Chapter 4: Data Analysis
4.1 Descriptive Analysis
- 44 - 4.1.1 Respondent Demographic Profile
Table 4.1: Targeted Respondents Details
States Frequency Valid Percentage Cumulative
Percentage
Johor 61 14.8% 14.8%
Kedah 28 6.8% 21.6%
Kelantan 18 4.4% 26.0%
Melaka 50 12.2% 38.2%
Negeri Sembilan 30 7.3% 45.5%
Pahang 26 6.3% 51.8%
Penang 37 9.0% 60.8%
Perak 44 10.7% 71.5%
Perlis 23 5.6% 77.1%
Sabah 20 4.9% 82.0%
Sarawak 11 2.7% 84.7%
Selangor 40 9.7% 94.4%
Terengganu 23 5.6% 100.0%
Total 411 100.0%
Source: Constructed from Questionnaire 411 Raw Data Figure 4: Targeted Respondents Details (Histogram)
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Source: Constructed from Questionnaire 411 Raw Data
According to Table 4.1 and Figure 4, both are the data of Respondent Demographic Profile from this research. The survey of “The Financial Satisfaction of Personal Retirement Planning among Malaysian Youth EPF Contributors during COVID-19 Pandemic” is distributed to 13 states of Malaysia. Based on the Table and Figure above, we can observe that the states are arranged according to alphabetical order for an easier reference. Johor has the most survey respondents which is 61 Youth EPF Contributors. The amount is followed by Melaka (50 respondents), Perak (44 respondents), Selangor (40 respondents), Penang (37 respondents), Negeri Sembilan (30 respondents), Kedah (28 respondents), Pahang (26 respondents), Perlis and Terengganu (each 23 respondents), Sabah (20 respondents), Kelantan (18 respondents) and Sarawak (11 respondents). In total, there are 411 respondents; 380 from West Malaysia and 31 from East Malaysia.
4.1.2 DV - FS
Table 4.2 Descriptive Statistics for DV - FS
Questions Mean SD
Statement FS1 4.058 0.811
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Statement FS2 3.891 0.874
Statement FS3 4.049 0.864
Statement FS4 4.073 0.786
Statement FS5 4.017 0.844
Statement FS6 4.024 0.819
Statement FS7 4.032 0.847
Source: Constructed from Questionnaire 411 Raw Data
Table 4.2 shows the Descriptive Statistics for DV which is FS. This is one of the main statistics of our research as this is the DV.
Statement FS4 (Refer to Appendix) has the largest mean value of 4.073, compared with other statements while statement FS2 (Refer to Appendix) shows the lowest mean of 3.891.
As for the Standard deviation (SD), statement FS2 (Refer to Appendix) has a value which is 0.874. Statement FS4 (Refer to Appendix) has the lowest value which is 0.786.
4.1.3 IV - RP
Table 4.3 Descriptive Statistics for IV - RP
Questions Mean SD
Statement RP1 3.732 0.826
Statement RP2 4.224 0.707
Statement RP3 4.380 0.743
Statement RP4 4.319 0.797
Statement RP5 4.146 0.803
Statement RP6 4.041 0.852
Source: Constructed from Questionnaire 411 Raw Data
Table 4.3 shows the Descriptive Statistics for IV which is RP. RP is one of the IVs out of three IVs in this research.
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Statement RP3 (Refer to Appendix) has the biggest mean value which is 4.380.
Conversely, statement R1 (Refer to Appendix) has the lowest mean of 3.732.
As for SD, RP6 (Refer to Appendix) has the highest SD value of 0.852; whereas statement RP2 (Refer to Appendix) has the lowest SD value of 0.707.
4.1.4 IV - FL
Table 4.4 Descriptive Statistics for IV - FL
Questions Mean SD
Statement FL1 3.781 0.811
Statement FL2 4.175 0.703
Statement FL3 4.399 0.752
Statement FL4 4.248 0.790
Statement FL5 4.197 0.772
Statement FL6 4.129 0.758
Statement FL7 4.168 0.737
Source: Constructed from Questionnaire 411 Raw Data
Table 4.4 indicates the Descriptive Statistics for IV which is FL. FL is one of the IVs, which have 7 related statements in the questionnaire for research purposes.
Highest mean value is statement FL3 (Refer to Appendix) which is 4.399. Lowest mean value is statement FL1 (Refer to Appendix), which is only 3.781.
Highest SD value is 0.811 which is statement FL1 (Refer to Appendix). The lowest SD is 0.703 which is statement FL2 (Refer to Appendix).
4.1.5 IV - FSB
Table 4.5 Descriptive Statistics for IV - FSB
Questions Mean SD
Statement FSB1 3.922 0.801
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Statement FSB2 4.328 0.702
Statement FSB3 4.426 0.732
Statement FSB4 4.307 0.757
Statement FSB5 4.217 0.786
Source: Constructed from Questionnaire 411 Raw Data
Table 4.5 indicates the Descriptive Statistics for IV which is FSB. FSB is the last IV, which has 5 related statements in the questionnaire for research purposes.
According to table 4.5, the highest mean value is 4.426 by the statement FSB3 (Refer to Appendix). The lowest mean value is 3.922 by the statement FSB1 (Refer to Appendix).
The highest SD value is 0.801 by statement FSB1 (Refer to Appendix). The lowest value of 0.702 is according to statement FSB2 (Refer to Appendix).
4.1.6 MV - EL
Table 4.6 Descriptive Statistics for MV - EL
Questions Mean SD
Statement EL1 4.017 0.815
Statement EL2 4.341 0.702
Statement EL3 4.423 0.755
Statement EL4 4.333 0.731
Statement EL5 4.292 0.723
Source: Constructed from Questionnaire 411 Raw Data
Table 4.6 shows the Descriptive Statistics for MV which is EL. EL is one of the three MVs in this research.
Statement EL3 (Refer to Appendix) has the biggest mean value of 4.423, whereas statement EL1 (Refer to Appendix) has the lowest mean value of 4.017.
Statement EL1 (Refer to Appendix) has the highest SD value of 0.815 according to the table 4.6. The lowest SD value is only 0.702 by statement EL2 (Refer to Appendix).
- 49 - 4.1.7 MV - IL
Table 4.7 Descriptive Statistics for MV - IL
Questions Mean SD
Statement IL1 4.041 0.790
Statement IL2 4.367 0.672
Statement IL3 4.482 0.674
Statement IL4 4.389 0.690
Statement IL5 4.331 0.696
Source: Constructed from Questionnaire 411 Raw Data
Table 4.7 shows the Descriptive Statistics for MV which is IL. There are 5 statements related to IL in the questionnaire for research purposes.
Based on table 4.7, the highest mean is 4.482 whereas the lowest is 4.041. The highest mean value is followed by statement IL3 (Refer to Appendix), whereas the lowest mean value is followed by statement IL1 (Refer to Appendix).
Based on table 4.7, the highest SD value is 0.790 where the lowest value is 0.672. The highest SD value is followed by statement IL1 (Refer to Appendix), whereas the lowest SD value is followed by statement IL2 (Refer to Appendix).
4.1.8 MV - AG
Table 4.8 Descriptive Statistics for MV - AG
Questions Mean SD
Statement AG1 4.080 0.774
Statement AG2 4.436 0.641
Statement AG3 4.533 0.659
Statement AG4 4.311 0.771
Statement AG5 3.976 0.834
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Source: Constructed from Questionnaire 411 Raw Data
The Descriptive Statistics for MV which is AG is presented by table 4.8. AG is the last MV associated with 5 related statements in the questionnaire for research purposes.
The highest mean value in table 4.8 is according to statement A3 (Refer to Appendix) which is 4.533. On the other hand, the lowest mean value in table 4.8 is according to statement AG1 (Refer to Appendix) which is 3.976.
Besides that, the highest SD value in table 4.8 is according to statement AG5 (Refer to Appendix) which is 0.834. Conversely, the lowest SD value in table 4.8 is according to statement AG2 (Refer to Appendix) which is 0.641.