Female 63.2%
Male 36.8%
Gender
10.5%
26.3%
63.2%
Student
0 5 10 15 20 25
Islam Christian Hindu Buddhism Other (Atheist)
Student
M al ay Ch in es e
In di an Bu m ip ut er a
Ot he r ( Su lu k) 15
10 5 0
Race
Year 3 65.8%
Year 2 21.1%
Year 1 10.5%
Year 4 2.6%
YES 84.2%
NO 7.9%
YES 57.9%
NO 34.2%
MAYBE 7.9%
40 30 20 10 0
Strongly disagree Disagree
Neutral Agree
Strongly agree
84.2%
86.8%
94.7%
94.7%
81.6%
BENEFITS OF ISLAMIC BANKING AND FINANCE
SATISFACTION OF ISLAMIC BANKING AND FINANCE
Yes Maybe No
This survey focuses on students' understanding of and willingness to utilize Islamic banking and financial products. This survey measures numerous criteria, including awareness, benefits,
quality, and satisfaction with Islamic banking and finance. There have been 38 completed responses to this survey.
DEMOGRAPHICS OF RESPONDENTS
The Perspectives of HE06 Students from Sarawak and Peninsular Malaysia at the Universiti of
Malaysia Sabah on Islamic Banking and Finance
Age
19-22 22-25 25 above
Religion Years of Academic
AWARENESS
You are familiar with Islamic banking system
You are aware of the products and
services that Islamic banks
provide.
You know the difference between Islamic
banking system and conventional
bank system.
You are aware that Islamic banking must follow to Islamic
laws.
Islamic banks are known in your
region.
MAYBE
5.3% NO
5.3%
According to this result, many students are aware of and familiar with Islamic banking and finance. Islamic banks are well-known in their region, with 78.9 % choosing yes.
Islamic banking, while
founded on Shari'a principles, is not limited to
Muslims.
Islamic banks offer a broader range
of services than conventional
banks.
For Islamic financial products, the compounding
of late payment charges is
banned.
Shariah principles forbid any transactions that support industries and
activities which are forbidden in
Islam.
Islamic finance is a
shariah- compliant product that is
fair for every financial transaction.
You are satisfied with the terms and conditions set by the Islamic banks.
You are satisfied with the assurance provided by Islamic banks on their
products.
You are satisfied with the security system Islamic banking and finance
has provided.
Islamic banking are acceptable among Muslims and non-Muslims.
I would consider engaging with Islamic banking and finance more in
the future.
The majority of students are satisfied with Islamic Banking and Finance. There are two questions, with 94.7 % of respondents
answering yes and none answering no.
Many students agree with the benefits of Islamic banking in this survey. They both agreed that Islamic banking is not limited to Muslims and is fair for all financial
transactions.
QUALITY OF ISLAMIC BANKING AND FINANCE
Islamic banking and finance are reliable
for customers.
Islamic banks provided sufficient
range of products and services to
customers.
Islamic banks have more advantage than conventional
banks.
Islamic banks offered more efficient services than conventional
banks
Islamic banking have secure system
for customers.
According to the findings, many students strongly agree and accept with the quality of Islamic Banking and Finance. This implies that Islamic banks are reliable, offer a sufficient range of products and services, and maintain secure systems.
Strongly agree 31.6%
Agree 57.9%
Neutral
10.5% Strongly agree 34.2%
Agree 44.7%
Neutral 18.4%
Disagree 2.6%
Agree 18.4%
Neutral 52.6%
Disagree 10.5%
Strongly agree 18.4%
Strongly agree 26.3%
Disagree 2.6%
Neutral 36.8%
Agree 34.2%
Strongly agree 47.4%
Neutral 7.9%
Agree 42.1%
Disagree 2.6%
AUTHORS BY:
LUQMAN BIN AWANG RADHECKA BINTI ROSLAN FATIMAH HERYANA-AN BINTI ANUAR
LIU XIAO XI LIU JIE
DAYANGKU ASLINAH ABD. RAHIM
MAYBE
7.9% NO
5.3%
YES 89.5%
YES 86.8%
MAYBE 7.9%
YES 78.9%
No 10.5%
MAYBE 10.5%
15
18 4
6 11
14 7
11
14
13
16
15 4
18
14 4
