Thanks to the presence of Allah swt, who always provides health, both physical and spiritual health, and enables the author to be able to complete this Job Training report. This Internship is one of the programs of the Bengal State Polytechnic, especially the Department of Business Administration, where all the students of the Bengal State Polytechnic must participate in applying new knowledge and experience to support the knowledge gained during the lectures. We hope that this report can increase creativity and knowledge by adding both writers and readers, the author would like to thank all those who have helped in the implementation of Job Training from the beginning of preparation to the proper preparation of this report.
Supriati, M.Si as Head of Department of Business Administration, Bengkalis State Polytechnic. Alkadri Perdana, B.IT., M.Sc as Apprenticeship Coordinator in the Department of Commercial Administration, Bengkalis State Polytechnic. Armita Novriana Rambe, M.Hum as Apprenticeship Supervisor, who always provided guidance and guidance during the writing of this report.
All Lecturers and Laboratory Assistants for the Department of Business Administration, especially Bengkalis State Polytechnic International.
INTRODUCTION
Background of the Apprenticeship
In 2009, Bengkalis Polytechnic together with YBI Bengkalis and Bengkalis Regency Government proposed an increase in status from PTS to PTN to the Ministry of National Education through the Directorate General of Higher Education. On February 9, 2011, Bengkalis Polytechnic together with YBI Bengkalis and Bengkalis Regency Government made a presentation to the Minister of Administrative Reforms and Bureaucratic Reforms to finalize the feasibility of Bengkalis Polytechnic. On July 29, 2011, Bengkalis State Polytechnic officially became a PTN with the name Bengkalis State Polytechnic through regulation of the Minister of National Education (Permendiknas) number 28 of 2011 regarding the establishment, organization and working procedures of Bengkalis State Polytechnic.
On December 26, 2011, the Bengkalis State Polytechnic was inaugurated by the Minister of Education and Culture of the Republic of Indonesia. The Department of Business Administration is one of the departments at the Bengkalis State Polytechnic. The International Business Administration study program is one of the study programs at the Bengkalis State Polytechnic campus that concentrates on the fields of Business Administration, Office Administration, Import-Export.
According to the curriculum of the Bengkalis State Polytechnic International Business Administration study program, every student who will finish his studies must complete an apprenticeship as determined by the decision of the Director of Bengkalis State Polytechnic in a special policy.
Purpose of the Apprenticeship
After completing the internship for 15 (fifteen) weeks, students must make an internship report as a form of accountability for each activity performed during the internship. Pegadaian Branch Pekanbaru City, Pekanbaru Regency which was held for 15 (fifteen) weeks from February 20, 2023 to June 20, 2023.
Significances of the Apprenticeship
In addition, the existence of cooperation between the world of education and the world of industry or business can make it easier for companies to find potential employees who are known to be qualified, committed and credible in carrying out an internship. For Bengkalis State Polytechnic: Obtain input from an organization or company on the capabilities and outcomes of apprentices in the working world.
GENERAL DESCRIPTION OF THE COMPANY
- Company History
- Vision and Mission
- Kind of Business
- Organization Structure
- The Working Process
- Document Used for Activity
7 In the early days of the Republic of Indonesia, the Pawnshop Bureau moved to Karanganyar, Kebumen due to the increasingly heated war situation. The post-independence Pawnshop Bureau returned to Jakarta and pawnshops were managed by the government of the Republic of Indonesia. A maintenance fee of 1 percent of the total loan amount will be charged for the loan ceiling below IDR.
Administration fee of IDR 70,000 and maintenance fee of 0.95 percent of the estimated value of the goods per month. The maintenance fee is 0.1 percent of the estimated value of the goods with a refund period of 5-60 days. The organizational structure that efficiently describes the tasks and responsibilities within a company so that cooperation within the company can be achieved effectively and efficiently. The organizational structure within a company or organization plays an important role in achieving the goals set and planned by the company.
The head of the Pekanbaru city department is responsible for coordinating existing policies in the company and monitoring and analyzing the work of each department or field.
SCOPE OF THE APPRENTICESHIP
Job Description
System and Procedure
Place of Apprenticeship
28 Table 3.4 is the activity table of the author's internship for the second week, namely the author's Services and Marketing department. 36 Table 3.8 is a table of the author's apprenticeship activities for one sixth week, namely the author's Services and Marketing section. This week the author is entering customer details into the pawnshop app, contacting customers who are past due or due, uploading evidence that you have contacted customers via WhatsApp at the link provided and filling in customer details applicable to the Arrum Loan E-Loan Whore.
Enter customer data in the pawn Marketing None Day/date Description of Activities Place of execution.
Kind and Description of the Activity
57 The picture above is an illustration of the author's auction bidding activities to customers, the auction bazaar itself is usually conducted by PT Pegadaian (Persero) Pekanbaru City Branch at a certain time and cannot be identified because the purpose of this bazaar activity is to sell auction items caused by customers who do not repay the submitted credit by the deadline and are determined to auction. The image above shows the author's activities in the day-to-day preparation and filing and recording of files such as disbursements, repayments, mortgage files, loss/damage letters and customer data files. The author will record, collect and archive the data daily and keep it in a safe at the end of each month.
And the author is required to check and ensure the completeness of the office's daily transaction data recapitulation to be checked by the Internal Control Unit (SPI). 58 The image above is a description of the author's current activity helping customers to use pantagent applications, where this application makes it easier for customers to make mortgage payments, top up gold, pay financing, credit and more. The image above is a description of the author's activities during the apprenticeship, namely filling in the Micro KUR customer data that has been expensed in Microsoft Ex.
The image above is an illustration of the author's activities when creating for BI Inspect. The picture above is a picture when the writer makes a phone call (telemarketing) to customers to provide information or offer products at PT. Usually, the writer does telemarketing to notify the customer to make loan payments that the customer is or will be due.
The image above is a description of the author's current activity entering customer data into the Prime application where the customer loan disbursement process is faster. The picture above is a picture of the author's activities when serving customers where the customer's Arrum E-Lån KUR has been paid out. The data will be recorded every day, compiled and archived by the author and will be stored in a safe at the end of each month.
And the writer is required to check and ensure that the office's daily transaction data summary is completed to be checked later by the internal control unit (ICU). For this reason, the author managed to become a forum to facilitate access to products and sales of PT.
CONCLUSIONS AND SUGGESTIONS
Conclusion
During the apprenticeship, the author experienced several obstacles, namely the author was overwhelmed with all the work that was given at once, because the interns only consisted of two people. Then the access time is very fast, so the writer must get rid of the hostel, because the distance between the hostel and the apprentice place is quite far, especially during the rainy season.
Suggestion
We hope that long-term good relations between students and company employees will be established. We hope that the company will be able to place students based on their areas of expertise. The company's accessibility to the Internet must be improved so that it does not hinder the work of employees, as they use online applications to achieve the company's goals more optimally.
It is hoped that in the future the department will provide advance reporting on apprenticeship activities undertaken by students. Vision And Mission of Pegadaian https://www.pegadaian.co.id/profil/visi-dan-misi., accessed on April 20, 2023. In addition, to make it easier to find differences between parties, since in this case several parties have the same name and date of birth, columns need to be added.
Pegadaian prepared and filed and recorded files such as disbursements, redemptions, mortgage files, loss/damage letters and customer data files on a daily basis. The BI Checking form is the form needed to look up the data or loan history of a prospective customer. Usually, the information obtained relates to the smooth operation of customers in paying installments and where customers still have outstanding loans.
So customers who still have installments at other bank locations can be seen and must pay first to be able to finance with PT. The data to be filled in is in the form of customer data, customer name, place of birth and date of birth, customer address, spouse's name, marriage certificate number, company name, company address, mobile phone number, KTP number, NPWP number, type of collateral, installment amount, installment length and so on . Pegadaian, where the main function and purpose is to facilitate the transaction of a pawnshop product for the community with the concept of sharing fees.
In addition, a pawnshop agent offers payment and top-up features such as top-up pulses and data packages, e-wallet, electricity payments, etc.
Application for Apprenticeship
Certificate of Carrying Out Apprenticeship
Attendance List of Apprenticeship
Apprenticeship assessment sheet
Statement of completion of Apprenticeship
Daily Apprenticeship Activities
With managers and employees of PT. Pegadaian (Persero) Branch of
