Laporan Pelaksanaan GCG Bank Mestika Tahun 2010
2. On the basis of the bank articles of association i. In executing their duties to supervise and give directive
to the board of directors, the Board of Commissioners has the right any time during office hours to enter the office building and yard or another premis which is used or controlled by the company, and has the right to examine the book keeping. Letters and other evidence and other matters, and known all actions taken by the Board of Directors (article 15 part 1).
ii. In carrying out their duties the Board of Commissioners has the right to get explanation from the Board or Board Members concerning any matters required by commissioners (article 15 part 2 ).
iii. The Board of Commissioners is charged with the task of managing companies affairs in the event that all members of the board of directors are terminated temporarily or the company does nothave any directors at all. Under task circumstances the Board of Commissioners is entitled to give temporary power to one or more commissioners at the expenses of the board of commissioners (article 15 part 3).
iv. In case of there is only one member of Board of Commissioners, all duty and authority will be given to Chairman of The Board of Commissioners or its member in basic allocation, and this is applied as indicated (article 15 part 4).
v. Director’s action need approval from The Board of Commissioners are as follows:
a) To give or receive a loan amounting Rp 25.000.000.000 (twenty five billion rupiah).
(article 12, part 1.a).
b) Establish a new company and or join other company (article12 part1. b).
c). To purchase/sell or to change the right of fixed assets of the company, to appoint company as guanrantee amounting 5 billion rupiah or more and no more than 50% of company assets (article 12, part 1.c).
3. Based on PBI No. No.5/8/PBI/2003 having been amended to PBI No. PBI No.11/25/PBI/2009 (article 6).
Active Monitoring of Board Of Commissioners implementation of Risk Managements are as follows:
i. Approve and evaluate Risk Management Policies.
ii. Evaluate Directors accountability on risk management policy implementation.
iii. Mengevaluasi dan memutuskan permohonan Direksi yang berkaitan dengan transaksi yang memerlukan persetujuan Dewan Komisaris.
4. Berdasarkan PBI No.8/4/PBI/2006 serta perubahannya PBI No.8/14/PBI/2006 tentang Pelaksanaan GCG bagi Bank Umum sebagi berikut:
i. Dewan Komisaris wajib memastikan terselenggaranya pelaksanaan GCG dalam setiap kegiatan usaha Bank pada seluruh tingkatan atau jenjang organisasi (pasal 9 ayat 1).
ii. Dewan Komisaris wajib melaksanakan pengawasan terhadap pelaksanaan tugas dan tanggung jawab Direksi, serta memberikan nasihat kepada Direksi (pasal 9 ayat 2).
iii. Dalam melakukan pengawasan sebagaimana dimaksud poin b di atas, Komisaris wajib mengarahkan, memantau dan mengevaluasi pelaksanaan kebijakan strategis Bank (pasal 9 ayat 3).
iv. Dewan Komisaris wajib memastikan bahwa Direksi telah menindaklanjuti temuan audit dan rekomendasi dari SKAI Bank, auditor eksternal, hasil pengawasan Bank Indonesia dan/atau hasil pengawasan otoritas lain (pasal 10).
v. Mengajukan calon Akuntan Publik kepada Rapat Umum Pemegang Saham. (pasal 52 ayat 2),
vi. Dewan Komisaris wajib memberitahukan kepada Bank Indonesia paling lambat 7 (tujuh) hari kerja sejak ditemukannya (Pasal 11) :
a. Pelanggaran peraturan perundang-undangan di bidang keuangan dan perbankan.
b. Keadaan atau perkiraan keadaan yang dapat membahayakan kelangsungan usaha bank.
Tugas dan tanggung jawab Dewan Komisaris di atas telah diatur dalam SK Bank Mestika No.22/SK-BMD/2010 yakni mengenai Pedoman dan Tata Tertib Kerja Dewan Komisaris. Di dalam pedoman tersebut dijelaskan mengenai tugas dan wewenang Dewan Komisaris, tata tertib kerja anggota Dewan Komisaris, perihal khusus dan rapat Dewan Komisaris.
iii. Evaluate and make a decision on Director Request in respect of transaction that require commissioners approval.
4. Based on PBI No.8/4/PBI/2006 and its amendement PBI .8/14/PBI/2006 on GCG implementation by private bank:
i. The Board of Commissioners is obliged to ensure the implementation of Good Corporate Governance in each activity of the Bank on all level or position in the organization (article 9 part 1).
ii. Board of Commissioners is responsible to conduct monitoring on implementation of Duties and Responsibilities of Directors, as well as giving advisory to Directors (article 9 part 2).
iii. Board of Commissioners is responsible to conduct monitoring on implementation of Duties and Responsibilities of Directors, as well as giving advisory to Directors (article 9 part 2).
iv. Board of Commissionnairs is responsible to ensure that Board of Directors have followed up audit’s finding and recommendation from SKAI,Eksternal Auditor, Monitoring result of of Bank Indonesia auditor eksternal, hasil pengawasan Bank Indonesia and or monitoring from other authoriry (article 10).
v. Recommend candidate of Public Accountant to General Meeting of Shareholders (article 52 part 2).
vi. Board of Commissionnairs is responsible to inform Bank Indonesia at lates 7 days after finding (article 11) :
a. Violation of Financial and banking regulations.
b. Condition and estimation that may endanger Bank business activity bank.
Duties and Responsibilities of Board of Commissioners on a b o v e m a t t e r a r e b a s e d o n S K B a n k M e s t i k a No.22/SK-BMD/2010 regarding Action Guides and Rules of Board of Commissioners. In this Action Guides and rules are explained responsibilities and authority of Board of Commissioners, special case and Board of Commissioners meeting.
Laporan Pelaksanaan GCG Bank Mestika Tahun 2010
Highlights on GCG Implementation Report of Bank Mestika 2010
Rapat Dewan Komisaris Sepanjang Tahun 2010/Board of Commissioners Meeting in 2010.
No. Tanggal/Date Perihal/Theme Witarsa
Oemar Indra
Halim Katio *Boing Sudrajat
1. 15-Jan-10 Pencalonan BP Lim Kheng Boon sebagai Presiden Direktur. √ √ √
2. 18-Jan-10 Follow up exit meeting Pemeriksaan Umum tanggal 19 Nov 2009 √ √ √
3. 19-Jan-10 Pencalonan BP Boing Sudrajat sebagai Komisaris
Candidate proposal of BP Boing Sudrajat as Commissioners √ √ √
4. 19-Jan-10 Kajian Profil Risiko Bank Mestika Triwulan keempat dan tindak lanjut.
Risk Profile Review of Bank Mestika on the third tri-monthly and implementation. √ √ √
5. 24-Mar-10 Pencalonan BP Achmad S. Kartasasmita sebagai Presiden Direktur
Candidate proposal of BP Achmad S. Kartasasmita as President Director √ √ √
6. 13-Apr-10 Evaluasi pelaksanaan exit meeting dengan Bank Indonesia tgl 7 Nov 2008 dan pelaksanaan exit meeting dengan Bank Indonesia tgl 19 Nov 2009 dan pemeriksaan khusus 15 Des 2009.
Evaluation on exit meeting implementation with Bank Indonesia tgl 7 Nov 2008 and exit meeting with Bank Indonesia date 19 Nov 2009 and special investigation 15 December 2009.
√ √ √
Perkembangan IPO dan Akuisisi RHB.
IPO development and Perkembangan IPO dan RHB Acquision.
7. 20-Apr-10 Laporan Profil Risiko Bank Mestika per posisi 31 Maret 2010, penilaian saat ini dan sebelumnya.
Risk Profile Report of Bank Mestika as of 31 March 2010, current evaluation and before
√ √ √
Tindak lanjut terhadap profil risiko.
Executing on risk profile
Perhitungan Risiko Operasional pada KPMM dan PSAK 50&55.
Risk estimation on Operational Risk at KPMM and PSAK 59 & 55.
8. 4-Mei-10 Pembahasan surat pembinaan Bank Indonesia No. 12/85/APBU/Mdn tgl 26 April 2010 tentang Laporan Pengawasan Dewan Komisaris Semester 2009 Discussion on Bank Indonesia Letter of Directive, Bank Indonesia No. 12/85/APBU/Mdn date 26 April2010 about Board of Commissioners Review report semesterr 2009
√ √ √
9. 25-Jun-10 Perkembangan Penerapan Manajemen Risiko.
Improve implementation Risk Management √ √ √
Follow-up Exit Meeting dengan Bank Indonesia tgl 19 Nov 2009 dan Exit Meeting tgl 15 Des 2009.
Follow-up Exit Meeting with Bank Indonesia date 19 Nov 2009 and Exit Meeting tgl 15 Des 2009.
10. 20-Jul-10 Profil Risiko Triwulan II 2010
Risk Profile quarterly II 2010 √ √ √
Pembahasan Aspek Perkreditan Bank
Pelaksanaan Self Assessment dan Risk Assessment Bank Mestika Pelaksanaan Implementasi Basel II.
11. 30-Ags-10 Rekomendasi calon Ketua Komite Pemantau Risiko.
Candidate recomendation Chairman of Risk Monitoring Committe √ √ √ √
12. 7-Okt-10 Perubahan pasal 12 Anggaran Dasar Perseroan Tentang limit wewenang Direksi.
Change Article 12 on Basic Allocation (Budgeting) of company regarding Directors limit of authority
√ √ √ √
Follow-up Exit Meeting dengan Bank Indonesia tgl 30 Aug 10.
Follow-up Exit Meeting with Bank Indonesia date 30 Aug 10.
13. 19-Okt-10 Profil Risiko Triwulan III
Risk Profile Quaterly III √ √ √ √
Posisi Penyaluran Kredit per Triwulan III 2010.
Position of Credit allocation quarterly III 2010.
PBI No.12/19/PBI/2010 tgl 4 Oct 2010.
Implementasi GCG.
Implementation GCG.
Total Kehadiran/Total Attendance 13 13 13 3
Keterangan :
√ = Hadir/Present X = Tidak Hadir/Absent
* Boing Sudrajat, sesuai dengan persetujuan Bank Indonesia, efektif menjadi anggota Komisaris Bank Mestika sejak 25 Agustus 2010.
* Boing Sudrajat, according to Bank Indonesia’s approval, effectively as of 25 August 2010 appointed as member of Board of Commissioners of Bank Mestika.
c. Frekuensi Penyelenggaraan Rapat Dewan Komisaris c. Frequency of Board of Commissioners Meeting in 2010
d. Komite-Komite
Sesuai dengan Peraturan Bank Indonesia (PBI) No.8/4/PBI/2006 sebagaimana telah diubah melalui PBI No.8/14/2006, Bank telah membentuk komite-komite untuk menunjang kinerja Dewan Komisaris. Adapun komite-komite yang telah dibentuk Bank antara lain: