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ISLAMIC BANKING AND FINANCE BASIC KNOWLEDGE OF ISLAMIC BANKING BANKING AND FINANCE AMONG SARAWAKIAN AND PENINSULAR (HE07) IN

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Female 63.4%

Male 36.6%

Peninsular 51.2%

Sarawakian 48.8%

Malay 41.5%

Others 24.4%

Chinese 19.5%

Indian 14.6%

Islam 56.1%

Christian 26.8%

Others 24.4%

Year 2 57.5%

Year 3 30%

Year 1 12.5%

0% 20% 40% 60%

Yes No Maybe

0% 10% 20% 30% 40%

Yes No Maybe

0% 10% 20% 30% 40% 50%

Yes No Maybe

Q5 : Do you know enough about Islamic Finance and Banking?

Q6 : Do you know the difference between Islamic Banking and conventional banking?

0% 25% 50% 75%

Yes No Maybe

0% 10% 20% 30% 40%

Yes No Maybe

0% 10% 20% 30% 40% 50%

Yes No Maybe

0% 10% 20% 30% 40% 50%

Yes No Maybe

RELIGION

ISLAMIC BANKING AND FINANCE BASIC KNOWLEDGE OF ISLAMIC BANKING BANKING AND FINANCE AMONG SARAWAKIAN AND PENINSULAR (HE07) IN

UNIVERSITY MALAYSIA SABAH

This survey investigates students' basic knowledge in Islamic banking and finance products. There are several aspect measured in this survey which is understanding, awareness, religious beliefs, and important of Islamic Banking and Finance. A total of

41 respondents have completed answering this questionnaire.

Demographic Question

GENDER STATE RACES

ACADEMICYEAR

Understanding Islamic Banking and Finance :

Q1 : Islamic finance is a method of financing that must adhere to Sharia law (Islamic Law). The term can also refer to investments that are permitted by Sharia law.

Q2 : In Islamic banking, all transactions must comply with Shariah, the legal code of Islam based on the teachings of the Quran.

Awareness :

Q3: Can Islamic banks Replace Traditional banks?

Q4 : Do you know how many Islamic banks there are in our country?

Q7 : Is Islamic Banking & Finance meant for Muslims only?

Religious Belief :

Q8 : Riba is allowed in Islamic Banking?

Q9 : Do you know Islamic banking was a system of banking that complies with Islamic law also known as Shariah Law?

0% 25% 50% 75% 100%

Yes No Maybe

0% 20% 40% 60%

Yes No Maybe

Importance of Islamic Banking and Finance :

Q10 : The foundation of the Islamic Banking model is based on a profit-sharing principle, whereby the risk is shared by the bank and the customer.

Q11 :Islamic banking and finance is useful?0% 10% 20% 30% 40%

Yes No Maybe

0% 20% 40% 60% 80%

Yes No Maybe

In conclusion, the overall results are quite satisfactory as most with the survey of the students know about the basic knowledge of Islamic banking and finance. So we need to further expand the basic knowledge of Islamic banking and finance. We are also looking for ways to further enhance knowledge so that people know the advantages of Islamic banking and finance.

Authors :

NUR SYAHIDA BINTI ABDUL RAJAK NURFAEN BINTI AHMAT@AHMAD

MUHAMMAD IKHWAN HAKIM BIN ZAMAKHSHARI MUHAMMAD JAZLIIZZUDDIN BIN JAMIL

JIANG PIJUN

PAUNISHA A/P GUNASAGARAN

MADAM DAYANGKU ASLINAH ABD.RAHIM

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