Year 3 55.6%
Year 2 38.9%
Year 1 5.6%
Female 55.6%
Male 44.4%
Islam Christian
Hindu 75%
50%
25%
0%
0% 20%
50% Sarawak
Peninsular
STPM/Matriculation 61%
Diploma 16.7%
Others 16.7%
Foundation 5.6%
Ar-Rahnu Bank Islam
Bank Muamalat Tabung Haji 75%
50%
25%
0%
Yes 83.3%
Not sure 11.1%
Not sure 5.6%
No 94.4%
Not sure 77.8%
Yes 22.2%
No 5.6%
Not sure 22.2%
Yes 72.2%
Not sure 5.6%
Yes 94.4%
No 22.2%
Not sure 50%
Yes 27.8%
Not sure 16.7%
Yes 83.3%
Name one islamic financial institution in Malaysia that
you know. 12 respondent recognized Bank Islam as islamic financial institution in Malaysia at 67.7% and the percentage of the respondent
that wrote Ar-Rahnu, Bank Muamalat and Tabung Haji are 11.11%, 11.11% and 11.11%
respectively.
THE UNDERSTANDING OF ISLAMIC FINANCE & BANKING THE UNDERSTANDING OF ISLAMIC FINANCE & BANKING AMONG HE05 STUDENTS IN UNIVERSITI MALAYSIA SABAH AMONG HE05 STUDENTS IN UNIVERSITI MALAYSIA SABAH
(SARAWAK AND PENINSULAR) (SARAWAK AND PENINSULAR)
Respondent profile
Academic year
Age group
22-24 19-21
Gender
Religion
State/Hometown Latest qualification
General knowledge Are you familiar with Islamic Finance and Banking in Malaysia?
No 5.6%
From the chart above, most of the respondent is familiar with islamic finance and banking in Malaysia at 83.3%.
Only a slight percentage that chose No and Not sure answer.
Is it true that Islamic banking and finance is only available to
Muslims?
Sukuk is islamic bond. Is it possible for a non-Islamic company to issue
a Sukuk?
Is islamic banking needed because of justice and fairness?
The interest charged is referred to as Riba in Islamic
banking. Islam promotes a system of economics that
eliminates all sorts of exploitation. Is Riba prohibited in Islam?
Can Conventional banking and Islamic Banking be run
by the same authority in the same institution?
Islamic banking and finance is available to Muslims and Non-Muslim.
Based on the chart above, 94.4%
respondent chose No and we can conclude that most of the respondent is understand about the availability of islamic finance and banking.
Sukuk can be issued by non-islamic company. Most of the respondent not familiar with Sukuk and chose Not sure answer at 77.8%, while for the Yes answer is at 22.2%
Islamic banking needed because of justice and fairness. 72.2% of the respondent chose Yes, 5.6% of the respondent chose No and 22.2% of respondent chose Not sure.
Riba is prohibited in Islam. Most of the respondent (94.4%) chose Yes and only 1 person chose Not sure (5.6%).
Same authority in the same institution can run the conventional banking and islamic banking.
Do you think Islamic Banking as a sustainable
industry?
Islamic banking and finance is a sustainable industry. From the chart above, 83.3% of respondent is saying Yes and 16.7% of respondent is saying not sure for the question.
