PDF 18 Group Islamic Banking and Finance"

main principle emphasised in islamic banking is usury

Riba or also known as interest on debt is prohibited in Islam. The highest number of choices is yes followed by perhaps the least is against, this question is one of the main features of Islamic banking. Most students choose to correctly state that the prohibition of interest on Islamic banking debt is something that most students understand.

Islamic banking and finance operates in accordance with Sharia law

Riba or also known as interest on debt is prohibited in Islam. The highest number of choices is yes followed by perhaps the least is against, this question is one of the main features of Islamic banking. Most students choose to correctly state that the prohibition of interest on Islamic banking debt is something that most students understand.

Islamic banking is free Riba (interest)

We want to know whether students know that Islamic banks are managed by Sharia, and 60% of them The students chose yes, 33.3% of the students chose maybe, and the least was no 6.7%.

The establishment of the Islamic financial system

RESPONDENT PROFILE

MAYBE 53.3%

NO 30%

YES 16.7%

Islamic banking is free Riba (interest)

Islamic banking was established with one main objective which is to provide alternatives in banking services to Muslims

“INTERNATIONAL STUDENTS OF FBEA AT UNIVERSITI MALAYSIA SABAH PERSPECTIVES ON

ISLAMIC BANKING AND FINANCE”

gender ,age and religion

whether or not there is Islamic banking in their country

Most of the students chose yes, 50% chose yes, 36.7%

chose maybe, 13.3% chose no, ask this question It can allow us to effectively understand whether the

characteristics of Islamic banks are understood.

Islamic banking was established with one main objective which is to provide

We want to know if there is a conflict with Islamic banks in the face of religion. At this time Those who chose yes accounted for a minority of 13.3%. No and maybe people both accounted for 43.3%. In the collection of answers to this question, it can be seen that there are not too many religious reasons for the choice of banks

18 GROUP

Generally speaking, the data from the previous survey shows that the students participating in the survey have limited understanding of Islamic banking, whether it is fulfilling obligations in accordance with Sharia law or the business direction of Islamic banking. The difference from ordinary banks is that international I don’t know much about it as a

student. Although everyone may be using Islamic banking, because they don’t know much about Islamic banking business and management, they are still conservative and are reluctant to share it with friends.

1. NOR SAFIKAH SAHIRAH BINTI ZAINI 2. MOHD KAHAR BIN MAHALIL

3.MA HAI SEN 4.CUU YONGTAO

5.YAN KE

6. MUHAMMAD BAGAS ARIYAHYA Dayangku Aslinah Abd. Rahim

7.