HBT^^ /
4.3. Comparison statistics of respondent data
Comparison Statistics Gender: Demographics
Respondent Age Group: Question 2* and Respondent Gender: Question 1*
Table 4-27: Question 1 and 2
% of Total
Q2 : Respondent Age Group
2 1 - 2 5 years 26 - 30 years 3 1 - 3 5 years 36 - 40 years 41 - 45 years 46 - 50 years 51 - 55 years Total
Q1 Respondent Gender Female
0.0 6.7 20.0 13.3 2.2 2.2 0.0 44.4
Male 0.0 4.4 24.4
16.7 7.8 1.1 1.1 55.6
Total 0.0 11.1 44.4 30.0 10.0 3.3 1.1 100
The above table reveals comparative descriptive results of respondent age groups as per gender.
UKZN MBA dissertation students: Question 3* and Respondent Gender: Question 1*
Table 4-28: Question 1 and 3
% of total
Q3 Are you an UKZN MBA dissertation student
Yes
No
Total
Q1: Respondent Gender Female
44.4
0.0 44.4
Male
55.6
0.0 55.6
Total (%)
100.0
0.0 100.0
The above table reveals comparative descriptive results of respondent qualifying criteria UKZN MBA dissertation students) as per gender.
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Respondent Population group - Question 4* and Respondent Gender- Question 1*
Table 4-29: Question 1 and 4
% of total
Q4: Respondent population group
Black Coloured Indian White Total
Q1: Respondent Gender Female
13.3 1.1 22.2
7.7 44.4
Male 20.0 1.1 22.2 12.2 55.6
Total 33.3 2.2 44.4 19.9 100
The table below presents comparative descriptive results of respondent population groups as per gender.
Respondent Employment status - Question 5* and Respondent Gender: Question 18*
Table 4-30: Question 1 and 5
% of Total
Q5: Respondent Employment status
Employed by the government Employed by a corporate
Employed in a family business
Consultant Self employed Employed on a part time basis
Total
Q1: Respondent Gender Female
8.0 26.7
2.2 3.4 3.3 0.0 44.4
Male 14.0 32.2 1.1 3.3 3.4 1.1 55.6
Total 23.0 58.9 3.3 6.7 6.7 1.1 100.0
The above table reveals comparative descriptive results of respondent household net monthly income as per gender.
L Nunan© MBA Dissertation
Household net monthly income: Question 6 and Respondent Gender: Question 1 Table 4-31: Question 1 and 6
% of Total
Q6: The total monthly net income to my household is approximately
R O - R 10 000 R 11 0 0 0 - R 15 000
R 16 0 0 0 - R 20 000
R 21 000 - R 30 000
R 31 000 - R 40 000
Above R 100 000 Total
Q1 : Respondent Gender Female
1.1 2.2 6.6 15.5 17.7 1.1 44.4
Male 0.0 1.1 5.5 13.3 32.2 3.3 55.6
Total 1 3 12 29 51 4 100.0
The above table reveals comparative descriptive results of respondent income group as per gender.
Respondent household adult composition: Question 8.1* and Respondent Gender: Question 1*
Table 4-32: Question 1 and 8.1
% of Total
Q8.1 : Your household including you consists of Number of adults
1 2 3 4 5 Total
Q1: Respondent Gender Female
4.4 23.3 13.3 2.2 1.1 44.4
Male 4.4 36.7
6.7 4.4 3.3 55.6
Total
8.9 60.0 20.0 6.7 4.4 100.0
The above table reveals comparative descriptive results of respondent household adult composition as per gender.
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Respondent household dependents: Question 8.2 and Respondent Gender: Question 1 Table 4-33: Question 1 and 8.2
% of Total
Q8.2 : Your household including you consists of Number of dependents
0
1 •
2 3 4 5 6 7 Total
Q1: Respondent Gender Female
21.1 10.0 6.7 5.6 0.0 0.0 0.0 1.1 44.4
Male 15.6 11.1 15.6 5.6 2.2 4.4 1.1 0.0 55.6
Total 36.7 21.1 22.2 11.1 2.2 4.4 1.1 1.1 100.0
The above table reveals comparative descriptive results of respondent household dependent composition as per gender.
L Nunan© MBA Dissertation
Comparison Statistics: Gender and Investment Strategies Respondent Preferences:
Respondent Gender: Question V and:
Question 10* I would rather take the risk of investing on my own than trust an investment broker
Cross tabulation Table 4-34: Q1 and Q10 Count
QUESTION: 10: I would rather take the risk of investing on my own than trust an investment broker
1 2 3 4 5 6 7 8 9 10 Total
QUESTION: 1 : Respondent Gender Female (1)
2 2 2 2 0 7 4 12 5 4 40
Male (2) 8 0 4 7 0 6 4 9 7 5 50
Total
10 2 6 9 0 13 8 21 12 9 90
Question 11 *: It is likely that I would first invest in a government bond.
Cross tabulation Table 4-35: Q1 andQ11 Count
QUESTION: 11: It is likely that I would first invest in a government bond.
1 2 3 4 5 6 7 8 9 10 Total
QUESTION: 1 : Respondent Gender Female
10 5 1 3 0 7 4 3 3 4 40
Male 12
8 8 3 0 10 0 5 1 3 50
Total 22 13 9 6 0 17 4 8 4 7 90
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*Question 12:1 would rather invest in the shares of a private business than a public company Cross tabulation
Table 4-36: Q1 and Q12 Count
QUESTION: 12: I would rather invest in the shares of a private business than a public company
1 2 3 4 5 6 7 8 9 10 Total
QUESTION: 1 : Respondent Gender Female
2 1 6 1 0 12 4 8 3 3 40
Male 7 2 2 5 6 0 10 4 7 7 50
Total 9 3 8 6 6 12 14 12 10 10 90
The above also measures risk aversity
*Question 13:1 would likely spend money on a guaranteed investment return than any blue chip share Cross tabulation
Table 4-37:Q1 and Q13 Count
QUESTION: 13: I would likely spend money on a guaranteed investment return than any blue chip share
1 2 3 4 5 6 7 8 9 10 Total
QUESTION: 1 : Respondent Gender Female
7 5 2 1 0 8 4 7 3 3 40
Male 8 6 3 7 0 11 8 9 1 3 50
Total 15 11 5 8 0 19 12 16 4 6 90
The above also measures risk aversity
L Nunan© M B A Dissertation
*Question 17: How likely are you to invest in the property market?
Cross tabulation Table 4-38: Q1 and Q17 Count
QUESTION: 17: How likely are you to invest in the property market
1 2 3 4 5 6 7 8 9 10 Total
QUESTION: 1 : Respondent Gender Female
1 1 1 0 1 2 3 5 7 20 40
Male 0 2 4 0 7 0 2 4 11 19 50
Total 1 2 5 0 8 2 5 9 18 39 90
*Question 18: How likely are you to invest in the stock exchange?
Cross tabulation Table 4-39: Q1 and Q18 Count
QUESTION: 18: How likely are you to invest in the stock exchange?
1 2 3 4 5 6 7 8 9 10 Total
QUESTION: 1 : Respondent Gender Female
1 3 3 2 5 3 3 8 2 10 40
Male 5 2 5 1 7 3 5 6 6 10 50
Total 6 5 8 3 12 6 8 14 8 20 90
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L Nunan© MBA Dissertation
*Question 19:1 am likely to invest in retirement annuities Cross tabulation
Table 4-40: Q1 andQ19 Count
QUESTION: 19: I am likely to invest in retirement annuities
1 2 3 4 5 6 7 8 9 10 Total
QUESTION: 1 : Respondent Gender Female
1 7 4 3 9 3 5 4 2 2 40
Male 9 5 7 3 4 0 7 6 3 6 50
Total 10 12 11 6 13 3 12 10 5 15 90
*Question 20:1 am likely to invest in unit trusts Cross tabulation
Table 4-41: Q1 and Q20 Count
QUESTION: 20: I am likely to invest in unit trusts
1 2 3 4 5 6 7 8 9 10 Total
QUESTION: 1 : Respondent Gender Female
6 1 2 4 5 2 7 5 4 4 40
Male 5 2 9 5 11 2 9 4 1 2 50
Total 11
3 11 9 16 14 16 9 5 6 90
L Nunan© MBA Dissertation
Respondent Objectives:
Respondent Gender: Question 1 * and:
*Q14:1 have an insurance policy only because it is required in order for my home loan to be granted Cross Tabulation:
Table 4-42: Q1 and Q14 Count
Q14: I have an insurance policy only because it is required in order for my home loan to be granted
1 2 3 4 5 6 7 8 9 10 Total
Q1: Respondent Gender female
9 3 1 0 0 4 2 7 3 11
male 10
4 3 4 0 4 4 4 4 13
Total 19
7 4 4 0 8 6 11 7 24
*Q15:1 have an insurance policy only because of my employer's employment policy Cross Tabulation:
Table 4-43: Q1 and Q15 Count
Q15: I have an insurance policy only because of my employer's employment policy
1 2 3 4 5 6 7 8 9 10 Total
Q1: Respondent Gender female
5 3 1 0 . 0
6 1 5 6 13 40
male 4 0 2 1 0 4 7 7 6 19 50
Total 9 3 3 1 0 10 8 12 12 32 90
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*Q16:1 would not invest in a pension fund if it were not compulsory at my place of work Cross Tabulation:
Table 4-44: Q1 and Q16 Count
Q16: I would not invest in a pension fund if it were not compulsory at my place of work
1 2 3 4 5 6 7 8 9 10 Total
Q1: Respondent Gender female
4 1 0 2 0 5 1 7 8 12 40
male 1 1 4 1 0 3 1 4 10 25 50
Total 5 2 4 3 0 8 2 11 18 37 90
*Q21: As you get older are you going to spend more or less on your investments Cross Tabulation:
Table 4-45: Q1 and Q21 Count
Q21: As you get older are you going to spend more or less on your investments
1 2 3 4 5 6 7 8 9 10 Total
Q1: Respondent Gender
female 1 1 2 5 7 2 4 4 4 10 40
male 5 1 4 3 4 1 10 8 6 8 50
Total 6 2 6 8 11 3 14 12 10 18 90
L Nunan© M B A Dissertation
Respondent Expectations:
Respondent Gender: Question 1 *
Q12*: I would rather invest in the shares of a private business than a public company Cross Tabulation:
Table 4-46: Q1 and Q12 Count
Q12: I would rather invest in the shares of a private business than a public company
1 2 3 4 5 6 7 8 9 10 Total
gender female 1 2 3 4 5 6 7 8 9 10
40
male 2 1 6 1 0 12 4 8 3 3 50
Total 7 2 2 5 6 0 10 4 7 7 90
*Q13:1 would likely spend money on a guaranteed investment return than any blue chip share Cross Tabulation:
Table 4-47: Q1 and Q13 Count
Q13: I would likely spend money on a guaranteed investment return than any blue chip share
1 2 3 4 5 6 7 8 9 10 Total
Q1: Respondent Gender
Female 1 2 3 4 5 6 7 8 9 10
40
male 7 5 2 1 0 8 4 7 3 3 50
Total 8 6 3 7 0 11 8 9 1 3 90
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Respondent Constraints:
Respondent Gender: Question 1 * and
*Q22: If I had more children or dependants my propensity to invest will increase Cross Tabulation:
Table 4-48: Q1 and Q22 Count
Q22: If I had more children or dependants my propensity to invest will increase
1 2 3 4 5 6 7 8 9 10 Total
Q1: Respondent Gender Female
1 2 3 4 5 6 7 8 9 10 40
male 4 7 4 2 6 1 8 4 2 2 50
Total 7 9 7 1 11 7 3 4 1 4 90
*Q24: /f my income increased I would be less cautious in my investment strategy Cross Tabulation:
Table 4-49: Q1 and Q24 Count
Q24: If my income increased I would be less cautious in my
investment strategy 1
2 3 4 5 6 7 8 9 10 Total
Q1: Respondent Gender female
2 3 2 3 2 6 2 8 3 9 40
male 9 5 5 2 6 0 3 9 4 7 50
Total 11
8 7 5 8 6 5 17 7 16 90
L Nunan© MBA Dissertation
*Q25: If I got a new job I would increase the number of my investments Cross Tabulation:
Table 4-50: Q1 and Q25 Count
Q25: If I got a new job I would increase the number of my investments
1 2 3 4 5 6 7 8 9 10 Total
Q1: Respondent Gender female
9 4 2 2 10 5 2 3 2 1 40
male 11
4 9 5 10 2 3 3 0 3 50
Total 20
8 11 7 20 7 5 6 2 4 90
*Q26: If my income doubled I would increase the amount of money I invest Cross Tabulation:
Table 4-51: Q1 and Q26 Count
Q26: If my income doubled I would increase the amount of money I invest
1 2 3 4 5 6 7 8 9 10 Total
Q1: Respondent Gender female
14 9 5 3 2 0 0 1 2 4 40
male 24 11 3 1 1 0 3 2 1 4 50
Total 38 20 8 4 3 0 3 3 3 8 90
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Respondent Risk Aversity:
Respondent Gender: Question 1 * and
*Q9: If I made my investment decisions on my own I would take greater risks Cross Tabulation:
Table 4-52: Q1 and Q9 Count
Q9 : If I made my investment decisions on my own I would take greater risks
1 2 3 4 5 6 7 8 9 10 Total
Q1: Respondent Gender female
5 4 4 2 0 14 2 5 0 4 40
male 1 1 4 6 0 15 9 9 1 4 50
Total 6 5 8 8 0 29 11 14 1 8 90
*Q23: To what degree are you scared to invest?
Cross Tabulation:
Table 4-53: Q1 and Q23 Count
Q23: To what degree are you scared to invest?
1 2 3 4 5 6 7 8 9 10 Total
Q1: Respondent Gender Female
4 7 2 6 10 5 1 4 1 0 40
male 6 3 7 5 14 2 5 7 0 1 50
Total 10 20 9 11 14 7 6 11 1 1 90
Q10, Q12, Q13 and Q24 also measure risk aversity.
I. NunanO MBA Dissertation