View of नर्मदा-झाबुआ ग्रामीण बैंक की ऋण प्रक्रिया के संबंध में हितग्राहियों के अभिमत का विश्लेषणात्मक अध्ययन

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Personal Credit Guarantee

Unsecured Clean

Credit

Secured

Loans

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Vol. 06, Issue 03, March 2021 IMPACT FACTOR: 7.98 (INTERNATIONAL JOURNAL) 17

Loans Procedure

Classification of Loans and Advances

Secured and Unsecured Loans Banking Regulation Act

“

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Unsecured :

Tangible Assets

Goods and Commodities

Margin

Short Term, Medium Term and Long Term Loans

Medium Term Loans

Long Term Loans

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Productive and Unproductive Loans



Productive Loans

Unproductive Loans



Consumer Loans

 Other

Classification

Date of Maturity

Straight Loan

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H1:

1

( )

Valid

60 30.0

64 32.0

28 14.0

48 24.0

Total 200 100.0

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2 2

( )

Vali d

52 26.0

62 31.0

60 30.0

26 13.0

Total 200 100.0

3 3

( )

Valid

140 70.0

20 10.0

40 20.0

Total ²⁰⁰ ^100.0

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70.0 10 20

H1 :

4 Model Summary

^b

Mo del

R R

Squar e

Adjuste d R Square

Std.

Error of the Estimate

Change Statistics Durbin- Watson R

Square Change

F Chan

ge

df1 df2 Sig. F Change

1 .822

^a

.675 .673 .60086 .675 411.3

73 1 198 .000 1.094

a. Predictors: (Constant), b. Dependent Variable:

4

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Vol. 06, Issue 03, March 2021 IMPACT FACTOR: 7.98 (INTERNATIONAL JOURNAL) 25 1. Aggrawal, H.N. (1977),"A Portrait of

Nationalized Banks", Inter-India Publication, Delhi.

2. Avadhani V.A. (1978), "Studies in Indian Financial System", Jaico Publishers, Bombay.

3. Bajpai S.R. (1960), "Methods of Social Survey and Research", Third Edition,Kitab Ghar, Delhi.

4. Bhat N.S.,(1988) “Aspect Of Rural Banking”, Commonwealth Publishers.

New Delhi, P.5.

5. Bapna M.S., (1989)“Regional Rural Banks in Rajasthan”, Himalaya Publishing House, Bombay, P.13 6. Verma M.L., (1988) “Rural Banking In

India”, Sole Distribution Rawat Publication, Jaipur, P.20.

1.

2.

3.

4.

5.

(2004)

6.

7.

8.

9.