PEMEGANG SAHAM SHAREHOLDER DEWAN KOMISARIS BOARD OF COMMISSIONERS DIREKTUR UTAMA PRESIDENT DIRECTOR HERMAN HALIM DIREKTUR KREDIT CREDIT DIRECTOR SRI REDJEKI GENERAL MANAGER PENGAWASAN KREDIT GENERAL MANAGER CREDIT MONITORING DIANA ALIM SEKRETARIS PERUSAHAAN CORPORATE SECRETARY THERESIA ENDAH WINARNI
SEKRETARIAT SECRETARY DEPUTI DIREKTUR SENIOR OPERASIONAL SENIOR DEPUTY DIRECTOR - OPERATIONAL GOENAWAN MOELIONO
DEPUTI DIREKTUR - LEGAL DEPUTY DIRECTOR - LEGAL
TUTI HARTINI
DEPUTI DIREKTUR BIRO DIREKSI DEBUTY DIRECTOR BOARD OF DIRECTORS’ BUREAU
THERESIA ENDAH WINARNI DEPUTI DIREKTUR OPERASIONAL DEPUTY DIRECTOR OPERATIONAL ROBERT WIDJAJA KOMITE AUDIT AUDIT COMMITTEE
KOMITE PEMANTAU RISIKO RISK MONITORING COMMITTEE
KOMITE REMUNERASI DAN NOMINASI REMUNERATION AND NOMINATION COMMITTEE
KOMITE PENGARAH TEKNOLOGI INFORMASI INFORMATION TECHNOLOGY STEERING COMMITTEE
KOMITE KREDIT LOAN COMMITTEE
KOMITE AKTIVA PASIVA ASSETS AND LIABILITIES COMMITTEE
KOMITE SDM HUMAN RESOURCES COMMITTEE KOMITE KEBIJAKAN
POLICY COMMITTEE
KOMITE PRODUK, JASA DAN LAYANAN PRODUCTS AND SERVICES COMMITTEE
PEMIMPIN BISNIS SUPPORT AREA SURABAYA
SURABAYA AREA BUSINESS SUPPORT HEAD
MARDIANTO KUSWOYO
PEMIMPIN BISNIS SUPPORT AREA MALANG MALANG AREA BUSINESS
SUPPORT HEAD
ANWAR
PEMIMPIN BISNIS SUPPORT AREA JAKARTA
JAKARTA AREA BUSINESS SUPPORT HEAD
YUNDI BUNTARAN
PEMIMPIN BISNIS SUPPORT AREA SOLO SOLO AREA BUSINESS
SUPPORT HEAD
KRISTANTO DWI RUMPOKO
PEMIMPIN BISNIS SUPPORT AREA MEDAN
MEDAN AREA BUSINESS SUPPORT HEAD
MINAH
KABAG BISNIS SUPPORT PALEMBANG PALEMBANG HEAD OF BUSINESS SUPPORT
SUWADY
PEMIMPIN BISNIS SUPPORT AREA BANDUNG
BANDUNG AREA BUSINESS SUPPORT HEAD
KAMILUS KOPO HENAKIN
PEMIMPIN BISNIS SUPPORT AREA DENPASAR
DENPASAR AREA BUSINESS SUPPORT HEAD
R. HARIS DWI JULIANTO
PEMIMPIN BISNIS SUPPORT AREA MAKASSAR
MAKASSAR AREA BUSINESS SUPPORT HEAD
HENNY
PEMIMPIN BISNIS SUPPORT AREA PURWOKERTO
PURWOKERTO AREA BUSINESS SUPPORT HEAD
FACTHUR ROZI
KABAG BISNIS SUPPORT SEMARANG SEMARANG HEAD OF BUSINESS SUPPORT NINIK LISTIYATI KADIV TREASURY HEAD OF TREASURY
TRIANA SARI OETOMO
KADIV UMUM HEAD OF LOGISTICS
LAUW IWAN PRASETYO
KADIV AKUNTING HEAD OF ACCOUNTING
DWIANA KRISWATI
KADIV ADMIN KREDIT HEAD OF CREDIT ADMIN
RITAWATI H.P.
KADIV INT. TRADE FINANCE HEAD OF INTERNATIONAL
TRADE FINANCE
DENNY ARIYANTO
KADIV CREDIT REVIEW HEAD OF CREDIT REVIEW
SILVY C. LIMANTARA KADIV SKTI HEAD OF INFORMATION TECHNOLOGY UNIT MAGDALENA KADIV HRD STRATEGY HEAD OF HRD STRATEGY YUSUF SUTANDIO KABAG APPRAISAL HEAD OF APPRAISAL ATHO’ILLAH KABAG REMIDIAL HEAD OF REMEDIAL SUSENO GUNOMO RIEKY NELWANTO KABAG LEGAL ADMIN
HEAD OF LEGAL ADMIN
STRUKTUR ORGANISASI
ORGANIZATION STRUCTURE
145 PROFIL PERUSAHAAN COMPANY PROFILE LAPORAN DEWAN KOMISARIS REPORT OFTHE BOARD OF COMMISSIONERS
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REPORT OF
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ANALISIS &
PEMBAHASAN MANAJEMEN
MANAGEMENT DISCUSSION & ANALYSIS
LAPORAN TATA KELOLA PERUSAHAAN
CORPORATE GOVERNANCE REPORT
DIREKTUR KEPATUHAN COMPLIANCE DIRECTOR
IIS HERIJATI SKAI
INTERNAL AUDIT UNIT MARCEL ADIANTO
KOMITE MANAJEMEN RISIKO RISK MANAGEMENT COMMITTEE
DEPUTI DIREKTUR - MARKETING STRATEGY
DEPUTY DIRECTOR - MARKETING STRATEGY
GINA MARINA ROTIKAN
DEPUTI DIREKTUR - MARKETING DEPUTY DIRECTOR - MARKETING ALI WINOTO KABAG HRD ADMIN HEAD OF HRD ADMIN SUSILOWATI SKMR HEAD OF RISK MANAGEMENT UNIT
THERESIA ENDAH WINARNI
KADIV SISTEM PROSEDUR HEAD OF SYSTEM AND PROCEDURE DWIANA KRISWATI KADIV KEPATUHAN & APU-PPT HEAD OF COMPLIANCE & AML - CTF LILY WIJAYA DIREKTUR MARKETING MARKETING DIRECTOR YUNITA WANDA KOORDINATOR REGIONAL INDONESIA TIMUR EASTERN INDONESIA REGIONAL HEAD FRANSISKA VIVI KOORDINATOR REGIONAL SUMATRA SUMATERA REGIONAL HEAD CHATERINE GOL PEMIMPIN BISNIS AREA BANDUNG BANDUNG AREA BUSINESS HEAD ALI WINOTO PEMIMPIN BISNIS AREA MAKASSAR MAKASSAR AREA BUSINESS HEAD V. MAYA MASUL PEMIMPIN BISNIS AREA DENPASAR DENPASAR AREA BUSINESS HEAD WELLEM PEMIMPIN BISNIS AREA MALANG MALANG AREA BUSINESS HEAD BERNARD KARAMOY PEMIMPIN BISNIS AREA PALEMBANG PALEMBANG AREA BUSINESS HEAD FAGY TANZIL PEMIMPIN BISNIS AREA PURWOKERTO PURWOKERTO AREA BUSINESS HEAD DESI MUDITAMURNI PEMIMPIN BISNIS AREA JAKARTA JAKARTA AREA BUSINESS HEAD NURHAYATI PEMIMPIN BISNIS AREA SURABAYA SURABAYA AREA BUSINESS HEAD A. RONNY PEMIMPIN BISNIS AREA MEDAN MEDAN AREA BUSINESS HEAD HEINCE PEMIMPIN BISNIS AREA SEMARANG SEMARANG AREA BUSINESS HEAD AL SUDJONO PEMIMPIN BISNIS AREA SOLO SOLO AREA BUSINESS HEAD
GINA MARINA ROTIKAN
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AUDITED FINANCIAL REPORT
SUMBER DAYA MANUSIA HUMAN RESOURCE DATA PERUSAHAAN CORPORATE DATA
Warga Negara Indonesia, 54 tahun. Beliau menjabat sebagai Komisaris Utama Independen sesuai hasil Rapat Umum Pemegang Saham Luar Biasa (RUPSLB) tanggal 3 April 2013. Sebelumnya menjabat sebagai Komisaris sejak tahun 1994 dan Wakil Komisaris pada tahun 1993. Jabatan lain yang pernah dipegang adalah sebagai Director–Head of Financial Service Industry Division dan anggota Dewan Penasehat PT Maspion pada tahun 1995–2001 serta Director – Business Development and Finance PT Maspion pada tahun 1993– 1995. Memperoleh gelar Diplom-Kaufmann Jurusan Ekonomi dari Hamburg Universität – Hamburg, Jerman pada tahun 1990. Beliau tidak memiliki hubungan afiliasi dengan anggota Direksi,sesama anggota Komisaris maupun pemegang saham.
Indonesian citizen, age 54. He is appointed as Independent Commissioner in accordance with the resolution of Extraordinary General Meeting of Shareholders (EGMS) on April 3, 2013. Previously, he served as Commissioner since 1994 and Deputy Commissioner in 1993. Previous position held are Director - Head of Financial Services Industry Division and member of the Advisory Board of PT Maspion in 1995 - 2001 as well as Director - Business Development and Finance of PT Maspion in 1993 - 1995. He earned a Diplom-Kaufman in Economics Department from Hamburg Universität , Hamburg,Germany in 1990. He has neither affiliation with the member of Directors, or with the fellow member of the Board of Commissioners and shareholders.
HENRY KAUNANG
KOMISARIS UTAMA INDEPENDEN
INDEPENDENT PRESIDENT COMMISSIONER
DEWAN KOMISARIS
BOARD OF COMMISSIONERS
147 PROFIL PERUSAHAAN COMPANY PROFILE LAPORAN DEWAN KOMISARIS REPORT OFTHE BOARD OF COMMISSIONERS
LAPORAN DIREKSI
REPORT OF
THE BOARD OF DIRECTORS
ANALISIS &
PEMBAHASAN MANAJEMEN
MANAGEMENT DISCUSSION & ANALYSIS
LAPORAN TATA KELOLA PERUSAHAAN
CORPORATE GOVERNANCE REPORT
Warga Negara Indonesia, 75 tahun. Beliau menjabat sebagai Komisaris sesuai hasil RUPSLB tanggal 4 November 1996. Mengawali karir sebagai Perwira Penyidik di Serse Mabes POLRI pada tahun 1962 dan menjabat sebagai Direktur Serse POLRI pada tahun 1984–1987, Kapolda Jawa Timur pada tahun 1988–1990, Gubernur Akademi Kepolisian RI pada tahun 1990–1992, Deputi Operasi Kapolri pada tahun 1992–1995, dan anggota Komnas HAM dan Perempuan pada tahun 1995–2005. Saat ini aktif sebagai pengajar di berbagai perguruan tinggi terkemuka dan pernah menjadi sebagai rektor Universitas Bhayangkara sejak tahun 1995–2005. Memperoleh gelar Master of Business Administration dari Gregoria Araneta University, Manila pada tahun 1996 dan gelar Magister Manajemen dari STIE IGGI, Jakarta pada tahun 1997. Beliau tidak memiliki hubungan afiliasi dengan anggota Direksi, sesama anggota Komisaris maupun pemegang saham.
Indonesian citizen, age 75. He is appointed as Commissioner in accordance with the resolution of EGMS on November 4, 1996. He began his career as an
Investigator Officer at the Criminal Investigation Agency of Indonesian National Police Headquarters in 1962 and served as Director of the Criminal Investigation Agency of Indonesian National Police Headquarters from 1984–1987, Chief of Police of East Java in 1988–1990, Governor of the Indonesian National Police Academy in 1990–1992, National Police Chief Deputy of Operation in 1992–1995, and member of the National Human Rights Commission and the National Commission for Women in 1995–2005. Nowadays, he is active as a lecturer in various leading universities and he ever served as Rector of Bhayangkara University in 1995–2005. He earned a Master of Business Administration from Gregoria Araneta University, Manila in 1996 and a Master degree in Management from STIE IGGI, Jakarta in 1997. He has neither affiliation with the member of Directors, or with the fellow member of the Board of Commissioners and shareholders.
MAYJEND (PURN)
KOESPARMONO IRSAN
KOMISARIS
COMMISSIONER
Warga Negara Indonesia, 53 tahun. Beliau menjabat sebagai Komisaris Independen sesuai hasil RUPSLB tanggal 23 Juli 2012. Sebelumnya berkarir selama 24 tahun di Bank CIMB Niaga dan menduduki berbagai posisi manajemen, antara lain Head of Sales & Distribution Indonesia Timur pada tahun 2009–2012, dan sebagai Area Manager di Jawa Tengah, Jawa Timur, Indonesia Timur dan Jakarta pada tahun 1999–2009 serta Pemimpin Cabang di Surabaya dan Yogyakarta pada tahun 1990–1999. Memperoleh gelar Magister Manajemen dari STIE Perbanas, Surabaya pada tahun 2009. Beliau tidak memiliki hubungan afiliasi dengan anggota Direksi, sesama anggota Komisaris maupun pemegang saham.
Indonesian citizen, age 53, He is appointed as Independent Commissioner in accordance with the resolution of EGMS on July 23, 2012. He began his career for 24 years at Bank CIMB Niaga, and held various management positions including Head of Sales & Distribution of Eastern Indonesia in 2009–2012, and as Area Manager in Central Java, East Java, East Indonesia and Jakarta in 1999–2009 as well as Branch Manager in Surabaya and Yogyakarta in 1990–1999. He holds a Master of Management from STIE Perbanas, Surabaya in 2009. He has neither affiliation with the member of Directors, or with the fellow member of the Board Commissioners and shareholders.
M. PUJIONO SANTOSO
KOMISARIS INDEPENDEN
INDEPENDENT COMMISSIONER
Laporan Tahunan 2015 | Annual Report 2015 148 MANAJEMEN RISIKO RISK MANAGEMENT TEKNOLOGI INFORMASI INFORMATION TECHNOLOGY LAPORAN KEUANGAN AUDIT
AUDITED FINANCIAL REPORT
SUMBER DAYA MANUSIA HUMAN RESOURCE DATA PERUSAHAAN CORPORATE DATA