Respondent
Year 1 Year 2 Year 3 Year 4 40
30 20 10 0 respondent
0 20 40 60
18 - 20 21 - 23 24 - 26 27 and above
1 2 3 4 5
0 25 50 75 100
1 2 3 4 5
1 2 3 4 5
0 25 50 75 100
1 2 3 4 5
1 2 3 4 5
0 25 50 75 100
1 2 3 4 5
PERCEPTION OF ACCOUNTANCY STUDENTS PERCEPTION OF ACCOUNTANCY STUDENTS (HE02) OF FBEA, UNIVERSITI MALAYSIA SABAH (HE02) OF FBEA, UNIVERSITI MALAYSIA SABAH
TOWARDS KNOWLEDGE OF TOWARDS KNOWLEDGE OF
ISLAMIC BANKING AND FINANCE ISLAMIC BANKING AND FINANCE
This survey examines the student's understanding of Islamic banking and finance and its products, services, and awareness.
A total of 84 respondents have completed answering this questionnaire.
DEMOGRAPHY RESPONDENT
Gender
48.8%
FEMALE 51.2%
MALE
Latest Qualification
41.7%
22.6% STPM Matriculation
Diploma31%
4.8%
Asasi
Hometown
45.2%
Sarawak 54.8%
Penisular
Race
58.3%
Cina 13.1%
Indian
2.4%
Bidayuh
Year of Study Age
Knowledge & understanding
I have a good understanding about Islamic Banking and
Finance in Malaysia.
Islamic Banking and Finance services are provided for both Muslims and non-Muslims.
I think there is no difference between Islamic Banking and Finance services and other
commercial banks.
I think Islamic Banking and Finance gives higher profit on
investment
I know about the concept of economic choices in Islamic
Banking and Finance.
Products & Services
Islamic banking provides a wide range of products to best
serve the consumers.
The Islamic banking could provide lower-cost products and services compared to conventional banking.
I understand the procedures and regulations that are needed to be
followed in Islamic banking.
I know about Mudharabah (Profit Sharing) offered by Islamic banks.
Returns on Islamic bank deposit accounts are higher than returns
on conventional bank deposit accounts.
Awareness
There is a lack of public awareness in Malaysia about the
availability of Islamic Banking and Finance.
The information regarding Islamic Banking and Finance products on leaflets, brochures, and websites is
simple to understand.
The information regarding Islamic Banking and Finance products on leaflets, brochures, and websites is
simple to understand.
In contrast to non-Muslims, Muslims will be more aware of the meaning of fundamental terms used
in Islamic banking and finance.
I am aware of the Islamic banking products and Islamic financing
facilities that are available in Malaysia.
From the survey, 42% of students agree that Islamic Banking and Finance services are provided for Muslims and non - Muslims.
Thus, students have basic knowledge of the Islamic Banking and Finance
Around 38.1% of the respondent agree that they will aware of the Islamic banking products and Islamic financing facilities in
Malaysia.
34 out of 84 respondents (40.5%) agree that they understanding the procedures and regulations that are need to be followed in
Islamic banking.
AUTHORS BY
HII WEI LIN HON TING TING
LAETiCIA BONG SZE ENN WANG XIANG YI
WONG LI RU
DAYANGKU ASLINAH BINTI ABD RAHIM
6.0%
Bumiputera
20.2%
Melayu
9.52%
71.43%
17.86%
1.19%
19.05% 20.24%
41.67%
19.05%
5 = Sangat Setuju / Strongly Agree 4 = Setuju / Agree 3 = Neutral / Neutral 2 = Tidak Setuju / Disagree 1 = Sangat Tidak Setuju / Strongly Disagree
