"A Method of Predicting Local Governments' Financial Distress by Using Ratio of Independence, Expenditure Conformity and Growth of Regional Revenue"

(1)

PROF. DR. KHAlIQ AHMAD Dean

IIUM Institute of Islamic Banking and Finance (1IiBF)

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This is to certify that

has presented a paper entitled

"A Method of Predicting Local Governments' Financial Distress by Using Ratio of Independence, Expenditure Conformity and Growth of Regional Revenue"

in the 4'" ASEAI\J International Conference on Islamic Finance (4'" AICIF)

organized by IIUM Institute of Islamic Banking and Finance (1IiBF) in collaboration with Univer.. itas Islam Negeri Sunan Kalijaga, Universitas Islam Sultan Agung (UNISSULAL

Universitas Darussalam Gontor (Uf\lIDAL Universiti Islam Sultan Sharif Ali (UNISSA) and Mindanao State University (MSU) on

6

^thDecember

2016 -

8^thDecember

2016

at Hotel Equatoriat Melaka, Malaysia

ASSOC.

Director

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4th ASEAN International Conference of Islamic Finance (4th AICIF)