Laporan Pelaksanaan GCG Bank Mestika Tahun 2010
2. Based on the companies articles of association
a. The Board of Directors has the right to represent the company at the court of law and outside of it, associates with other parties and other parties with the company.
b. Each Board of Directors’ member must have a good will to do his duty and obey current regulations.
c. Board of Directors is acting on behalf of company on inside and outside the court in every occasion and case related to company and other parties as well as taking care of action regarding ownership and management, however for these following cases, it is still necessary to have written authorization from Board of Commissioners:
i. Borrow or to lend sum of money equivalent or same as Rp 25 000 000 000 (twenty five billion rupiah) on behalf of company (Notincluding withdraw money from the bank);
ii. Establish a new company or join into other company either in the country or abroad. ; iii. Purchase and Sell or transfer fixed assets’
right or company guarantee, foreclose company’s property as guarantee which value minimum Rp 5 000 000 000 (five billion) or higher, but notmore that 50% from company asset;
iv. Legal Act to forward or to release right of make it guarantee of all loans or as most of company’s property in one book, either in one transaction or several transactions, independently or related to one to another, should get approval General Meeting of Shareholders where the attendance should be representative of 75% of total share or vote.
3. In Accordance with PBI No.5/8/PBI/2003 regarding Implimentation of Risk Management on a Private Bank.
Board of Commissioners conduct these following Intensive monitoring on Risk Management :
a. Formule Policies and Strategic Risk Management . b. Responsibilities on the implementation of risk
management and exposed risks.
c. Evaluate, Decide transaction that require approval from Board of Director.
Laporan Pelaksanaan GCG Bank Mestika Tahun 2010
Highlights on GCG Implementation Report of Bank Mestika 2010
Composition of Board of Directors in 2010 President Director : Achmad S. Kartasasmita Vice President Director : Hendra Halim
Director of Operational : Leo Setia Director of General Affairs : Yusri Hadi Director of Compliance : Andy
Tabel 3. Composition of Board of Directors in 2010.
e. Meningkatkan kompetensi SDM.
f. Memastikan fungsi Manajemen Risiko telah beroperasi secara independen.
g. Kaji ulang keakuratan metode risiko, kecukupan implementasi SIM serta ketepatan kebijakan, prosedur dan penetapan limit risiko.
4. Berdasarkan PBI No.8/4/PBI/2006 serta perubahannya No.8/14/PBI/2006 tentang Pelaksanaan GCG:
a. Direksi bertanggung-jawab penuh atas pelaksanaan kepengurusan Bank.
b. Direksi wajib mengelola Bank sesuai dengan kewenangan dan tanggung-jawabnya sebagaimana diatur dalam Anggaran Dasar dan peraturan perundang-undangan yang berlaku.
c. Direksi wajib melaksanakan prinsip-prinsip GCG dalam setiap kegiatan usaha Bank pada seluruh tingkatan atau jenjang organisasi.
d. Direksi wajib menindak-lanjuti temuan audit dan rekomendasi dari SKAI Bank, Auditor eksternal, hasil pengawasan Bank Indonesia dan/atau hasil pengawasan otoritas lain.
e. Direksi wajib mempertanggung-jawabkan pelaksanaan tugasnya kepada pemegang saham melalui RUPS.
f. Direksi wajib mengungkapkan kepada pegawai kebijakan Bank yang bersifat strategis di bidang kepegawaian.
g. Direksi wajib menyediakan data dan informasi yang akurat, relavan, dan tepat waktu kepada Dewan Komisaris.
h. Pelaksanaan prinsip-prinsip GCG dalam setiap kegiatan usahanya termasuk pada saat penyusunan visi, misi, rencana strategis, pelaksanaan kebijakan, dan langkah-langkah pengawasan internal pada seluruh tingkatan atau jenjang organisasi diwujudkan dalam :
i. Pelaksanaan tugas dan tanggung jawab Dewan Direksi.
ii. Kelengkapan dan pelaksanaan tugas komite-komite dan satuan kerja yang menjalankan fungsi pengendalian intern bank.
iii. Penerapan fungsi kepatuhan, auditor internal dan auditor eksternal.
iv. Penerapan manajemen risiko, termasuk sistem pengendalian intern.
v. Penyediaan dana kepada pihak terkait dan penyediaan dana besar.
vi. Rencana startegis Bank.
vii. Transparansi kondisi keuangan dan non keuangan Bank.
e. Improve Human Resources Management . f. Ensure function of Risk Management have been
operated independently.
g. Study accurancy of risk management method, sufficient implementation SIM as well as accurancy of policy, procedure and risk limit statement.
4. In accordance with PBI No.8/4/PBI/2006 and its amendment No. No.8/14/PBI/2006 regarding GCG implementation:
a. Board of Directors is fully responsible for Bank Management.
b. Directors are responsible to manage the Bank in accordance with their authority and responsibility indicated in General Budget and current standard regulations.
c. Directors are responsible to execute GCG principles in each activity in the Bank in every level and organization.
d. Directors are responsible to follow up internal audit’s finding and recommendation of BANK SKAI, eksternal audit, Bank Monitoring result, and or result of mentoring from other authorities.
e. Directors are responsible to conduct its duties to shareholders at General Meeting of Shareholders (RUPS).
f. Directors are responsible to explain to employees strategic and human resources policies of Bank.
g. Directors are responsible to provide accurate, relevant, and on time information and data to Board of Commissioner.
h. Implementations of GCG principles in every business actions as well as in setting up vision, mission and strategic plan, policy execution, and internal monitoring actions in every level in organization to realize these following actions :
i. Implementation of Duties and Responsibilities of Board of Directors.
ii. Completeness and execution of committes’s duties and working force unit in carrying out internal bank management.
iii. Implementation of compliance action, including internal and external .
iv. Implementation of risk management including internal control.
v. Fund Provision to related parties and large amount of fund provision.
vi. Bank’s Strategic Plan.
vii. Transparency of financial condition and no financial of the Bank.
c. Frekuensi Penyelenggaraan Rapat Dewan Direksi
Tabel 4. Rapat Dewan Direksi sepanjang Tahun 2010.
c. Frequency of Board of Directors Meeting
Rapat Dewan Direksi Sepanjang Tahun 2010
No. Tanggal Perihal *Achmad S.
Kartasasmita Hendra
Halim Leo
Setia **Yusri
Hadi Andy
1. 25-Feb-10 Evaluasi rencana kerja Januari 2010, Pengangkatan Direktur Umum Bank Mestika Dharma, Kelanjutan Pencalonan Presiden Direktur Bank Mestika. , Pencalonan Komisaris Independen Bank Mestika Dharma.
Appointment of new Director of General Affairs Bank Mestika Dharma, continue to propose candidate Bank Mestika President Director.
Candidate proposal of Independent Commissioners of Bank Mestika Dharma.
√ √ √
2. 30-Mar-10 Evaluasi rencana kerja Februari 2010, Struktur Organisasi, Pembukaan KCP Cemara dan Pancing.
Action Plan evaluation Feb 2010, Organization Structure of opening new branch office Cemara and Pancing.
√ √ √ √
3. 27-May-10 Evaluasi rencana kerja KPO April 2010, Service Excellent, Pemberian Kredit
Action plan KPO April 2010, Service of Excellence, Credit Allocation.
√ x √ √
4. 25-Jun-10 Evaluasi rencana kerja bulan Mei 2010 Peningkatan pelayanan dan penambahan fasilitas ATM. Rotasi Pimpinan Cabang.
Action Plan May 2010. To improve customer service and addition of ATM facilities. Rotation of Head of Branch Office.
√ √ √ √
5. 7-Sep-10 Penyampaian hasil exit meeting Bank Indonesia kepada BP Achmad S. Kartasasmita Presentation of Exit Meeting Bank Indonesia result Indonesia to BP Achmad S. Kartasasmita.
√ √ √ √ √
6. 12-Okt-10 Peningkatan Kinerja SDM Bank.
Improve Bank Human Resources Performance.
√ √ √ √ √
7. 4-Nov-10 Perkembangan penerapan GCG Improve GCG implementation.
√ √ √ √ √
8. 23-Nov-10 Performance Base Management. √ √ √ √ √
9. 30-Nov-10 Pembahasan Struktur Organisasi untuk 5 tahun ke depan.
Discussion on Organization Structure for the next 5 years.
√ x √ √ √
10. 15-Des-10 Gaji dan Bonus Karyawan Tahun 2010 Employee 's Salary and Bonus 2010.
√ √ √ √ √
11. 21-Des-10 Pembahasan Gaji Karyawan.
Employee Salary Discussion .
√ √ √ √ √
Total Kehadiran/Amount Attendence 7 10 10 10 11
Keterangan/Notes :
√ = Hadir/Present X = Tidak Hadir/Absent
* Achmad S. Kartasasmita, sesuai dengan persetujuan Bank Indonesia, efektif menjadi Presiden Direktur Bank Mestika sejak 25 Agustus 2010.
Laporan Pelaksanaan GCG Bank Mestika Tahun 2010
Highlights on GCG Implementation Report of Bank Mestika 2010
Tabel 4. Board of Directors Meeting in 2010 .
Board of Directors Meeting in 2010 .
d. Komite-Komite
Dalam meningkatkan efektifitas dan efisiensi tugas Direksi, maka Bank memiliki 4 (empat) Komite lainnya, yaitu: