of a recovery option related to the liquidity aspect, namely credit transfer through assignment of claims (cessie). With the change in the trigger level and recovery options, in accordance with the provisions of Article 31, para. 2, in OJK REG on recovery plans, the revised recovery plan requires approval by GMS. Recovery options for the capital aspect, which include, among other things, the issuance of subordinated bonds, non-payment of dividends and non-extension of new loans.
Recovery options for the Liquidity aspect, namely by pledging/selling the securities owned, transferring credit through the assignment of receivables (cession), and using Bank Indonesia's Short-Term Liquidity Loans (PLJP). Recovery options for the Profitability aspect, which include taking actions for cost efficiency, increasing revenue and intensifying collection activities. Recovery options for the Asset Quality aspect, which include tightening of credit standards, proactive management of debtors likely to default and increasing credit rescue efforts.
